Cost of Living Comparison Between Ubud, Bali and Isabela Cost of Living Comparison Between Ubud, Bali and Isabela

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,267 in Isabela.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,971 in Isabela.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,676 in Isabela.

Living in Ubud, Bali is roughly 8% more expensive than in Isabela, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Isabela is 7% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$18.38 $18.38

-81.28%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$85.3 $85.3

-57.45%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.15 $9.15

-37.60%

Cappuccino

$2.67 Rp 47.4K

$3.72 $3.72

-28.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.84 $1.84

-4.89%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.51 $1.51

-42.38%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.94 $2.94

0.34%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$4.87 $4.87

-7.19%

Milk (1 liter)

$1.62 Rp 28.7K

$1.87 $1.87

-13.37%

White Bread (500g)

$2.33 Rp 41.3K

$2.92 $2.92

-20.21%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.20 $1.20

-7.50%

Eggs

$2.20 Rp 39.0K

$2.94 $2.94

-25.17%

Local Cheese (1kg)

$17.69 Rp 313.9K

$11.15 $11.15

58.65%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.64 $6.64

-38.25%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$13.52 $13.52

-9.91%

Apples (1kg)

$3.71 Rp 65.8K

$4.42 $4.42

-16.06%

Banana (1kg)

$1.59 Rp 28.2K

$2.54 $2.54

-37.40%

Oranges (1kg)

$2.28 Rp 40.5K

$4.84 $4.84

-52.89%

Tomato (1kg)

$1.95 Rp 34.7K

$4.92 $4.92

-60.37%

Potato (1kg)

$1.91 Rp 33.8K

$3.72 $3.72

-48.66%

Onion (1kg)

$2.33 Rp 41.4K

$3.93 $3.93

-40.71%

Lettuce (1 head)

$1.01 Rp 17.9K

$3.43 $3.43

-70.55%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$1.58 $1.58

-65.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$11.86 $11.86

-81.20%

Wine (Bottle)

$23.07 Rp 409.3K

$15.49 $15.49

48.93%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$3.07 $3.07

-21.17%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.93 $3.93

-23.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.48 $2.48

-80.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.46 $1.46

-70.55%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$42.07 $42.07

-86.59%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.83 $0.83

-3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$40.4K $40.4K

-38.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$28.1K $28.1K

12.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$319 $319

-74.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$69.0 $69.0

-90.59%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$69.2 $69.2

-72.87%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$10.64 $10.64

-57.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$829 $829

-42.03%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$12.3K $12.3K

-53.64%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$56.4 $56.4

-19.35%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$60.9 $60.9

-41.04%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$110 $110

-26.73%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$116 $116

-32.18%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Isabela: September 13, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $85.0 in Isabela for a mid-range dinner for two. Groceries echo the gap at $295 vs $359 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isabela: Cost of Living - Frequently Asked Questions

Isabela wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Isabela the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,901 in Isabela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $481 in Ubud, Bali versus $829 in Isabela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Isabela – a meal for two runs $85.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,267 in Isabela versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Isabela but tight or insufficient in Ubud, Bali. The gap between the two cities makes Isabela the clear choice for anyone on this budget.

Both work as nomad bases, but Isabela delivers better value – similar infrastructure at $1,267 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Isabela hard to pass up.

Safety-wise, Ubud, Bali and Isabela are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Isabela gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.