Last update: Oct 2026

Cost of Living Comparison Between Karaganda and Ubud, Bali

For one person, living is cheaper in Karaganda: $926 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Karaganda
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Karaganda Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Karaganda

🇰🇿 Kazakhstan

$926

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Karaganda and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karaganda and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $926 per month in Karaganda vs $1,368 in Ubud, Bali, rent included.

Karaganda $926
Ubud, Bali $1,368

A couple spends around $1,492 per month in Karaganda vs $2,314 in Ubud, Bali, rent included.

Karaganda $1,492
Ubud, Bali $2,314

A family of three spends $2,058 per month in Karaganda vs $3,260 in Ubud, Bali, rent included.

Karaganda $2,058
Ubud, Bali $3,260

Karaganda is about 32% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Karaganda sits 31% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.85 ₸4,452

$3.33 Rp 59.9K

195.80%

Three-Course Dinner for Two, Mid-Range

$35.09 ₸15.9K

$35.18 Rp 633.2K

-0.26%

Fast Food Meal (McDonalds, etc)

$5.43 ₸2,453

$5.80 Rp 104.5K

-6.38%

Cappuccino

$1.92 ₸869

$2.73 Rp 49.1K

-29.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 ₸413

$1.64 Rp 29.5K

-44.51%

Water (0.33 liter bottle)

$0.64 ₸290

$0.83 Rp 15.0K

-22.89%

Local Beer (0.5 liter draught)

$1.36 ₸617

$2.70 Rp 48.6K

-49.63%

Imported Beer (0.33 liter bottle)

$2.80 ₸1,267

$4.30 Rp 77.4K

-34.88%

Milk (1 liter)

$1.34 ₸605

$1.50 Rp 27.1K

-10.67%

White Bread (500g)

$0.49 ₸222

$2.30 Rp 41.4K

-78.70%

Rice (white) (1kg)

$1.32 ₸597

$1.18 Rp 21.2K

11.86%

Eggs

$1.79 ₸808

$2.14 Rp 38.6K

-16.36%

Local Cheese (1kg)

$13.12 ₸5,929

$17.48 Rp 314.6K

-24.94%

Chicken Fillets (1kg)

$5.40 ₸2,442

$4.03 Rp 72.5K

34.00%

Beef Round Steak (1kg)

$11.19 ₸5,060

$12.23 Rp 220.1K

-8.50%

Apples (1kg)

$1.49 ₸673

$3.55 Rp 63.9K

-58.03%

Banana (1kg)

$1.89 ₸856

$1.57 Rp 28.3K

20.38%

Oranges (1kg)

$2.87 ₸1,299

$2.24 Rp 40.2K

28.12%

Tomato (1kg)

$2.17 ₸979

$1.93 Rp 34.7K

12.44%

Potato (1kg)

$0.67 ₸301

$1.88 Rp 33.9K

-64.36%

Onion (1kg)

$0.59 ₸267

$2.29 Rp 41.3K

-74.24%

Lettuce (1 head)

$1.03 ₸467

$0.99 Rp 17.9K

4.04%

Water (1.5 liter bottle)

$0.69 ₸310

$0.53 Rp 9,475

30.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 ₸1,016

$2.28 Rp 41.1K

-1.32%

Wine (Bottle)

$8.43 ₸3,813

$23.01 Rp 414.2K

-63.36%

Local Beer (0.5 liter bottle)

$1.35 ₸610

$2.34 Rp 42.2K

-42.31%

Imported Beer (0.33 liter bottle)

$2.12 ₸957

$2.91 Rp 52.4K

-27.15%

One-way Ticket (Public Transport)

$0.21 ₸94.9

$0.24 Rp 4,315

-12.50%

Public Transport Monthly Pass (Regular Price)

$15.75 ₸7,119

$8.82 Rp 158.7K

78.57%

Taxi Start (Normal Tariff)

$1.26 ₸568

$0.48 Rp 8,684

162.50%

Taxi (Normal Tariff) (1km)

$1.20 ₸541

$0.46 Rp 8,233

160.87%

Taxi 1hour Waiting (Normal Tariff)

$3.31 ₸1,496

$5.45 Rp 98.2K

-39.27%

Gasoline (1 liter)

$0.56 ₸254

$0.88 Rp 15.9K

-36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K ₸10.0M

$24.6K Rp 442.2M

-10.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K ₸14.4M

$31.2K Rp 561.4M

2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.2 ₸32.7K

$83.0 Rp 1.5M

-12.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.01 ₸4,523

$6.45 Rp 116.0K

55.19%

Internet (50+ Mbps, Unlimited Data)

$11.86 ₸5,360

$18.57 Rp 334.2K

-36.13%

Gym Membership (Monthly)

$46.00 ₸20.8K

$55.8 Rp 1.0M

-17.59%

Tennis Court (1 Hour on Weekend)

$18.82 ₸8,505

$18.11 Rp 326.0K

3.92%

Cinema Ticket

$5.34 ₸2,416

$4.38 Rp 78.9K

21.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₸60.8K

$493 Rp 8.9M

-72.71%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$58.9 ₸26.6K

$46.19 Rp 831.4K

27.47%

Summer Dress (H&M, Zara, etc)

$57.8 ₸26.1K

$35.33 Rp 636.0K

63.54%

Sport Shoes (Adidas, Nike)

$79.1 ₸35.8K

$79.1 Rp 1.4M

-0.01%

Men's Leather Business Shoes

$85.6 ₸38.7K

$78.4 Rp 1.4M

9.22%

1-bedroom Apartment, City Center (Monthly)

$394 ₸178.2K

$1,142 Rp 20.6M

-65.49%

1-bedroom Apartment, Outside City Center (Monthly)

$273 ₸123.2K

$676 Rp 12.2M

-59.65%

3-bedroom Apartment, City Center (Monthly)

$738 ₸333.5K

$3,503 Rp 63.1M

-78.94%

3-bedroom Apartment, Outside City Center (Monthly)

$536 ₸242.3K

$1,700 Rp 30.6M

-68.47%

Buy Apartment in City Center (m2)

$1,053 ₸476.1K

$2,784 Rp 50.1M

-62.17%

Buy Apartment Outside City Center (m2)

$711 ₸321.5K

$2,241 Rp 40.3M

-68.26%

Average Monthly Net Salary (After Tax)

$569 ₸257.3K

$165 Rp 3.0M

245.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.25

13.78

39.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karaganda: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karaganda

$273 29.5%

Ubud, Bali

$676 49.4% 148% $403

Groceries & Markets

Karaganda

$215 23.2%

Ubud, Bali

$290 21.2% 35% $75

Eating Out

Karaganda

$137 14.8%

Ubud, Bali

$109 8% 20.5% $28

Clothing & Footwear

Karaganda

$127 13.7%

Ubud, Bali

$108 7.9% 15.1% $19

Monthly Utilities & Internet

Karaganda

$94 10.2%

Ubud, Bali

$108 7.9% 14.8% $14

Sport & Entertainment

Karaganda

$57 6.1%

Ubud, Bali

$65 4.7% 13.9% $7.9

Getting Around

Karaganda

$24 2.6%

Ubud, Bali

$13 0.9% 47.3% $11

Cost Breakdown

A central one-bedroom costs $394 in Karaganda versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 246% higher in Karaganda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Karaganda versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $215 vs $290 – making Karaganda the more affordable choice for daily food spending.

Good to know

🇰🇿 Karaganda

🇮🇩 Ubud, Bali

🕒 Local time

15:17 3:17 PM

17:17 5:17 PM

2 h ahead of Karaganda

🌤 Weather

👥 Population

520,486

74,800

💱 Currency

Kazakhstani Tenge KZT ₸

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KZT = 2.21 USD

1,000 KZT = 1.97 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of October 20, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to KZT in detail →

On the map

Lowest

Highest

Between locations

Karaganda Ubud, Bali 7,660 km ≈ 10 h nonstop flight

From you

Karaganda
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karaganda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $926 in Karaganda, $1,368 in Ubud, Bali – roughly 48% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,389 per month in Karaganda and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karaganda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 79% less in Karaganda. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $135 per month in Karaganda and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Karaganda, where all-in costs run around $926, than in Ubud, Bali at $1,368. In Karaganda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $926 in Karaganda to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karaganda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.