Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Indiga

For one person, living is cheaper in Indiga: $1,040 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Indiga
🇷🇺 Russia
$1,040
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Indiga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Indiga actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,040 in Indiga, rent included.

  • Ubud, Bali $1,353
  • Indiga $1,040

A couple spends around $2,297 per month in Ubud, Bali vs $1,636 in Indiga, rent included.

  • Ubud, Bali $2,297
  • Indiga $1,636

A family of three spends $3,241 per month in Ubud, Bali vs $2,231 in Indiga, rent included.

  • Ubud, Bali $3,241
  • Indiga $2,231

Ubud, Bali costs about 30% more than Indiga, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Indiga is 23% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Indiga
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$11.22 ₽936
-71.21%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$37.35 ₽3,117
-6.61%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$6.20 ₽518
-8.06%
Cappuccino
$2.62 Rp 47.1K
$2.71 ₽226
-3.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$1.14 ₽95.5
50.88%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$0.62 ₽51.7
30.65%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$1.77 ₽147
49.72%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$3.04 ₽254
43.75%
🛒 Groceries & Markets
Ubud, Bali
Indiga
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.27 ₽106
23.62%
White Bread (500g)
$2.19 Rp 39.5K
$0.73 ₽61.0
200.00%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.57 ₽131
-24.84%
Eggs
$2.16 Rp 38.8K
$1.75 ₽146
23.43%
Local Cheese (1kg)
$17.65 Rp 317.7K
$9.73 ₽812
81.40%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$4.93 ₽411
-23.33%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$12.46 ₽1,040
-4.09%
Apples (1kg)
$3.60 Rp 64.8K
$1.65 ₽137
118.18%
Banana (1kg)
$1.59 Rp 28.6K
$1.91 ₽160
-16.75%
Oranges (1kg)
$2.31 Rp 41.6K
$1.93 ₽161
19.69%
Tomato (1kg)
$1.91 Rp 34.3K
$2.55 ₽213
-25.10%
Potato (1kg)
$1.78 Rp 32.1K
$0.85 ₽70.8
109.41%
Onion (1kg)
$2.33 Rp 41.9K
$0.53 ₽44.11
339.62%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.17 ₽97.6
-14.53%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.82 ₽68.6
-35.37%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$2.78 ₽232
-17.63%
Wine (Bottle)
$22.07 Rp 397.3K
$7.00 ₽584
215.29%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.14 ₽95.3
106.14%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$2.10 ₽176
41.90%
🚌 Getting Around
Ubud, Bali
Indiga
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$0.55 ₽45.60
-58.18%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$2.17 ₽181
-78.34%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$0.33 ₽27.50
30.30%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$5.44 ₽454
0.55%
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.96 ₽80.2
-13.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$47.5K ₽4.0M
-49.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$44.6K ₽3.7M
-26.47%
🧾 Monthly Utilities & Internet
Ubud, Bali
Indiga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$124 ₽10.4K
-35.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$6.62 ₽553
-0.91%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$7.21 ₽602
157.98%
🎉 Sport & Entertainment
Ubud, Bali
Indiga
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$34.35 ₽2,867
57.55%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$26.90 ₽2,245
-32.04%
Cinema Ticket
$4.25 Rp 76.5K
$5.78 ₽483
-26.47%
🧸 Childcare & Education
Ubud, Bali
Indiga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$309 ₽25.8K
59.41%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$6,602 ₽551.0K
-15.21%
👕👟 Clothing & Footwear
Ubud, Bali
Indiga
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$76.1 ₽6,351
-40.10%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$51.9 ₽4,328
-32.59%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$123 ₽10.2K
-36.60%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$96.7 ₽8,069
-18.78%
🏠 Accommodation & Living
Ubud, Bali
Indiga
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$534 ₽44.6K
111.82%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$324 ₽27.1K
107.46%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,008 ₽84.1K
258.31%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$605 ₽50.5K
181.48%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,265 ₽189.1K
19.96%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,334 ₽111.3K
68.06%
💵 Salaries & Financials
Ubud, Bali
Indiga
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
21.45
-35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Indiga: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Indiga
$324 51.8% $349
Groceries & Markets
Ubud, Bali
$287
Indiga
$207 28% $80
Clothing & Footwear
Ubud, Bali
$107
Indiga
$156 46.6% $50
Eating Out
Ubud, Bali
$106
Indiga
$163 53% $56
Monthly Utilities & Internet
Ubud, Bali
$105
Indiga
$138 31.3% $33
Sport & Entertainment
Ubud, Bali
$63
Indiga
$46 26.7% $17
Getting Around
Ubud, Bali
$12
Indiga
$6 * 51.7% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $534 in Indiga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $37.00 in Indiga. Groceries tell a different story – $287 in Ubud, Bali vs $207 in Indiga – so Indiga wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇷🇺 Indiga
🕒 Local time
22:18 10:18 PM
17:18 5:18 PM
5 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
600
💱 Currency
Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

On the map
Between locations
  • Ubud, Bali Indiga 9,910 km ≈ 13 h nonstop flight
From you
  • Ubud, Bali
  • Indiga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Indiga: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Indiga compare overall?
Monthly costs with rent: $1,353 in Ubud, Bali, $1,040 in Indiga – roughly 30% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Ubud, Bali compared to Indiga?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,560 in Indiga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Indiga?
Rent is clearly cheaper in Indiga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Indiga?
Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,040 in Indiga. That's a gap of about 30%.
What is the difference in childcare costs between Ubud, Bali and Indiga?
Kindergarten costs $493 per month in Ubud, Bali and $309 in Indiga. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Indiga, where all-in costs run around $1,040, than in Ubud, Bali at $1,353. In Indiga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Indiga?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,040 in Indiga to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Indiga safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Indiga?
If budget matters most, go with Indiga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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