Cost of Living Comparison Between Ubud, Bali and Jharsuguda Cost of Living Comparison Between Ubud, Bali and Jharsuguda

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $329 in Jharsuguda, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $493 in Jharsuguda, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $657 in Jharsuguda, rent included.

Ubud, Bali costs about 319% more than Jharsuguda, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Jharsuguda is 76% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$2.05 ₹196

61.46%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$10.29 ₹985

279.79%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$4.06 ₹388

38.42%

Cappuccino

$2.64 Rp 46.9K

$1.44 ₹138

83.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.40 ₹38.70

295.00%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.16 ₹15.28

343.75%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.64 ₹157

66.46%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.19 ₹306

35.42%

Milk (1 liter)

$1.54 Rp 27.4K

$0.59 ₹56.1

161.02%

White Bread (500g)

$2.30 Rp 40.8K

$0.52 ₹50.2

342.31%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.57 ₹54.9

80.70%

Eggs

$2.12 Rp 37.7K

$0.89 ₹85.5

138.20%

Local Cheese (1kg)

$17.30 Rp 307.5K

$3.36 ₹322

414.88%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$2.63 ₹252

53.23%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

Apples (1kg)

$3.70 Rp 65.7K

$2.07 ₹198

78.74%

Banana (1kg)

$1.62 Rp 28.7K

$0.75 ₹71.8

116.00%

Oranges (1kg)

$2.27 Rp 40.3K

$1.34 ₹128

69.40%

Tomato (1kg)

$1.99 Rp 35.4K

$0.44 ₹42.20

352.27%

Potato (1kg)

$1.83 Rp 32.5K

$0.29 ₹27.74

531.03%

Onion (1kg)

$2.25 Rp 40.1K

$0.41 ₹38.79

448.78%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.48 ₹46.02

116.67%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.33 ₹31.12

69.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$5.09 ₹487

-56.39%

Wine (Bottle)

$23.22 Rp 412.7K

$7.86 ₹752

195.42%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.95 ₹187

22.56%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.44 ₹234

17.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.71 ₹642

One-way Ticket (Public Transport)

$0.25 Rp 4,416

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$2.08 ₹199

244.71%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.07 ₹102

-57.01%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.22 ₹21.08

109.09%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$2.12 ₹203

168.87%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.04 ₹99.9

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$10.3K ₹985.7K

138.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$21.1K ₹2.0M

47.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$40.54 ₹3,879

102.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$3.21 ₹307

97.20%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$6.74 ₹645

175.07%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$10.54 ₹1,008

431.78%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$3.18 ₹305

33.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$78.0 ₹7,463

527.34%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$2,312 ₹221.3K

150.51%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$24.10 ₹2,306

90.79%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$23.86 ₹2,283

50.29%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$24.02 ₹2,299

231.06%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$11.50 ₹1,101

603.74%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$79.8 ₹7,636

1333.86%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$58.5 ₹5,594

1083.88%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$94.1 ₹9,008

1715.71%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$669 ₹64.0K

-74.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.6

60.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Jharsuguda: August 17, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $79.8 in Jharsuguda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 295% higher in Jharsuguda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $10.00 in Jharsuguda. Monthly groceries follow the same trend: $293 vs $100 – making Jharsuguda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jharsuguda: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 319% more than Jharsuguda, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $493 in Jharsuguda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jharsuguda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 191% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $10.00 in Jharsuguda. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Jharsuguda, where all-in costs run around $329, than in Ubud, Bali at $1,379. In Jharsuguda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Jharsuguda costs $329 versus $1,379 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jharsuguda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.