Cost of Living Comparison Between Ubud, Bali and Karaganda Cost of Living Comparison Between Ubud, Bali and Karaganda

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $750 in Karaganda, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,184 in Karaganda, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,617 in Karaganda, rent included.

Ubud, Bali costs about 88% more than Karaganda, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Karaganda is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.45 ₸3,969

-59.17%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$29.19 ₸13.7K

10.79%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.97 ₸2,334

-2.62%

Cappuccino

$2.75 Rp 49.4K

$1.85 ₸871

48.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.65 ₸304

112.31%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.46 ₸217

63.04%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.01 ₸474

196.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.96 ₸1,391

30.07%

Milk (1 liter)

$1.74 Rp 31.2K

$1.02 ₸477

70.59%

White Bread (500g)

$2.46 Rp 44.2K

$0.46 ₸217

434.78%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.24 ₸581

-5.65%

Eggs

$2.43 Rp 43.7K

$1.72 ₸808

41.28%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.63 ₸4,526

50.57%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.26 ₸2,004

2.11%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.18 ₸3,375

66.85%

Apples (1kg)

$3.72 Rp 66.8K

$1.30 ₸613

186.15%

Banana (1kg)

$1.63 Rp 29.2K

$1.43 ₸672

13.99%

Oranges (1kg)

$2.74 Rp 49.3K

$1.97 ₸927

39.09%

Tomato (1kg)

$2.24 Rp 40.3K

$1.93 ₸905

16.06%

Potato (1kg)

$1.92 Rp 34.5K

$0.59 ₸278

225.42%

Onion (1kg)

$2.28 Rp 40.9K

$0.38 ₸177

500.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.01 ₸475

4.95%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.75 ₸352

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.74 ₸817

89.08%

Wine (Bottle)

$23.19 Rp 416.8K

$8.02 ₸3,768

189.15%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.00 ₸469

178.00%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.69 ₸795

61.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.19 ₸88.6

42.11%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$11.90 ₸5,592

-31.85%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.72 ₸809

-72.09%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.43 ₸201

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.42 ₸2,079

40.72%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.48 ₸226

68.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$19.2K ₸9.0M

38.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.4K ₸11.9M

26.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$54.0 ₸25.4K

45.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.42 ₸3,956

-51.66%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.22 ₸6,212

84.04%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$31.87 ₸15.0K

209.41%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$11.87 ₸5,577

-46.59%

Cinema Ticket

$3.99 Rp 71.6K

$4.56 ₸2,143

-12.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$242 ₸113.8K

25.97%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,868 ₸2.3M

36.45%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$55.5 ₸26.1K

-2.42%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.07 ₸16.5K

7.81%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$89.1 ₸41.9K

-2.49%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$86.0 ₸40.4K

-11.18%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$331 ₸155.7K

199.44%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$210 ₸98.6K

220.76%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$573 ₸269.2K

489.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$398 ₸187.2K

414.75%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$996 ₸468.3K

181.51%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$684 ₸321.4K

225.70%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$533 ₸250.6K

-68.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.12

-17.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Karaganda: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $331 in Karaganda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 219% higher in Karaganda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $29.00 in Karaganda. Monthly groceries follow the same trend: $297 vs $171 – making Karaganda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karaganda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $750 in Karaganda – roughly 88% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,125 in Karaganda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karaganda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 47% less in Karaganda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $242 in Karaganda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Karaganda, where all-in costs run around $750, than in Ubud, Bali at $1,408. In Karaganda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $750 in Karaganda to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karaganda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.