Last update: Oct 2026

Cost of Living Comparison Between Inverness and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,360 in Inverness, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

114

Cost of Living Index in Inverness
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Inverness Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Inverness

🇬🇧 United Kingdom

$2,360

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Inverness and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Inverness and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,360 in Inverness versus $1,353 in Ubud, Bali.

Inverness $2,360
Ubud, Bali $1,353

Estimated couple costs with rent: $3,292 in Inverness versus $2,297 in Ubud, Bali.

Inverness $3,292
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,224 in Inverness versus $3,241 in Ubud, Bali.

Inverness $4,224
Ubud, Bali $3,241

Living in Inverness is roughly 74% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Inverness 74% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.44 £16.08

$3.23 Rp 58.1K

563.78%

Three-Course Dinner for Two, Mid-Range

$67.4 £50.6

$34.88 Rp 627.8K

93.21%

Fast Food Meal (McDonalds, etc)

$10.76 £8.07

$5.70 Rp 102.5K

88.77%

Cappuccino

$4.12 £3.09

$2.62 Rp 47.1K

57.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 £1.48

$1.72 Rp 31.0K

14.53%

Water (0.33 liter bottle)

$1.30 £0.98

$0.81 Rp 14.6K

60.49%

Local Beer (0.5 liter draught)

$5.34 £4.01

$2.65 Rp 47.7K

101.51%

Imported Beer (0.33 liter bottle)

$6.78 £5.09

$4.37 Rp 78.6K

55.15%

Milk (1 liter)

$1.65 £1.24

$1.57 Rp 28.3K

5.10%

White Bread (500g)

$1.66 £1.24

$2.19 Rp 39.5K

-24.20%

Rice (white) (1kg)

$2.02 £1.52

$1.18 Rp 21.2K

71.19%

Eggs

$3.93 £2.95

$2.16 Rp 38.8K

81.94%

Local Cheese (1kg)

$9.27 £6.95

$17.65 Rp 317.7K

-47.48%

Chicken Fillets (1kg)

$8.75 £6.57

$3.78 Rp 68.0K

131.48%

Beef Round Steak (1kg)

$16.21 £12.16

$11.95 Rp 215.1K

35.65%

Apples (1kg)

$2.19 £1.64

$3.60 Rp 64.8K

-39.17%

Banana (1kg)

$1.54 £1.16

$1.59 Rp 28.6K

-3.14%

Oranges (1kg)

$1.57 £1.18

$2.31 Rp 41.6K

-32.03%

Tomato (1kg)

$1.31 £0.98

$1.91 Rp 34.3K

-31.41%

Potato (1kg)

$1.15 £0.87

$1.78 Rp 32.1K

-35.39%

Onion (1kg)

$1.04 £0.78

$2.33 Rp 41.9K

-55.36%

Lettuce (1 head)

$1.14 £0.86

$1.00 Rp 18.0K

14.00%

Water (1.5 liter bottle)

$1.56 £1.17

$0.53 Rp 9,509

194.34%

Cigarettes 20 Pack (Marlboro, Camel)

$22.12 £16.59

$2.29 Rp 41.1K

865.94%

Wine (Bottle)

$11.18 £8.39

$22.07 Rp 397.3K

-49.34%

Local Beer (0.5 liter bottle)

$3.29 £2.47

$2.35 Rp 42.2K

40.00%

Imported Beer (0.33 liter bottle)

$2.82 £2.12

$2.98 Rp 53.6K

-5.37%

One-way Ticket (Public Transport)

$3.38 £2.54

$0.23 Rp 4,112

1369.57%

Public Transport Monthly Pass (Regular Price)

$60.7 £45.56

$8.90 Rp 160.2K

582.36%

Taxi Start (Normal Tariff)

$5.19 £3.90

$0.47 Rp 8,466

1004.26%

Taxi (Normal Tariff) (1km)

$1.20 £0.90

$0.43 Rp 7,737

179.07%

Taxi 1hour Waiting (Normal Tariff)

$24.11 £18.09

$5.47 Rp 98.4K

340.77%

Gasoline (1 liter)

$1.97 £1.48

$0.83 Rp 14.9K

137.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.0K £29.3K

$23.9K Rp 429.8M

63.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K £30.2K

$32.8K Rp 590.1M

22.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 £237

$80.0 Rp 1.4M

295.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.20 £15.16

$6.56 Rp 118.1K

207.93%

Internet (50+ Mbps, Unlimited Data)

$42.51 £31.89

$18.60 Rp 334.8K

128.55%

Gym Membership (Monthly)

$42.98 £32.25

$54.1 Rp 974.1K

-20.58%

Tennis Court (1 Hour on Weekend)

$7.99 £6.00

$18.28 Rp 329.0K

-56.29%

Cinema Ticket

$14.72 £11.04

$4.25 Rp 76.5K

246.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$919 £690

$493 Rp 8.9M

86.59%

International Primary School, 1 Child (Yearly)

$21.4K £16.1K

$5,597 Rp 100.7M

282.91%

Jeans (Levis 501 Or Similar)

$92.5 £69.4

$45.58 Rp 820.4K

102.98%

Summer Dress (H&M, Zara, etc)

$43.77 £32.84

$34.96 Rp 629.4K

25.20%

Sport Shoes (Adidas, Nike)

$91.7 £68.8

$77.7 Rp 1.4M

18.00%

Men's Leather Business Shoes

$90.9 £68.2

$78.5 Rp 1.4M

15.82%

1-bedroom Apartment, City Center (Monthly)

$1,300 £975

$1,131 Rp 20.4M

14.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,089 £817

$673 Rp 12.1M

61.91%

3-bedroom Apartment, City Center (Monthly)

$2,272 £1,704

$3,613 Rp 65.0M

-37.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,565 £1,174

$1,702 Rp 30.6M

-8.03%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$3,191 £2,394

$166 Rp 3.0M

1817.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

13.78

-65.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Inverness: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Inverness

$1.1K 46.2%

Ubud, Bali

$673 49.7% 38.2% $417

Monthly Utilities & Internet

Inverness

$379 16.1%

Ubud, Bali

$105 7.8% 72.2% $274

Eating Out

Inverness

$307 13%

Ubud, Bali

$106 7.9% 65.3% $200

Groceries & Markets

Inverness

$284 12%

Ubud, Bali

$287 21.2% 1.3% $3.7

Clothing & Footwear

Inverness

$144 6.1%

Ubud, Bali

$107 7.9% 25.8% $37

Getting Around

Inverness

$85 3.6%

Ubud, Bali

$12 0.9% 85.5% $73

Sport & Entertainment

Inverness

$72 3.1%

Ubud, Bali

$63 4.6% 13.5% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,300 in Inverness and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Inverness pays 1818% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Inverness vs $35.00 in Ubud, Bali. Groceries flip the comparison at $284 vs $287, with Inverness cheaper for home cooking.

Good to know

🇬🇧 Inverness

🇮🇩 Ubud, Bali

🕒 Local time

13:54 1:54 PM

20:54 8:54 PM

7 h ahead of Inverness

🌤 Weather

👥 Population

47,060

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 24, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Inverness Ubud, Bali 12,540 km ≈ 16 h nonstop flight

From you

Inverness
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Inverness vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 74% lower than in Inverness. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1818% higher in Inverness, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,300 in Inverness versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 582% less than in Inverness. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $919 in Inverness versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,353 in Ubud, Bali versus $2,360 in Inverness, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Inverness. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Inverness and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 74% less than in Inverness. Beyond cost, consider language, visa policies, and how big the international community is in each city.