Cost of Living Comparison Between Karditsa and Ubud, Bali Cost of Living Comparison Between Karditsa and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,328 in Karditsa versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,016 in Karditsa versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,705 in Karditsa versus $3,694 in Ubud, Bali.

Living in Karditsa costs roughly 5% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Karditsa is 1% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$11.80 €10.17

$3.57 Rp 64.0K

230.53%

Three-Course Dinner for Two, Mid-Range

$57.0 €49.07

$32.50 Rp 582.3K

75.23%

Fast Food Meal (McDonalds, etc)

$7.99 €6.89

$4.86 Rp 87.1K

64.40%

Cappuccino

$3.09 €2.66

$2.75 Rp 49.2K

12.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 €1.42

$1.32 Rp 23.7K

25.00%

Water (0.33 liter bottle)

$0.56 €0.48

$0.70 Rp 12.6K

-20.00%

Local Beer (0.5 liter draught)

$4.59 €3.95

$2.91 Rp 52.2K

57.73%

Imported Beer (0.33 liter bottle)

$4.54 €3.91

$3.79 Rp 68.0K

19.79%

Milk (1 liter)

$1.76 €1.52

$1.71 Rp 30.6K

2.92%

White Bread (500g)

$1.38 €1.19

$2.47 Rp 44.3K

-44.13%

Rice (white) (1kg)

$1.30 €1.12

$1.20 Rp 21.5K

8.33%

Eggs

$3.43 €2.95

$2.44 Rp 43.8K

40.57%

Local Cheese (1kg)

$11.06 €9.53

$14.38 Rp 257.7K

-23.09%

Chicken Fillets (1kg)

$8.99 €7.75

$4.31 Rp 77.1K

108.58%

Beef Round Steak (1kg)

$13.93 €12.00

$12.21 Rp 218.7K

14.09%

Apples (1kg)

$1.73 €1.49

$3.68 Rp 66.0K

-52.99%

Banana (1kg)

$2.11 €1.82

$1.55 Rp 27.8K

36.13%

Oranges (1kg)

$1.49 €1.28

$2.79 Rp 49.9K

-46.59%

Tomato (1kg)

$0.90 €0.78

$2.33 Rp 41.8K

-61.37%

Potato (1kg)

$0.91 €0.79

$1.97 Rp 35.3K

-53.81%

Onion (1kg)

$0.72 €0.62

$2.31 Rp 41.4K

-68.83%

Lettuce (1 head)

$0.89 €0.77

$1.06 Rp 19.1K

-16.04%

Water (1.5 liter bottle)

$1.01 €0.87

$0.73 Rp 13.1K

38.36%

Cigarettes 20 Pack (Marlboro, Camel)

$5.63 €4.85

$3.28 Rp 58.8K

71.65%

Wine (Bottle)

$6.28 €5.41

$22.79 Rp 408.4K

-72.44%

Local Beer (0.5 liter bottle)

$0.97 €0.84

$2.81 Rp 50.3K

-65.48%

Imported Beer (0.33 liter bottle)

$0.91 €0.79

$2.78 Rp 49.9K

-67.27%

One-way Ticket (Public Transport)

$1.54 €1.33

$0.29 Rp 5,217

431.03%

Public Transport Monthly Pass (Regular Price)

$46.66 €40.20

$8.06 Rp 144.4K

478.91%

Taxi Start (Normal Tariff)

$2.24 €1.93

$0.45 Rp 8,047

397.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$11.61 €10.00

$6.24 Rp 111.7K

86.06%

Gasoline (1 liter)

$2.16 €1.86

$0.85 Rp 15.2K

154.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K €26.9K

$26.0K Rp 465.4M

19.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €21.3K

$31.7K Rp 567.2M

-21.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €189

$80.8 Rp 1.4M

171.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.42 €19.32

$4.06 Rp 72.7K

452.22%

Internet (50+ Mbps, Unlimited Data)

$32.66 €28.14

$24.42 Rp 437.6K

33.74%

Gym Membership (Monthly)

$39.42 €33.96

$97.7 Rp 1.7M

-59.64%

Tennis Court (1 Hour on Weekend)

$25.73 €22.17

$6.45 Rp 115.5K

298.91%

Cinema Ticket

$7.89 €6.80

$4.04 Rp 72.4K

95.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$510 €440

$304 Rp 5.4M

67.80%

International Primary School, 1 Child (Yearly)

$6,413 €5,525

$6,621 Rp 118.6M

-3.14%

Jeans (Levis 501 Or Similar)

$64.4 €55.5

$54.2 Rp 971.7K

18.70%

Summer Dress (H&M, Zara, etc)

$32.61 €28.10

$38.78 Rp 694.7K

-15.91%

Sport Shoes (Adidas, Nike)

$68.6 €59.1

$86.1 Rp 1.5M

-20.41%

Men's Leather Business Shoes

$104 €89.6

$76.7 Rp 1.4M

35.59%

1-bedroom Apartment, City Center (Monthly)

$500 €431

$986 Rp 17.7M

-49.25%

1-bedroom Apartment, Outside City Center (Monthly)

$386 €333

$658 Rp 11.8M

-41.26%

3-bedroom Apartment, City Center (Monthly)

$774 €667

$3,369 Rp 60.4M

-77.03%

3-bedroom Apartment, Outside City Center (Monthly)

$629 €542

$2,066 Rp 37.0M

-69.55%

Buy Apartment in City Center (m2)

$3,123 €2,690

$2,741 Rp 49.1M

13.90%

Buy Apartment Outside City Center (m2)

$2,509 €2,162

$2,228 Rp 39.9M

12.63%

Average Monthly Net Salary (After Tax)

$871 €750

$163 Rp 2.9M

432.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

13.28

-66.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karditsa: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Karditsa and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karditsa pays 433% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $57.0 in Karditsa vs $33.00 in Ubud, Bali. Groceries flip the comparison at $241 vs $297, with Karditsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karditsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karditsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 6% gap adds up to real monthly savings that compound significantly over time.

Karditsa pays 433% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Karditsa versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,328 per month in Karditsa versus $1,404 in Ubud, Bali – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karditsa runs roughly 479% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,328 in Karditsa versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Karditsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karditsa the clear choice for anyone on this budget.

For families, Karditsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karditsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karditsa gentler on the wallet – expenses run 6% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.