Cost of Living Comparison Between Ubud, Bali and Huancayo Cost of Living Comparison Between Ubud, Bali and Huancayo

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $507 in Huancayo, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $828 in Huancayo, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,148 in Huancayo, rent included.

Ubud, Bali costs about 176% more than Huancayo, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Huancayo is 63% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.44 PEN 8.17

38.11%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$33.10 PEN 111

16.59%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$7.11 PEN 23.85

-22.36%

Cappuccino

$2.64 Rp 46.6K

$3.32 PEN 11.15

-20.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.12 PEN 3.75

49.11%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.67 PEN 2.25

14.93%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.73 PEN 9.16

-3.66%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$4.53 PEN 15.17

-5.52%

Milk (1 liter)

$1.55 Rp 27.3K

$1.22 PEN 4.08

27.05%

White Bread (500g)

$2.22 Rp 39.2K

$1.07 PEN 3.59

107.48%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.33 PEN 4.47

-15.04%

Eggs

$2.09 Rp 36.8K

$2.48 PEN 8.33

-15.73%

Local Cheese (1kg)

$17.39 Rp 306.7K

$5.40 PEN 18.10

222.04%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$5.92 PEN 19.84

-34.63%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$5.37 PEN 18.00

133.71%

Apples (1kg)

$3.62 Rp 63.8K

$1.52 PEN 5.11

138.16%

Banana (1kg)

$1.56 Rp 27.5K

$1.07 PEN 3.58

45.79%

Oranges (1kg)

$2.35 Rp 41.5K

$0.56 PEN 1.89

319.64%

Tomato (1kg)

$2.06 Rp 36.2K

$1.16 PEN 3.90

77.59%

Potato (1kg)

$1.90 Rp 33.5K

$0.86 PEN 2.90

120.93%

Onion (1kg)

$2.34 Rp 41.2K

$0.91 PEN 3.06

157.14%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.62 PEN 2.08

66.13%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.86 PEN 2.88

-36.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$5.96 PEN 19.99

-62.25%

Wine (Bottle)

$23.81 Rp 419.8K

$5.39 PEN 18.07

341.74%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.90 PEN 6.38

21.58%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$3.29 PEN 11.04

-14.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.61 PEN 2.05

-55.74%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$18.06 PEN 60.6

-52.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$1.95 PEN 6.53

-75.38%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$2.11 PEN 7.08

-78.67%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$7.29 PEN 24.43

-21.54%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.51 PEN 5.05

-49.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$22.2K PEN 74.4K

10.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$26.1K PEN 87.5K

23.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$35.51 PEN 119

135.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$12.11 PEN 40.61

-46.66%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$11.75 PEN 39.41

61.62%

Gym Membership (Monthly)

$56.0 Rp 987.0K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$4.28 Rp 75.5K

$7.64 PEN 25.63

-43.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$185 PEN 620

163.21%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$13.3K PEN 44.6K

-55.96%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$53.7 PEN 180

-15.22%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$36.05 PEN 121

0.92%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$85.5 PEN 287

-4.11%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$80.0 PEN 268

0.50%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$331 PEN 1,110

237.33%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.94

54.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Huancayo: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $331 in Huancayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $33.00 in Huancayo. Monthly groceries follow the same trend: $293 vs $166 – making Huancayo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Huancayo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 176% more than Huancayo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $760 in Huancayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Huancayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $507 in Huancayo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 109% less in Huancayo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Huancayo, where all-in costs run around $507, than in Ubud, Bali at $1,396. In Huancayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Huancayo costs $507 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Huancayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.