Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Islip, NY

For one person, living is cheaper in Islip, NY: $1,259 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
61

Cost of Living Index in Islip, NY
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Islip, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Islip, NY

🇺🇸 United States

$1,259

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Islip, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Islip, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,259 in Islip, NY.

Ubud, Bali $1,349
Islip, NY $1,259

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,207 in Islip, NY.

Ubud, Bali $2,305
Islip, NY $2,207

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,154 in Islip, NY.

Ubud, Bali $3,261
Islip, NY $3,154

Living in Ubud, Bali is roughly 7% more expensive than in Islip, NY.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$26.10 $26.10

-87.28%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$122 $122

-70.83%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$14.05 $14.05

-60.64%

Cappuccino

$2.72 Rp 49.0K

$5.14 $5.14

-47.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.85 $2.85

-40.35%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$2.28 $2.28

-66.67%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$7.77 $7.77

-65.89%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$10.17 $10.17

-56.93%

Milk (1 liter)

$1.49 Rp 26.9K

$1.39 $1.39

7.19%

White Bread (500g)

$2.28 Rp 41.0K

$4.54 $4.54

-49.78%

Rice (white) (1kg)

$1.19 Rp 21.5K

$4.05 $4.05

-70.62%

Eggs

$2.04 Rp 36.7K

$5.02 $5.02

-59.36%

Local Cheese (1kg)

$17.70 Rp 319.1K

$18.69 $18.69

-5.30%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$17.41 $17.41

-77.25%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$16.45 $16.45

-25.90%

Apples (1kg)

$3.66 Rp 65.9K

$4.47 $4.47

-18.12%

Banana (1kg)

$1.52 Rp 27.4K

$1.29 $1.29

17.83%

Oranges (1kg)

$2.23 Rp 40.2K

$2.17 $2.17

2.76%

Tomato (1kg)

$1.97 Rp 35.6K

$2.91 $2.91

-32.30%

Potato (1kg)

$1.85 Rp 33.3K

$1.78 $1.78

3.93%

Onion (1kg)

$2.42 Rp 43.7K

$2.17 $2.17

11.52%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.53 $1.53

-35.29%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.10 $1.10

-53.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$14.94 $14.94

-85.14%

Wine (Bottle)

$22.24 Rp 400.9K

$12.96 $12.96

71.60%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.35 $2.35

-3.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.76 $3.76

-21.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$4.37 $4.37

-94.28%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$2.98 $2.98

-85.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$2.20 $2.20

-80.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$41.26 $41.26

-86.89%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.17 $1.17

-29.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$27.9K $27.9K

-14.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$26.7K $26.7K

19.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$80.2 $80.2

-1.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$71.2 $71.2

-90.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$69.8 $69.8

-73.38%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$59.6 $59.6

-17.01%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$15.83 $15.83

-73.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$3,537 $3,537

-86.13%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$61.6K $61.6K

-90.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$44.55 $44.55

0.20%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$27.92 $27.92

25.18%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$75.0 $75.0

6.58%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$91.4 $91.4

-13.14%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,989 $1,989

-43.44%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$3,382 $3,382

5.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,975 $3,975

-95.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.63

107.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Islip, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Islip, NY

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Islip, NY

$416 33% 44% $127

Eating Out

Ubud, Bali

$108 8%

Islip, NY

$392 31.2% 264% $285

Clothing & Footwear

Ubud, Bali

$108 8%

Islip, NY

$107 8.5% 0% $0

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Islip, NY

$221 17.6% 112% $117

Sport & Entertainment

Ubud, Bali

$58 4.3%

Islip, NY

$91 7.3% 57.3% $33

Getting Around

Ubud, Bali

$11 0.9%

Islip, NY

$31 * 2.5% 176% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,989 in Islip, NY. Housing cost is often the main lever when comparing two cities.

Islip, NY pays about 24 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $122 in Islip, NY for a mid-range dinner for two. Groceries echo the gap at $288 vs $416 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Islip, NY

🕒 Local time

22:24 10:24 PM

10:24 10:24 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

339,938

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Islip, NY 16,340 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Islip, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Islip, NY: Cost of Living - Frequently Asked Questions

Ubud, Bali and Islip, NY differ by about 7% in total monthly costs ($1,349 vs $1,259 including rent). Islip, NY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,989 in Islip, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $3,537 in Islip, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $122 in Islip, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Islip, NY gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.