Last update: Oct 2026

Cost of Living Comparison Between Karditsa and Ubud, Bali

For one person, living is cheaper in Karditsa: $1,310 a month against $1,349 in Ubud, Bali, rent and utilities included – about $470 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

63

Cost of Living Index in Karditsa
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Karditsa Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Karditsa

🇬🇷 Greece

$1,310

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Karditsa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karditsa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,310 in Karditsa versus $1,349 in Ubud, Bali.

Karditsa $1,310
Ubud, Bali $1,349

Estimated couple costs with rent: $1,965 in Karditsa versus $2,305 in Ubud, Bali.

Karditsa $1,965
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,621 in Karditsa versus $3,261 in Ubud, Bali.

Karditsa $2,621
Ubud, Bali $3,261

Living in Karditsa costs roughly 3% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$11.10 €9.97

$3.32 Rp 60.4K

234.34%

Three-Course Dinner for Two, Mid-Range

$58.3 €52.3

$35.64 Rp 647.8K

63.44%

Fast Food Meal (McDonalds, etc)

$7.91 €7.11

$5.53 Rp 100.6K

43.04%

Cappuccino

$2.98 €2.68

$2.72 Rp 49.4K

9.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 €1.73

$1.70 Rp 30.9K

13.53%

Water (0.33 liter bottle)

$0.59 €0.53

$0.76 Rp 13.8K

-22.37%

Local Beer (0.5 liter draught)

$4.54 €4.07

$2.65 Rp 48.2K

71.32%

Imported Beer (0.33 liter bottle)

$5.12 €4.60

$4.38 Rp 79.6K

16.89%

Milk (1 liter)

$1.65 €1.48

$1.49 Rp 27.1K

10.74%

White Bread (500g)

$1.31 €1.18

$2.28 Rp 41.4K

-42.54%

Rice (white) (1kg)

$1.21 €1.09

$1.19 Rp 21.6K

1.68%

Eggs

$3.16 €2.84

$2.04 Rp 37.0K

54.90%

Local Cheese (1kg)

$11.25 €10.11

$17.70 Rp 321.7K

-36.44%

Chicken Fillets (1kg)

$9.87 €8.86

$3.96 Rp 72.0K

149.24%

Beef Round Steak (1kg)

$14.42 €12.95

$12.19 Rp 221.6K

18.29%

Apples (1kg)

$1.67 €1.50

$3.66 Rp 66.4K

-54.37%

Banana (1kg)

$2.09 €1.88

$1.52 Rp 27.6K

37.50%

Oranges (1kg)

$1.42 €1.27

$2.23 Rp 40.5K

-36.32%

Tomato (1kg)

$0.82 €0.74

$1.97 Rp 35.9K

-58.38%

Potato (1kg)

$0.85 €0.76

$1.85 Rp 33.6K

-54.05%

Onion (1kg)

$0.71 €0.63

$2.42 Rp 44.1K

-70.66%

Lettuce (1 head)

$0.86 €0.77

$0.99 Rp 18.0K

-13.13%

Water (1.5 liter bottle)

$0.98 €0.88

$0.51 Rp 9,332

92.16%

Cigarettes 20 Pack (Marlboro, Camel)

$5.50 €4.94

$2.22 Rp 40.4K

147.75%

Wine (Bottle)

$7.44 €6.69

$22.24 Rp 404.2K

-66.55%

Local Beer (0.5 liter bottle)

$0.85 €0.77

$2.26 Rp 41.1K

-62.39%

Imported Beer (0.33 liter bottle)

$0.87 €0.78

$2.97 Rp 54.0K

-70.71%

One-way Ticket (Public Transport)

$1.31 €1.18

$0.25 Rp 4,562

424.00%

Public Transport Monthly Pass (Regular Price)

$50.4 €45.31

$7.82 Rp 142.2K

545.01%

Taxi Start (Normal Tariff)

$2.18 €1.96

$0.44 Rp 7,989

395.45%

Taxi (Normal Tariff) (1km)

$1.15 €1.03

$0.43 Rp 7,817

167.44%

Taxi 1hour Waiting (Normal Tariff)

$16.87 €15.15

$5.41 Rp 98.3K

211.83%

Gasoline (1 liter)

$2.27 €2.04

$0.82 Rp 15.0K

176.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K €25.4K

$23.8K Rp 433.3M

18.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K €21.3K

$31.7K Rp 577.0M

-25.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 €155

$79.1 Rp 1.4M

118.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.89 €23.26

$6.45 Rp 117.2K

301.40%

Internet (50+ Mbps, Unlimited Data)

$27.02 €24.28

$18.58 Rp 337.7K

45.43%

Gym Membership (Monthly)

$38.25 €34.36

$49.48 Rp 899.4K

-22.70%

Tennis Court (1 Hour on Weekend)

$25.17 €22.61

$17.65 Rp 320.8K

42.61%

Cinema Ticket

$7.68 €6.90

$4.27 Rp 77.7K

79.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$479 €430

$491 Rp 8.9M

-2.39%

International Primary School, 1 Child (Yearly)

$4,699 €4,221

$5,674 Rp 103.1M

-17.19%

Jeans (Levis 501 Or Similar)

$82.4 €74.1

$44.64 Rp 811.4K

84.68%

Summer Dress (H&M, Zara, etc)

$38.71 €34.77

$34.95 Rp 635.3K

10.76%

Sport Shoes (Adidas, Nike)

$79.8 €71.7

$79.9 Rp 1.5M

-0.16%

Men's Leather Business Shoes

$102 €91.6

$79.4 Rp 1.4M

28.34%

1-bedroom Apartment, City Center (Monthly)

$537 €482

$1,125 Rp 20.4M

-52.29%

1-bedroom Apartment, Outside City Center (Monthly)

$395 €355

$671 Rp 12.2M

-41.19%

3-bedroom Apartment, City Center (Monthly)

$725 €651

$3,565 Rp 64.8M

-79.66%

3-bedroom Apartment, Outside City Center (Monthly)

$552 €496

$1,723 Rp 31.3M

-67.95%

Buy Apartment in City Center (m2)

$2,418 €2,172

$2,732 Rp 49.6M

-11.49%

Buy Apartment Outside City Center (m2)

$1,967 €1,767

$2,284 Rp 41.5M

-13.87%

Average Monthly Net Salary (After Tax)

$833 €748

$164 Rp 3.0M

408.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

13.78

-68.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karditsa: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karditsa

$395 30.1%

Ubud, Bali

$672 49.8% 70% $277

Groceries & Markets

Karditsa

$244 18.7%

Ubud, Bali

$288 21.4% 18.1% $44

Monthly Utilities & Internet

Karditsa

$226 17.3%

Ubud, Bali

$104 7.7% 53.9% $122

Eating Out

Karditsa

$191 14.6%

Ubud, Bali

$108 8% 43.7% $84

Clothing & Footwear

Karditsa

$136 10.4%

Ubud, Bali

$108 8% 21.1% $29

Getting Around

Karditsa

$64 4.9%

Ubud, Bali

$11 0.9% 82% $52

Sport & Entertainment

Karditsa

$54 4.1%

Ubud, Bali

$58 4.3% 8.2% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $537 in Karditsa and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karditsa pays about 5.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $58 in Karditsa vs $36 in Ubud, Bali. Groceries flip the comparison at $244 vs $288, with Karditsa cheaper for home cooking.

Good to know

🇬🇷 Karditsa

🇮🇩 Ubud, Bali

🕒 Local time

05:09 5:09 AM

11:09 11:09 AM

6 h ahead of Karditsa

🌤 Weather

👥 Population

38,554

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Karditsa Ubud, Bali 10,890 km ≈ 14 h nonstop flight

From you

Karditsa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karditsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karditsa is about 3% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Karditsa is about 5.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $537 in Karditsa versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,310 per month in Karditsa versus $1,349 in Ubud, Bali – Karditsa is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in Karditsa. The price difference matters if you commute daily and watch your budget.

Either city works on $1,500 a month, though Karditsa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.