Last update: Oct 2026

Cost of Living Comparison Between Islip, NY and Ubud, Bali

For one person, living is cheaper in Islip, NY: $1,259 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

61

Cost of Living Index in Islip, NY
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Islip, NY Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Islip, NY

🇺🇸 United States

$1,259

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Islip, NY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Islip, NY and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,259 in Islip, NY versus $1,349 in Ubud, Bali.

Islip, NY $1,259
Ubud, Bali $1,349

Estimated couple costs with rent: $2,207 in Islip, NY versus $2,305 in Ubud, Bali.

Islip, NY $2,207
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,154 in Islip, NY versus $3,261 in Ubud, Bali.

Islip, NY $3,154
Ubud, Bali $3,261

Living in Islip, NY costs roughly 7% less than in Ubud, Bali.

Meal at Budget Restaurant

$26.10 $26.10

$3.32 Rp 60.4K

686.14%

Three-Course Dinner for Two, Mid-Range

$122 $122

$35.64 Rp 647.8K

242.87%

Fast Food Meal (McDonalds, etc)

$14.05 $14.05

$5.53 Rp 100.6K

154.07%

Cappuccino

$5.14 $5.14

$2.72 Rp 49.4K

88.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$1.70 Rp 30.9K

67.65%

Water (0.33 liter bottle)

$2.28 $2.28

$0.76 Rp 13.8K

200.00%

Local Beer (0.5 liter draught)

$7.77 $7.77

$2.65 Rp 48.2K

193.21%

Imported Beer (0.33 liter bottle)

$10.17 $10.17

$4.38 Rp 79.6K

132.19%

Milk (1 liter)

$1.39 $1.39

$1.49 Rp 27.1K

-6.71%

White Bread (500g)

$4.54 $4.54

$2.28 Rp 41.4K

99.12%

Rice (white) (1kg)

$4.05 $4.05

$1.19 Rp 21.6K

240.34%

Eggs

$5.02 $5.02

$2.04 Rp 37.0K

146.08%

Local Cheese (1kg)

$18.69 $18.69

$17.70 Rp 321.7K

5.59%

Chicken Fillets (1kg)

$17.41 $17.41

$3.96 Rp 72.0K

339.65%

Beef Round Steak (1kg)

$16.45 $16.45

$12.19 Rp 221.6K

34.95%

Apples (1kg)

$4.47 $4.47

$3.66 Rp 66.4K

22.13%

Banana (1kg)

$1.29 $1.29

$1.52 Rp 27.6K

-15.13%

Oranges (1kg)

$2.17 $2.17

$2.23 Rp 40.5K

-2.69%

Tomato (1kg)

$2.91 $2.91

$1.97 Rp 35.9K

47.72%

Potato (1kg)

$1.78 $1.78

$1.85 Rp 33.6K

-3.78%

Onion (1kg)

$2.17 $2.17

$2.42 Rp 44.1K

-10.33%

Lettuce (1 head)

$1.53 $1.53

$0.99 Rp 18.0K

54.55%

Water (1.5 liter bottle)

$1.10 $1.10

$0.51 Rp 9,332

115.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.94 $14.94

$2.22 Rp 40.4K

572.97%

Wine (Bottle)

$12.96 $12.96

$22.24 Rp 404.2K

-41.73%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.26 Rp 41.1K

3.98%

Imported Beer (0.33 liter bottle)

$3.76 $3.76

$2.97 Rp 54.0K

26.60%

One-way Ticket (Public Transport)

$4.37 $4.37

$0.25 Rp 4,562

1648.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$2.98 $2.98

$0.44 Rp 7,989

577.27%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$0.43 Rp 7,817

411.63%

Taxi 1hour Waiting (Normal Tariff)

$41.26 $41.26

$5.41 Rp 98.3K

662.66%

Gasoline (1 liter)

$1.17 $1.17

$0.82 Rp 15.0K

42.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$23.8K Rp 433.3M

17.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$31.7K Rp 577.0M

-16.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.2 $80.2

$79.1 Rp 1.4M

1.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.2 $71.2

$6.45 Rp 117.2K

1003.26%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$18.58 Rp 337.7K

275.62%

Gym Membership (Monthly)

$59.6 $59.6

$49.48 Rp 899.4K

20.49%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$15.83 $15.83

$4.27 Rp 77.7K

270.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,537 $3,537

$491 Rp 8.9M

621.14%

International Primary School, 1 Child (Yearly)

$61.6K $61.6K

$5,674 Rp 103.1M

985.45%

Jeans (Levis 501 Or Similar)

$44.55 $44.55

$44.64 Rp 811.4K

-0.20%

Summer Dress (H&M, Zara, etc)

$27.92 $27.92

$34.95 Rp 635.3K

-20.11%

Sport Shoes (Adidas, Nike)

$75.0 $75.0

$79.9 Rp 1.5M

-6.17%

Men's Leather Business Shoes

$91.4 $91.4

$79.4 Rp 1.4M

15.12%

1-bedroom Apartment, City Center (Monthly)

$1,989 $1,989

$1,125 Rp 20.4M

76.79%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,382 $3,382

$3,565 Rp 64.8M

-5.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$3,975 $3,975

$164 Rp 3.0M

2326.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islip, NY: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Islip, NY

$416 33%

Ubud, Bali

$288 21.4% 30.6% $127

Eating Out

Islip, NY

$392 31.2%

Ubud, Bali

$108 8% 72.6% $285

Monthly Utilities & Internet

Islip, NY

$221 17.6%

Ubud, Bali

$104 7.7% 52.9% $117

Clothing & Footwear

Islip, NY

$107 8.5%

Ubud, Bali

$108 8% 0% $0

Sport & Entertainment

Islip, NY

$91 7.3%

Ubud, Bali

$58 4.3% 36.4% $33

Getting Around

Islip, NY

$31 * 2.5%

Ubud, Bali

$11 0.9% 63.7% $20

Accommodation & Living

Islip, NY

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,989 in Islip, NY and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Islip, NY pays about 24 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $122 in Islip, NY vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $416 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Islip, NY

🇮🇩 Ubud, Bali

🕒 Local time

09:20 9:20 AM

21:20 9:20 PM

12 h ahead of Islip, NY

🌤 Weather

👥 Population

339,938

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Islip, NY Ubud, Bali 16,340 km ≈ 21 h nonstop flight

From you

Islip, NY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Islip, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Islip, NY and Ubud, Bali differ by about 7% in total monthly costs ($1,259 vs $1,349 including rent). Islip, NY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Islip, NY is about 24 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,989 in Islip, NY versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,537 in Islip, NY versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $122 in Islip, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Islip, NY gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.