Last update: Oct 2026

Cost of Living Comparison Between Jaco Beach and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,445 in Jaco Beach, rent and utilities included – about $1,200 less a year. The total is higher in Jaco Beach despite lower rent and utilities.

70

Cost of Living Index in Jaco Beach
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Jaco Beach Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jaco Beach

🇨🇷 Costa Rica

$1,445

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Jaco Beach and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jaco Beach and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,445 in Jaco Beach versus $1,349 in Ubud, Bali.

Jaco Beach $1,445
Ubud, Bali $1,349

Estimated couple costs with rent: $2,296 in Jaco Beach versus $2,305 in Ubud, Bali.

Jaco Beach $2,296
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,147 in Jaco Beach versus $3,261 in Ubud, Bali.

Jaco Beach $3,147
Ubud, Bali $3,261

Living in Jaco Beach is roughly 7% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$11.32 ₡5,106

$3.32 Rp 59.9K

240.96%

Three-Course Dinner for Two, Mid-Range

$43.14 ₡19.5K

$35.64 Rp 642.4K

21.04%

Fast Food Meal (McDonalds, etc)

$10.22 ₡4,612

$5.53 Rp 99.7K

84.81%

Cappuccino

$3.99 ₡1,799

$2.72 Rp 49.0K

46.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 ₡1,085

$1.70 Rp 30.7K

41.18%

Water (0.33 liter bottle)

$1.87 ₡844

$0.76 Rp 13.7K

146.05%

Local Beer (0.5 liter draught)

$3.19 ₡1,441

$2.65 Rp 47.8K

20.38%

Imported Beer (0.33 liter bottle)

$4.33 ₡1,954

$4.38 Rp 79.0K

-1.14%

Milk (1 liter)

$1.98 ₡892

$1.49 Rp 26.9K

32.89%

White Bread (500g)

$2.19 ₡989

$2.28 Rp 41.0K

-3.95%

Rice (white) (1kg)

$2.39 ₡1,078

$1.19 Rp 21.5K

100.84%

Eggs

$2.60 ₡1,175

$2.04 Rp 36.7K

27.45%

Local Cheese (1kg)

$10.78 ₡4,865

$17.70 Rp 319.1K

-39.10%

Chicken Fillets (1kg)

$8.88 ₡4,008

$3.96 Rp 71.4K

124.24%

Beef Round Steak (1kg)

$12.11 ₡5,466

$12.19 Rp 219.7K

-0.66%

Apples (1kg)

$4.95 ₡2,233

$3.66 Rp 65.9K

35.25%

Banana (1kg)

$1.66 ₡748

$1.52 Rp 27.4K

9.21%

Oranges (1kg)

$4.75 ₡2,141

$2.23 Rp 40.2K

113.00%

Tomato (1kg)

$3.42 ₡1,544

$1.97 Rp 35.6K

73.60%

Potato (1kg)

$1.50 ₡676

$1.85 Rp 33.3K

-18.92%

Onion (1kg)

$1.42 ₡641

$2.42 Rp 43.7K

-41.32%

Lettuce (1 head)

$0.99 ₡447

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$1.99 ₡900

$0.51 Rp 9,255

290.20%

Cigarettes 20 Pack (Marlboro, Camel)

$6.01 ₡2,711

$2.22 Rp 40.0K

170.72%

Wine (Bottle)

$13.81 ₡6,231

$22.24 Rp 400.9K

-37.90%

Local Beer (0.5 liter bottle)

$2.64 ₡1,192

$2.26 Rp 40.7K

16.81%

Imported Beer (0.33 liter bottle)

$2.18 ₡985

$2.97 Rp 53.5K

-26.60%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$2.49 ₡1,125

$0.44 Rp 7,923

465.91%

Taxi (Normal Tariff) (1km)

$1.63 ₡735

$0.43 Rp 7,753

279.07%

Taxi 1hour Waiting (Normal Tariff)

$8.53 ₡3,848

$5.41 Rp 97.5K

57.67%

Gasoline (1 liter)

$1.57 ₡707

$0.82 Rp 14.9K

91.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K ₡15.3M

$23.8K Rp 429.7M

42.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K ₡19.2M

$31.7K Rp 572.3M

34.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.6 ₡35.9K

$79.1 Rp 1.4M

0.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.88 ₡10.8K

$6.45 Rp 116.2K

270.23%

Internet (50+ Mbps, Unlimited Data)

$47.69 ₡21.5K

$18.58 Rp 334.9K

156.67%

Gym Membership (Monthly)

$52.0 ₡23.4K

$49.48 Rp 892.0K

4.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$7.72 ₡3,483

$4.27 Rp 77.0K

80.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$479 ₡216.3K

$491 Rp 8.8M

-2.27%

International Primary School, 1 Child (Yearly)

$7,442 ₡3.4M

$5,674 Rp 102.3M

31.17%

Jeans (Levis 501 Or Similar)

$25.50 ₡11.5K

$44.64 Rp 804.7K

-42.88%

Summer Dress (H&M, Zara, etc)

$56.2 ₡25.4K

$34.95 Rp 630.1K

60.83%

Sport Shoes (Adidas, Nike)

$127 ₡57.3K

$79.9 Rp 1.4M

58.81%

Men's Leather Business Shoes

$133 ₡59.8K

$79.4 Rp 1.4M

66.92%

1-bedroom Apartment, City Center (Monthly)

$748 ₡337.6K

$1,125 Rp 20.3M

-33.48%

1-bedroom Apartment, Outside City Center (Monthly)

$526 ₡237.2K

$671 Rp 12.1M

-21.73%

3-bedroom Apartment, City Center (Monthly)

$1,984 ₡895.4K

$3,565 Rp 64.3M

-44.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,099 ₡495.8K

$1,723 Rp 31.1M

-36.24%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$402 ₡181.3K

$164 Rp 3.0M

145.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

13.78

-37.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jaco Beach: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jaco Beach

$526 36.4%

Ubud, Bali

$672 49.8% 27.8% $146

Groceries & Markets

Jaco Beach

$326 22.6%

Ubud, Bali

$288 21.4% 11.5% $37

Eating Out

Jaco Beach

$211 14.6%

Ubud, Bali

$108 8% 48.9% $103

Clothing & Footwear

Jaco Beach

$154 10.6%

Ubud, Bali

$108 8% 30% $46

Monthly Utilities & Internet

Jaco Beach

$151 10.5%

Ubud, Bali

$104 7.7% 31.1% $47

Sport & Entertainment

Jaco Beach

$67 4.7%

Ubud, Bali

$58 4.3% 13.9% $9.4

Getting Around

Jaco Beach

$11 * 0.7%

Ubud, Bali

$11 0.9% 7.3% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $748 in Jaco Beach and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Jaco Beach pays about 2.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $43 in Jaco Beach vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $326 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇷 Jaco Beach

🇮🇩 Ubud, Bali

🕒 Local time

05:05 5:05 AM

19:05 7:05 PM

14 h ahead of Jaco Beach

🌤 Weather

👥 Population

74,800

💱 Currency

Costa Rican Colón CRC ₡

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 28, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to CRC in detail →

On the map

Lowest

Highest

Between locations

Jaco Beach Ubud, Bali 17,830 km ≈ 23 h nonstop flight

From you

Jaco Beach
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jaco Beach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, utilities, and clothing. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay in Jaco Beach is about 2.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $748 in Jaco Beach versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $479 in Jaco Beach versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $43 in Jaco Beach. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jaco Beach and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Jaco Beach on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.