Cost of Living Comparison Between Ubud, Bali and Isle of Islay Cost of Living Comparison Between Ubud, Bali and Isle of Islay

Monthly Cost of Living

A single person spends $1,395 per month in Ubud, Bali vs $2,314 in Isle of Islay, rent included.

A couple spends around $2,559 per month in Ubud, Bali vs $3,486 in Isle of Islay, rent included.

A family of three spends $3,724 per month in Ubud, Bali vs $4,658 in Isle of Islay, rent included.

Ubud, Bali is about 40% cheaper than Isle of Islay, driven mainly by Eating Out.

Both Ubud, Bali and Isle of Islay sit above the global median – Ubud, Bali by 4%, Isle of Islay by 72%.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$20.71 £15.30

-83.20%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 563.4K

$95.0 £70.2

-65.39%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.2K

$10.39 £7.68

-51.01%

Cappuccino

$2.75 Rp 47.1K

$4.41 £3.26

-37.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$2.22 £1.64

-37.84%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.32 £0.98

-46.21%

Local Beer (0.5 liter draught)

$2.88 Rp 49.3K

$5.72 £4.23

-49.65%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.3K

$5.82 £4.30

-33.51%

Milk (1 liter)

$1.79 Rp 30.7K

$2.09 £1.54

-14.35%

White Bread (500g)

$2.45 Rp 41.9K

$1.50 £1.11

63.33%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.49 £1.84

-51.41%

Eggs

$2.39 Rp 40.9K

$4.72 £3.49

-49.36%

Local Cheese (1kg)

$14.70 Rp 251.9K

$8.04 £5.94

82.84%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$9.55 £7.06

-55.60%

Beef Round Steak (1kg)

$12.08 Rp 206.9K

$15.72 £11.62

-23.16%

Apples (1kg)

$3.66 Rp 62.8K

$3.09 £2.29

18.45%

Banana (1kg)

$1.61 Rp 27.5K

$2.44 £1.80

-34.02%

Oranges (1kg)

$2.72 Rp 46.6K

$2.71 £2.00

0.37%

Tomato (1kg)

$2.27 Rp 38.9K

$4.61 £3.41

-50.76%

Potato (1kg)

$1.90 Rp 32.6K

$2.16 £1.60

-12.04%

Onion (1kg)

$2.30 Rp 39.4K

$1.87 £1.38

22.99%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.26 £0.93

-19.05%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$2.10 £1.55

-62.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.6K

$19.10 £14.12

-83.04%

Wine (Bottle)

$24.06 Rp 412.3K

$12.11 £8.95

98.68%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$3.17 £2.34

-10.41%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.96 £2.19

-5.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,606

$3.42 £2.52

-92.11%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.2K

$88.3 £65.3

-90.67%

Taxi Start (Normal Tariff)

$0.45 Rp 7,700

$4.85 £3.59

-90.72%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,298

$1.53 £1.13

-71.90%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.2K

$23.37 £17.27

-74.24%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.89 £1.39

-54.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.6M

$38.6K £28.5K

-32.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.2M

$47.8K £35.3K

-33.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$236 £175

-66.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$14.48 £10.70

-72.38%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.3K

$47.06 £34.78

-48.26%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$46.24 £34.17

107.12%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.6K

Cinema Ticket

$4.01 Rp 68.7K

$12.71 £9.40

-68.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$1,602 £1,184

-81.17%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.2M

$16.1K £11.9K

-59.38%

Jeans (Levis 501 Or Similar)

$53.4 Rp 915.5K

$97.6 £72.1

-45.27%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 660.6K

$65.8 £48.62

-41.40%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$138 £102

-35.31%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$120 £88.7

-34.27%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$1,230 £909

-17.38%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$1,005 £742

-33.09%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.7M

$2,022 £1,494

66.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.1M

$1,695 £1,253

24.36%

Buy Apartment in City Center (m2)

$3,001 Rp 51.4M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.0M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.9

125.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Isle of Islay: April 14, 2026

Cost Breakdown

A central one-bedroom costs $1,016 in Ubud, Bali versus $1,230 in Isle of Islay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33 in Ubud, Bali versus $95 in Isle of Islay. Monthly groceries follow the same trend: $300 vs $334 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isle of Islay: Cost of Living - Frequently Asked Questions

Yes – Isle of Islay is pricier by about 66%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,092 per month in Ubud, Bali and $3,472 in Isle of Islay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $95.0 in Isle of Islay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,395 in Ubud, Bali and $2,314 in Isle of Islay. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,395, than in Isle of Islay at $2,314. In Ubud, Bali it covers expenses comfortably, while in Isle of Islay it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Isle of Islay makes more sense. Both are solid long-term options with distinct trade-offs.