Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and the Isle of Islay

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,352 on the Isle of Islay, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
113

Cost of Living Index on the Isle of Islay
Learn more

Isle of Islay Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Isle of Islay

🇬🇧 United Kingdom

$2,352

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and on the Isle of Islay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and on the Isle of Islay actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,352 on the Isle of Islay, rent included.

Ubud, Bali $1,353
Isle of Islay $2,352

A couple spends around $2,297 per month in Ubud, Bali vs $3,353 on the Isle of Islay, rent included.

Ubud, Bali $2,297
Isle of Islay $3,353

A family of three spends $3,241 per month in Ubud, Bali vs $4,354 on the Isle of Islay, rent included.

Ubud, Bali $3,241
Isle of Islay $4,354

Ubud, Bali is about 42% cheaper than the Isle of Islay, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Isle of Islay sit above the global median – Ubud, Bali by 0%, Isle of Islay by 74%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$21.60 £16.21

-85.05%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$81.4 £61.1

-57.14%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.60 £7.95

-46.23%

Cappuccino

$2.62 Rp 47.1K

$4.48 £3.36

-41.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.48 £1.86

-30.65%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.32 £0.99

-38.64%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.83 £4.37

-54.55%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.01 £4.51

-27.29%

Milk (1 liter)

$1.57 Rp 28.3K

$2.03 £1.52

-22.66%

White Bread (500g)

$2.19 Rp 39.5K

$1.75 £1.32

25.14%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.74 £2.06

-56.93%

Eggs

$2.16 Rp 38.8K

$5.41 £4.06

-60.07%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.39 £5.54

138.84%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.52 £7.14

-60.29%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.36 £11.53

-22.20%

Apples (1kg)

$3.60 Rp 64.8K

$2.50 £1.88

44.00%

Banana (1kg)

$1.59 Rp 28.6K

$2.20 £1.65

-27.73%

Oranges (1kg)

$2.31 Rp 41.6K

$2.82 £2.12

-18.09%

Tomato (1kg)

$1.91 Rp 34.3K

$2.87 £2.15

-33.45%

Potato (1kg)

$1.78 Rp 32.1K

$3.06 £2.29

-41.83%

Onion (1kg)

$2.33 Rp 41.9K

$2.11 £1.58

10.43%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.86 £1.40

-46.24%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.43 £1.82

-78.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$23.79 £17.85

-90.37%

Wine (Bottle)

$22.07 Rp 397.3K

$12.03 £9.03

83.46%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$3.26 £2.44

-27.91%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.22 £2.41

-7.45%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.50 £2.62

-93.43%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$98.1 £73.6

-90.92%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.75 £3.56

-90.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.79 £2.84

-88.65%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$26.58 £19.94

-79.42%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.07 £1.55

-59.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$38.5K £28.9K

-38.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$40.4K £30.3K

-18.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$238 £178

-66.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$13.09 £9.82

-49.89%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$42.21 £31.67

-55.93%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$43.82 £32.88

23.51%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$13.44 £10.08

-68.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,918 £1,439

-74.32%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$24.8K £18.6K

-77.42%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$100 £75.1

-54.45%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$57.6 £43.19

-39.27%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$121 £90.9

-35.87%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$87.1 £65.4

-9.87%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,272 £955

-11.08%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,039 £779

-35.24%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,126 £1,595

69.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,449 £1,087

17.48%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$5,528 £4,147

-50.84%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,409 £2,558

-34.26%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.41

154.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for the Isle of Islay: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Isle of Islay

$1K 44.2% 54.4% $366

Groceries & Markets

Ubud, Bali

$287 21.2%

Isle of Islay

$334 14.2% 16.4% $47

Clothing & Footwear

Ubud, Bali

$107 7.9%

Isle of Islay

$165 7% 54.5% $58

Eating Out

Ubud, Bali

$106 7.9%

Isle of Islay

$315 13.4% 196% $208

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Isle of Islay

$293 12.5% 179% $188

Sport & Entertainment

Ubud, Bali

$63 4.6%

Isle of Islay

$71 3% 12.9% $8.1

Getting Around

Ubud, Bali

$12 0.9%

Isle of Islay

$136 5.8% 992% $123

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,272 on the Isle of Islay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $81.0 on the Isle of Islay. Monthly groceries follow the same trend: $287 vs $334 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Isle of Islay

🕒 Local time

23:46 11:46 PM

16:46 4:46 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,457

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 23, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Isle of Islay 12,720 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Isle of Islay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isle of Islay: Cost of Living - Frequently Asked Questions

Yes – Isle of Islay is pricier by about 74%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,528 on the Isle of Islay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $81.0 on the Isle of Islay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $2,352 on the Isle of Islay. That's a gap of about 74%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than on the Isle of Islay at $2,352. In Ubud, Bali it covers expenses comfortably, while on the Isle of Islay it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Isle of Islay makes more sense. Both are solid long-term options with distinct trade-offs.