Cost of Living Comparison Between Ubud, Bali and Jaco Beach Cost of Living Comparison Between Ubud, Bali and Jaco Beach

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,344 in Jaco Beach.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $2,155 in Jaco Beach.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $2,967 in Jaco Beach.

Living in Ubud, Bali is roughly 4% more expensive than in Jaco Beach, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Jaco Beach 1% above.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$7.19 ₡3,242

-52.29%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.5K

$40.16 ₡18.1K

-20.39%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.5K

$8.88 ₡4,006

-43.13%

Cappuccino

$2.71 Rp 48.6K

$3.86 ₡1,740

-29.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.58 ₡711

-12.03%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.99 ₡449

-25.25%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$2.93 ₡1,322

-1.37%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$2.89 ₡1,304

31.14%

Milk (1 liter)

$1.79 Rp 32.1K

$1.39 ₡628

28.78%

White Bread (500g)

$2.51 Rp 44.9K

$1.98 ₡894

26.77%

Rice (white) (1kg)

$1.21 Rp 21.8K

$2.15 ₡971

-43.72%

Eggs

$2.37 Rp 42.4K

$2.43 ₡1,095

-2.47%

Local Cheese (1kg)

$14.43 Rp 258.4K

$10.04 ₡4,527

43.73%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$8.30 ₡3,745

-50.00%

Beef Round Steak (1kg)

$12.11 Rp 217.0K

$10.76 ₡4,853

12.55%

Apples (1kg)

$3.77 Rp 67.5K

$4.56 ₡2,057

-17.32%

Banana (1kg)

$1.63 Rp 29.1K

$1.44 ₡648

13.19%

Oranges (1kg)

$2.71 Rp 48.5K

$4.29 ₡1,936

-36.83%

Tomato (1kg)

$2.26 Rp 40.4K

$3.11 ₡1,404

-27.33%

Potato (1kg)

$1.93 Rp 34.5K

$1.35 ₡608

42.96%

Onion (1kg)

$2.19 Rp 39.3K

$1.35 ₡608

62.22%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.91 ₡411

12.09%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$1.74 ₡783

-58.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$5.33 ₡2,406

-40.34%

Wine (Bottle)

$23.84 Rp 426.9K

$14.16 ₡6,387

68.36%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$2.34 ₡1,054

18.38%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$1.94 ₡877

41.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,787

$1.01 ₡457

-73.27%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

Taxi Start (Normal Tariff)

$0.48 Rp 8,656

$1.86 ₡839

-74.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,547

$1.79 ₡806

-76.54%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.0K

$7.70 ₡3,474

-21.69%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.41 ₡638

-41.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.7M

$37.6K ₡17.0M

-29.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.7M

$32.8K ₡14.8M

-1.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$72.8 ₡32.8K

7.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$21.44 ₡9,672

-81.76%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.3K

$43.10 ₡19.4K

-44.52%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$47.12 ₡21.3K

104.12%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.9K

$23.97 ₡10.8K

-72.76%

Cinema Ticket

$4.01 Rp 71.9K

$9.68 ₡4,364

-58.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$446 ₡201.0K

-32.10%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$6,679 ₡3.0M

-1.92%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.6K

$62.6 ₡28.2K

-11.60%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.3K

$50.6 ₡22.8K

-24.19%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$127 ₡57.3K

-30.34%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$107 ₡48.2K

-28.15%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$551 ₡248.7K

78.74%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$503 ₡227.0K

35.51%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.3M

$1,859 ₡838.6K

83.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.2M

$1,018 ₡459.0K

103.85%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$396 ₡178.4K

-57.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.17

30.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Jaco Beach: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $551 in Jaco Beach. Housing cost is often the main lever when comparing two cities.

Jaco Beach pays 134% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $40.00 in Jaco Beach. Groceries flip the comparison at $298 vs $295, with Jaco Beach cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jaco Beach: Cost of Living - Frequently Asked Questions

Jaco Beach is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 134% lower in Jaco Beach. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $551 in Jaco Beach. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $446 in Jaco Beach. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jaco Beach – a meal for two runs $40.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,344 in Jaco Beach versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Jaco Beach but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jaco Beach the clear choice for anyone on this budget.

For families, Jaco Beach is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jaco Beach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jaco Beach gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.