Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Isabela

For one person, living is cheaper in Isabela: $1,258 a month against $1,331 in Ubud, Bali, rent and utilities included – about $880 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
61

Cost of Living Index in Isabela
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Isabela Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Isabela

🇵🇷 Puerto Rico

$1,258

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Isabela

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Isabela actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,258 in Isabela.

Ubud, Bali $1,331
Isabela $1,258

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,974 in Isabela.

Ubud, Bali $2,255
Isabela $1,974

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,690 in Isabela.

Ubud, Bali $3,180
Isabela $2,690

Living in Ubud, Bali is roughly 6% more expensive than in Isabela, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ubud, Bali 2% lower, Isabela 7% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$19.01 $19.01

-82.22%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$81.5 $81.5

-57.47%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$8.95 $8.95

-37.77%

Cappuccino

$2.62 Rp 47.5K

$3.62 $3.62

-27.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.91 $1.91

-19.37%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.51 $1.51

-57.62%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.02 $3.02

-11.59%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.09 $5.09

-16.31%

Milk (1 liter)

$1.46 Rp 26.5K

$1.97 $1.97

-25.89%

White Bread (500g)

$2.29 Rp 41.6K

$2.81 $2.81

-18.51%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.21 $1.21

-8.26%

Eggs

$2.10 Rp 38.1K

$2.95 $2.95

-28.81%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.82 $10.82

47.32%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.46 $6.46

-39.94%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.50 $13.50

-15.56%

Apples (1kg)

$3.55 Rp 64.4K

$4.37 $4.37

-18.76%

Banana (1kg)

$1.54 Rp 27.9K

$2.62 $2.62

-41.22%

Oranges (1kg)

$2.23 Rp 40.5K

$4.89 $4.89

-54.40%

Tomato (1kg)

$1.97 Rp 35.8K

$4.71 $4.71

-58.17%

Potato (1kg)

$1.86 Rp 33.7K

$3.85 $3.85

-51.69%

Onion (1kg)

$2.42 Rp 43.9K

$4.07 $4.07

-40.54%

Lettuce (1 head)

$1.02 Rp 18.6K

$3.52 $3.52

-71.02%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.64 $1.64

-68.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$11.76 $11.76

-81.29%

Wine (Bottle)

$21.79 Rp 395.2K

$15.43 $15.43

41.22%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.99 $2.99

-22.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.96 $3.96

-25.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.46 $2.46

-82.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.54 $1.54

-69.48%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$41.55 $41.55

-86.52%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.88 $0.88

-5.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$34.8K $34.8K

-29.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$28.1K $28.1K

12.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$315 $315

-75.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$68.8 $68.8

-91.08%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$70.2 $70.2

-73.06%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$10.38 $10.38

-57.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$837 $837

-41.18%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$12.7K $12.7K

-3.72%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$56.7 $56.7

-20.39%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$61.7 $61.7

-43.43%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$110 $110

-28.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$115 $115

-32.09%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Isabela: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Isabela

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Isabela

$358 28.4% 27.9% $78

Clothing & Footwear

Ubud, Bali

$106 8%

Isabela

$154 12.3% 45.1% $48

Eating Out

Ubud, Bali

$106 8%

Isabela

$261 20.8% 147% $156

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Isabela

$454 36.1% 343% $351

Sport & Entertainment

Ubud, Bali

$60 4.5%

Isabela

$21 * 1.7% 65.3% $39

Getting Around

Ubud, Bali

$12 0.9%

Isabela

$10 * 0.8% 14.8% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35 in Ubud, Bali vs $81 in Isabela for a mid-range dinner for two. Groceries echo the gap at $279 vs $358 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Isabela

🕒 Local time

08:56 8:56 AM

20:56 8:56 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

45,000

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Isabela 18,880 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Isabela

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isabela: Cost of Living - Frequently Asked Questions

Isabela wins on cost – living expenses run 5% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Isabela the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,887 in Isabela to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $492 in Ubud, Bali versus $837 in Isabela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $81 in Isabela. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Isabela is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Isabela are both considered safe, so it’s unlikely to be the deciding factor between them.