Cost of Living Comparison Between Indiga and Ubud, Bali Cost of Living Comparison Between Indiga and Ubud, Bali

Monthly Cost of Living

A single person spends $974 per month in Indiga vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,478 per month in Indiga vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,982 per month in Indiga vs $3,732 in Ubud, Bali, rent included.

Indiga is about 32% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Indiga sits 27% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Indiga
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.53 ₽716
$3.57 Rp 61.6K
166.95%
Three-Course Dinner for Two, Mid-Range
$38.17 ₽2,867
$32.58 Rp 562.6K
17.16%
Fast Food Meal (McDonalds, etc)
$5.86 ₽440
$5.07 Rp 87.5K
15.58%
Cappuccino
$2.31 ₽173
$2.83 Rp 48.8K
-18.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 ₽83.4
$1.34 Rp 23.1K
-17.16%
Water (0.33 liter bottle)
$0.48 ₽35.99
$0.69 Rp 12.0K
-30.43%
Local Beer (0.5 liter draught)
$1.36 ₽102
$2.99 Rp 51.6K
-54.52%
Imported Beer (0.33 liter bottle)
$2.47 ₽185
$3.85 Rp 66.4K
-35.84%
🛒 Groceries & Markets
Indiga
Ubud, Bali
Difference
Milk (1 liter)
$1.15 ₽86.7
$1.74 Rp 30.1K
-33.91%
White Bread (500g)
$0.67 ₽50.1
$2.54 Rp 43.8K
-73.62%
Rice (white) (1kg)
$1.38 ₽104
$1.19 Rp 20.6K
15.97%
Eggs
$1.76 ₽133
$2.43 Rp 41.9K
-27.57%
Local Cheese (1kg)
$10.80 ₽811
$14.66 Rp 253.2K
-26.33%
Chicken Fillets (1kg)
$4.99 ₽375
$4.18 Rp 72.1K
19.38%
Beef Round Steak (1kg)
$8.66 ₽651
$11.94 Rp 206.1K
-27.47%
Apples (1kg)
$1.72 ₽130
$3.69 Rp 63.6K
-53.39%
Banana (1kg)
$1.86 ₽140
$1.61 Rp 27.7K
15.53%
Oranges (1kg)
$1.92 ₽144
$2.69 Rp 46.4K
-28.62%
Tomato (1kg)
$2.80 ₽211
$2.33 Rp 40.2K
20.17%
Potato (1kg)
$0.86 ₽64.4
$1.91 Rp 32.9K
-54.97%
Onion (1kg)
$0.71 ₽53.5
$2.19 Rp 37.7K
-67.58%
Lettuce (1 head)
$1.39 ₽105
$1.06 Rp 18.3K
31.13%
Water (1.5 liter bottle)
$0.66 ₽49.63
$0.72 Rp 12.5K
-8.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.89 ₽217
$3.13 Rp 54.1K
-7.67%
Wine (Bottle)
$8.47 ₽636
$23.49 Rp 405.6K
-63.94%
Local Beer (0.5 liter bottle)
$1.02 ₽76.7
$2.74 Rp 47.3K
-62.77%
Imported Beer (0.33 liter bottle)
$1.93 ₽145
$2.88 Rp 49.7K
-32.99%
🚌 Getting Around
Indiga
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.53 ₽40.12
$0.29 Rp 5,010
82.76%
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 141.0K
-
Taxi Start (Normal Tariff)
$1.94 ₽146
$0.45 Rp 7,834
331.11%
Taxi (Normal Tariff) (1km)
$0.33 ₽24.42
$0.42 Rp 7,278
-21.43%
Taxi 1hour Waiting (Normal Tariff)
$6.53 ₽491
$6.16 Rp 106.3K
6.01%
Gasoline (1 liter)
$0.78 ₽58.5
$0.84 Rp 14.5K
-7.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K ₽2.6M
$26.2K Rp 453.1M
32.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.5K ₽2.7M
$32.5K Rp 560.8M
9.41%
🧾 Monthly Utilities & Internet
Indiga
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$108 ₽8,131
$78.4 Rp 1.4M
38.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.89 ₽442
$3.95 Rp 68.2K
49.11%
Internet (50+ Mbps, Unlimited Data)
$7.72 ₽580
$24.40 Rp 421.4K
-68.36%
🎉 Sport & Entertainment
Indiga
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.71 ₽2,683
$96.5 Rp 1.7M
-63.01%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 109.6K
-
Cinema Ticket
$4.97 ₽373
$4.04 Rp 69.7K
23.02%
🧸 Childcare & Education
Indiga
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$327 ₽24.6K
$303 Rp 5.2M
8.01%
International Primary School, 1 Child (Yearly)
$6,903 ₽518.6K
$6,523 Rp 112.6M
5.83%
👕👟 Clothing & Footwear
Indiga
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$70.3 ₽5,280
$53.8 Rp 929.5K
30.53%
Summer Dress (H&M, Zara, etc)
$44.29 ₽3,327
$37.98 Rp 655.8K
16.61%
Sport Shoes (Adidas, Nike)
$116 ₽8,738
$86.8 Rp 1.5M
34.06%
Men's Leather Business Shoes
$108 ₽8,095
$78.9 Rp 1.4M
36.62%
🏠 Accommodation & Living
Indiga
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$438 ₽32.9K
$1,012 Rp 17.5M
-56.73%
1-bedroom Apartment, Outside City Center (Monthly)
$300 ₽22.6K
$674 Rp 11.6M
-55.48%
3-bedroom Apartment, City Center (Monthly)
$760 ₽57.1K
$3,390 Rp 58.5M
-77.59%
3-bedroom Apartment, Outside City Center (Monthly)
$503 ₽37.8K
$2,098 Rp 36.2M
-76.04%
Buy Apartment in City Center (m2)
$2,215 ₽166.4K
$2,985 Rp 51.5M
-25.78%
Buy Apartment Outside City Center (m2)
$1,695 ₽127.4K
$2,339 Rp 40.4M
-27.53%
💵 Salaries & Financials
Indiga
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$173 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15.33
13.28
15.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indiga: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $438 in Indiga versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38.00 in Indiga versus $33.00 in Ubud, Bali. Groceries tell a different story – $199 in Indiga vs $298 in Ubud, Bali – so Indiga wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Indiga vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Indiga and Ubud, Bali compare overall?
Monthly costs with rent: $974 in Indiga, $1,438 in Ubud, Bali – roughly 48% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Indiga compared to Ubud, Bali?
For a comfortable life, plan on about $1,461 per month in Indiga and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Indiga and Ubud, Bali?
Rent is clearly cheaper in Indiga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Indiga or Ubud, Bali?
Monthly expenses with rent come to $974 in Indiga and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Indiga and Ubud, Bali?
Kindergarten costs $327 per month in Indiga and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Indiga, where all-in costs run around $974, than in Ubud, Bali at $1,438. In Indiga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Indiga and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $974 in Indiga to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Indiga or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Indiga and Ubud, Bali?
If budget matters most, go with Indiga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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