Last update: Oct 2026

Cost of Living Comparison Between Karlovy Vary and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,447 in Karlovy Vary, rent and utilities included – about $950 less a year. The total is higher in Karlovy Vary despite lower rent and utilities.

70

Cost of Living Index in Karlovy Vary
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Karlovy Vary Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Karlovy Vary

🇨🇿 Czech Republic

$1,447

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovy Vary and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovy Vary and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,447 in Karlovy Vary versus $1,368 in Ubud, Bali.

Karlovy Vary $1,447
Ubud, Bali $1,368

Estimated couple costs with rent: $2,407 in Karlovy Vary versus $2,314 in Ubud, Bali.

Karlovy Vary $2,407
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,367 in Karlovy Vary versus $3,260 in Ubud, Bali.

Karlovy Vary $3,367
Ubud, Bali $3,260

Living in Karlovy Vary is roughly 6% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Karlovy Vary 7% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$9.12 Kč 197

$3.33 Rp 59.9K

173.87%

Three-Course Dinner for Two, Mid-Range

$45.32 Kč 980

$35.18 Rp 633.2K

28.82%

Fast Food Meal (McDonalds, etc)

$8.63 Kč 187

$5.80 Rp 104.5K

48.79%

Cappuccino

$2.92 Kč 63.1

$2.73 Rp 49.1K

6.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Kč 35.40

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$1.35 Kč 29.28

$0.83 Rp 15.0K

62.65%

Local Beer (0.5 liter draught)

$2.02 Kč 43.64

$2.70 Rp 48.6K

-25.19%

Imported Beer (0.33 liter bottle)

$1.92 Kč 41.42

$4.30 Rp 77.4K

-55.35%

Milk (1 liter)

$1.16 Kč 25.17

$1.50 Rp 27.1K

-22.67%

White Bread (500g)

$1.43 Kč 31.01

$2.30 Rp 41.4K

-37.83%

Rice (white) (1kg)

$2.31 Kč 49.89

$1.18 Rp 21.2K

95.76%

Eggs

$2.80 Kč 60.6

$2.14 Rp 38.6K

30.84%

Local Cheese (1kg)

$12.32 Kč 266

$17.48 Rp 314.6K

-29.52%

Chicken Fillets (1kg)

$7.03 Kč 152

$4.03 Rp 72.5K

74.44%

Beef Round Steak (1kg)

$16.70 Kč 361

$12.23 Rp 220.1K

36.55%

Apples (1kg)

$1.86 Kč 40.12

$3.55 Rp 63.9K

-47.61%

Banana (1kg)

$1.70 Kč 36.87

$1.57 Rp 28.3K

8.28%

Oranges (1kg)

$2.14 Kč 46.31

$2.24 Rp 40.2K

-4.46%

Tomato (1kg)

$3.24 Kč 70.1

$1.93 Rp 34.7K

67.88%

Potato (1kg)

$1.06 Kč 23.03

$1.88 Rp 33.9K

-43.62%

Onion (1kg)

$1.10 Kč 23.80

$2.29 Rp 41.3K

-51.97%

Lettuce (1 head)

$1.13 Kč 24.54

$0.99 Rp 17.9K

14.14%

Water (1.5 liter bottle)

$0.76 Kč 16.42

$0.53 Rp 9,475

43.40%

Cigarettes 20 Pack (Marlboro, Camel)

$7.45 Kč 161

$2.28 Rp 41.1K

226.75%

Wine (Bottle)

$6.89 Kč 149

$23.01 Rp 414.2K

-70.06%

Local Beer (0.5 liter bottle)

$0.88 Kč 19.04

$2.34 Rp 42.2K

-62.39%

Imported Beer (0.33 liter bottle)

$1.65 Kč 35.69

$2.91 Rp 52.4K

-43.30%

One-way Ticket (Public Transport)

$2.26 Kč 48.81

$0.24 Rp 4,315

841.67%

Public Transport Monthly Pass (Regular Price)

$25.53 Kč 552

$8.82 Rp 158.7K

189.46%

Taxi Start (Normal Tariff)

$2.71 Kč 58.6

$0.48 Rp 8,684

464.58%

Taxi (Normal Tariff) (1km)

$1.45 Kč 31.30

$0.46 Rp 8,233

215.22%

Taxi 1hour Waiting (Normal Tariff)

$16.71 Kč 361

$5.45 Rp 98.2K

206.61%

Gasoline (1 liter)

$1.88 Kč 40.76

$0.88 Rp 15.9K

113.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K Kč 594.6K

$24.6K Rp 442.2M

11.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K Kč 502.0K

$31.2K Rp 561.4M

-25.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 Kč 5,447

$83.0 Rp 1.5M

203.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.47 Kč 486

$6.45 Rp 116.0K

248.37%

Internet (50+ Mbps, Unlimited Data)

$18.84 Kč 407

$18.57 Rp 334.2K

1.45%

Gym Membership (Monthly)

$57.9 Kč 1,252

$55.8 Rp 1.0M

3.69%

Tennis Court (1 Hour on Weekend)

$21.42 Kč 463

$18.11 Rp 326.0K

18.28%

Cinema Ticket

$6.93 Kč 150

$4.38 Rp 78.9K

58.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 Kč 3,941

$493 Rp 8.9M

-63.04%

International Primary School, 1 Child (Yearly)

$2,794 Kč 60.4K

$5,754 Rp 103.6M

-51.44%

Jeans (Levis 501 Or Similar)

$83.4 Kč 1,804

$46.19 Rp 831.4K

80.56%

Summer Dress (H&M, Zara, etc)

$36.53 Kč 790

$35.33 Rp 636.0K

3.40%

Sport Shoes (Adidas, Nike)

$101 Kč 2,175

$79.1 Rp 1.4M

27.17%

Men's Leather Business Shoes

$123 Kč 2,656

$78.4 Rp 1.4M

56.68%

1-bedroom Apartment, City Center (Monthly)

$692 Kč 15.0K

$1,142 Rp 20.6M

-39.43%

1-bedroom Apartment, Outside City Center (Monthly)

$470 Kč 10.2K

$676 Rp 12.2M

-30.48%

3-bedroom Apartment, City Center (Monthly)

$1,642 Kč 35.5K

$3,503 Rp 63.1M

-53.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,305 Kč 28.2K

$1,700 Rp 30.6M

-23.21%

Buy Apartment in City Center (m2)

$6,820 Kč 147.5K

$2,784 Rp 50.1M

144.98%

Buy Apartment Outside City Center (m2)

$5,127 Kč 110.9K

$2,241 Rp 40.3M

128.85%

Average Monthly Net Salary (After Tax)

$1,404 Kč 30.4K

$165 Rp 3.0M

753.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.67

13.78

-66.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovy Vary: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karlovy Vary

$470 32.5%

Ubud, Bali

$676 49.4% 43.9% $206

Monthly Utilities & Internet

Karlovy Vary

$293 20.3%

Ubud, Bali

$108 7.9% 63.2% $185

Groceries & Markets

Karlovy Vary

$253 17.5%

Ubud, Bali

$290 21.2% 14.6% $37

Eating Out

Karlovy Vary

$160 11%

Ubud, Bali

$109 8% 31.9% $51

Clothing & Footwear

Karlovy Vary

$155 10.7%

Ubud, Bali

$108 7.9% 30.4% $47

Sport & Entertainment

Karlovy Vary

$72 5%

Ubud, Bali

$65 4.7% 10% $7.2

Getting Around

Karlovy Vary

$45 3.1%

Ubud, Bali

$13 0.9% 71.8% $32

Cost Breakdown

A one-bedroom apartment in the center runs $692 in Karlovy Vary and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karlovy Vary pays 753% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Karlovy Vary vs $35.00 in Ubud, Bali. Groceries flip the comparison at $253 vs $290, with Karlovy Vary cheaper for home cooking.

Good to know

🇨🇿 Karlovy Vary

🇮🇩 Ubud, Bali

🕒 Local time

04:51 4:51 AM

10:51 10:51 AM

6 h ahead of Karlovy Vary

🌤 Weather

👥 Population

52,065

74,800

💱 Currency

Czech Koruna CZK Kč

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 20, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Karlovy Vary Ubud, Bali 11,610 km ≈ 15 h nonstop flight

From you

Karlovy Vary
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovy Vary vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 753% higher in Karlovy Vary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $692 in Karlovy Vary versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $45.00 in Karlovy Vary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,447 per month in Karlovy Vary versus $1,368 in Ubud, Bali – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,447 in Karlovy Vary, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karlovy Vary. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Karlovy Vary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovy Vary and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Karlovy Vary. Beyond cost, consider language, visa policies, and how big the international community is in each city.