Cost of Living Comparison Between Ubud, Bali and Kalyan Cost of Living Comparison Between Ubud, Bali and Kalyan

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $492 in Kalyan, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $773 in Kalyan, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,055 in Kalyan, rent included.

Ubud, Bali costs about 185% more than Kalyan, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Kalyan is 63% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.1K

$3.43 ₹326

4.08%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 584.0K

$11.43 ₹1,089

184.34%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.4K

$4.01 ₹382

21.20%

Cappuccino

$2.75 Rp 49.4K

$2.07 ₹197

32.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.8K

$0.40 ₹37.64

230.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 ₹14.97

337.50%

Local Beer (0.5 liter draught)

$2.91 Rp 52.3K

$2.47 ₹235

17.81%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.2K

$3.42 ₹326

10.82%

Milk (1 liter)

$1.71 Rp 30.7K

$0.73 ₹69.1

134.25%

White Bread (500g)

$2.47 Rp 44.5K

$0.52 ₹49.29

375.00%

Rice (white) (1kg)

$1.20 Rp 21.6K

$0.69 ₹65.5

73.91%

Eggs

$2.44 Rp 43.9K

$1.02 ₹97.0

139.22%

Local Cheese (1kg)

$14.38 Rp 258.4K

$5.98 ₹570

140.47%

Chicken Fillets (1kg)

$4.31 Rp 77.3K

$3.69 ₹351

16.80%

Beef Round Steak (1kg)

$12.21 Rp 219.4K

Apples (1kg)

$3.68 Rp 66.2K

$2.25 ₹215

63.56%

Banana (1kg)

$1.55 Rp 27.9K

$0.59 ₹56.2

162.71%

Oranges (1kg)

$2.79 Rp 50.1K

$1.05 ₹100

165.71%

Tomato (1kg)

$2.33 Rp 41.9K

$0.52 ₹49.52

348.08%

Potato (1kg)

$1.97 Rp 35.4K

$0.35 ₹33.52

462.86%

Onion (1kg)

$2.31 Rp 41.5K

$0.40 ₹38.25

477.50%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.57 ₹54.3

85.96%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.34 ₹32.74

114.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.9K

$3.80 ₹362

-13.68%

Wine (Bottle)

$22.79 Rp 409.5K

$7.43 ₹708

206.73%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.4K

$2.41 ₹230

16.60%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.0K

$4.11 ₹392

-32.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.71 ₹829

One-way Ticket (Public Transport)

$0.29 Rp 5,232

$0.16 ₹15.53

81.25%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.8K

$8.51 ₹811

-5.29%

Taxi Start (Normal Tariff)

$0.45 Rp 8,069

$0.32 ₹30.01

40.63%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$0.16 ₹14.92

181.25%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 112.1K

$1.80 ₹171

246.67%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.18 ₹112

-27.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 466.7M

$11.7K ₹1.1M

121.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 568.8M

$21.1K ₹2.0M

50.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$42.35 ₹4,034

90.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$4.56 ₹434

-10.96%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 438.8K

$7.35 ₹701

232.24%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$13.11 ₹1,248

645.00%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.8K

$12.03 ₹1,146

-46.38%

Cinema Ticket

$4.04 Rp 72.6K

$3.95 ₹376

2.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$87.4 ₹8,323

247.98%

International Primary School, 1 Child (Yearly)

$6,621 Rp 119.0M

$1,267 ₹120.7K

422.74%

Jeans (Levis 501 Or Similar)

$54.2 Rp 974.4K

$23.77 ₹2,264

128.14%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 696.6K

$24.77 ₹2,360

56.56%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$42.92 ₹4,088

100.70%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$42.12 ₹4,012

82.03%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$209 ₹19.9K

371.51%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$130 ₹12.4K

406.27%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.5M

$473 ₹45.1K

611.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.1M

$317 ₹30.2K

552.41%

Buy Apartment in City Center (m2)

$2,741 Rp 49.3M

$1,641 ₹156.3K

67.04%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.0M

$913 ₹87.0K

143.96%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$573 ₹54.6K

-71.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.02

47.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kalyan: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $209 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 251% higher in Kalyan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Kalyan. Monthly groceries follow the same trend: $297 vs $121 – making Kalyan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 185% more than Kalyan, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $738 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 146% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $11.00 in Kalyan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kalyan, where all-in costs run around $492, than in Ubud, Bali at $1,404. In Kalyan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kalyan costs $492 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalyan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.