Cost of Living Comparison Between Jaco Beach and Ubud, Bali Cost of Living Comparison Between Jaco Beach and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,315 in Jaco Beach versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,098 in Jaco Beach versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,880 in Jaco Beach versus $3,660 in Ubud, Bali.

Living in Jaco Beach costs roughly 7% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Jaco Beach is 2% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$7.30 ₡3,348

$3.56 Rp 64.3K

105.06%

Three-Course Dinner for Two, Mid-Range

$39.91 ₡18.3K

$32.73 Rp 590.3K

21.94%

Fast Food Meal (McDonalds, etc)

$8.75 ₡4,010

$4.95 Rp 89.3K

76.77%

Cappuccino

$3.80 ₡1,742

$2.71 Rp 48.9K

40.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₡727

$1.34 Rp 24.2K

18.66%

Water (0.33 liter bottle)

$0.91 ₡419

$0.70 Rp 12.6K

30.00%

Local Beer (0.5 liter draught)

$2.93 ₡1,341

$2.92 Rp 52.7K

0.34%

Imported Beer (0.33 liter bottle)

$2.97 ₡1,360

$3.96 Rp 71.4K

-25.00%

Milk (1 liter)

$1.46 ₡670

$1.81 Rp 32.6K

-19.34%

White Bread (500g)

$2.03 ₡929

$2.52 Rp 45.4K

-19.44%

Rice (white) (1kg)

$2.13 ₡978

$1.16 Rp 20.9K

83.62%

Eggs

$2.46 ₡1,128

$2.46 Rp 44.4K

Local Cheese (1kg)

$9.81 ₡4,498

$14.71 Rp 265.3K

-33.31%

Chicken Fillets (1kg)

$8.20 ₡3,761

$4.32 Rp 77.9K

89.81%

Beef Round Steak (1kg)

$10.77 ₡4,937

$12.14 Rp 218.9K

-11.29%

Apples (1kg)

$4.43 ₡2,033

$3.84 Rp 69.3K

15.36%

Banana (1kg)

$1.52 ₡697

$1.56 Rp 28.1K

-2.56%

Oranges (1kg)

$4.24 ₡1,942

$2.83 Rp 51.1K

49.82%

Tomato (1kg)

$3.15 ₡1,442

$2.33 Rp 41.9K

35.19%

Potato (1kg)

$1.36 ₡622

$1.91 Rp 34.5K

-28.80%

Onion (1kg)

$1.29 ₡590

$2.20 Rp 39.7K

-41.36%

Lettuce (1 head)

$0.86 ₡394

$1.01 Rp 18.3K

-14.85%

Water (1.5 liter bottle)

$1.77 ₡811

$0.78 Rp 14.0K

126.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.39 ₡2,471

$3.32 Rp 59.8K

62.35%

Wine (Bottle)

$13.85 ₡6,351

$23.74 Rp 428.1K

-41.66%

Local Beer (0.5 liter bottle)

$2.34 ₡1,071

$2.79 Rp 50.3K

-16.13%

Imported Beer (0.33 liter bottle)

$1.97 ₡905

$2.86 Rp 51.6K

-31.12%

One-way Ticket (Public Transport)

$1.03 ₡474

$0.27 Rp 4,848

281.48%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

Taxi Start (Normal Tariff)

$1.79 ₡821

$0.46 Rp 8,231

289.13%

Taxi (Normal Tariff) (1km)

$1.84 ₡845

$0.45 Rp 8,117

308.89%

Taxi 1hour Waiting (Normal Tariff)

$8.00 ₡3,665

$6.10 Rp 109.9K

31.15%

Gasoline (1 liter)

$1.45 ₡667

$0.79 Rp 14.3K

83.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K ₡17.6M

$26.1K Rp 471.6M

46.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K ₡14.9M

$32.1K Rp 579.3M

1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.1 ₡32.6K

$79.9 Rp 1.4M

-11.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.66 ₡9,928

$4.06 Rp 73.3K

433.50%

Internet (50+ Mbps, Unlimited Data)

$42.49 ₡19.5K

$23.52 Rp 424.2K

80.65%

Gym Membership (Monthly)

$47.14 ₡21.6K

$98.7 Rp 1.8M

-52.24%

Tennis Court (1 Hour on Weekend)

$23.68 ₡10.9K

$6.63 Rp 119.6K

257.16%

Cinema Ticket

$9.73 ₡4,460

$4.15 Rp 74.8K

134.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$447 ₡204.8K

$304 Rp 5.5M

46.95%

International Primary School, 1 Child (Yearly)

$6,633 ₡3.0M

$6,613 Rp 119.3M

0.31%

Jeans (Levis 501 Or Similar)

$62.2 ₡28.5K

$55.5 Rp 1.0M

11.90%

Summer Dress (H&M, Zara, etc)

$52.0 ₡23.8K

$38.31 Rp 690.9K

35.73%

Sport Shoes (Adidas, Nike)

$125 ₡57.4K

$88.6 Rp 1.6M

41.38%

Men's Leather Business Shoes

$109 ₡49.8K

$77.9 Rp 1.4M

39.57%

1-bedroom Apartment, City Center (Monthly)

$556 ₡255.0K

$1,006 Rp 18.2M

-44.72%

1-bedroom Apartment, Outside City Center (Monthly)

$495 ₡226.8K

$675 Rp 12.2M

-26.74%

3-bedroom Apartment, City Center (Monthly)

$1,865 ₡854.9K

$3,442 Rp 62.1M

-45.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 ₡478.6K

$2,039 Rp 36.8M

-48.81%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$401 ₡184.0K

$165 Rp 3.0M

142.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.17

13.28

-23.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jaco Beach: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $556 in Jaco Beach and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Jaco Beach pays 143% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Jaco Beach vs $33.00 in Ubud, Bali. Groceries flip the comparison at $295 vs $302, with Jaco Beach cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jaco Beach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jaco Beach is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 8% gap adds up to real monthly savings that compound significantly over time.

Jaco Beach pays 143% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $556 in Jaco Beach versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $447 in Jaco Beach versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jaco Beach – a meal for two runs $40.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,315 in Jaco Beach versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Jaco Beach but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jaco Beach the clear choice for anyone on this budget.

For families, Jaco Beach is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jaco Beach and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jaco Beach gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.