Cost of Living Comparison Between Ubud, Bali and Kalyan Cost of Living Comparison Between Ubud, Bali and Kalyan

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $481 in Kalyan, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $773 in Kalyan, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,065 in Kalyan, rent included.

Ubud, Bali costs about 190% more than Kalyan, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kalyan is 64% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.59 ₹343

-0.56%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$11.47 ₹1,097

181.78%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$4.02 ₹385

24.63%

Cappuccino

$2.82 Rp 51.1K

$2.00 ₹191

41.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.42 ₹40.24

221.43%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.16 ₹14.84

356.25%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.42 ₹231

21.07%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.40 ₹325

15.88%

Milk (1 liter)

$1.78 Rp 32.2K

$0.73 ₹69.9

143.84%

White Bread (500g)

$2.45 Rp 44.3K

$0.52 ₹50.1

371.15%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.74 ₹71.0

55.41%

Eggs

$2.41 Rp 43.7K

$0.99 ₹95.1

143.43%

Local Cheese (1kg)

$14.33 Rp 259.1K

$5.83 ₹557

145.80%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$3.62 ₹346

15.75%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

Apples (1kg)

$3.64 Rp 65.8K

$2.23 ₹213

63.23%

Banana (1kg)

$1.57 Rp 28.3K

$0.63 ₹60.4

149.21%

Oranges (1kg)

$2.79 Rp 50.4K

$1.01 ₹96.3

176.24%

Tomato (1kg)

$2.24 Rp 40.5K

$0.55 ₹53.1

307.27%

Potato (1kg)

$1.98 Rp 35.8K

$0.35 ₹33.67

465.71%

Onion (1kg)

$2.28 Rp 41.2K

$0.41 ₹38.88

456.10%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.53 ₹50.8

98.11%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.32 ₹30.24

146.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.91 ₹374

-18.41%

Wine (Bottle)

$23.49 Rp 424.8K

$7.68 ₹734

205.86%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$2.42 ₹231

19.83%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$4.13 ₹395

-33.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.48 ₹811

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.18 ₹17.41

50.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$8.29 ₹792

0.97%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.34 ₹32.56

32.35%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.19 ₹18.58

142.11%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$1.71 ₹163

254.97%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.18 ₹113

-27.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$11.7K ₹1.1M

126.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$21.4K ₹2.0M

52.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$42.50 ₹4,064

85.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$4.63 ₹443

-11.66%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$7.18 ₹687

232.17%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$13.35 ₹1,277

639.93%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$12.16 ₹1,163

-47.78%

Cinema Ticket

$4.01 Rp 72.5K

$4.13 ₹395

-2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$85.9 ₹8,214

246.07%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$1,302 ₹124.5K

406.99%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$24.09 ₹2,304

121.79%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$24.45 ₹2,339

55.87%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$41.99 ₹4,016

111.12%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$41.53 ₹3,972

84.49%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$206 ₹19.7K

394.09%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$129 ₹12.4K

426.19%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$479 ₹45.9K

623.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$310 ₹29.7K

573.32%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,680 ₹160.7K

62.45%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$919 ₹87.9K

149.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$590 ₹56.4K

-72.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.02

47.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kalyan: July 25, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $206 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 260% higher in Kalyan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $11.00 in Kalyan. Monthly groceries follow the same trend: $298 vs $120 – making Kalyan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 190% more than Kalyan, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $721 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 148% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $11.00 in Kalyan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kalyan, where all-in costs run around $481, than in Ubud, Bali at $1,392. In Kalyan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kalyan costs $481 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalyan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.