Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kailua, HI

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $4,083 in Kailua, HI, rent and utilities included – about $33,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
198

Cost of Living Index in Kailua, HI
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Kailua, HI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kailua, HI

🇺🇸 United States

$4,083

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kailua, HI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kailua, HI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $4,083 in Kailua, HI.

Ubud, Bali $1,331
Kailua, HI $4,083

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $6,047 in Kailua, HI.

Ubud, Bali $2,255
Kailua, HI $6,047

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $8,011 in Kailua, HI.

Ubud, Bali $3,180
Kailua, HI $8,011

Living in Ubud, Bali costs roughly 67% less than in Kailua, HI, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 2% below, Kailua, HI is 202% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$27.34 $27.34

-87.64%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$139 $139

-75.15%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.30 $11.30

-50.71%

Cappuccino

$2.62 Rp 47.6K

$6.15 $6.15

-57.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.93 $2.93

-47.44%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.39 $2.39

-73.22%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$9.27 $9.27

-71.20%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$9.24 $9.24

-53.90%

Milk (1 liter)

$1.46 Rp 26.5K

$2.20 $2.20

-33.64%

White Bread (500g)

$2.29 Rp 41.6K

$7.29 $7.29

-68.59%

Rice (white) (1kg)

$1.11 Rp 20.1K

$7.79 $7.79

-85.75%

Eggs

$2.10 Rp 38.1K

$8.22 $8.22

-74.45%

Local Cheese (1kg)

$15.94 Rp 289.4K

$19.21 $19.21

-17.02%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$16.23 $16.23

-76.09%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$21.84 $21.84

-47.80%

Apples (1kg)

$3.55 Rp 64.5K

$7.72 $7.72

-54.02%

Banana (1kg)

$1.54 Rp 27.9K

$4.40 $4.40

-65.00%

Oranges (1kg)

$2.23 Rp 40.5K

$7.11 $7.11

-68.64%

Tomato (1kg)

$1.97 Rp 35.8K

$9.67 $9.67

-79.63%

Potato (1kg)

$1.86 Rp 33.7K

$3.77 $3.77

-50.66%

Onion (1kg)

$2.42 Rp 43.9K

$4.78 $4.78

-49.37%

Lettuce (1 head)

$1.02 Rp 18.6K

$4.51 $4.51

-77.38%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$3.16 $3.16

-83.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$12.94 $12.94

-83.00%

Wine (Bottle)

$21.79 Rp 395.6K

$16.74 $16.74

30.17%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.66 $2.66

-12.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.04 $2.04

45.59%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$3.98 $3.98

-93.72%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$90.5 $90.5

-90.97%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$3.49 $3.49

-87.39%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$2.65 $2.65

-82.26%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$44.72 $44.72

-87.48%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.28 $1.28

-35.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$35.1K $35.1K

-30.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.4K $26.4K

20.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$248 $248

-68.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$50.3 $50.3

-87.80%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$65.8 $65.8

-71.26%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$70.2 $70.2

-27.39%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$40.36 $40.36

-54.78%

Cinema Ticket

$4.38 Rp 79.6K

$18.85 $18.85

-76.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,142 $2,142

-77.02%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$27.4K $27.4K

-55.40%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$61.6 $61.6

-26.65%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$46.91 $46.91

-25.62%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$101 $101

-22.07%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$130 $130

-40.03%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$2,798 $2,798

-61.49%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$2,290 $2,290

-70.97%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$4,185 $4,185

-16.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$3,745 $3,745

-55.38%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$12.3K $12.3K

-80.98%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$9,901 $9,901

-77.41%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,744 $4,744

-96.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.79

102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kailua, HI: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kailua, HI

$2.3K 56.1% 244% $1.6K

Groceries & Markets

Ubud, Bali

$279 21%

Kailua, HI

$633 15.5% 126% $353

Clothing & Footwear

Ubud, Bali

$106 8%

Kailua, HI

$152 3.7% 43.4% $46

Eating Out

Ubud, Bali

$106 8%

Kailua, HI

$413 10.1% 290% $307

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kailua, HI

$364 8.9% 255% $262

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kailua, HI

$108 2.6% 80.6% $48

Getting Around

Ubud, Bali

$12 0.9%

Kailua, HI

$123 3% 931% $111

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $2,798 in Kailua, HI. Housing cost is often the main lever when comparing two cities.

Kailua, HI pays about 29 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $139 in Kailua, HI for a mid-range dinner for two. Groceries echo the gap at $279 vs $633 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Kailua, HI

🕒 Local time

07:43 7:43 AM

13:43 1:43 PM

18 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,975

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kailua, HI 10,190 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Kailua, HI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kailua, HI: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 67% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $2,798 in Kailua, HI. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Kailua, HI. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $2,142 in Kailua, HI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kailua, HI, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kailua, HI are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in Kailua, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.