Cost of Living Comparison Between Ubud, Bali and Jaco Beach Cost of Living Comparison Between Ubud, Bali and Jaco Beach

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,315 in Jaco Beach.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,098 in Jaco Beach.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,880 in Jaco Beach.

Living in Ubud, Bali is roughly 8% more expensive than Jaco Beach, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 6% above, Jaco Beach is 2% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$7.30 ₡3,348

-51.23%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$39.91 ₡18.3K

-17.99%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.3K

$8.75 ₡4,010

-43.43%

Cappuccino

$2.71 Rp 48.9K

$3.80 ₡1,742

-28.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.59 ₡727

-15.72%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.91 ₡419

-23.08%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$2.93 ₡1,341

-0.34%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$2.97 ₡1,360

33.33%

Milk (1 liter)

$1.81 Rp 32.6K

$1.46 ₡670

23.97%

White Bread (500g)

$2.52 Rp 45.4K

$2.03 ₡929

24.14%

Rice (white) (1kg)

$1.16 Rp 20.9K

$2.13 ₡978

-45.54%

Eggs

$2.46 Rp 44.4K

$2.46 ₡1,128

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.81 ₡4,498

49.95%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$8.20 ₡3,761

-47.32%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$10.77 ₡4,937

12.72%

Apples (1kg)

$3.84 Rp 69.3K

$4.43 ₡2,033

-13.32%

Banana (1kg)

$1.56 Rp 28.1K

$1.52 ₡697

2.63%

Oranges (1kg)

$2.83 Rp 51.1K

$4.24 ₡1,942

-33.25%

Tomato (1kg)

$2.33 Rp 41.9K

$3.15 ₡1,442

-26.03%

Potato (1kg)

$1.91 Rp 34.5K

$1.36 ₡622

40.44%

Onion (1kg)

$2.20 Rp 39.7K

$1.29 ₡590

70.54%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.86 ₡394

17.44%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$1.77 ₡811

-55.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.39 ₡2,471

-38.40%

Wine (Bottle)

$23.74 Rp 428.1K

$13.85 ₡6,351

71.41%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$2.34 ₡1,071

19.23%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.97 ₡905

45.18%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.03 ₡474

-73.79%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

Taxi Start (Normal Tariff)

$0.46 Rp 8,231

$1.79 ₡821

-74.30%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$1.84 ₡845

-75.54%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$8.00 ₡3,665

-23.75%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.45 ₡667

-45.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$38.4K ₡17.6M

-31.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.3M

$32.6K ₡14.9M

-1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$71.1 ₡32.6K

12.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$21.66 ₡9,928

-81.26%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.2K

$42.49 ₡19.5K

-44.65%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$47.14 ₡21.6K

109.38%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$23.68 ₡10.9K

-72.00%

Cinema Ticket

$4.15 Rp 74.8K

$9.73 ₡4,460

-57.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$447 ₡204.8K

-31.95%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$6,633 ₡3.0M

-0.30%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$62.2 ₡28.5K

-10.64%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$52.0 ₡23.8K

-26.33%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$125 ₡57.4K

-29.27%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$109 ₡49.8K

-28.35%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.2M

$556 ₡255.0K

80.90%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$495 ₡226.8K

36.51%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$1,865 ₡854.9K

84.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$1,044 ₡478.6K

95.35%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$401 ₡184.0K

-58.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.17

30.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Jaco Beach: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $556 in Jaco Beach. Housing cost is often the main lever when comparing two cities.

Jaco Beach pays 143% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $40.00 in Jaco Beach. Groceries flip the comparison at $302 vs $295, with Jaco Beach cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jaco Beach: Cost of Living - Frequently Asked Questions

Jaco Beach is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, Jaco Beach earns 143% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $556 in Jaco Beach. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $447 in Jaco Beach. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jaco Beach – a meal for two runs $40.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,315 in Jaco Beach versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Jaco Beach but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jaco Beach the clear choice for anyone on this budget.

For families, Jaco Beach is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jaco Beach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jaco Beach gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.