Cost of Living Comparison Between Ubud, Bali and İzmit Cost of Living Comparison Between Ubud, Bali and İzmit

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $913 in İzmit.

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,428 in İzmit.

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $1,943 in İzmit.

Living in Ubud, Bali is roughly 48% more expensive than in İzmit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, İzmit is 32% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$6.99 ₺344

-52.36%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$30.41 ₺1,499

16.47%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$7.81 ₺385

-26.25%

Cappuccino

$2.63 Rp 47.0K

$3.63 ₺179

-27.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.14 ₺56.3

52.63%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.30 ₺14.75

156.67%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.58 ₺127

5.04%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$2.86 ₺141

58.04%

Milk (1 liter)

$1.53 Rp 27.4K

$0.86 ₺42.29

77.91%

White Bread (500g)

$2.20 Rp 39.3K

$0.85 ₺41.97

158.82%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.29 ₺113

-46.72%

Eggs

$2.14 Rp 38.3K

$2.08 ₺103

2.88%

Local Cheese (1kg)

$17.73 Rp 317.2K

$7.96 ₺392

122.74%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$3.91 ₺192

-1.28%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$19.09 ₺941

-36.98%

Apples (1kg)

$3.61 Rp 64.6K

$1.74 ₺85.7

107.47%

Banana (1kg)

$1.51 Rp 27.1K

$1.88 ₺92.8

-19.68%

Oranges (1kg)

$2.32 Rp 41.5K

$1.04 ₺51.5

123.08%

Tomato (1kg)

$2.00 Rp 35.9K

$1.23 ₺60.4

62.60%

Potato (1kg)

$1.81 Rp 32.4K

$0.52 ₺25.83

248.08%

Onion (1kg)

$2.39 Rp 42.7K

$0.38 ₺18.97

528.95%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.76 ₺37.62

30.26%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.61 ₺30.22

-14.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$2.30 ₺113

-5.22%

Wine (Bottle)

$22.98 Rp 411.0K

$7.98 ₺393

187.97%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$1.98 ₺97.7

21.21%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.19 ₺108

36.99%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$0.81 ₺39.73

-70.37%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$1.04 ₺51.2

-57.69%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$1.14 ₺56.4

-63.16%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$4.05 ₺200

34.57%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.34 ₺66.0

-37.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$40.5K ₺2.0M

-39.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$39.9K ₺2.0M

-20.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$43.87 ₺2,162

84.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$11.82 ₺582

-44.33%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$12.78 ₺630

42.72%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$59.0 ₺2,909

-6.61%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

Cinema Ticket

$4.24 Rp 75.9K

$5.00 ₺247

-15.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$462 ₺22.8K

5.18%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$6,223 ₺306.6K

-8.79%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$48.63 ₺2,396

-7.09%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$43.39 ₺2,138

-20.33%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$83.0 ₺4,090

-4.64%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$74.5 ₺3,673

4.13%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$484 ₺23.8K

132.88%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$344 ₺16.9K

96.22%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$698 ₺34.4K

418.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$527 ₺26.0K

229.19%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$1,278 ₺62.9K

121.42%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$890 ₺43.8K

159.29%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-65.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for İzmit: October 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $484 in İzmit. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $30.00 in İzmit for a mid-range dinner for two. Groceries echo the gap at $290 vs $209 per month, with İzmit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs İzmit: Cost of Living - Frequently Asked Questions

Ubud, Bali and İzmit differ by about 48% in total monthly costs ($1,348 vs $913 including rent). İzmit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,022 in Ubud, Bali and $1,369 in İzmit to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,127 in Ubud, Bali versus $484 in İzmit. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $462 in İzmit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in İzmit – a meal for two runs $30.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $913 in İzmit versus $1,348 in Ubud, Bali, a $2,000 budget is realistic in İzmit but tight or insufficient in Ubud, Bali. The gap between the two cities makes İzmit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and İzmit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find İzmit gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.