Cost of Living Comparison Between Isle of Islay and Ubud, Bali Cost of Living Comparison Between Isle of Islay and Ubud, Bali

Monthly Cost of Living

A single person spends $2,333 per month in Isle of Islay vs $1,397 in Ubud, Bali, rent included.

A couple spends around $3,499 per month in Isle of Islay vs $2,588 in Ubud, Bali, rent included.

A family of three spends $4,665 per month in Isle of Islay vs $3,778 in Ubud, Bali, rent included.

Isle of Islay costs about 67% more than Ubud, Bali, driven mainly by Eating Out.

Both Isle of Islay and Ubud, Bali sit above the global median – Isle of Islay by 75%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$20.73 £15.50

$3.43 Rp 61.4K

504.37%

Three-Course Dinner for Two, Mid-Range

$95.3 £71.2

$31.97 Rp 572.4K

197.97%

Fast Food Meal (McDonalds, etc)

$10.07 £7.52

$5.05 Rp 90.4K

99.41%

Cappuccino

$4.55 £3.40

$2.71 Rp 48.6K

67.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 £1.64

$1.39 Rp 24.9K

58.27%

Water (0.33 liter bottle)

$1.32 £0.98

$0.74 Rp 13.3K

78.38%

Local Beer (0.5 liter draught)

$5.90 £4.41

$2.89 Rp 51.8K

104.15%

Imported Beer (0.33 liter bottle)

$5.70 £4.26

$3.79 Rp 67.9K

50.40%

Milk (1 liter)

$2.14 £1.60

$1.79 Rp 32.1K

19.55%

White Bread (500g)

$1.49 £1.11

$2.51 Rp 44.9K

-40.64%

Rice (white) (1kg)

$2.46 £1.84

$1.21 Rp 21.7K

103.31%

Eggs

$4.84 £3.62

$2.37 Rp 42.4K

104.22%

Local Cheese (1kg)

$8.49 £6.34

$14.43 Rp 258.4K

-41.16%

Chicken Fillets (1kg)

$9.66 £7.22

$4.15 Rp 74.3K

132.77%

Beef Round Steak (1kg)

$15.88 £11.87

$12.11 Rp 216.9K

31.13%

Apples (1kg)

$3.20 £2.39

$3.77 Rp 67.5K

-15.12%

Banana (1kg)

$2.42 £1.81

$1.63 Rp 29.1K

48.47%

Oranges (1kg)

$2.62 £1.96

$2.71 Rp 48.5K

-3.32%

Tomato (1kg)

$4.60 £3.44

$2.26 Rp 40.4K

103.54%

Potato (1kg)

$2.21 £1.65

$1.93 Rp 34.5K

14.51%

Onion (1kg)

$1.95 £1.46

$2.19 Rp 39.3K

-10.96%

Lettuce (1 head)

$1.22 £0.91

$1.02 Rp 18.2K

19.61%

Water (1.5 liter bottle)

$2.07 £1.54

$0.72 Rp 12.8K

187.50%

Cigarettes 20 Pack (Marlboro, Camel)

$19.17 £14.33

$3.18 Rp 57.0K

502.83%

Wine (Bottle)

$11.88 £8.88

$23.84 Rp 426.8K

-50.17%

Local Beer (0.5 liter bottle)

$3.11 £2.32

$2.77 Rp 49.7K

12.27%

Imported Beer (0.33 liter bottle)

$2.92 £2.18

$2.75 Rp 49.3K

6.18%

One-way Ticket (Public Transport)

$3.42 £2.55

$0.27 Rp 4,786

1166.67%

Public Transport Monthly Pass (Regular Price)

$88.1 £65.9

$8.20 Rp 146.8K

974.76%

Taxi Start (Normal Tariff)

$4.89 £3.66

$0.48 Rp 8,653

918.75%

Taxi (Normal Tariff) (1km)

$1.51 £1.13

$0.42 Rp 7,545

259.52%

Taxi 1hour Waiting (Normal Tariff)

$23.03 £17.22

$6.03 Rp 107.9K

281.92%

Gasoline (1 liter)

$1.88 £1.40

$0.82 Rp 14.7K

129.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K £28.2K

$26.6K Rp 475.6M

41.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.3K £34.6K

$32.2K Rp 576.6M

43.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 £177

$78.3 Rp 1.4M

202.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.17 £10.59

$3.91 Rp 70.1K

262.40%

Internet (50+ Mbps, Unlimited Data)

$47.79 £35.72

$23.91 Rp 428.2K

99.87%

Gym Membership (Monthly)

$46.42 £34.70

$96.2 Rp 1.7M

-51.74%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

Cinema Ticket

$12.96 £9.69

$4.01 Rp 71.9K

223.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,635 £1,222

$303 Rp 5.4M

440.41%

International Primary School, 1 Child (Yearly)

$16.0K £12.0K

$6,551 Rp 117.3M

144.39%

Jeans (Levis 501 Or Similar)

$98.1 £73.4

$55.3 Rp 990.4K

77.42%

Summer Dress (H&M, Zara, etc)

$65.1 £48.68

$38.32 Rp 686.1K

69.94%

Sport Shoes (Adidas, Nike)

$137 £103

$88.5 Rp 1.6M

55.37%

Men's Leather Business Shoes

$122 £91.3

$76.7 Rp 1.4M

59.19%

1-bedroom Apartment, City Center (Monthly)

$1,239 £926

$986 Rp 17.6M

25.73%

1-bedroom Apartment, Outside City Center (Monthly)

$995 £744

$682 Rp 12.2M

45.90%

3-bedroom Apartment, City Center (Monthly)

$2,045 £1,529

$3,420 Rp 61.2M

-40.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,730 £1,294

$2,075 Rp 37.1M

-16.60%

Buy Apartment in City Center (m2)

$5,975 £4,467

$2,762 Rp 49.5M

116.29%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.28

-55.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isle of Islay: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $1,239 in Isle of Islay versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $95.0 in Isle of Islay versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $336 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isle of Islay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Isle of Islay is pricier by about 67%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,500 per month in Isle of Islay and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $95.0 in Isle of Islay and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,333 in Isle of Islay and $1,397 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,397, than in Isle of Islay at $2,333. In Ubud, Bali it covers expenses comfortably, while in Isle of Islay it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Isle of Islay makes more sense. Both are solid long-term options with distinct trade-offs.