Cost of Living Comparison Between Ubud, Bali and İzmit Cost of Living Comparison Between Ubud, Bali and İzmit

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $975 in İzmit.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,565 in İzmit.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,155 in İzmit.

Living in Ubud, Bali is roughly 42% more expensive than in İzmit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, İzmit is 29% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$7.21 ₺346

-54.09%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$35.22 ₺1,691

10.96%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$8.35 ₺401

-32.69%

Cappuccino

$2.64 Rp 46.9K

$3.46 ₺166

-23.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.05 ₺50.2

50.48%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.30 ₺14.36

136.67%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.51 ₺120

8.76%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.01 ₺145

43.52%

Milk (1 liter)

$1.54 Rp 27.4K

$0.89 ₺42.65

73.03%

White Bread (500g)

$2.30 Rp 40.8K

$0.88 ₺42.38

161.36%

Rice (white) (1kg)

$1.03 Rp 18.3K

$2.37 ₺114

-56.54%

Eggs

$2.12 Rp 37.7K

$2.18 ₺105

-2.75%

Local Cheese (1kg)

$17.30 Rp 307.5K

$8.56 ₺411

102.10%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$4.08 ₺196

-1.23%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$18.81 ₺903

-33.97%

Apples (1kg)

$3.70 Rp 65.7K

$1.71 ₺82.1

116.37%

Banana (1kg)

$1.62 Rp 28.7K

$1.98 ₺95.2

-18.18%

Oranges (1kg)

$2.27 Rp 40.3K

$1.04 ₺49.72

118.27%

Tomato (1kg)

$1.99 Rp 35.4K

$1.29 ₺62.1

54.26%

Potato (1kg)

$1.83 Rp 32.5K

$0.59 ₺28.51

210.17%

Onion (1kg)

$2.25 Rp 40.1K

$0.36 ₺17.11

525.00%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.77 ₺36.81

35.06%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.69 ₺33.08

-18.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.28 ₺110

-2.63%

Wine (Bottle)

$23.22 Rp 412.7K

$8.37 ₺402

177.42%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$2.23 ₺107

7.17%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.35 ₺113

22.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.76 ₺36.61

-67.11%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$31.67 ₺1,520

-77.36%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.06 ₺51.1

-56.60%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.16 ₺55.9

-60.34%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$4.41 ₺212

29.25%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.30 ₺62.2

-41.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$43.1K ₺2.1M

-42.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$41.0K ₺2.0M

-24.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$45.72 ₺2,194

79.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$11.63 ₺558

-45.57%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$13.22 ₺635

40.24%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$53.4 ₺2,561

5.06%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$5.20 ₺249

-18.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$468 ₺22.5K

4.54%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$6,265 ₺300.7K

-7.53%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$50.6 ₺2,428

-9.11%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$54.8 ₺2,628

-34.50%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$105 ₺5,045

-24.35%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$92.5 ₺4,439

-12.50%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$434 ₺20.8K

163.37%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$320 ₺15.4K

116.22%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$735 ₺35.3K

380.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$582 ₺27.9K

193.68%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$1,278 ₺61.3K

117.93%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,014 ₺48.7K

123.03%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

40.17

-65.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for İzmit: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $434 in İzmit. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $35.00 in İzmit for a mid-range dinner for two. Groceries echo the gap at $293 vs $216 per month, with İzmit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs İzmit: Cost of Living - Frequently Asked Questions

Ubud, Bali and İzmit differ by about 42% in total monthly costs ($1,379 vs $975 including rent). İzmit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,069 in Ubud, Bali and $1,462 in İzmit to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,144 in Ubud, Bali versus $434 in İzmit. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in İzmit runs roughly 342% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $489 in Ubud, Bali versus $468 in İzmit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $975 in İzmit versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in İzmit but tight or insufficient in Ubud, Bali. The gap between the two cities makes İzmit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and İzmit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find İzmit gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.