Cost of Living Comparison Between Ubud, Bali and Islip, NY Cost of Living Comparison Between Ubud, Bali and Islip, NY

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,056 in Islip, NY.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,685 in Islip, NY.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,314 in Islip, NY.

Living in Ubud, Bali is roughly 30% more expensive than in Islip, NY, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Islip, NY is 23% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$19.64 $19.64

-83.04%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$58.9 $58.9

-39.16%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.21 $11.21

-49.78%

Cappuccino

$2.82 Rp 49.7K

$3.94 $3.94

-28.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.03 $2.03

-13.79%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.54 $1.54

-48.05%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$8.18 $8.18

-62.84%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$7.92 $7.92

-45.71%

Milk (1 liter)

$1.61 Rp 28.3K

$0.75 $0.75

114.67%

White Bread (500g)

$2.27 Rp 39.9K

$2.69 $2.69

-15.61%

Rice (white) (1kg)

$1.17 Rp 20.6K

$4.22 $4.22

-72.27%

Eggs

$2.17 Rp 38.2K

$2.23 $2.23

-2.69%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.32 $12.32

43.10%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.16 $6.16

-34.25%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.11 $11.11

9.63%

Apples (1kg)

$3.62 Rp 63.7K

$4.36 $4.36

-16.97%

Banana (1kg)

$1.64 Rp 28.8K

$1.29 $1.29

27.13%

Oranges (1kg)

$2.31 Rp 40.6K

$2.13 $2.13

8.45%

Tomato (1kg)

$1.96 Rp 34.5K

$2.78 $2.78

-29.50%

Potato (1kg)

$1.84 Rp 32.5K

$1.72 $1.72

6.98%

Onion (1kg)

$2.37 Rp 41.7K

$2.24 $2.24

5.80%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.49 $1.49

-29.53%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.06 $1.06

-49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$11.28 $11.28

-79.61%

Wine (Bottle)

$23.08 Rp 406.4K

$12.78 $12.78

80.59%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.71 $1.71

36.84%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$5.49 $5.49

-44.08%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$4.46 $4.46

-94.39%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.08 $3.08

-84.09%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$2.00 $2.00

-76.50%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$23.74 $23.74

-76.41%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.01 $1.01

-19.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$37.3K $37.3K

-33.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.4K $25.4K

22.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$79.9 $79.9

3.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$70.6 $70.6

-90.80%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$67.4 $67.4

-72.11%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$58.3 $58.3

-5.23%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$14.37 $14.37

-70.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$2,290 $2,290

-78.42%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$23.7K $23.7K

-75.01%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$41.72 $41.72

10.93%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$27.08 $27.08

34.56%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$72.4 $72.4

11.40%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$90.2 $90.2

-12.64%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$2,015 $2,015

-44.70%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$3,406 $3,406

6.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$3,940 $3,940

-95.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.17

123.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Islip, NY: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $2,015 in Islip, NY. Housing cost is often the main lever when comparing two cities.

Islip, NY pays 2258% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $59.0 in Islip, NY. Groceries flip the comparison at $294 vs $287, with Islip, NY cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Islip, NY: Cost of Living - Frequently Asked Questions

Islip, NY is cheaper overall, especially in Groceries & Markets, Clothing & Footwear. The 30% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2258% lower in Islip, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $2,015 in Islip, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $2,290 in Islip, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Islip, NY – a meal for two runs $59.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,056 in Islip, NY versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Islip, NY but tight or insufficient in Ubud, Bali. The gap between the two cities makes Islip, NY the clear choice for anyone on this budget.

For families, Islip, NY is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Islip, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Islip, NY gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.