Cost of Living Comparison Between Karditsa and Ubud, Bali Cost of Living Comparison Between Karditsa and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,353 in Karditsa versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $2,061 in Karditsa versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,769 in Karditsa versus $3,275 in Ubud, Bali.

Living in Karditsa costs roughly 2% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Karditsa is 2% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$11.50 €9.91

$3.33 Rp 58.7K

245.35%

Three-Course Dinner for Two, Mid-Range

$64.1 €55.2

$35.82 Rp 630.7K

78.84%

Fast Food Meal (McDonalds, etc)

$7.98 €6.88

$5.63 Rp 99.1K

41.74%

Cappuccino

$3.29 €2.84

$2.82 Rp 49.7K

16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 €1.80

$1.75 Rp 30.8K

18.86%

Water (0.33 liter bottle)

$0.60 €0.52

$0.80 Rp 14.0K

-25.00%

Local Beer (0.5 liter draught)

$4.62 €3.99

$3.04 Rp 53.6K

51.97%

Imported Beer (0.33 liter bottle)

$5.38 €4.64

$4.30 Rp 75.7K

25.12%

Milk (1 liter)

$1.59 €1.37

$1.61 Rp 28.3K

-1.24%

White Bread (500g)

$1.36 €1.17

$2.27 Rp 39.9K

-40.09%

Rice (white) (1kg)

$1.32 €1.13

$1.17 Rp 20.6K

12.82%

Eggs

$3.43 €2.96

$2.17 Rp 38.2K

58.06%

Local Cheese (1kg)

$11.67 €10.06

$17.63 Rp 310.5K

-33.81%

Chicken Fillets (1kg)

$10.18 €8.78

$4.05 Rp 71.4K

151.36%

Beef Round Steak (1kg)

$14.98 €12.91

$12.18 Rp 214.5K

22.99%

Apples (1kg)

$1.74 €1.50

$3.62 Rp 63.7K

-51.93%

Banana (1kg)

$2.15 €1.86

$1.64 Rp 28.8K

31.10%

Oranges (1kg)

$1.41 €1.21

$2.31 Rp 40.6K

-38.96%

Tomato (1kg)

$0.88 €0.76

$1.96 Rp 34.5K

-55.10%

Potato (1kg)

$0.97 €0.84

$1.84 Rp 32.5K

-47.28%

Onion (1kg)

$0.73 €0.63

$2.37 Rp 41.7K

-69.20%

Lettuce (1 head)

$0.95 €0.82

$1.05 Rp 18.5K

-9.52%

Water (1.5 liter bottle)

$1.08 €0.93

$0.54 Rp 9,560

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 €4.66

$2.30 Rp 40.6K

135.22%

Wine (Bottle)

$7.01 €6.05

$23.08 Rp 406.4K

-69.63%

Local Beer (0.5 liter bottle)

$0.95 €0.82

$2.34 Rp 41.2K

-59.40%

Imported Beer (0.33 liter bottle)

$0.95 €0.82

$3.07 Rp 54.0K

-69.06%

One-way Ticket (Public Transport)

$1.37 €1.18

$0.25 Rp 4,365

448.00%

Public Transport Monthly Pass (Regular Price)

$49.06 €42.29

$9.42 Rp 165.9K

420.81%

Taxi Start (Normal Tariff)

$2.30 €1.99

$0.49 Rp 8,631

369.39%

Taxi (Normal Tariff) (1km)

$1.19 €1.03

$0.47 Rp 8,349

153.19%

Taxi 1hour Waiting (Normal Tariff)

$14.78 €12.74

$5.60 Rp 98.6K

163.93%

Gasoline (1 liter)

$2.20 €1.90

$0.81 Rp 14.2K

171.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.1K

$25.0K Rp 440.3M

16.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.1K

$31.1K Rp 547.0M

-21.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 €146

$82.7 Rp 1.5M

104.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.54 €22.01

$6.49 Rp 114.2K

293.53%

Internet (50+ Mbps, Unlimited Data)

$28.84 €24.86

$18.79 Rp 330.8K

53.49%

Gym Membership (Monthly)

$39.83 €34.33

$55.2 Rp 972.6K

-27.90%

Tennis Court (1 Hour on Weekend)

$25.73 €22.18

$18.21 Rp 320.6K

41.30%

Cinema Ticket

$8.17 €7.04

$4.30 Rp 75.7K

90.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 €436

$494 Rp 8.7M

2.27%

International Primary School, 1 Child (Yearly)

$4,699 €4,050

$5,917 Rp 104.2M

-20.59%

Jeans (Levis 501 Or Similar)

$70.9 €61.1

$46.28 Rp 814.8K

53.09%

Summer Dress (H&M, Zara, etc)

$36.75 €31.67

$36.44 Rp 641.6K

0.85%

Sport Shoes (Adidas, Nike)

$80.1 €69.0

$80.7 Rp 1.4M

-0.79%

Men's Leather Business Shoes

$105 €90.8

$78.8 Rp 1.4M

33.63%

1-bedroom Apartment, City Center (Monthly)

$505 €435

$1,114 Rp 19.6M

-54.68%

1-bedroom Apartment, Outside City Center (Monthly)

$406 €350

$693 Rp 12.2M

-41.49%

3-bedroom Apartment, City Center (Monthly)

$770 €664

$3,639 Rp 64.1M

-78.84%

3-bedroom Apartment, Outside City Center (Monthly)

$660 €569

$1,712 Rp 30.1M

-61.45%

Buy Apartment in City Center (m2)

$2,895 €2,495

$2,761 Rp 48.6M

4.87%

Buy Apartment Outside City Center (m2)

$2,422 €2,087

$2,293 Rp 40.4M

5.63%

Average Monthly Net Salary (After Tax)

$860 €741

$167 Rp 2.9M

414.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.36

13.78

-68.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karditsa: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $505 in Karditsa and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karditsa pays 414% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $64.0 in Karditsa vs $36.00 in Ubud, Bali. Groceries flip the comparison at $253 vs $294, with Karditsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karditsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karditsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 414% higher in Karditsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $505 in Karditsa versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Karditsa versus $1,378 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karditsa runs roughly 421% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,353 in Karditsa versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Karditsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karditsa the clear choice for anyone on this budget.

For families, Karditsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karditsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karditsa gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.