Cost of Living Comparison Between Ubud, Bali and Karditsa Cost of Living Comparison Between Ubud, Bali and Karditsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,321 in Karditsa.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,019 in Karditsa.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,717 in Karditsa.

Living in Ubud, Bali is roughly 5% more expensive than in Karditsa, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Karditsa is 1% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$11.41 €9.88

-68.71%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$56.0 €48.49

-42.28%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.32 €7.21

-39.78%

Cappuccino

$2.82 Rp 51.0K

$3.15 €2.72

-10.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.61 €1.40

-16.15%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.59 €0.51

23.73%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.55 €3.94

-35.60%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.74 €4.10

-16.88%

Milk (1 liter)

$1.78 Rp 32.1K

$1.68 €1.46

5.95%

White Bread (500g)

$2.45 Rp 44.2K

$1.33 €1.15

84.21%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.24 €1.07

-7.26%

Eggs

$2.41 Rp 43.6K

$3.39 €2.94

-28.91%

Local Cheese (1kg)

$14.33 Rp 258.7K

$11.26 €9.76

27.26%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$8.76 €7.58

-52.17%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$13.97 €12.10

-13.67%

Apples (1kg)

$3.64 Rp 65.7K

$1.71 €1.48

112.87%

Banana (1kg)

$1.57 Rp 28.3K

$2.11 €1.82

-25.59%

Oranges (1kg)

$2.79 Rp 50.3K

$1.43 €1.24

95.10%

Tomato (1kg)

$2.24 Rp 40.5K

$0.83 €0.72

169.88%

Potato (1kg)

$1.98 Rp 35.7K

$0.90 €0.78

120.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.73 €0.64

212.33%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.95 €0.83

10.53%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.01 €0.87

-21.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.55 €4.81

-42.52%

Wine (Bottle)

$23.49 Rp 424.1K

$6.75 €5.85

248.00%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.96 €0.83

202.08%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$0.95 €0.83

190.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.54 €1.34

-82.47%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$47.20 €40.88

-82.27%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.36 €2.05

-80.93%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$11.78 €10.20

-48.47%

Gasoline (1 liter)

$0.86 Rp 15.6K

$2.07 €1.79

-58.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$31.3K €27.1K

-15.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.6K €21.3K

32.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$219 €190

-63.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$21.83 €18.90

-81.26%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$32.67 €28.29

-27.00%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$39.47 €34.18

150.27%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$26.58 €23.02

-76.11%

Cinema Ticket

$4.01 Rp 72.3K

$8.15 €7.06

-50.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$516 €447

-42.40%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$6,337 €5,488

4.18%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$64.4 €55.7

-16.98%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$32.26 €27.94

18.13%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$68.3 €59.1

29.80%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$104 €90.0

-26.27%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$499 €432

104.47%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$384 €333

77.10%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$773 €669

348.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$613 €531

241.10%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,875 €2,490

-5.08%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,477 €2,145

-7.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$845 €732

-80.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.42

200.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Karditsa: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $499 in Karditsa. Housing cost is often the main lever when comparing two cities.

Karditsa pays 416% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $56.0 in Karditsa. Groceries flip the comparison at $298 vs $240, with Karditsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karditsa: Cost of Living - Frequently Asked Questions

Karditsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 416% lower in Karditsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $499 in Karditsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,321 in Karditsa – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karditsa runs roughly 464% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,321 in Karditsa versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Karditsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karditsa the clear choice for anyone on this budget.

For families, Karditsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karditsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karditsa gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.