Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Karaikal

For one person, living is cheaper in Karaikal: $300 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Karaikal
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Karaikal Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Karaikal

🇮🇳 India

$300

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Karaikal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Karaikal actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $300 in Karaikal, rent included.

Ubud, Bali $1,349
Karaikal $300

A couple spends around $2,305 per month in Ubud, Bali vs $469 in Karaikal, rent included.

Ubud, Bali $2,305
Karaikal $469

A family of three spends $3,261 per month in Ubud, Bali vs $638 in Karaikal, rent included.

Ubud, Bali $3,261
Karaikal $638

Ubud, Bali costs about 349% more than Karaikal, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$0.71 ₹67.3

367.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$12.53 ₹1,190

184.44%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.66 ₹348

51.09%

Cappuccino

$2.72 Rp 49.3K

$0.61 ₹57.7

345.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.20 ₹18.98

750.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.15 ₹14.50

406.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.98 ₹93.0

170.41%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.59 ₹151

175.47%

Milk (1 liter)

$1.49 Rp 27.0K

$0.50 ₹47.51

198.00%

White Bread (500g)

$2.28 Rp 41.2K

$0.30 ₹28.93

660.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.49 ₹46.15

142.86%

Eggs

$2.04 Rp 36.9K

$0.64 ₹61.2

218.75%

Local Cheese (1kg)

$17.70 Rp 320.8K

$2.60 ₹247

580.77%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.66 ₹252

48.87%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$1.27 ₹121

188.19%

Banana (1kg)

$1.52 Rp 27.5K

$0.43 ₹40.86

253.49%

Oranges (1kg)

$2.23 Rp 40.4K

$0.76 ₹72.4

193.42%

Tomato (1kg)

$1.97 Rp 35.7K

$0.17 ₹16.00

1058.82%

Potato (1kg)

$1.85 Rp 33.5K

$0.22 ₹20.91

740.91%

Onion (1kg)

$2.42 Rp 43.9K

$0.28 ₹26.42

764.29%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.14 ₹13.11

607.14%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.25 ₹23.72

104.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.77 ₹263

-19.86%

Wine (Bottle)

$22.24 Rp 403.0K

$3.07 ₹292

624.43%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.25 ₹118

80.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.13 ₹202

39.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.74 ₹355

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.22 ₹20.84

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$7.17 ₹681

9.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.07 ₹102

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.22 ₹20.92

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.03 ₹97.9

425.24%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.02 ₹97.3

-19.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$8,356 ₹793.4K

185.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$9,625 ₹913.9K

229.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$37.93 ₹3,601

108.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$1.58 ₹150

308.23%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$6.36 ₹603

192.14%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$6.64 ₹631

645.18%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$6.38 ₹606

176.65%

Cinema Ticket

$4.27 Rp 77.4K

$2.39 ₹227

78.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$21.28 ₹2,021

2205.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,141 ₹203.3K

164.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$10.30 ₹978

333.40%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$17.07 ₹1,620

104.75%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$35.55 ₹3,375

124.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$25.89 ₹2,458

206.76%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$149 ₹14.1K

656.46%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$91.3 ₹8,668

635.56%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$220 ₹20.9K

1517.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$178 ₹16.9K

867.33%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$956 ₹90.8K

185.65%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$536 ₹50.9K

326.00%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$417 ₹39.6K

-60.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.5

45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Karaikal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Karaikal

$91 30.4% 86.4% $580

Groceries & Markets

Ubud, Bali

$288 21.4%

Karaikal

$68 22.6% 76.5% $221

Eating Out

Ubud, Bali

$108 8%

Karaikal

$33 11.1% 69% $74

Clothing & Footwear

Ubud, Bali

$108 8%

Karaikal

$40 13.3% 62.8% $68

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Karaikal

$46 15.3% 55.9% $58

Sport & Entertainment

Ubud, Bali

$58 4.3%

Karaikal

$11 3.8% 80.3% $47

Getting Around

Ubud, Bali

$11 0.9%

Karaikal

$10 3.4% 10.5% $1.2

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $149 in Karaikal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Karaikal are about 2.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Karaikal. Monthly groceries follow the same trend: $288 vs $68 – making Karaikal the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Karaikal

🕒 Local time

03:20 3:20 AM

00:50 12:50 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Karaikal 4,470 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Karaikal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karaikal: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 349% more than Karaikal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $450 in Karaikal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karaikal, especially for central apartments: a one-bedroom in the center costs $149 there versus $1,125 in Ubud, Bali.

Groceries cost about 325% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $13 in Karaikal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Karaikal, where all-in costs run around $300, than in Ubud, Bali at $1,349. In Karaikal it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Karaikal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Karaikal is the easier option financially – housing and daily costs are lower, and overall it costs about 78% less, which matters a lot on a fixed budget or early-career salary.