Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Indio, CA

For one person, living is cheaper in Indio, CA: $1,082 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
52

Cost of Living Index in Indio, CA
Learn more

Indio, CA Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Indio, CA

🇺🇸 United States

$1,082

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Indio, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Indio, CA actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,082 in Indio, CA, rent included.

Ubud, Bali $1,353
Indio, CA $1,082

A couple spends around $2,297 per month in Ubud, Bali vs $1,700 in Indio, CA, rent included.

Ubud, Bali $2,297
Indio, CA $1,700

A family of three spends $3,241 per month in Ubud, Bali vs $2,318 in Indio, CA, rent included.

Ubud, Bali $3,241
Indio, CA $2,318

Ubud, Bali costs about 25% more than Indio, CA, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while Indio, CA is 20% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$20.38 $20.38

-84.15%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$49.55 $49.55

-29.61%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$14.96 $14.96

-61.90%

Cappuccino

$2.62 Rp 47.1K

$3.58 $3.58

-26.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.28 $1.28

34.37%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.48 $2.48

-67.34%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.47 $2.47

7.29%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$9.24 $9.24

-52.71%

Milk (1 liter)

$1.57 Rp 28.3K

$1.09 $1.09

44.04%

White Bread (500g)

$2.19 Rp 39.5K

$4.01 $4.01

-45.39%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.81 $4.81

-75.47%

Eggs

$2.16 Rp 38.8K

$4.67 $4.67

-53.75%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.70 $7.70

129.22%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.37 $5.37

-29.61%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.98 $10.98

8.83%

Apples (1kg)

$3.60 Rp 64.8K

$4.98 $4.98

-27.71%

Banana (1kg)

$1.59 Rp 28.6K

$1.71 $1.71

-7.02%

Oranges (1kg)

$2.31 Rp 41.6K

$5.46 $5.46

-57.69%

Tomato (1kg)

$1.91 Rp 34.3K

$5.86 $5.86

-67.41%

Potato (1kg)

$1.78 Rp 32.1K

$3.70 $3.70

-51.89%

Onion (1kg)

$2.33 Rp 41.9K

$2.31 $2.31

0.87%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.02 $2.02

-50.50%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.92 $1.92

-72.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.02 $10.02

-77.15%

Wine (Bottle)

$22.07 Rp 397.3K

$14.89 $14.89

48.22%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.90 $1.90

23.68%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.09 $4.09

-27.14%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.47 $1.47

-84.35%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.91 $3.91

-87.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.37 $1.37

-39.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.9K $28.9K

-17.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$27.2K $27.2K

20.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$168 $168

-52.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$67.7 $67.7

-90.31%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$58.7 $58.7

-68.33%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$14.97 $14.97

-71.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,890 $1,890

-73.93%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$57.5 $57.5

-20.69%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$39.63 $39.63

-11.78%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$51.0 $51.0

52.42%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$70.5 $70.5

11.34%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$2,478 $2,478

-54.34%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,167 $4,167

-96.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.39

115.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Indio, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Indio, CA

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Indio, CA

$353 32.6% 22.8% $65

Clothing & Footwear

Ubud, Bali

$107 7.9%

Indio, CA

$98 9.1% 7.7% $8.2

Eating Out

Ubud, Bali

$106 7.9%

Indio, CA

$297 27.4% 179% $190

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Indio, CA

$295 27.3% 180% $190

Sport & Entertainment

Ubud, Bali

$63 4.6%

Indio, CA

$30 * 2.8% 52.2% $33

Getting Around

Ubud, Bali

$12 0.9%

Indio, CA

$9.8 * 0.9% 21.1% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $2,478 in Indio, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2405% higher in Indio, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $50.0 in Indio, CA. Monthly groceries follow the same trend: $287 vs $353 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Indio, CA

🕒 Local time

01:58 1:58 AM

10:58 10:58 AM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

89,137

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Indio, CA 14,060 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Indio, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Indio, CA: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 25%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,623 in Indio, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indio, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $50.0 in Indio, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 23% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Indio, CA, where all-in costs run around $1,082, than in Ubud, Bali at $1,353. In Indio, CA it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Indio, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indio, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.