Cost of Living Comparison Between Ubud, Bali and Karditsa Cost of Living Comparison Between Ubud, Bali and Karditsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,355 in Karditsa.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,018 in Karditsa.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,680 in Karditsa.

Living in Ubud, Bali is roughly 3% more expensive than in Karditsa, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Karditsa 2% above.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$11.52 €10.05

-70.49%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$55.4 €48.34

-41.55%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$8.31 €7.25

-39.83%

Cappuccino

$2.82 Rp 50.3K

$3.15 €2.75

-10.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$1.60 €1.40

-13.75%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.56 €0.49

30.36%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$4.71 €4.11

-36.73%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$4.52 €3.94

-12.17%

Milk (1 liter)

$1.79 Rp 32.0K

$1.70 €1.48

5.29%

White Bread (500g)

$2.46 Rp 43.9K

$1.36 €1.19

80.88%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.28 €1.12

-6.25%

Eggs

$2.39 Rp 42.6K

$3.29 €2.87

-27.36%

Local Cheese (1kg)

$14.40 Rp 256.6K

$11.44 €9.98

25.87%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$9.18 €8.01

-53.38%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$13.78 €12.03

-14.22%

Apples (1kg)

$3.78 Rp 67.4K

$1.72 €1.50

119.77%

Banana (1kg)

$1.63 Rp 29.1K

$2.11 €1.84

-22.75%

Oranges (1kg)

$2.80 Rp 49.9K

$1.49 €1.30

87.92%

Tomato (1kg)

$2.26 Rp 40.3K

$0.90 €0.79

151.11%

Potato (1kg)

$2.00 Rp 35.6K

$0.91 €0.79

119.78%

Onion (1kg)

$2.21 Rp 39.4K

$0.76 €0.67

190.79%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.89 €0.78

20.22%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$1.01 €0.88

-24.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$5.58 €4.87

-43.91%

Wine (Bottle)

$23.81 Rp 424.4K

$6.49 €5.66

266.87%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$0.94 €0.82

202.13%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$0.96 €0.83

189.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.58 €1.38

-82.91%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$46.68 €40.73

-82.07%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$2.34 €2.04

-80.77%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$11.56 €10.09

-48.27%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.12 €1.85

-62.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$31.9K €27.9K

-19.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$24.9K €21.7K

27.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$219 €191

-63.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$21.74 €18.97

-80.96%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$33.32 €29.07

-27.61%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$38.65 €33.72

152.91%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$26.36 €23.00

-74.81%

Cinema Ticket

$4.04 Rp 71.9K

$8.21 €7.17

-50.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$525 €458

-43.40%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$6,351 €5,541

3.76%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$63.6 €55.5

-13.34%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$31.85 €27.79

20.91%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$67.0 €58.5

28.55%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$104 €90.4

-24.77%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$504 €440

95.49%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$382 €333

73.99%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$780 €681

341.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$628 €548

225.32%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$3,139 €2,739

-9.89%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$2,541 €2,217

-10.20%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$875 €763

-80.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.42

200.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Karditsa: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $504 in Karditsa. Housing cost is often the main lever when comparing two cities.

Karditsa pays 417% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $55.0 in Karditsa. Groceries flip the comparison at $299 vs $242, with Karditsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karditsa: Cost of Living - Frequently Asked Questions

Karditsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 3% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 417% lower in Karditsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $504 in Karditsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,394 per month in Ubud, Bali versus $1,355 in Karditsa – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karditsa runs roughly 458% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,355 in Karditsa versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Karditsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karditsa the clear choice for anyone on this budget.

For families, Karditsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karditsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karditsa gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.