Cost of Living Comparison Between Karlovy Vary and Ubud, Bali Cost of Living Comparison Between Karlovy Vary and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,359 in Karlovy Vary versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,236 in Karlovy Vary versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,112 in Karlovy Vary versus $3,660 in Ubud, Bali.

Living in Karlovy Vary costs roughly 4% less than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Karlovy Vary 1% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$8.51 Kč 177

$3.56 Rp 63.9K

139.04%

Three-Course Dinner for Two, Mid-Range

$43.73 Kč 912

$32.73 Rp 586.8K

33.61%

Fast Food Meal (McDonalds, etc)

$8.91 Kč 186

$4.95 Rp 88.7K

80.00%

Cappuccino

$2.90 Kč 60.5

$2.71 Rp 48.6K

7.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 Kč 40.87

$1.34 Rp 24.1K

46.27%

Water (0.33 liter bottle)

$1.23 Kč 25.69

$0.70 Rp 12.5K

75.71%

Local Beer (0.5 liter draught)

$2.05 Kč 42.70

$2.92 Rp 52.3K

-29.79%

Imported Beer (0.33 liter bottle)

$2.02 Kč 42.06

$3.96 Rp 70.9K

-48.99%

Milk (1 liter)

$1.15 Kč 23.92

$1.81 Rp 32.4K

-36.46%

White Bread (500g)

$1.50 Kč 31.32

$2.52 Rp 45.1K

-40.48%

Rice (white) (1kg)

$2.10 Kč 43.81

$1.16 Rp 20.8K

81.03%

Eggs

$2.78 Kč 58.0

$2.46 Rp 44.1K

13.01%

Local Cheese (1kg)

$12.50 Kč 261

$14.71 Rp 263.7K

-15.02%

Chicken Fillets (1kg)

$7.02 Kč 146

$4.32 Rp 77.4K

62.50%

Beef Round Steak (1kg)

$12.68 Kč 264

$12.14 Rp 217.5K

4.45%

Apples (1kg)

$1.73 Kč 36.06

$3.84 Rp 68.8K

-54.95%

Banana (1kg)

$1.72 Kč 35.95

$1.56 Rp 27.9K

10.26%

Oranges (1kg)

$2.14 Kč 44.56

$2.83 Rp 50.8K

-24.38%

Tomato (1kg)

$3.41 Kč 71.1

$2.33 Rp 41.7K

46.35%

Potato (1kg)

$1.32 Kč 27.58

$1.91 Rp 34.3K

-30.89%

Onion (1kg)

$1.15 Kč 24.00

$2.20 Rp 39.5K

-47.73%

Lettuce (1 head)

$1.18 Kč 24.66

$1.01 Rp 18.2K

16.83%

Water (1.5 liter bottle)

$0.73 Kč 15.14

$0.78 Rp 13.9K

-6.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.98 Kč 146

$3.32 Rp 59.4K

110.24%

Wine (Bottle)

$7.16 Kč 149

$23.74 Rp 425.5K

-69.84%

Local Beer (0.5 liter bottle)

$0.92 Kč 19.22

$2.79 Rp 50.0K

-67.03%

Imported Beer (0.33 liter bottle)

$1.82 Kč 37.94

$2.86 Rp 51.3K

-36.36%

One-way Ticket (Public Transport)

$2.31 Kč 48.26

$0.27 Rp 4,819

755.56%

Public Transport Monthly Pass (Regular Price)

$25.86 Kč 539

$8.03 Rp 143.9K

222.04%

Taxi Start (Normal Tariff)

$2.88 Kč 59.9

$0.46 Rp 8,181

526.09%

Taxi (Normal Tariff) (1km)

$1.32 Kč 27.52

$0.45 Rp 8,068

193.33%

Taxi 1hour Waiting (Normal Tariff)

$15.29 Kč 319

$6.10 Rp 109.3K

150.66%

Gasoline (1 liter)

$1.70 Kč 35.51

$0.79 Rp 14.2K

115.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K Kč 591.2K

$26.1K Rp 468.8M

8.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K Kč 496.3K

$32.1K Rp 575.8M

-25.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 Kč 5,382

$79.9 Rp 1.4M

222.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.42 Kč 530

$4.06 Rp 72.9K

526.11%

Internet (50+ Mbps, Unlimited Data)

$20.69 Kč 431

$23.52 Rp 421.6K

-12.03%

Gym Membership (Monthly)

$57.7 Kč 1,202

$98.7 Rp 1.8M

-41.57%

Tennis Court (1 Hour on Weekend)

$21.88 Kč 456

$6.63 Rp 118.8K

230.02%

Cinema Ticket

$7.04 Kč 147

$4.15 Rp 74.3K

69.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$187 Kč 3,892

$304 Rp 5.4M

-38.59%

International Primary School, 1 Child (Yearly)

$2,833 Kč 59.1K

$6,613 Rp 118.5M

-57.16%

Jeans (Levis 501 Or Similar)

$85.0 Kč 1,772

$55.5 Rp 995.6K

53.06%

Summer Dress (H&M, Zara, etc)

$41.27 Kč 860

$38.31 Rp 686.7K

7.73%

Sport Shoes (Adidas, Nike)

$98.7 Kč 2,057

$88.6 Rp 1.6M

11.38%

Men's Leather Business Shoes

$113 Kč 2,347

$77.9 Rp 1.4M

44.55%

1-bedroom Apartment, City Center (Monthly)

$730 Kč 15.2K

$1,006 Rp 18.0M

-27.44%

1-bedroom Apartment, Outside City Center (Monthly)

$388 Kč 8,081

$675 Rp 12.1M

-42.60%

3-bedroom Apartment, City Center (Monthly)

$1,420 Kč 29.6K

$3,442 Rp 61.7M

-58.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,145 Kč 23.9K

$2,039 Rp 36.6M

-43.84%

Buy Apartment in City Center (m2)

$7,263 Kč 151.4K

$2,841 Rp 50.9M

155.62%

Buy Apartment Outside City Center (m2)

$5,248 Kč 109.4K

$2,264 Rp 40.6M

131.80%

Average Monthly Net Salary (After Tax)

$1,469 Kč 30.6K

$165 Rp 3.0M

788.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

13.28

-58.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovy Vary: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $730 in Karlovy Vary and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 789% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Karlovy Vary vs $33.00 in Ubud, Bali. Groceries flip the comparison at $244 vs $302, with Karlovy Vary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovy Vary vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karlovy Vary is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

Karlovy Vary pays 789% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $730 in Karlovy Vary versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Karlovy Vary – a meal for two runs $44.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,359 per month in Karlovy Vary versus $1,419 in Ubud, Bali – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,359 in Karlovy Vary versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Karlovy Vary but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karlovy Vary the clear choice for anyone on this budget.

For families, Karlovy Vary is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovy Vary and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovy Vary gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.