Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kamnik

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,803 in Kamnik, rent and utilities included – about $5,700 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Kamnik, Slovenia
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Kamnik
🇸🇮 Slovenia
$1,803
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kamnik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kamnik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,803 in Kamnik.

  • Ubud, Bali $1,331
  • Kamnik $1,803

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,643 in Kamnik.

  • Ubud, Bali $2,255
  • Kamnik $2,643

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,482 in Kamnik.

  • Ubud, Bali $3,180
  • Kamnik $3,482

Living in Ubud, Bali costs roughly 26% less than in Kamnik, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Kamnik is 33% above.

Currency
🍽 Eating Out
Ubud, Bali
Kamnik
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$12.34 €10.98
-72.61%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$55.3 €49.24
-37.38%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$9.19 €8.18
-39.39%
Cappuccino
$2.62 Rp 47.5K
$2.96 €2.63
-11.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$3.17 €2.82
-51.42%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.04 €1.81
-68.63%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$3.53 €3.15
-24.36%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
$4.64 €4.13
-8.19%
🛒 Groceries & Markets
Ubud, Bali
Kamnik
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.31 €1.16
11.45%
White Bread (500g)
$2.29 Rp 41.6K
$1.88 €1.67
21.81%
Rice (white) (1kg)
$1.11 Rp 20.1K
$2.75 €2.45
-59.64%
Eggs
$2.10 Rp 38.1K
$3.91 €3.48
-46.29%
Local Cheese (1kg)
$15.94 Rp 289.2K
$14.75 €13.12
8.07%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$9.69 €8.62
-59.96%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$14.09 €12.54
-19.09%
Apples (1kg)
$3.55 Rp 64.4K
$2.18 €1.94
62.84%
Banana (1kg)
$1.54 Rp 27.9K
$1.74 €1.55
-11.49%
Oranges (1kg)
$2.23 Rp 40.5K
$2.26 €2.01
-1.33%
Tomato (1kg)
$1.97 Rp 35.8K
$3.58 €3.19
-44.97%
Potato (1kg)
$1.86 Rp 33.7K
$1.44 €1.28
29.17%
Onion (1kg)
$2.42 Rp 43.9K
$1.65 €1.47
46.67%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.65 €1.47
-38.18%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$0.81 €0.72
-35.80%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$5.77 €5.13
-61.87%
Wine (Bottle)
$21.79 Rp 395.2K
$7.68 €6.84
183.72%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.43 €1.28
62.94%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.08 €1.85
42.79%
🚌 Getting Around
Ubud, Bali
Kamnik
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
$1.37 €1.22
-81.75%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
$35.02 €31.16
-76.67%
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$1.67 €1.48
-73.65%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$1.30 €1.16
-63.85%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$20.31 €18.07
-72.43%
Gasoline (1 liter)
$0.83 Rp 15.0K
$1.75 €1.56
-52.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$28.8K €25.6K
-15.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$24.0K €21.4K
32.05%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kamnik
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$285 €253
-72.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$24.87 €22.14
-75.31%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$38.39 €34.16
-50.72%
🎉 Sport & Entertainment
Ubud, Bali
Kamnik
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
$92.1 €82.0
-44.65%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$10.25 €9.13
-57.27%
🧸 Childcare & Education
Ubud, Bali
Kamnik
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$494 €440
-0.31%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$8,540 €7,600
43.11%
👕👟 Clothing & Footwear
Ubud, Bali
Kamnik
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$115 €103
-60.83%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$37.24 €33.14
-6.31%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$108 €96.5
-27.76%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$146 €130
-46.74%
🏠 Accommodation & Living
Ubud, Bali
Kamnik
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$706 €629
52.52%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$609 €542
9.25%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$1,133 €1,008
209.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$998 €888
67.51%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$3,307 €2,943
-29.23%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$3,621 €3,223
-38.25%
💵 Salaries & Financials
Ubud, Bali
Kamnik
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.29
318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kamnik: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Kamnik
$609 8.5% $56
Groceries & Markets
Ubud, Bali
$279
Kamnik
$292 4.6% $13
Clothing & Footwear
Ubud, Bali
$106
Kamnik
$183 72.3% $77
Eating Out
Ubud, Bali
$106
Kamnik
$210 98.2% $104
Monthly Utilities & Internet
Ubud, Bali
$103
Kamnik
$348 240% $246
Sport & Entertainment
Ubud, Bali
$60
Kamnik
$113 88.5% $53
Getting Around
Ubud, Bali
$12
Kamnik
$49 307% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $706 in Kamnik. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $55 in Kamnik for a mid-range dinner for two. Groceries echo the gap at $279 vs $292 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇸🇮 Kamnik
🕒 Local time
17:26 5:26 PM
10:26 10:26 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
13,700
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Euro exchange rates as of November 5, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Kamnik 11,510 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Kamnik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kamnik: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Kamnik?
Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,803 in Kamnik, so Ubud, Bali is about 26% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Kamnik?
You’d need roughly $1,996 in Ubud, Bali and $2,705 in Kamnik to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and in Kamnik?
Rent for a central apartment: $1,078 in Ubud, Bali versus $706 in Kamnik. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 5% higher in Kamnik. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $55 in Kamnik. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is feasible on a $1,000 budget?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Ubud, Bali and Kamnik?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Kamnik safer for residents?
Safety-wise, Ubud, Bali and Kamnik are both considered safe, so it’s unlikely to be the deciding factor between them.

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