Cost of Living Comparison Between İzmit and Ubud, Bali Cost of Living Comparison Between İzmit and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $975 in İzmit versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $1,565 in İzmit versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,155 in İzmit versus $3,347 in Ubud, Bali.

Living in İzmit costs roughly 29% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: İzmit is 29% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$7.21 ₺346

$3.31 Rp 58.9K

117.82%

Three-Course Dinner for Two, Mid-Range

$35.22 ₺1,691

$39.08 Rp 694.5K

-9.88%

Fast Food Meal (McDonalds, etc)

$8.35 ₺401

$5.62 Rp 99.8K

48.58%

Cappuccino

$3.46 ₺166

$2.64 Rp 46.9K

31.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ₺50.2

$1.58 Rp 28.2K

-33.54%

Water (0.33 liter bottle)

$0.30 ₺14.36

$0.71 Rp 12.6K

-57.75%

Local Beer (0.5 liter draught)

$2.51 ₺120

$2.73 Rp 48.5K

-8.06%

Imported Beer (0.33 liter bottle)

$3.01 ₺145

$4.32 Rp 76.8K

-30.32%

Milk (1 liter)

$0.89 ₺42.65

$1.54 Rp 27.4K

-42.21%

White Bread (500g)

$0.88 ₺42.38

$2.30 Rp 40.8K

-61.74%

Rice (white) (1kg)

$2.37 ₺114

$1.03 Rp 18.3K

130.10%

Eggs

$2.18 ₺105

$2.12 Rp 37.7K

2.83%

Local Cheese (1kg)

$8.56 ₺411

$17.30 Rp 307.5K

-50.52%

Chicken Fillets (1kg)

$4.08 ₺196

$4.03 Rp 71.6K

1.24%

Beef Round Steak (1kg)

$18.81 ₺903

$12.42 Rp 220.8K

51.45%

Apples (1kg)

$1.71 ₺82.1

$3.70 Rp 65.7K

-53.78%

Banana (1kg)

$1.98 ₺95.2

$1.62 Rp 28.7K

22.22%

Oranges (1kg)

$1.04 ₺49.72

$2.27 Rp 40.3K

-54.19%

Tomato (1kg)

$1.29 ₺62.1

$1.99 Rp 35.4K

-35.18%

Potato (1kg)

$0.59 ₺28.51

$1.83 Rp 32.5K

-67.76%

Onion (1kg)

$0.36 ₺17.11

$2.25 Rp 40.1K

-84.00%

Lettuce (1 head)

$0.77 ₺36.81

$1.04 Rp 18.6K

-25.96%

Water (1.5 liter bottle)

$0.69 ₺33.08

$0.56 Rp 10.0K

23.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 ₺110

$2.22 Rp 39.5K

2.70%

Wine (Bottle)

$8.37 ₺402

$23.22 Rp 412.7K

-63.95%

Local Beer (0.5 liter bottle)

$2.23 ₺107

$2.39 Rp 42.5K

-6.69%

Imported Beer (0.33 liter bottle)

$2.35 ₺113

$2.87 Rp 51.1K

-18.12%

One-way Ticket (Public Transport)

$0.76 ₺36.61

$0.25 Rp 4,416

204.00%

Public Transport Monthly Pass (Regular Price)

$31.67 ₺1,520

$7.17 Rp 127.4K

341.70%

Taxi Start (Normal Tariff)

$1.06 ₺51.1

$0.46 Rp 8,163

130.43%

Taxi (Normal Tariff) (1km)

$1.16 ₺55.9

$0.46 Rp 8,235

152.17%

Taxi 1hour Waiting (Normal Tariff)

$4.41 ₺212

$5.70 Rp 101.2K

-22.63%

Gasoline (1 liter)

$1.30 ₺62.2

$0.76 Rp 13.6K

71.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.1K ₺2.1M

$24.6K Rp 436.7M

75.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K ₺2.0M

$31.0K Rp 551.5M

32.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.72 ₺2,194

$82.2 Rp 1.5M

-44.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.63 ₺558

$6.33 Rp 112.5K

83.73%

Internet (50+ Mbps, Unlimited Data)

$13.22 ₺635

$18.54 Rp 329.6K

-28.69%

Gym Membership (Monthly)

$53.4 ₺2,561

$56.1 Rp 996.2K

-4.82%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$5.20 ₺249

$4.26 Rp 75.8K

22.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$468 ₺22.5K

$489 Rp 8.7M

-4.35%

International Primary School, 1 Child (Yearly)

$6,265 ₺300.7K

$5,793 Rp 103.0M

8.14%

Jeans (Levis 501 Or Similar)

$50.6 ₺2,428

$45.98 Rp 817.3K

10.03%

Summer Dress (H&M, Zara, etc)

$54.8 ₺2,628

$35.86 Rp 637.4K

52.68%

Sport Shoes (Adidas, Nike)

$105 ₺5,045

$79.5 Rp 1.4M

32.19%

Men's Leather Business Shoes

$92.5 ₺4,439

$80.9 Rp 1.4M

14.28%

1-bedroom Apartment, City Center (Monthly)

$434 ₺20.8K

$1,144 Rp 20.3M

-62.03%

1-bedroom Apartment, Outside City Center (Monthly)

$320 ₺15.4K

$692 Rp 12.3M

-53.75%

3-bedroom Apartment, City Center (Monthly)

$735 ₺35.3K

$3,532 Rp 62.8M

-79.20%

3-bedroom Apartment, Outside City Center (Monthly)

$582 ₺27.9K

$1,709 Rp 30.4M

-65.95%

Buy Apartment in City Center (m2)

$1,278 ₺61.3K

$2,785 Rp 49.5M

-54.11%

Buy Apartment Outside City Center (m2)

$1,014 ₺48.7K

$2,261 Rp 40.2M

-55.16%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

40.17

13.78

191.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for İzmit: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $434 in İzmit and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in İzmit vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $216 vs $293 per month, with İzmit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

İzmit vs Ubud, Bali: Cost of Living - Frequently Asked Questions

İzmit and Ubud, Bali differ by about 42% in total monthly costs ($975 vs $1,379 including rent). İzmit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,462 in İzmit and $2,069 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $434 in İzmit versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in İzmit runs roughly 342% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $468 in İzmit versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $975 in İzmit versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in İzmit but tight or insufficient in Ubud, Bali. The gap between the two cities makes İzmit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, İzmit and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find İzmit gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.