Cost of Living Comparison Between Ubud, Bali and Hyvinkaa Cost of Living Comparison Between Ubud, Bali and Hyvinkaa

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,739 in Hyvinkaa.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,810 in Hyvinkaa.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,881 in Hyvinkaa.

Living in Ubud, Bali costs roughly 21% less than in Hyvinkaa, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Hyvinkaa 27% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$16.40 €14.30

-79.02%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$93.7 €81.7

-61.25%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$13.11 €11.43

-56.45%

Cappuccino

$2.67 Rp 47.3K

$4.23 €3.69

-36.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.58 €2.25

-32.17%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.78 €2.43

-68.71%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$9.20 €8.02

-67.93%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$7.86 €6.85

-42.49%

Milk (1 liter)

$1.62 Rp 28.7K

$1.47 €1.28

10.20%

White Bread (500g)

$2.33 Rp 41.3K

$2.54 €2.21

-8.27%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.10 €2.71

-64.19%

Eggs

$2.20 Rp 39.0K

$2.85 €2.48

-22.81%

Local Cheese (1kg)

$17.69 Rp 313.3K

$6.64 €5.79

166.42%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$13.72 €11.96

-70.12%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$23.96 €20.89

-49.17%

Apples (1kg)

$3.71 Rp 65.6K

$2.59 €2.26

43.24%

Banana (1kg)

$1.59 Rp 28.1K

$2.25 €1.96

-29.33%

Oranges (1kg)

$2.28 Rp 40.4K

$2.37 €2.06

-3.80%

Tomato (1kg)

$1.95 Rp 34.6K

$3.48 €3.03

-43.97%

Potato (1kg)

$1.91 Rp 33.7K

$1.56 €1.36

22.44%

Onion (1kg)

$2.33 Rp 41.3K

$2.22 €1.94

4.95%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.51 €1.32

-33.11%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.82 €1.59

-69.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$11.38 €9.92

-80.40%

Wine (Bottle)

$23.07 Rp 408.6K

$13.89 €12.11

66.09%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$3.19 €2.78

-24.14%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.09 €2.69

-2.91%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$3.51 €3.06

-92.31%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$45.61 €39.76

-80.31%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$8.45 €7.37

-94.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.46 €1.27

-70.55%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$68.4 €59.7

-91.76%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.32 €2.02

-65.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$23.2K €20.2K

7.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$37.9K €33.1K

-16.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$145 €127

-43.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$32.55 €28.37

-80.06%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$22.72 €19.81

-17.39%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.41 €26.51

87.01%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$16.47 €14.36

13.72%

Cinema Ticket

$4.54 Rp 80.4K

$17.56 €15.31

-74.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$117 €102

311.29%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$89.3 €77.9

-49.03%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$57.2 €49.84

-37.25%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$106 €92.0

-23.80%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$114 €99.1

-30.80%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$738 €643

51.10%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$582 €508

19.79%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,275 €1,111

185.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,109 €967

56.60%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,447 €2,133

13.80%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,595 €1,391

43.52%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$2,675 €2,332

-93.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.33

218.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Hyvinkaa: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $738 in Hyvinkaa. Housing cost is often the main lever when comparing two cities.

Hyvinkaa pays 1492% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $94.0 in Hyvinkaa for a mid-range dinner for two. Groceries echo the gap at $295 vs $365 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hyvinkaa: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hyvinkaa differ by about 27% in total monthly costs ($1,368 vs $1,739 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1492% lower in Hyvinkaa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $738 in Hyvinkaa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 408% less than in Hyvinkaa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $117 in Hyvinkaa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $1,739 in Hyvinkaa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hyvinkaa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hyvinkaa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 27% less than in Hyvinkaa. Beyond cost, consider language, visa policies, and how big the international community is in each city.