Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jharsuguda

For one person, living is cheaper in Jharsuguda: $354 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
17

Cost of Living Index in Jharsuguda
Learn more

Jharsuguda Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Jharsuguda

🇮🇳 India

$354

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jharsuguda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jharsuguda actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $354 in Jharsuguda, rent included.

Ubud, Bali $1,368
Jharsuguda $354

A couple spends around $2,314 per month in Ubud, Bali vs $559 in Jharsuguda, rent included.

Ubud, Bali $2,314
Jharsuguda $559

A family of three spends $3,260 per month in Ubud, Bali vs $764 in Jharsuguda, rent included.

Ubud, Bali $3,260
Jharsuguda $764

Ubud, Bali costs about 286% more than Jharsuguda, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Jharsuguda is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.05 ₹194

62.44%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.35 ₹983

239.90%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.09 ₹389

41.81%

Cappuccino

$2.73 Rp 49.1K

$1.42 ₹135

92.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.40 ₹38.46

310.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.14 ₹12.97

492.86%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.57 ₹149

71.97%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.14 ₹298

36.94%

Milk (1 liter)

$1.50 Rp 27.1K

$0.57 ₹54.4

163.16%

White Bread (500g)

$2.30 Rp 41.4K

$0.50 ₹47.93

360.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.53 ₹50.1

122.64%

Eggs

$2.14 Rp 38.6K

$0.83 ₹78.9

157.83%

Local Cheese (1kg)

$17.48 Rp 314.6K

$3.18 ₹302

449.69%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.71 ₹258

48.71%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$2.04 ₹194

74.02%

Banana (1kg)

$1.57 Rp 28.3K

$0.74 ₹70.4

112.16%

Oranges (1kg)

$2.24 Rp 40.2K

$1.33 ₹126

68.42%

Tomato (1kg)

$1.93 Rp 34.7K

$0.45 ₹42.48

328.89%

Potato (1kg)

$1.88 Rp 33.9K

$0.28 ₹26.36

571.43%

Onion (1kg)

$2.29 Rp 41.3K

$0.41 ₹38.68

458.54%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.48 ₹45.64

106.25%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.32 ₹30.48

65.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.94 ₹469

-53.85%

Wine (Bottle)

$23.01 Rp 414.2K

$7.94 ₹754

189.80%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.90 ₹181

23.16%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.42 ₹230

20.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.87 ₹653

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.29 ₹27.25

-17.24%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$7.80 ₹741

13.08%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.06 ₹100

-54.72%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.22 ₹20.93

109.09%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$2.06 ₹196

164.56%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.09 ₹104

-19.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$10.4K ₹983.1K

137.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$20.6K ₹2.0M

51.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$39.00 ₹3,704

112.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.25 ₹309

98.46%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.77 ₹643

174.30%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$14.23 ₹1,351

292.27%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$7.07 ₹671

156.15%

Cinema Ticket

$4.38 Rp 78.9K

$3.19 ₹303

37.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$77.2 ₹7,332

538.51%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,319 ₹220.3K

148.06%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$23.32 ₹2,215

98.07%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$25.68 ₹2,439

37.58%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$23.86 ₹2,265

231.48%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$11.40 ₹1,083

587.63%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$79.0 ₹7,504

1345.56%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$74.5 ₹7,071

807.28%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$238 ₹22.6K

1372.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$174 ₹16.5K

877.02%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,085 ₹103.0K

156.56%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$543 ₹51.6K

312.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$686 ₹65.2K

-76.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Jharsuguda: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Jharsuguda

$74 21% 89% $601

Groceries & Markets

Ubud, Bali

$290 21.2%

Jharsuguda

$99 28% 65.8% $191

Eating Out

Ubud, Bali

$109 8%

Jharsuguda

$62 17.5% 43% $47

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Jharsuguda

$49 13.8% 54.6% $59

Clothing & Footwear

Ubud, Bali

$108 7.9%

Jharsuguda

$38 10.7% 64.7% $70

Sport & Entertainment

Ubud, Bali

$65 4.7%

Jharsuguda

$21 5.8% 68.1% $44

Getting Around

Ubud, Bali

$13 0.9%

Jharsuguda

$11 3.1% 11.6% $1.5

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $79.0 in Jharsuguda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 317% higher in Jharsuguda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $10.00 in Jharsuguda. Monthly groceries follow the same trend: $290 vs $99.0 – making Jharsuguda the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Jharsuguda

🕒 Local time

14:40 2:40 PM

12:10 12:10 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

50,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Jharsuguda 4,800 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Jharsuguda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jharsuguda: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 286% more than Jharsuguda, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $531 in Jharsuguda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jharsuguda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 193% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $10.00 in Jharsuguda. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Jharsuguda, where all-in costs run around $354, than in Ubud, Bali at $1,368. In Jharsuguda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Jharsuguda costs $354 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jharsuguda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.