Cost of Living Comparison Between Ubud, Bali and Inverness Cost of Living Comparison Between Ubud, Bali and Inverness

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,512 in Inverness.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,544 in Inverness.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $4,576 in Inverness.

Living in Ubud, Bali costs roughly 44% less than in Inverness, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Inverness 88% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$20.60 £15.33

-83.25%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$98.9 £73.6

-67.28%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.33 £6.95

-48.12%

Cappuccino

$2.75 Rp 49.4K

$4.22 £3.14

-34.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.23 £1.66

-38.12%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.46 £1.08

-48.63%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$6.95 £5.17

-56.98%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$6.94 £5.16

-44.52%

Milk (1 liter)

$1.74 Rp 31.2K

$1.67 £1.25

4.19%

White Bread (500g)

$2.46 Rp 44.2K

$1.72 £1.28

43.02%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.50 £1.86

-53.20%

Eggs

$2.43 Rp 43.7K

$3.88 £2.89

-37.37%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.83 £7.32

47.51%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$9.42 £7.01

-53.82%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$14.25 £10.61

-15.93%

Apples (1kg)

$3.72 Rp 66.8K

$2.69 £2.01

38.29%

Banana (1kg)

$1.63 Rp 29.2K

$1.84 £1.37

-11.41%

Oranges (1kg)

$2.74 Rp 49.3K

$2.12 £1.58

29.25%

Tomato (1kg)

$2.24 Rp 40.3K

$1.35 £1.00

65.93%

Potato (1kg)

$1.92 Rp 34.5K

$1.72 £1.28

11.63%

Onion (1kg)

$2.28 Rp 40.9K

$1.21 £0.90

88.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.22 £0.91

-13.11%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.64 £1.22

-56.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$18.01 £13.41

-81.73%

Wine (Bottle)

$23.19 Rp 416.8K

$11.02 £8.20

110.44%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.97 £2.21

-6.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.09 £2.30

-11.65%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$3.56 £2.65

-92.42%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$65.2 £48.55

-87.56%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$5.35 £3.98

-91.03%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.33 £1.74

-81.97%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$24.21 £18.02

-74.31%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.90 £1.41

-57.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.5K £25.7K

-22.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$38.7K £28.8K

-16.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$384 £286

-79.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$17.36 £12.93

-76.56%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$40.04 £29.81

-39.24%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$43.04 £32.04

129.11%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$8.01 £5.97

-20.85%

Cinema Ticket

$3.99 Rp 71.6K

$14.78 £11.00

-73.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,095 £815

-72.13%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$18.4K £13.7K

-63.85%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$95.3 £71.0

-43.21%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.56 £27.22

3.42%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$96.7 £72.0

-10.19%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$109 £81.4

-30.20%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,344 £1,000

-26.18%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,113 £829

-39.58%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,333 £1,737

44.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,638 £1,219

25.20%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,208 £3,133

-33.36%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$3,430 £2,554

-35.07%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,256 £2,424

-94.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.32

149.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Inverness: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,344 in Inverness. Housing cost is often the main lever when comparing two cities.

Inverness pays 1850% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $99.0 in Inverness. Groceries flip the comparison at $297 vs $294, with Inverness cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Inverness: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 78% lower than in Inverness. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1850% lower in Inverness. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $1,344 in Inverness. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 704% less than in Inverness. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $1,095 in Inverness. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $2,512 in Inverness, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Inverness. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Inverness are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 78% less than in Inverness. Beyond cost, consider language, visa policies, and how big the international community is in each city.