Last update: Oct 2026

Cost of Living Comparison Between the Isle of Islay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,352 on the Isle of Islay, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

113

Cost of Living Index on the Isle of Islay
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Isle of Islay Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Isle of Islay

🇬🇧 United Kingdom

$2,352

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend on the Isle of Islay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month on the Isle of Islay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,352 per month on the Isle of Islay vs $1,353 in Ubud, Bali, rent included.

Isle of Islay $2,352
Ubud, Bali $1,353

A couple spends around $3,353 per month on the Isle of Islay vs $2,297 in Ubud, Bali, rent included.

Isle of Islay $3,353
Ubud, Bali $2,297

A family of three spends $4,354 per month on the Isle of Islay vs $3,241 in Ubud, Bali, rent included.

Isle of Islay $4,354
Ubud, Bali $3,241

Isle of Islay costs about 74% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Isle of Islay and Ubud, Bali sit above the global median – Isle of Islay by 74%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$21.60 £16.21

$3.23 Rp 58.1K

568.73%

Three-Course Dinner for Two, Mid-Range

$81.4 £61.1

$34.88 Rp 627.8K

133.34%

Fast Food Meal (McDonalds, etc)

$10.60 £7.95

$5.70 Rp 102.5K

85.96%

Cappuccino

$4.48 £3.36

$2.62 Rp 47.1K

70.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 £1.86

$1.72 Rp 31.0K

44.19%

Water (0.33 liter bottle)

$1.32 £0.99

$0.81 Rp 14.6K

62.96%

Local Beer (0.5 liter draught)

$5.83 £4.37

$2.65 Rp 47.7K

120.00%

Imported Beer (0.33 liter bottle)

$6.01 £4.51

$4.37 Rp 78.6K

37.53%

Milk (1 liter)

$2.03 £1.52

$1.57 Rp 28.3K

29.30%

White Bread (500g)

$1.75 £1.32

$2.19 Rp 39.5K

-20.09%

Rice (white) (1kg)

$2.74 £2.06

$1.18 Rp 21.2K

132.20%

Eggs

$5.41 £4.06

$2.16 Rp 38.8K

150.46%

Local Cheese (1kg)

$7.39 £5.54

$17.65 Rp 317.7K

-58.13%

Chicken Fillets (1kg)

$9.52 £7.14

$3.78 Rp 68.0K

151.85%

Beef Round Steak (1kg)

$15.36 £11.53

$11.95 Rp 215.1K

28.54%

Apples (1kg)

$2.50 £1.88

$3.60 Rp 64.8K

-30.56%

Banana (1kg)

$2.20 £1.65

$1.59 Rp 28.6K

38.36%

Oranges (1kg)

$2.82 £2.12

$2.31 Rp 41.6K

22.08%

Tomato (1kg)

$2.87 £2.15

$1.91 Rp 34.3K

50.26%

Potato (1kg)

$3.06 £2.29

$1.78 Rp 32.1K

71.91%

Onion (1kg)

$2.11 £1.58

$2.33 Rp 41.9K

-9.44%

Lettuce (1 head)

$1.86 £1.40

$1.00 Rp 18.0K

86.00%

Water (1.5 liter bottle)

$2.43 £1.82

$0.53 Rp 9,509

358.49%

Cigarettes 20 Pack (Marlboro, Camel)

$23.79 £17.85

$2.29 Rp 41.1K

938.86%

Wine (Bottle)

$12.03 £9.03

$22.07 Rp 397.3K

-45.49%

Local Beer (0.5 liter bottle)

$3.26 £2.44

$2.35 Rp 42.2K

38.72%

Imported Beer (0.33 liter bottle)

$3.22 £2.41

$2.98 Rp 53.6K

8.05%

One-way Ticket (Public Transport)

$3.50 £2.62

$0.23 Rp 4,112

1421.74%

Public Transport Monthly Pass (Regular Price)

$98.1 £73.6

$8.90 Rp 160.2K

1001.91%

Taxi Start (Normal Tariff)

$4.75 £3.56

$0.47 Rp 8,466

910.64%

Taxi (Normal Tariff) (1km)

$3.79 £2.84

$0.43 Rp 7,737

781.40%

Taxi 1hour Waiting (Normal Tariff)

$26.58 £19.94

$5.47 Rp 98.4K

385.92%

Gasoline (1 liter)

$2.07 £1.55

$0.83 Rp 14.9K

149.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £28.9K

$23.9K Rp 429.8M

61.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.3K

$32.8K Rp 590.1M

23.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 £178

$80.0 Rp 1.4M

197.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.09 £9.82

$6.56 Rp 118.1K

99.54%

Internet (50+ Mbps, Unlimited Data)

$42.21 £31.67

$18.60 Rp 334.8K

126.94%

Gym Membership (Monthly)

$43.82 £32.88

$54.1 Rp 974.1K

-19.03%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$13.44 £10.08

$4.25 Rp 76.5K

216.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,918 £1,439

$493 Rp 8.9M

289.36%

International Primary School, 1 Child (Yearly)

$24.8K £18.6K

$5,597 Rp 100.7M

342.80%

Jeans (Levis 501 Or Similar)

$100 £75.1

$45.58 Rp 820.4K

119.53%

Summer Dress (H&M, Zara, etc)

$57.6 £43.19

$34.96 Rp 629.4K

64.67%

Sport Shoes (Adidas, Nike)

$121 £90.9

$77.7 Rp 1.4M

55.93%

Men's Leather Business Shoes

$87.1 £65.4

$78.5 Rp 1.4M

10.95%

1-bedroom Apartment, City Center (Monthly)

$1,272 £955

$1,131 Rp 20.4M

12.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,039 £779

$673 Rp 12.1M

54.41%

3-bedroom Apartment, City Center (Monthly)

$2,126 £1,595

$3,613 Rp 65.0M

-41.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,449 £1,087

$1,702 Rp 30.6M

-14.88%

Buy Apartment in City Center (m2)

$5,528 £4,147

$2,717 Rp 48.9M

103.42%

Buy Apartment Outside City Center (m2)

$3,409 £2,558

$2,241 Rp 40.3M

52.12%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

13.78

-60.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Isle of Islay: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Isle of Islay

$1K 44.2%

Ubud, Bali

$673 49.7% 35.2% $366

Groceries & Markets

Isle of Islay

$334 14.2%

Ubud, Bali

$287 21.2% 14.1% $47

Eating Out

Isle of Islay

$315 13.4%

Ubud, Bali

$106 7.9% 66.2% $208

Monthly Utilities & Internet

Isle of Islay

$293 12.5%

Ubud, Bali

$105 7.8% 64.1% $188

Clothing & Footwear

Isle of Islay

$165 7%

Ubud, Bali

$107 7.9% 35.3% $58

Getting Around

Isle of Islay

$136 5.8%

Ubud, Bali

$12 0.9% 90.8% $123

Sport & Entertainment

Isle of Islay

$71 3%

Ubud, Bali

$63 4.6% 11.4% $8.1

Cost Breakdown

A central one-bedroom costs $1,272 on the Isle of Islay versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81.0 on the Isle of Islay versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $334 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Isle of Islay

🇮🇩 Ubud, Bali

🕒 Local time

16:11 4:11 PM

23:11 11:11 PM

7 h ahead of the Isle of Islay

🌤 Weather

👥 Population

3,457

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 23, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Between locations

Isle of Islay Ubud, Bali 12,720 km ≈ 16 h nonstop flight

From you

Isle of Islay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isle of Islay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Isle of Islay is pricier by about 74%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,528 per month on the Isle of Islay and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $81.0 on the Isle of Islay and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,352 on the Isle of Islay and $1,353 in Ubud, Bali. That's a gap of about 74%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than on the Isle of Islay at $2,352. In Ubud, Bali it covers expenses comfortably, while on the Isle of Islay it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Isle of Islay makes more sense. Both are solid long-term options with distinct trade-offs.