Cost of Living Comparison Between Karlovy Vary and Ubud, Bali Cost of Living Comparison Between Karlovy Vary and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,357 in Karlovy Vary versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,239 in Karlovy Vary versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,121 in Karlovy Vary versus $3,763 in Ubud, Bali.

Living in Karlovy Vary costs roughly 4% less than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Karlovy Vary 2% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$8.30 Kč 176

$3.45 Rp 62.0K

140.58%

Three-Course Dinner for Two, Mid-Range

$43.72 Kč 926

$32.34 Rp 580.1K

35.19%

Fast Food Meal (McDonalds, etc)

$8.96 Kč 190

$4.84 Rp 86.9K

85.12%

Cappuccino

$2.89 Kč 61.2

$2.75 Rp 49.3K

5.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 Kč 40.04

$1.38 Rp 24.8K

36.96%

Water (0.33 liter bottle)

$1.24 Kč 26.17

$0.75 Rp 13.5K

65.33%

Local Beer (0.5 liter draught)

$2.11 Kč 44.70

$2.99 Rp 53.7K

-29.43%

Imported Beer (0.33 liter bottle)

$2.02 Kč 42.82

$3.85 Rp 69.1K

-47.53%

Milk (1 liter)

$1.13 Kč 23.94

$1.74 Rp 31.1K

-35.06%

White Bread (500g)

$1.49 Kč 31.64

$2.46 Rp 44.1K

-39.43%

Rice (white) (1kg)

$2.18 Kč 46.08

$1.17 Rp 21.0K

86.32%

Eggs

$2.79 Kč 59.1

$2.43 Rp 43.6K

14.81%

Local Cheese (1kg)

$12.17 Kč 258

$14.50 Rp 260.2K

-16.07%

Chicken Fillets (1kg)

$6.91 Kč 146

$4.35 Rp 78.0K

58.85%

Beef Round Steak (1kg)

$13.10 Kč 277

$11.98 Rp 214.9K

9.35%

Apples (1kg)

$1.73 Kč 36.66

$3.72 Rp 66.7K

-53.49%

Banana (1kg)

$1.70 Kč 36.05

$1.63 Rp 29.2K

4.29%

Oranges (1kg)

$2.08 Kč 44.15

$2.74 Rp 49.2K

-24.09%

Tomato (1kg)

$3.43 Kč 72.5

$2.24 Rp 40.2K

53.12%

Potato (1kg)

$1.32 Kč 28.00

$1.92 Rp 34.4K

-31.25%

Onion (1kg)

$1.20 Kč 25.40

$2.28 Rp 40.8K

-47.37%

Lettuce (1 head)

$1.24 Kč 26.34

$1.06 Rp 19.1K

16.98%

Water (1.5 liter bottle)

$0.72 Kč 15.19

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$7.08 Kč 150

$3.29 Rp 58.9K

115.20%

Wine (Bottle)

$7.09 Kč 150

$23.19 Rp 416.1K

-69.43%

Local Beer (0.5 liter bottle)

$0.87 Kč 18.40

$2.78 Rp 49.8K

-68.71%

Imported Beer (0.33 liter bottle)

$1.88 Kč 39.79

$2.73 Rp 49.0K

-31.14%

One-way Ticket (Public Transport)

$2.29 Kč 48.48

$0.27 Rp 4,778

748.15%

Public Transport Monthly Pass (Regular Price)

$25.52 Kč 541

$8.11 Rp 145.4K

214.67%

Taxi Start (Normal Tariff)

$2.73 Kč 57.8

$0.48 Rp 8,659

468.75%

Taxi (Normal Tariff) (1km)

$1.37 Kč 29.11

$0.42 Rp 7,532

226.19%

Taxi 1hour Waiting (Normal Tariff)

$15.68 Kč 332

$6.22 Rp 111.6K

152.09%

Gasoline (1 liter)

$1.62 Kč 34.39

$0.81 Rp 14.6K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K Kč 591.9K

$26.6K Rp 477.4M

5.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K Kč 515.9K

$32.2K Rp 577.4M

-24.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 Kč 5,325

$78.4 Rp 1.4M

220.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.78 Kč 546

$4.07 Rp 73.0K

533.42%

Internet (50+ Mbps, Unlimited Data)

$20.79 Kč 440

$24.33 Rp 436.4K

-14.55%

Gym Membership (Monthly)

$59.3 Kč 1,255

$98.6 Rp 1.8M

-39.89%

Tennis Court (1 Hour on Weekend)

$21.38 Kč 453

$6.34 Rp 113.7K

237.22%

Cinema Ticket

$6.91 Kč 146

$3.99 Rp 71.5K

73.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$186 Kč 3,940

$305 Rp 5.5M

-39.02%

International Primary School, 1 Child (Yearly)

$2,752 Kč 58.3K

$6,642 Rp 119.2M

-58.57%

Jeans (Levis 501 Or Similar)

$85.0 Kč 1,799

$54.1 Rp 971.2K

56.94%

Summer Dress (H&M, Zara, etc)

$40.85 Kč 865

$37.81 Rp 678.2K

8.04%

Sport Shoes (Adidas, Nike)

$97.1 Kč 2,056

$86.8 Rp 1.6M

11.78%

Men's Leather Business Shoes

$112 Kč 2,364

$76.4 Rp 1.4M

46.18%

1-bedroom Apartment, City Center (Monthly)

$720 Kč 15.3K

$992 Rp 17.8M

-27.37%

1-bedroom Apartment, Outside City Center (Monthly)

$401 Kč 8,489

$673 Rp 12.1M

-40.42%

3-bedroom Apartment, City Center (Monthly)

$1,424 Kč 30.2K

$3,375 Rp 60.5M

-57.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,149 Kč 24.3K

$2,050 Rp 36.8M

-43.94%

Buy Apartment in City Center (m2)

$7,039 Kč 149.1K

$2,805 Rp 50.3M

150.98%

Buy Apartment Outside City Center (m2)

$5,125 Kč 108.5K

$2,227 Rp 39.9M

130.11%

Average Monthly Net Salary (After Tax)

$1,429 Kč 30.3K

$167 Rp 3.0M

755.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

13.28

-58.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovy Vary: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $720 in Karlovy Vary and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 756% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Karlovy Vary vs $32.00 in Ubud, Bali. Groceries flip the comparison at $243 vs $297, with Karlovy Vary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovy Vary vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karlovy Vary is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 756% higher in Karlovy Vary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $720 in Karlovy Vary versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karlovy Vary – a meal for two runs $44.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,357 per month in Karlovy Vary versus $1,408 in Ubud, Bali – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,357 in Karlovy Vary versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Karlovy Vary but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karlovy Vary the clear choice for anyone on this budget.

For families, Karlovy Vary is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovy Vary and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovy Vary gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.