Last update: Oct 2026

Cost of Living Comparison Between Kadikoy and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,752 in Kadikoy, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Kadikoy
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Kadikoy Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kadikoy

🇹🇷 Turkey

$1,752

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kadikoy and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kadikoy and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,752 per month in Kadikoy vs $1,368 in Ubud, Bali, rent included.

Kadikoy $1,752
Ubud, Bali $1,368

A couple spends around $2,613 per month in Kadikoy vs $2,314 in Ubud, Bali, rent included.

Kadikoy $2,613
Ubud, Bali $2,314

A family of three spends $3,474 per month in Kadikoy vs $3,260 in Ubud, Bali, rent included.

Kadikoy $3,474
Ubud, Bali $3,260

Kadikoy costs about 28% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Kadikoy and Ubud, Bali sit above the global median – Kadikoy by 30%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$12.19 ₺603

$3.33 Rp 59.9K

266.07%

Three-Course Dinner for Two, Mid-Range

$55.0 ₺2,723

$35.18 Rp 633.2K

56.31%

Fast Food Meal (McDonalds, etc)

$9.20 ₺456

$5.80 Rp 104.5K

58.62%

Cappuccino

$4.36 ₺216

$2.73 Rp 49.1K

59.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 ₺86.5

$1.64 Rp 29.5K

6.71%

Water (0.33 liter bottle)

$0.59 ₺29.36

$0.83 Rp 15.0K

-28.92%

Local Beer (0.5 liter draught)

$3.70 ₺183

$2.70 Rp 48.6K

37.04%

Imported Beer (0.33 liter bottle)

$4.73 ₺234

$4.30 Rp 77.4K

10.00%

Milk (1 liter)

$1.04 ₺51.4

$1.50 Rp 27.1K

-30.67%

White Bread (500g)

$0.91 ₺44.83

$2.30 Rp 41.4K

-60.43%

Rice (white) (1kg)

$2.28 ₺113

$1.18 Rp 21.2K

93.22%

Eggs

$2.08 ₺103

$2.14 Rp 38.6K

-2.80%

Local Cheese (1kg)

$10.41 ₺516

$17.48 Rp 314.6K

-40.45%

Chicken Fillets (1kg)

$4.61 ₺228

$4.03 Rp 72.5K

14.39%

Beef Round Steak (1kg)

$20.01 ₺991

$12.23 Rp 220.1K

63.61%

Apples (1kg)

$1.83 ₺90.5

$3.55 Rp 63.9K

-48.45%

Banana (1kg)

$2.06 ₺102

$1.57 Rp 28.3K

31.21%

Oranges (1kg)

$1.28 ₺63.6

$2.24 Rp 40.2K

-42.86%

Tomato (1kg)

$1.55 ₺76.5

$1.93 Rp 34.7K

-19.69%

Potato (1kg)

$0.57 ₺28.12

$1.88 Rp 33.9K

-69.68%

Onion (1kg)

$0.45 ₺22.26

$2.29 Rp 41.3K

-80.35%

Lettuce (1 head)

$1.01 ₺49.76

$0.99 Rp 17.9K

2.02%

Water (1.5 liter bottle)

$0.89 ₺44.16

$0.53 Rp 9,475

67.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.39 ₺118

$2.28 Rp 41.1K

4.82%

Wine (Bottle)

$5.91 ₺293

$23.01 Rp 414.2K

-74.32%

Local Beer (0.5 liter bottle)

$1.97 ₺97.4

$2.34 Rp 42.2K

-15.81%

Imported Beer (0.33 liter bottle)

$3.44 ₺170

$2.91 Rp 52.4K

18.21%

One-way Ticket (Public Transport)

$0.87 ₺43.22

$0.24 Rp 4,315

262.50%

Public Transport Monthly Pass (Regular Price)

$65.6 ₺3,245

$8.82 Rp 158.7K

643.20%

Taxi Start (Normal Tariff)

$1.29 ₺63.8

$0.48 Rp 8,684

168.75%

Taxi (Normal Tariff) (1km)

$0.84 ₺41.65

$0.46 Rp 8,233

82.61%

Taxi 1hour Waiting (Normal Tariff)

$11.18 ₺554

$5.45 Rp 98.2K

105.14%

Gasoline (1 liter)

$1.32 ₺65.4

$0.88 Rp 15.9K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.5K ₺2.1M

$24.6K Rp 442.2M

72.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K ₺2.1M

$31.2K Rp 561.4M

35.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.5 ₺4,381

$83.0 Rp 1.5M

6.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.73 ₺581

$6.45 Rp 116.0K

81.86%

Internet (50+ Mbps, Unlimited Data)

$16.17 ₺800

$18.57 Rp 334.2K

-12.92%

Gym Membership (Monthly)

$49.98 ₺2,475

$55.8 Rp 1.0M

-10.46%

Tennis Court (1 Hour on Weekend)

$14.13 ₺699

$18.11 Rp 326.0K

-21.98%

Cinema Ticket

$6.23 ₺308

$4.38 Rp 78.9K

42.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ₺39.4K

$493 Rp 8.9M

61.58%

International Primary School, 1 Child (Yearly)

$6,423 ₺318.0K

$5,754 Rp 103.6M

11.63%

Jeans (Levis 501 Or Similar)

$47.39 ₺2,346

$46.19 Rp 831.4K

2.60%

Summer Dress (H&M, Zara, etc)

$40.56 ₺2,008

$35.33 Rp 636.0K

14.80%

Sport Shoes (Adidas, Nike)

$78.3 ₺3,876

$79.1 Rp 1.4M

-1.01%

Men's Leather Business Shoes

$95.3 ₺4,720

$78.4 Rp 1.4M

21.61%

1-bedroom Apartment, City Center (Monthly)

$1,194 ₺59.1K

$1,142 Rp 20.6M

4.47%

1-bedroom Apartment, Outside City Center (Monthly)

$935 ₺46.3K

$676 Rp 12.2M

38.37%

3-bedroom Apartment, City Center (Monthly)

$2,257 ₺111.7K

$3,503 Rp 63.1M

-35.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,546 ₺76.6K

$1,700 Rp 30.6M

-9.03%

Buy Apartment in City Center (m2)

$3,308 ₺163.8K

$2,784 Rp 50.1M

18.83%

Buy Apartment Outside City Center (m2)

$2,140 ₺105.9K

$2,241 Rp 40.3M

-4.50%

Average Monthly Net Salary (After Tax)

$1,551 ₺76.8K

$165 Rp 3.0M

842.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

39.33

13.78

185.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kadikoy: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kadikoy

$935 53.4%

Ubud, Bali

$676 49.4% 27.7% $259

Groceries & Markets

Kadikoy

$231 13.2%

Ubud, Bali

$290 21.2% 25.5% $59

Eating Out

Kadikoy

$215 12.3%

Ubud, Bali

$109 8% 49.4% $106

Clothing & Footwear

Kadikoy

$118 6.7%

Ubud, Bali

$108 7.9% 8.6% $10

Monthly Utilities & Internet

Kadikoy

$116 6.6%

Ubud, Bali

$108 7.9% 7.2% $8.4

Getting Around

Kadikoy

$75 4.3%

Ubud, Bali

$13 0.9% 83.2% $62

Sport & Entertainment

Kadikoy

$62 3.6%

Ubud, Bali

$65 4.7% 3.4% $2.1

Cost Breakdown

A central one-bedroom costs $1,194 in Kadikoy versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 842% higher in Kadikoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Kadikoy versus $35.00 in Ubud, Bali. Groceries tell a different story – $231 in Kadikoy vs $290 in Ubud, Bali – so Kadikoy wins on supermarket bills even if dining out costs more.

Good to know

🇹🇷 Kadikoy

🇮🇩 Ubud, Bali

🕒 Local time

04:38 4:38 AM

09:38 9:38 AM

5 h ahead of Kadikoy

🌤 Weather

👥 Population

467,919

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Kadikoy Ubud, Bali 10,310 km ≈ 13 h nonstop flight

From you

Kadikoy
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kadikoy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Kadikoy is pricier by about 28%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,628 per month in Kadikoy and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,752 in Kadikoy and $1,368 in Ubud, Bali. That's a gap of about 28%.

Public transport costs about 643% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kadikoy at $1,752. In Ubud, Bali it covers expenses comfortably, while in Kadikoy it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.