Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Karditsa

For one person, living costs are similar in Ubud, Bali and in Karditsa: $1,368 and $1,317 a month, rent and utilities included.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Karditsa
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Karditsa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Karditsa

🇬🇷 Greece

$1,317

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Karditsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Karditsa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,317 in Karditsa.

Ubud, Bali $1,368
Karditsa $1,317

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,019 in Karditsa.

Ubud, Bali $2,314
Karditsa $2,019

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,722 in Karditsa.

Ubud, Bali $3,260
Karditsa $2,722

Living in Ubud, Bali is roughly 4% more expensive than in Karditsa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, Karditsa is 2% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$11.13 €9.90

-70.08%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$59.4 €52.9

-40.80%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.96 €7.08

-27.14%

Cappuccino

$2.73 Rp 49.1K

$3.16 €2.81

-13.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.90 €1.69

-13.68%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.58 €0.52

43.10%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.49 €3.99

-39.87%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.00 €4.45

-14.00%

Milk (1 liter)

$1.50 Rp 27.1K

$1.55 €1.38

-3.23%

White Bread (500g)

$2.30 Rp 41.4K

$1.38 €1.23

66.67%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.21 €1.08

-2.48%

Eggs

$2.14 Rp 38.6K

$3.17 €2.82

-32.49%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.07 €9.84

57.90%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.99 €8.88

-59.66%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.54 €12.94

-15.89%

Apples (1kg)

$3.55 Rp 63.9K

$1.60 €1.42

121.87%

Banana (1kg)

$1.57 Rp 28.3K

$2.10 €1.87

-25.24%

Oranges (1kg)

$2.24 Rp 40.2K

$1.36 €1.21

64.71%

Tomato (1kg)

$1.93 Rp 34.7K

$0.81 €0.72

138.27%

Potato (1kg)

$1.88 Rp 33.9K

$0.93 €0.82

102.15%

Onion (1kg)

$2.29 Rp 41.3K

$0.70 €0.63

227.14%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.91 €0.81

8.79%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.98 €0.87

-45.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.14 €4.57

-55.64%

Wine (Bottle)

$23.01 Rp 414.2K

$6.50 €5.78

254.00%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.92 €0.82

154.35%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$0.87 €0.77

234.48%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.32 €1.17

-81.82%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$44.36 €39.45

-80.12%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.20 €1.96

-78.18%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.11 €0.98

-58.56%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$13.90 €12.37

-60.79%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.18 €1.94

-59.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$28.4K €25.2K

-13.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$23.3K €20.8K

33.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$159 €142

-47.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$24.09 €21.42

-73.23%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$27.80 €24.73

-33.20%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$37.34 €33.21

49.49%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$25.88 €23.02

-30.02%

Cinema Ticket

$4.38 Rp 78.9K

$8.04 €7.15

-45.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$481 €427

2.58%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$4,568 €4,063

25.95%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$70.1 €62.4

-34.14%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$35.70 €31.75

-1.04%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$77.6 €69.0

1.91%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$99.6 €88.6

-21.30%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$475 €423

140.32%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$431 €384

56.59%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$676 €601

418.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$695 €618

144.59%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,619 €2,330

6.30%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,257 €2,008

-0.74%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$833 €741

-80.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.36

216.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Karditsa: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Karditsa

$431 32.8% 36.1% $244

Groceries & Markets

Ubud, Bali

$290 21.2%

Karditsa

$243 18.4% 16.4% $48

Eating Out

Ubud, Bali

$109 8%

Karditsa

$193 14.7% 77.6% $84

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Karditsa

$211 16% 95.5% $103

Clothing & Footwear

Ubud, Bali

$108 7.9%

Karditsa

$127 9.7% 18.4% $20

Sport & Entertainment

Ubud, Bali

$65 4.7%

Karditsa

$53 4.1% 17.3% $11

Getting Around

Ubud, Bali

$13 0.9%

Karditsa

$57 4.4% 357% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $475 in Karditsa. Housing cost is often the main lever when comparing two cities.

Karditsa pays 406% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $59.0 in Karditsa. Groceries flip the comparison at $290 vs $243, with Karditsa cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Karditsa

🕒 Local time

03:01 3:01 AM

22:01 10:01 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

38,554

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Karditsa 10,890 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Karditsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karditsa: Cost of Living - Frequently Asked Questions

Karditsa is cheaper overall, especially in groceries and leisure. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 406% lower in Karditsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $475 in Karditsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,317 in Karditsa – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karditsa runs roughly 403% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,317 in Karditsa versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Karditsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karditsa the clear choice for anyone on this budget.

For families, Karditsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Karditsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karditsa gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.