Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Iraq

For one person, living is cheaper in Iraq: $810 a month against $1,348 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,348
/mo nomad
🇮🇶 Iraq
$810
/mo nomad
😐 Solo nomad: Ubud, Bali is 5.2% more expensive than Iraq without rent, and 66.4% more expensive with rent.
😐 Family of 3: Ubud, Bali is 23.3% more expensive than Iraq without rent, and 99.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Iraq
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$4.50 IQD 6,796
-26.00%
Three-Course Dinner for Two, Mid-Range
$35.42 Rp 633.1K
$24.34 IQD 36.8K
45.52%
Fast Food Meal (McDonalds, etc)
$5.76 Rp 102.9K
$7.53 IQD 11.4K
-23.51%
Cappuccino
$2.63 Rp 47.0K
$2.79 IQD 4,219
-5.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 Rp 31.0K
$0.46 IQD 689
278.26%
Water (0.33 liter bottle)
$0.77 Rp 13.8K
$0.22 IQD 330
250.00%
Local Beer (0.5 liter draught)
$2.71 Rp 48.4K
$3.00 IQD 4,535
-9.67%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.8K
$3.84 IQD 5,796
17.71%
🛒 Groceries & Markets
Ubud, Bali
Iraq
Difference
Milk (1 liter)
$1.53 Rp 27.4K
$1.19 IQD 1,794
28.57%
White Bread (500g)
$2.20 Rp 39.2K
$0.85 IQD 1,288
158.82%
Rice (white) (1kg)
$1.22 Rp 21.8K
$1.51 IQD 2,275
-19.21%
Eggs
$2.14 Rp 38.2K
$1.70 IQD 2,567
25.88%
Local Cheese (1kg)
$17.73 Rp 316.9K
$4.77 IQD 7,208
271.70%
Chicken Fillets (1kg)
$3.86 Rp 68.9K
$4.31 IQD 6,510
-10.44%
Beef Round Steak (1kg)
$12.03 Rp 215.0K
$12.91 IQD 19.5K
-6.82%
Apples (1kg)
$3.61 Rp 64.5K
$1.01 IQD 1,523
257.43%
Banana (1kg)
$1.51 Rp 27.1K
$1.18 IQD 1,790
27.97%
Oranges (1kg)
$2.32 Rp 41.4K
$0.93 IQD 1,408
149.46%
Tomato (1kg)
$2.00 Rp 35.8K
$0.69 IQD 1,035
189.86%
Potato (1kg)
$1.81 Rp 32.4K
$0.63 IQD 947
187.30%
Onion (1kg)
$2.39 Rp 42.7K
$0.61 IQD 916
291.80%
Lettuce (1 head)
$0.99 Rp 17.8K
$0.60 IQD 907
65.00%
Water (1.5 liter bottle)
$0.52 Rp 9,373
$0.55 IQD 834
-5.45%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 Rp 39.0K
$1.89 IQD 2,863
15.34%
Wine (Bottle)
$22.98 Rp 410.7K
$11.83 IQD 17.9K
94.25%
Local Beer (0.5 liter bottle)
$2.40 Rp 42.8K
$1.97 IQD 2,976
21.83%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.6K
$2.15 IQD 3,256
39.53%
🚌 Getting Around
Ubud, Bali
Iraq
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,255
$0.37 IQD 559
-35.14%
Public Transport Monthly Pass (Regular Price)
$6.99 Rp 125.0K
$24.16 IQD 36.5K
-71.07%
Taxi Start (Normal Tariff)
$0.44 Rp 7,876
$2.32 IQD 3,506
-81.03%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,582
$1.57 IQD 2,378
-73.25%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.4K
$5.91 IQD 8,925
-7.78%
Gasoline (1 liter)
$0.84 Rp 15.1K
$0.63 IQD 947
33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 434.8M
$17.2K IQD 26.0M
41.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 570.0M
$19.5K IQD 29.4M
63.81%
🧾 Monthly Utilities & Internet
Ubud, Bali
Iraq
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$112 IQD 169.1K
-27.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.58 Rp 117.6K
$15.21 IQD 23.0K
-56.74%
Internet (50+ Mbps, Unlimited Data)
$18.24 Rp 326.1K
$33.31 IQD 50.3K
-45.24%
🎉 Sport & Entertainment
Ubud, Bali
Iraq
Difference
Gym Membership (Monthly)
$55.1 Rp 985.4K
$35.31 IQD 53.3K
56.13%
Tennis Court (1 Hour on Weekend)
$18.51 Rp 330.9K
$18.86 IQD 28.5K
-1.86%
Cinema Ticket
$4.24 Rp 75.9K
$7.69 IQD 11.6K
-44.86%
🧸 Childcare & Education
Ubud, Bali
Iraq
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$486 Rp 8.7M
$178 IQD 269.6K
172.19%
International Primary School, 1 Child (Yearly)
$5,676 Rp 101.5M
$2,762 IQD 4.2M
105.53%
👕👟 Clothing & Footwear
Ubud, Bali
Iraq
Difference
Jeans (Levis 501 Or Similar)
$45.18 Rp 807.6K
$21.50 IQD 32.5K
110.14%
Summer Dress (H&M, Zara, etc)
$34.57 Rp 617.9K
$25.96 IQD 39.2K
33.17%
Sport Shoes (Adidas, Nike)
$79.2 Rp 1.4M
$60.0 IQD 90.7K
31.83%
Men's Leather Business Shoes
$77.6 Rp 1.4M
$45.63 IQD 68.9K
70.11%
🏠 Accommodation & Living
Ubud, Bali
Iraq
Difference
1-bedroom Apartment, City Center (Monthly)
$1,127 Rp 20.1M
$307 IQD 463.8K
267.06%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 12.1M
$212 IQD 320.0K
218.36%
3-bedroom Apartment, City Center (Monthly)
$3,618 Rp 64.7M
$548 IQD 827.3K
560.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,735 Rp 31.0M
$406 IQD 614.0K
326.88%
Buy Apartment in City Center (m2)
$2,829 Rp 50.6M
$1,646 IQD 2.5M
71.85%
Buy Apartment Outside City Center (m2)
$2,307 Rp 41.2M
$759 IQD 1.1M
204.05%
💵 Salaries & Financials
Ubud, Bali
Iraq
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$568 IQD 857.6K
-70.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.32
118.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Iraq: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$674
Iraq
$212 68.6% $462
Groceries & Markets
Ubud, Bali
$290
Iraq
$177 39% $113
Eating Out
Ubud, Bali
$108
Iraq
$117 8.7% $9.4
Clothing & Footwear
Ubud, Bali
$106
Iraq
$69 35.3% $38
Monthly Utilities & Internet
Ubud, Bali
$106
Iraq
$160 51.9% $55
Sport & Entertainment
Ubud, Bali
$64
Iraq
$51 20.3% $13
Getting Around
Ubud, Bali
$11
Iraq
$36 241% $25
Good to know
🇮🇩 Ubud, Bali
🇮🇶 Iraq
🕒 Local time
20:17 8:17 PM
15:17 3:17 PM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
38,274,618
💱 Currency
Iraqi Dinar IQD ع.د
Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Iraqi Dinar exchange rates as of October 10, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,693 IQD (10,000 IQD = 5.91 EUR).

On the map
Between locations
  • Ubud, Bali Iraq 8,790 km ≈ 11 h nonstop flight
From you
  • Ubud, Bali
  • Iraq

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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