Cost of Living Comparison Between Ubud, Bali and Kadikoy Cost of Living Comparison Between Ubud, Bali and Kadikoy

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,734 in Kadikoy, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $2,718 in Kadikoy, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $3,703 in Kadikoy, rent included.

Ubud, Bali is about 19% cheaper than Kadikoy, driven mainly by Eating Out.

Both Ubud, Bali and Kadikoy sit above the global median – Ubud, Bali by 4%, Kadikoy by 29%.

Currency
🍽 Eating Out
Ubud, Bali
Kadikoy
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$8.90 ₺412
-59.89%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$43.96 ₺2,034
-26.07%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$7.47 ₺346
-34.94%
Cappuccino
$2.75 Rp 49.2K
$2.61 ₺121
5.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.30 ₺59.9
1.54%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.43 ₺19.92
62.79%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$3.76 ₺174
-22.61%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$5.02 ₺232
-24.50%
🛒 Groceries & Markets
Ubud, Bali
Kadikoy
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.06 ₺49.03
61.32%
White Bread (500g)
$2.47 Rp 44.3K
$0.81 ₺37.64
204.94%
Rice (white) (1kg)
$1.20 Rp 21.5K
$2.28 ₺106
-47.37%
Eggs
$2.44 Rp 43.8K
$2.61 ₺121
-6.51%
Local Cheese (1kg)
$14.38 Rp 257.7K
$10.43 ₺483
37.87%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$6.55 ₺303
-34.20%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$20.01 ₺926
-38.98%
Apples (1kg)
$3.68 Rp 66.0K
$1.45 ₺67.1
153.79%
Banana (1kg)
$1.55 Rp 27.8K
$2.25 ₺104
-31.11%
Oranges (1kg)
$2.79 Rp 49.9K
$1.28 ₺59.3
117.97%
Tomato (1kg)
$2.33 Rp 41.8K
$1.43 ₺66.1
62.94%
Potato (1kg)
$1.97 Rp 35.3K
$0.75 ₺34.53
162.67%
Onion (1kg)
$2.31 Rp 41.4K
$0.67 ₺30.91
244.78%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.02 ₺47.32
3.92%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.61 ₺28.36
19.67%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$1.93 ₺89.4
69.95%
Wine (Bottle)
$22.79 Rp 408.4K
$9.58 ₺443
137.89%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$2.22 ₺103
26.58%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$3.03 ₺140
-8.25%
🚌 Getting Around
Ubud, Bali
Kadikoy
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.62 ₺28.48
-53.23%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$30.01 ₺1,388
-73.14%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.10 ₺50.7
-59.09%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.60 ₺27.98
-25.00%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$9.13 ₺422
-31.65%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.16 ₺53.6
-26.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$37.5K ₺1.7M
-30.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$43.4K ₺2.0M
-26.97%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kadikoy
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$62.1 ₺2,873
30.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$11.56 ₺535
-64.88%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$12.81 ₺593
90.63%
🎉 Sport & Entertainment
Ubud, Bali
Kadikoy
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$38.28 ₺1,771
155.15%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$7.47 ₺345
-45.92%
🧸 Childcare & Education
Ubud, Bali
Kadikoy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$940 ₺43.5K
-67.66%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$6,060 ₺280.3K
9.26%
👕👟 Clothing & Footwear
Ubud, Bali
Kadikoy
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$39.78 ₺1,840
36.32%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$47.27 ₺2,187
-17.96%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$90.6 ₺4,190
-4.89%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$107 ₺4,928
-28.02%
🏠 Accommodation & Living
Ubud, Bali
Kadikoy
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$1,034 ₺47.8K
-4.66%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$1,023 ₺47.3K
-35.67%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$1,903 ₺88.0K
77.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$2,058 ₺95.2K
0.36%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$3,491 ₺161.5K
-21.47%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$2,363 ₺109.3K
-5.75%
💵 Salaries & Financials
Ubud, Bali
Kadikoy
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$1,662 ₺76.9K
-90.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
36.33
-63.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kadikoy: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,034 in Kadikoy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 917% higher in Kadikoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $44.00 in Kadikoy. Groceries tell a different story – $297 in Ubud, Bali vs $247 in Kadikoy – so Kadikoy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kadikoy: Cost of Living - Frequently Asked Questions
Is Kadikoy cheaper than Ubud, Bali?
Yes – Kadikoy is pricier by about 23%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $2,601 in Kadikoy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali vs Kadikoy?
Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,734 in Kadikoy. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 272% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Ubud, Bali or Kadikoy?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Kadikoy at $1,734. In Ubud, Bali it covers expenses comfortably, while in Kadikoy it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kadikoy more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kadikoy?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.

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