Cost of Living Comparison Between Karlovy Vary and Ubud, Bali Cost of Living Comparison Between Karlovy Vary and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,530 in Karlovy Vary versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,488 in Karlovy Vary versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,447 in Karlovy Vary versus $3,273 in Ubud, Bali.

Living in Karlovy Vary is roughly 10% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Karlovy Vary 11% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$9.59 Kč 199

$3.37 Rp 59.7K

184.57%

Three-Course Dinner for Two, Mid-Range

$45.86 Kč 953

$38.59 Rp 682.4K

18.84%

Fast Food Meal (McDonalds, etc)

$9.27 Kč 193

$5.52 Rp 97.6K

67.93%

Cappuccino

$3.11 Kč 64.6

$2.64 Rp 46.8K

17.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.81 Kč 37.65

$1.67 Rp 29.6K

8.38%

Water (0.33 liter bottle)

$1.42 Kč 29.51

$0.77 Rp 13.6K

84.42%

Local Beer (0.5 liter draught)

$2.21 Kč 45.89

$2.63 Rp 46.6K

-15.97%

Imported Beer (0.33 liter bottle)

$2.01 Kč 41.83

$4.28 Rp 75.7K

-53.04%

Milk (1 liter)

$1.17 Kč 24.25

$1.55 Rp 27.3K

-24.52%

White Bread (500g)

$1.51 Kč 31.47

$2.22 Rp 39.3K

-31.98%

Rice (white) (1kg)

$2.41 Kč 50.1

$1.13 Rp 19.9K

113.27%

Eggs

$2.94 Kč 61.0

$2.09 Rp 36.9K

40.67%

Local Cheese (1kg)

$12.76 Kč 265

$17.39 Rp 307.6K

-26.62%

Chicken Fillets (1kg)

$7.38 Kč 153

$3.87 Rp 68.4K

90.70%

Beef Round Steak (1kg)

$17.36 Kč 361

$12.55 Rp 221.9K

38.33%

Apples (1kg)

$1.98 Kč 41.05

$3.62 Rp 63.9K

-45.30%

Banana (1kg)

$1.80 Kč 37.41

$1.56 Rp 27.6K

15.38%

Oranges (1kg)

$2.15 Kč 44.71

$2.35 Rp 41.6K

-8.51%

Tomato (1kg)

$3.58 Kč 74.4

$2.06 Rp 36.4K

73.79%

Potato (1kg)

$1.08 Kč 22.37

$1.90 Rp 33.6K

-43.16%

Onion (1kg)

$1.10 Kč 22.94

$2.34 Rp 41.3K

-52.99%

Lettuce (1 head)

$1.24 Kč 25.71

$1.03 Rp 18.2K

20.39%

Water (1.5 liter bottle)

$0.81 Kč 16.79

$0.55 Rp 9,809

47.27%

Cigarettes 20 Pack (Marlboro, Camel)

$7.75 Kč 161

$2.25 Rp 39.8K

244.44%

Wine (Bottle)

$7.30 Kč 152

$23.81 Rp 421.0K

-69.34%

Local Beer (0.5 liter bottle)

$0.99 Kč 20.63

$2.31 Rp 40.9K

-57.14%

Imported Beer (0.33 liter bottle)

$1.73 Kč 36.01

$2.80 Rp 49.5K

-38.21%

One-way Ticket (Public Transport)

$2.44 Kč 50.8

$0.27 Rp 4,816

803.70%

Public Transport Monthly Pass (Regular Price)

$25.93 Kč 539

$8.66 Rp 153.2K

199.42%

Taxi Start (Normal Tariff)

$2.95 Kč 61.3

$0.48 Rp 8,515

514.58%

Taxi (Normal Tariff) (1km)

$1.53 Kč 31.73

$0.45 Rp 7,887

240.00%

Taxi 1hour Waiting (Normal Tariff)

$17.53 Kč 364

$5.72 Rp 101.1K

206.47%

Gasoline (1 liter)

$1.87 Kč 38.94

$0.76 Rp 13.4K

146.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K Kč 593.7K

$24.5K Rp 433.0M

16.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K Kč 516.9K

$32.1K Rp 568.0M

-22.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 Kč 5,398

$83.6 Rp 1.5M

210.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.92 Kč 497

$6.46 Rp 114.2K

270.28%

Internet (50+ Mbps, Unlimited Data)

$19.57 Kč 407

$18.99 Rp 335.9K

3.05%

Gym Membership (Monthly)

$59.0 Kč 1,226

$56.0 Rp 989.8K

5.40%

Tennis Court (1 Hour on Weekend)

$22.39 Kč 465

$18.62 Rp 329.2K

20.25%

Cinema Ticket

$7.37 Kč 153

$4.28 Rp 75.7K

72.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$195 Kč 4,052

$487 Rp 8.6M

-59.93%

International Primary School, 1 Child (Yearly)

$2,888 Kč 60.0K

$5,856 Rp 103.6M

-50.68%

Jeans (Levis 501 Or Similar)

$88.8 Kč 1,846

$45.56 Rp 805.6K

94.95%

Summer Dress (H&M, Zara, etc)

$39.05 Kč 812

$36.38 Rp 643.3K

7.34%

Sport Shoes (Adidas, Nike)

$108 Kč 2,244

$82.0 Rp 1.4M

31.73%

Men's Leather Business Shoes

$129 Kč 2,672

$80.4 Rp 1.4M

59.89%

1-bedroom Apartment, City Center (Monthly)

$729 Kč 15.2K

$1,117 Rp 19.7M

-34.70%

1-bedroom Apartment, Outside City Center (Monthly)

$496 Kč 10.3K

$701 Rp 12.4M

-29.20%

3-bedroom Apartment, City Center (Monthly)

$1,695 Kč 35.2K

$3,537 Rp 62.5M

-52.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,390 Kč 28.9K

$1,762 Rp 31.2M

-21.12%

Buy Apartment in City Center (m2)

$7,091 Kč 147.4K

$2,826 Rp 50.0M

150.90%

Buy Apartment Outside City Center (m2)

$5,212 Kč 108.3K

$2,292 Rp 40.5M

127.40%

Average Monthly Net Salary (After Tax)

$1,443 Kč 30.0K

$170 Rp 3.0M

750.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

13.78

-66.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovy Vary: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Karlovy Vary and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 750% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Karlovy Vary vs $39.00 in Ubud, Bali. Groceries flip the comparison at $266 vs $293, with Karlovy Vary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovy Vary vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 10% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 750% higher in Karlovy Vary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $729 in Karlovy Vary versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $46.00 in Karlovy Vary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,530 per month in Karlovy Vary versus $1,396 in Ubud, Bali – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Ubud, Bali versus $1,530 in Karlovy Vary, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karlovy Vary. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Karlovy Vary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovy Vary and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Karlovy Vary. Beyond cost, consider language, visa policies, and how big the international community is in each city.