Cost of Living Comparison Between Ubud, Bali and Kalyan Cost of Living Comparison Between Ubud, Bali and Kalyan

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $407 in Kalyan, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $694 in Kalyan, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $981 in Kalyan, rent included.

Ubud, Bali costs about 236% more than Kalyan, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kalyan is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.17 ₹305

8.52%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$11.34 ₹1,088

220.19%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$4.11 ₹394

38.93%

Cappuccino

$2.67 Rp 47.3K

$1.79 ₹171

49.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.34 ₹32.14

414.71%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.13 ₹12.74

569.23%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.45 ₹235

20.41%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.16 ₹303

43.04%

Milk (1 liter)

$1.62 Rp 28.7K

$0.75 ₹71.5

116.00%

White Bread (500g)

$2.33 Rp 41.3K

$0.48 ₹45.92

385.42%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.66 ₹63.1

68.18%

Eggs

$2.20 Rp 39.0K

$0.94 ₹90.6

134.04%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.37 ₹515

229.42%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.23 ₹310

26.93%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$2.07 ₹198

79.23%

Banana (1kg)

$1.59 Rp 28.1K

$0.62 ₹59.8

156.45%

Oranges (1kg)

$2.28 Rp 40.4K

$0.91 ₹87.1

150.55%

Tomato (1kg)

$1.95 Rp 34.6K

$0.46 ₹43.99

323.91%

Potato (1kg)

$1.91 Rp 33.7K

$0.35 ₹33.44

445.71%

Onion (1kg)

$2.33 Rp 41.3K

$0.41 ₹39.05

468.29%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.41 ₹39.80

146.34%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.28 ₹26.48

96.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.69 ₹354

-39.57%

Wine (Bottle)

$23.07 Rp 408.6K

$7.46 ₹716

209.25%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.81 ₹173

33.70%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.02 ₹290

-0.66%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.02 ₹578

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.18 ₹17.46

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$7.58 ₹728

18.47%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.51 ₹48.55

-5.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.20 ₹19.16

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.61 ₹155

250.31%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.08 ₹103

-25.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$11.9K ₹1.1M

109.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$22.6K ₹2.2M

40.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$37.18 ₹3,567

119.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.45 ₹427

45.84%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$6.53 ₹626

187.44%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$11.96 ₹1,148

375.50%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$10.93 ₹1,048

71.36%

Cinema Ticket

$4.54 Rp 80.4K

$2.85 ₹273

59.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$71.1 ₹6,822

576.05%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,432 ₹137.4K

298.85%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$21.27 ₹2,041

114.01%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$24.23 ₹2,324

48.08%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$40.23 ₹3,859

99.83%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$32.37 ₹3,106

143.03%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$169 ₹16.2K

560.27%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$97.7 ₹9,375

613.93%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$419 ₹40.2K

768.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$285 ₹27.4K

508.53%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,636 ₹157.0K

70.18%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$907 ₹87.0K

152.52%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$581 ₹55.7K

-71.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.77

57.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kalyan: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $169 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 246% higher in Kalyan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $11.00 in Kalyan. Monthly groceries follow the same trend: $295 vs $108 – making Kalyan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 236% more than Kalyan, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $611 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 174% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $11.00 in Kalyan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kalyan, where all-in costs run around $407, than in Ubud, Bali at $1,368. In Kalyan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kalyan costs $407 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalyan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.