Last update: Oct 2026

Cost of Living Comparison Between Indio, CA and Ubud, Bali

For one person, living is cheaper in Indio, CA: $1,082 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in Indio, CA
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Indio, CA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Indio, CA

🇺🇸 United States

$1,082

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Indio, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Indio, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,082 per month in Indio, CA vs $1,353 in Ubud, Bali, rent included.

Indio, CA $1,082
Ubud, Bali $1,353

A couple spends around $1,700 per month in Indio, CA vs $2,297 in Ubud, Bali, rent included.

Indio, CA $1,700
Ubud, Bali $2,297

A family of three spends $2,318 per month in Indio, CA vs $3,241 in Ubud, Bali, rent included.

Indio, CA $2,318
Ubud, Bali $3,241

Indio, CA is about 20% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Indio, CA sits 20% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.38 $20.38

$3.23 Rp 58.1K

530.96%

Three-Course Dinner for Two, Mid-Range

$49.55 $49.55

$34.88 Rp 627.8K

42.06%

Fast Food Meal (McDonalds, etc)

$14.96 $14.96

$5.70 Rp 102.5K

162.46%

Cappuccino

$3.58 $3.58

$2.62 Rp 47.1K

36.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.28 $1.28

$1.72 Rp 31.0K

-25.58%

Water (0.33 liter bottle)

$2.48 $2.48

$0.81 Rp 14.6K

206.17%

Local Beer (0.5 liter draught)

$2.47 $2.47

$2.65 Rp 47.7K

-6.79%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$4.37 Rp 78.6K

111.44%

Milk (1 liter)

$1.09 $1.09

$1.57 Rp 28.3K

-30.57%

White Bread (500g)

$4.01 $4.01

$2.19 Rp 39.5K

83.11%

Rice (white) (1kg)

$4.81 $4.81

$1.18 Rp 21.2K

307.63%

Eggs

$4.67 $4.67

$2.16 Rp 38.8K

116.20%

Local Cheese (1kg)

$7.70 $7.70

$17.65 Rp 317.7K

-56.37%

Chicken Fillets (1kg)

$5.37 $5.37

$3.78 Rp 68.0K

42.06%

Beef Round Steak (1kg)

$10.98 $10.98

$11.95 Rp 215.1K

-8.12%

Apples (1kg)

$4.98 $4.98

$3.60 Rp 64.8K

38.33%

Banana (1kg)

$1.71 $1.71

$1.59 Rp 28.6K

7.55%

Oranges (1kg)

$5.46 $5.46

$2.31 Rp 41.6K

136.36%

Tomato (1kg)

$5.86 $5.86

$1.91 Rp 34.3K

206.81%

Potato (1kg)

$3.70 $3.70

$1.78 Rp 32.1K

107.87%

Onion (1kg)

$2.31 $2.31

$2.33 Rp 41.9K

-0.86%

Lettuce (1 head)

$2.02 $2.02

$1.00 Rp 18.0K

102.00%

Water (1.5 liter bottle)

$1.92 $1.92

$0.53 Rp 9,509

262.26%

Cigarettes 20 Pack (Marlboro, Camel)

$10.02 $10.02

$2.29 Rp 41.1K

337.55%

Wine (Bottle)

$14.89 $14.89

$22.07 Rp 397.3K

-32.53%

Local Beer (0.5 liter bottle)

$1.90 $1.90

$2.35 Rp 42.2K

-19.15%

Imported Beer (0.33 liter bottle)

$4.09 $4.09

$2.98 Rp 53.6K

37.25%

One-way Ticket (Public Transport)

$1.47 $1.47

$0.23 Rp 4,112

539.13%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.91 $3.91

$0.47 Rp 8,466

731.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.37 $1.37

$0.83 Rp 14.9K

65.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K $28.9K

$23.9K Rp 429.8M

20.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$32.8K Rp 590.1M

-17.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 $168

$80.0 Rp 1.4M

110.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.7 $67.7

$6.56 Rp 118.1K

931.55%

Internet (50+ Mbps, Unlimited Data)

$58.7 $58.7

$18.60 Rp 334.8K

215.75%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$14.97 $14.97

$4.25 Rp 76.5K

252.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,890 $1,890

$493 Rp 8.9M

283.57%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$45.58 Rp 820.4K

26.09%

Summer Dress (H&M, Zara, etc)

$39.63 $39.63

$34.96 Rp 629.4K

13.36%

Sport Shoes (Adidas, Nike)

$51.0 $51.0

$77.7 Rp 1.4M

-34.39%

Men's Leather Business Shoes

$70.5 $70.5

$78.5 Rp 1.4M

-10.19%

1-bedroom Apartment, City Center (Monthly)

$2,478 $2,478

$1,131 Rp 20.4M

119.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$4,167 $4,167

$166 Rp 3.0M

2404.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

13.78

-53.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indio, CA: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Indio, CA

$353 32.6%

Ubud, Bali

$287 21.2% 18.5% $65

Eating Out

Indio, CA

$297 27.4%

Ubud, Bali

$106 7.9% 64.1% $190

Monthly Utilities & Internet

Indio, CA

$295 27.3%

Ubud, Bali

$105 7.8% 64.3% $190

Clothing & Footwear

Indio, CA

$98 9.1%

Ubud, Bali

$107 7.9% 8.3% $8.2

Sport & Entertainment

Indio, CA

$30 * 2.8%

Ubud, Bali

$63 4.6% 109% $33

Getting Around

Indio, CA

$9.8 * 0.9%

Ubud, Bali

$12 0.9% 26.7% $2.6

Accommodation & Living

Indio, CA

- * 0%

Ubud, Bali

$673 49.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,478 in Indio, CA versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2405% higher in Indio, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $50.0 in Indio, CA versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $353 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Indio, CA

🇮🇩 Ubud, Bali

🕒 Local time

04:49 4:49 AM

19:49 7:49 PM

15 h ahead of Indio, CA

🌤 Weather

👥 Population

89,137

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Indio, CA Ubud, Bali 14,060 km ≈ 18 h nonstop flight

From you

Indio, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indio, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 25%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,623 per month in Indio, CA and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Indio, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Indio, CA and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 23% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Indio, CA, where all-in costs run around $1,082, than in Ubud, Bali at $1,353. In Indio, CA it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Indio, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Indio, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.