Cost of Living Comparison Between Ubud, Bali and Huancayo Cost of Living Comparison Between Ubud, Bali and Huancayo

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $471 in Huancayo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $806 in Huancayo, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,142 in Huancayo, rent included.

Ubud, Bali costs about 199% more than Huancayo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Huancayo is 65% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.25 PEN 7.63

53.33%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$33.57 PEN 114

-3.66%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$7.09 PEN 24.05

-31.73%

Cappuccino

$2.75 Rp 49.3K

$2.62 PEN 8.90

4.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.94 PEN 3.18

46.81%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.66 PEN 2.23

13.64%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.27 PEN 7.72

31.72%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$3.81 PEN 12.91

1.05%

Milk (1 liter)

$1.74 Rp 31.1K

$1.08 PEN 3.66

61.11%

White Bread (500g)

$2.46 Rp 44.1K

$0.94 PEN 3.20

161.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.29 PEN 4.38

-9.30%

Eggs

$2.43 Rp 43.6K

$2.30 PEN 7.80

5.65%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.10 PEN 17.29

184.31%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.59 PEN 18.95

-22.18%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$5.09 PEN 17.26

135.36%

Apples (1kg)

$3.72 Rp 66.7K

$1.35 PEN 4.59

175.56%

Banana (1kg)

$1.63 Rp 29.2K

$1.08 PEN 3.66

50.93%

Oranges (1kg)

$2.74 Rp 49.2K

$0.54 PEN 1.83

407.41%

Tomato (1kg)

$2.24 Rp 40.2K

$1.09 PEN 3.70

105.50%

Potato (1kg)

$1.92 Rp 34.4K

$0.85 PEN 2.88

125.88%

Onion (1kg)

$2.28 Rp 40.8K

$0.81 PEN 2.76

181.48%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.59 PEN 1.99

79.66%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.86 PEN 2.90

-16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$5.43 PEN 18.42

-39.41%

Wine (Bottle)

$23.19 Rp 416.1K

$5.20 PEN 17.64

345.96%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.71 PEN 5.80

62.57%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.00 PEN 10.16

-9.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.54 PEN 1.84

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$16.38 PEN 55.6

-50.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.84 PEN 6.23

-73.91%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$2.19 PEN 7.43

-80.82%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$8.51 PEN 28.88

-26.91%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.36 PEN 4.61

-40.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$19.7K PEN 67.0K

34.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$24.6K PEN 83.6K

30.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$32.83 PEN 111

138.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$11.16 PEN 37.86

-63.53%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$11.05 PEN 37.49

120.18%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$6.79 PEN 23.03

-41.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$216 PEN 734

40.93%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$8,090 PEN 27.4K

-17.90%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$50.1 PEN 170

8.15%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$36.36 PEN 123

3.99%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$90.3 PEN 306

-3.83%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$89.5 PEN 304

-14.70%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$305 PEN 1,036

224.76%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.11

31.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Huancayo: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $305 in Huancayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $34.00 in Huancayo. Groceries tell a different story – $297 in Ubud, Bali vs $156 in Huancayo – so Huancayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Huancayo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 199% more than Huancayo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $706 in Huancayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Huancayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $471 in Huancayo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 102% less in Huancayo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Huancayo, where all-in costs run around $471, than in Ubud, Bali at $1,408. In Huancayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Huancayo costs $471 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Huancayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.