Cost of Living Comparison Between Ubud, Bali and Jharsuguda Cost of Living Comparison Between Ubud, Bali and Jharsuguda

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $355 in Jharsuguda, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $564 in Jharsuguda, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $772 in Jharsuguda, rent included.

Ubud, Bali costs about 292% more than Jharsuguda, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Jharsuguda is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$2.35 ₹222

44.68%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$9.08 ₹859

256.61%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$4.60 ₹435

8.70%

Cappuccino

$2.82 Rp 50.0K

$1.51 ₹143

86.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.36 ₹34.10

283.33%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.15 ₹13.91

386.67%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.74 ₹165

71.26%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$1.81 ₹172

119.34%

Milk (1 liter)

$1.79 Rp 31.8K

$0.63 ₹59.5

184.13%

White Bread (500g)

$2.46 Rp 43.7K

$0.48 ₹45.21

412.50%

Rice (white) (1kg)

$1.20 Rp 21.2K

$0.55 ₹52.3

118.18%

Eggs

$2.39 Rp 42.3K

$0.93 ₹88.0

156.99%

Local Cheese (1kg)

$14.40 Rp 255.1K

$3.78 ₹358

280.95%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$2.70 ₹255

58.52%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

Apples (1kg)

$3.78 Rp 67.0K

$2.26 ₹214

67.26%

Banana (1kg)

$1.63 Rp 28.9K

$0.72 ₹67.9

126.39%

Oranges (1kg)

$2.80 Rp 49.6K

$1.40 ₹133

100.00%

Tomato (1kg)

$2.26 Rp 40.0K

$0.58 ₹55.0

289.66%

Potato (1kg)

$2.00 Rp 35.3K

$0.24 ₹22.71

733.33%

Onion (1kg)

$2.21 Rp 39.2K

$0.50 ₹47.30

342.00%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.43 ₹40.77

148.84%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.33 ₹30.97

130.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$4.01 ₹379

-21.95%

Wine (Bottle)

$23.81 Rp 421.9K

$7.78 ₹736

206.04%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.81 ₹171

56.91%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.03 ₹97.6

169.90%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.69 ₹822

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.30 ₹28.61

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$8.50 ₹804

-1.53%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.13 ₹107

-60.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.16 ₹14.92

168.75%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$2.30 ₹218

160.00%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.17 ₹111

-31.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$11.5K ₹1.1M

124.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$26.5K ₹2.5M

20.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$20.72 ₹1,960

289.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$3.32 ₹314

24.70%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$5.40 ₹510

346.67%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$16.07 ₹1,520

508.28%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$7.17 ₹679

-7.39%

Cinema Ticket

$4.04 Rp 71.5K

$3.48 ₹329

16.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$85.5 ₹8,090

247.36%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$2,065 ₹195.4K

219.13%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$26.57 ₹2,514

107.53%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$28.50 ₹2,696

35.12%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$26.07 ₹2,466

230.38%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$13.00 ₹1,230

499.62%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$90.9 ₹8,601

983.74%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$77.4 ₹7,325

758.67%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$276 ₹26.1K

1146.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$183 ₹17.3K

1016.91%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$678 ₹64.1K

-75.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.33

59.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Jharsuguda: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $90.9 in Jharsuguda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 300% higher in Jharsuguda, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Jharsuguda. Monthly groceries follow the same trend: $299 vs $100 – making Jharsuguda the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jharsuguda: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 292% more than Jharsuguda, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $533 in Jharsuguda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jharsuguda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 199% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $9.00 in Jharsuguda. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Jharsuguda, where all-in costs run around $355, than in Ubud, Bali at $1,394. In Jharsuguda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Jharsuguda costs $355 versus $1,394 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jharsuguda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.