Cost of Living Comparison Between İzmit and Ubud, Bali Cost of Living Comparison Between İzmit and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $913 in İzmit versus $1,348 in Ubud, Bali.

Estimated couple costs with rent: $1,428 in İzmit versus $2,312 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,943 in İzmit versus $3,276 in Ubud, Bali.

Living in İzmit costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: İzmit is 32% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$6.99 ₺344

$3.33 Rp 59.6K

109.91%

Three-Course Dinner for Two, Mid-Range

$30.41 ₺1,499

$35.42 Rp 633.7K

-14.14%

Fast Food Meal (McDonalds, etc)

$7.81 ₺385

$5.76 Rp 103.0K

35.59%

Cappuccino

$3.63 ₺179

$2.63 Rp 47.0K

38.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 ₺56.3

$1.74 Rp 31.0K

-34.48%

Water (0.33 liter bottle)

$0.30 ₺14.75

$0.77 Rp 13.8K

-61.04%

Local Beer (0.5 liter draught)

$2.58 ₺127

$2.71 Rp 48.4K

-4.80%

Imported Beer (0.33 liter bottle)

$2.86 ₺141

$4.52 Rp 80.9K

-36.73%

Milk (1 liter)

$0.86 ₺42.29

$1.53 Rp 27.4K

-43.79%

White Bread (500g)

$0.85 ₺41.97

$2.20 Rp 39.3K

-61.36%

Rice (white) (1kg)

$2.29 ₺113

$1.22 Rp 21.8K

87.70%

Eggs

$2.08 ₺103

$2.14 Rp 38.3K

-2.80%

Local Cheese (1kg)

$7.96 ₺392

$17.73 Rp 317.2K

-55.10%

Chicken Fillets (1kg)

$3.91 ₺192

$3.86 Rp 69.0K

1.30%

Beef Round Steak (1kg)

$19.09 ₺941

$12.03 Rp 215.2K

58.69%

Apples (1kg)

$1.74 ₺85.7

$3.61 Rp 64.6K

-51.80%

Banana (1kg)

$1.88 ₺92.8

$1.51 Rp 27.1K

24.50%

Oranges (1kg)

$1.04 ₺51.5

$2.32 Rp 41.5K

-55.17%

Tomato (1kg)

$1.23 ₺60.4

$2.00 Rp 35.9K

-38.50%

Potato (1kg)

$0.52 ₺25.83

$1.81 Rp 32.4K

-71.27%

Onion (1kg)

$0.38 ₺18.97

$2.39 Rp 42.7K

-84.10%

Lettuce (1 head)

$0.76 ₺37.62

$0.99 Rp 17.8K

-23.23%

Water (1.5 liter bottle)

$0.61 ₺30.22

$0.52 Rp 9,381

17.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 ₺113

$2.18 Rp 39.1K

5.50%

Wine (Bottle)

$7.98 ₺393

$22.98 Rp 411.0K

-65.27%

Local Beer (0.5 liter bottle)

$1.98 ₺97.7

$2.40 Rp 42.9K

-17.50%

Imported Beer (0.33 liter bottle)

$2.19 ₺108

$3.00 Rp 53.6K

-27.00%

One-way Ticket (Public Transport)

$0.81 ₺39.73

$0.24 Rp 4,258

237.50%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

Taxi Start (Normal Tariff)

$1.04 ₺51.2

$0.44 Rp 7,882

136.36%

Taxi (Normal Tariff) (1km)

$1.14 ₺56.4

$0.42 Rp 7,589

171.43%

Taxi 1hour Waiting (Normal Tariff)

$4.05 ₺200

$5.45 Rp 97.5K

-25.69%

Gasoline (1 liter)

$1.34 ₺66.0

$0.84 Rp 15.1K

59.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K ₺2.0M

$24.3K Rp 435.2M

66.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K ₺2.0M

$31.9K Rp 570.5M

25.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.87 ₺2,162

$80.8 Rp 1.4M

-45.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.82 ₺582

$6.58 Rp 117.7K

79.64%

Internet (50+ Mbps, Unlimited Data)

$12.78 ₺630

$18.24 Rp 326.4K

-29.93%

Gym Membership (Monthly)

$59.0 ₺2,909

$55.1 Rp 986.2K

7.07%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

Cinema Ticket

$5.00 ₺247

$4.24 Rp 75.9K

17.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 ₺22.8K

$486 Rp 8.7M

-4.92%

International Primary School, 1 Child (Yearly)

$6,223 ₺306.6K

$5,676 Rp 101.5M

9.63%

Jeans (Levis 501 Or Similar)

$48.63 ₺2,396

$45.18 Rp 808.3K

7.64%

Summer Dress (H&M, Zara, etc)

$43.39 ₺2,138

$34.57 Rp 618.5K

25.51%

Sport Shoes (Adidas, Nike)

$83.0 ₺4,090

$79.2 Rp 1.4M

4.86%

Men's Leather Business Shoes

$74.5 ₺3,673

$77.6 Rp 1.4M

-3.97%

1-bedroom Apartment, City Center (Monthly)

$484 ₺23.8K

$1,127 Rp 20.2M

-57.06%

1-bedroom Apartment, Outside City Center (Monthly)

$344 ₺16.9K

$674 Rp 12.1M

-49.04%

3-bedroom Apartment, City Center (Monthly)

$698 ₺34.4K

$3,618 Rp 64.7M

-80.72%

3-bedroom Apartment, Outside City Center (Monthly)

$527 ₺26.0K

$1,735 Rp 31.0M

-69.62%

Buy Apartment in City Center (m2)

$1,278 ₺62.9K

$2,829 Rp 50.6M

-54.84%

Buy Apartment Outside City Center (m2)

$890 ₺43.8K

$2,307 Rp 41.3M

-61.43%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

190.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for İzmit: October 6, 2026

Last update for Ubud, Bali: October 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $484 in İzmit and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in İzmit vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $209 vs $290 per month, with İzmit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

İzmit vs Ubud, Bali: Cost of Living - Frequently Asked Questions

İzmit and Ubud, Bali differ by about 48% in total monthly costs ($913 vs $1,348 including rent). İzmit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,369 in İzmit and $2,022 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $484 in İzmit versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $462 in İzmit versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in İzmit – a meal for two runs $30.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $913 in İzmit versus $1,348 in Ubud, Bali, a $2,000 budget is realistic in İzmit but tight or insufficient in Ubud, Bali. The gap between the two cities makes İzmit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, İzmit and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find İzmit gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.