Cost of Living Comparison Between Ubud, Bali and İzmit Cost of Living Comparison Between Ubud, Bali and İzmit

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,047 in İzmit.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,596 in İzmit.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,145 in İzmit.

Living in Ubud, Bali is roughly 34% more expensive than İzmit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, İzmit is 22% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.15 ₺331

-50.07%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$22.03 ₺1,019

47.53%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.64 ₺354

-36.39%

Cappuccino

$2.75 Rp 49.2K

$2.77 ₺128

-0.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.25 ₺57.7

5.60%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.51 ₺23.49

37.25%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.59 ₺120

12.36%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.28 ₺105

66.23%

Milk (1 liter)

$1.71 Rp 30.6K

$0.97 ₺45.09

76.29%

White Bread (500g)

$2.47 Rp 44.3K

$0.36 ₺16.81

586.11%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.18 ₺101

-44.95%

Eggs

$2.44 Rp 43.8K

$1.94 ₺89.7

25.77%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.48 ₺438

51.69%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.00 ₺277

-28.17%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$19.62 ₺908

-37.77%

Apples (1kg)

$3.68 Rp 66.0K

$1.18 ₺54.4

211.86%

Banana (1kg)

$1.55 Rp 27.8K

$2.55 ₺118

-39.22%

Oranges (1kg)

$2.79 Rp 49.9K

$1.43 ₺66.0

95.10%

Tomato (1kg)

$2.33 Rp 41.8K

$1.70 ₺78.5

37.06%

Potato (1kg)

$1.97 Rp 35.3K

$0.95 ₺44.06

107.37%

Onion (1kg)

$2.31 Rp 41.4K

$0.69 ₺31.91

234.78%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.93 ₺42.82

13.98%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.53 ₺24.62

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.14 ₺99.1

53.27%

Wine (Bottle)

$22.79 Rp 408.4K

$8.65 ₺400

163.47%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.07 ₺95.9

35.75%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.91 ₺88.4

45.55%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.63 ₺29.37

-53.97%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$31.02 ₺1,435

-74.02%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.99 ₺45.84

-54.55%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.68 ₺31.44

-33.82%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$7.54 ₺349

-17.24%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.19 ₺55.2

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$35.7K ₺1.7M

-27.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$38.5K ₺1.8M

-17.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$41.31 ₺1,911

95.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$14.67 ₺679

-72.32%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$12.05 ₺557

102.66%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$43.19 ₺1,998

126.14%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$3.73 ₺172

8.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$313 ₺14.5K

-2.75%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,846 ₺363.0K

-15.61%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$52.1 ₺2,410

4.09%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$33.79 ₺1,563

14.77%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$113 ₺5,238

-23.92%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$90.1 ₺4,167

-14.88%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$506 ₺23.4K

94.62%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$392 ₺18.2K

67.66%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$874 ₺40.4K

285.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$710 ₺32.8K

191.05%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,474 ₺68.2K

85.96%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$974 ₺45.1K

128.74%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,202 ₺55.6K

-86.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

37.5

-64.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for İzmit: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $506 in İzmit. Housing cost is often the main lever when comparing two cities.

İzmit pays 636% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in İzmit for a mid-range dinner for two. Groceries echo the gap at $297 vs $228 per month, with İzmit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs İzmit: Cost of Living - Frequently Asked Questions

Ubud, Bali and İzmit differ by about 34% in total monthly costs ($1,404 vs $1,047 including rent). İzmit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, İzmit earns 636% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $506 in İzmit. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in İzmit runs roughly 285% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $313 in İzmit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,047 in İzmit versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in İzmit but tight or insufficient in Ubud, Bali. The gap between the two cities makes İzmit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and İzmit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find İzmit gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.