Cost of Living Comparison Between Ubud, Bali and Jaco Beach Cost of Living Comparison Between Ubud, Bali and Jaco Beach

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,456 in Jaco Beach.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,288 in Jaco Beach.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $3,120 in Jaco Beach.

Living in Ubud, Bali costs roughly 5% less than in Jaco Beach, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Jaco Beach 6% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$11.65 ₡5,213

-71.42%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$44.54 ₡19.9K

-19.58%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.67 ₡4,329

-41.78%

Cappuccino

$2.82 Rp 49.7K

$4.06 ₡1,819

-30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.41 ₡1,078

-27.39%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.87 ₡838

-57.22%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.23 ₡1,447

-5.88%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.29 ₡1,920

0.23%

Milk (1 liter)

$1.61 Rp 28.3K

$1.97 ₡882

-18.27%

White Bread (500g)

$2.27 Rp 39.9K

$2.22 ₡996

2.25%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.48 ₡1,112

-52.82%

Eggs

$2.17 Rp 38.2K

$2.63 ₡1,178

-17.49%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.62 ₡4,751

66.01%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$8.96 ₡4,008

-54.80%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.14 ₡5,432

0.33%

Apples (1kg)

$3.62 Rp 63.7K

$4.94 ₡2,211

-26.72%

Banana (1kg)

$1.64 Rp 28.8K

$1.57 ₡701

4.46%

Oranges (1kg)

$2.31 Rp 40.6K

$4.56 ₡2,041

-49.34%

Tomato (1kg)

$1.96 Rp 34.5K

$3.56 ₡1,592

-44.94%

Potato (1kg)

$1.84 Rp 32.5K

$1.55 ₡692

18.71%

Onion (1kg)

$2.37 Rp 41.7K

$1.47 ₡659

61.22%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.95 ₡426

10.53%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.92 ₡860

-71.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.81 ₡2,601

-60.41%

Wine (Bottle)

$23.08 Rp 406.4K

$14.11 ₡6,314

63.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.61 ₡1,168

-10.34%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.22 ₡996

38.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.41 ₡1,078

-79.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.63 ₡730

-71.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$8.66 ₡3,875

-35.33%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.53 ₡683

-47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$22.3K ₡10.0M

12.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$34.8K ₡15.6M

-10.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$79.9 ₡35.8K

3.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$24.02 ₡10.7K

-72.98%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$47.07 ₡21.1K

-60.08%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$53.9 ₡24.1K

2.49%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$8.19 ₡3,663

-47.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$483 ₡216.1K

2.36%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,329 ₡3.3M

-19.27%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$24.95 ₡11.2K

85.49%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$56.9 ₡25.5K

-35.98%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$130 ₡58.1K

-37.79%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$132 ₡59.0K

-40.21%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$771 ₡345.0K

44.50%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$533 ₡238.6K

30.04%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,995 ₡892.8K

82.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,114 ₡498.6K

53.71%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$405 ₡181.3K

-58.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.78

56.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Jaco Beach: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $771 in Jaco Beach. Housing cost is often the main lever when comparing two cities.

Jaco Beach pays 142% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $45.00 in Jaco Beach for a mid-range dinner for two. Groceries echo the gap at $294 vs $326 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jaco Beach: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 142% lower in Jaco Beach. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $771 in Jaco Beach. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $483 in Jaco Beach. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $45.00 in Jaco Beach. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $1,456 in Jaco Beach, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Jaco Beach. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Jaco Beach, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jaco Beach are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Jaco Beach. Beyond cost, consider language, visa policies, and how big the international community is in each city.