Cost of Living Comparison Between Ubud, Bali and Jaco Beach Cost of Living Comparison Between Ubud, Bali and Jaco Beach

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,318 in Jaco Beach.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $2,123 in Jaco Beach.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,928 in Jaco Beach.

Living in Ubud, Bali is roughly 6% more expensive than Jaco Beach, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 4% above, Jaco Beach is 2% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$6.98 ₡3,189

-50.14%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$39.46 ₡18.0K

-16.68%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$9.11 ₡4,162

-44.13%

Cappuccino

$2.75 Rp 47.1K

$3.95 ₡1,806

-30.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.53 ₡701

-9.80%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.92 ₡422

-22.83%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$2.95 ₡1,345

-2.37%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$2.90 ₡1,324

33.45%

Milk (1 liter)

$1.79 Rp 30.7K

$1.39 ₡635

28.78%

White Bread (500g)

$2.45 Rp 42.0K

$2.01 ₡917

21.89%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.15 ₡983

-43.72%

Eggs

$2.39 Rp 40.9K

$2.42 ₡1,108

-1.24%

Local Cheese (1kg)

$14.70 Rp 252.1K

$9.68 ₡4,421

51.86%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$8.36 ₡3,819

-49.28%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$11.10 ₡5,072

8.83%

Apples (1kg)

$3.66 Rp 62.9K

$4.61 ₡2,108

-20.61%

Banana (1kg)

$1.61 Rp 27.6K

$1.52 ₡696

5.92%

Oranges (1kg)

$2.72 Rp 46.6K

$4.12 ₡1,884

-33.98%

Tomato (1kg)

$2.27 Rp 39.0K

$3.15 ₡1,437

-27.94%

Potato (1kg)

$1.90 Rp 32.6K

$1.38 ₡632

37.68%

Onion (1kg)

$2.30 Rp 39.4K

$1.33 ₡610

72.93%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.89 ₡408

14.61%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$1.78 ₡812

-56.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$5.15 ₡2,353

-37.09%

Wine (Bottle)

$24.06 Rp 412.7K

$13.93 ₡6,365

72.72%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$2.42 ₡1,106

17.36%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.97 ₡901

41.62%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$1.00 ₡458

-73.00%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$1.88 ₡857

-76.06%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$1.81 ₡827

-76.24%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$7.96 ₡3,637

-24.37%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.47 ₡673

-41.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$37.9K ₡17.3M

-31.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$31.9K ₡14.6M

-0.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$71.0 ₡32.4K

10.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$22.01 ₡10.1K

-81.83%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$42.16 ₡19.3K

-42.24%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$47.47 ₡21.7K

101.75%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$24.05 ₡11.0K

-73.14%

Cinema Ticket

$4.01 Rp 68.7K

$10.00 ₡4,567

-59.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$444 ₡202.7K

-32.04%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$6,662 ₡3.0M

-1.77%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$61.4 ₡28.0K

-13.00%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$50.5 ₡23.1K

-23.68%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$125 ₡57.1K

-28.77%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$109 ₡49.6K

-27.37%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$547 ₡249.8K

85.78%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$494 ₡225.6K

36.13%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$1,893 ₡864.7K

77.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$1,041 ₡475.4K

102.56%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$397 ₡181.3K

-55.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.17

30.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Jaco Beach: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $547 in Jaco Beach. Housing cost is often the main lever when comparing two cities.

Jaco Beach pays 124% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $39 in Jaco Beach. Groceries flip the comparison at $300 vs $297, with Jaco Beach cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jaco Beach: Cost of Living - Frequently Asked Questions

Jaco Beach is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, Jaco Beach earns 124% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $547 in Jaco Beach. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $444 in Jaco Beach. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jaco Beach – a meal for two runs $39.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,318 in Jaco Beach versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Jaco Beach but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jaco Beach the clear choice for anyone on this budget.

For families, Jaco Beach is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jaco Beach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jaco Beach gentler on the wallet – expenses run 6% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.