Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Huancayo

For one person, living is cheaper in Huancayo: $488 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Huancayo
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Huancayo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Huancayo

🇵🇪 Peru

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Huancayo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Huancayo actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $488 in Huancayo, rent included.

Ubud, Bali $1,353
Huancayo $488

A couple spends around $2,297 per month in Ubud, Bali vs $825 in Huancayo, rent included.

Ubud, Bali $2,297
Huancayo $825

A family of three spends $3,241 per month in Ubud, Bali vs $1,162 in Huancayo, rent included.

Ubud, Bali $3,241
Huancayo $1,162

Ubud, Bali costs about 177% more than Huancayo, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Huancayo is 64% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.27 PEN 7.80

42.29%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$34.56 PEN 119

0.93%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.86 PEN 23.54

-16.91%

Cappuccino

$2.62 Rp 47.1K

$3.29 PEN 11.31

-20.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.12 PEN 3.83

53.57%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.64 PEN 2.20

26.56%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.59 PEN 8.91

2.32%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.29 PEN 14.73

1.86%

Milk (1 liter)

$1.57 Rp 28.3K

$1.15 PEN 3.93

36.52%

White Bread (500g)

$2.19 Rp 39.5K

$1.05 PEN 3.60

108.57%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.29 PEN 4.43

-8.53%

Eggs

$2.16 Rp 38.8K

$2.41 PEN 8.26

-10.37%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.14 PEN 17.64

243.39%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.97 PEN 20.49

-36.68%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$5.20 PEN 17.87

129.81%

Apples (1kg)

$3.60 Rp 64.8K

$1.41 PEN 4.86

155.32%

Banana (1kg)

$1.59 Rp 28.6K

$1.03 PEN 3.53

54.37%

Oranges (1kg)

$2.31 Rp 41.6K

$0.55 PEN 1.90

320.00%

Tomato (1kg)

$1.91 Rp 34.3K

$1.19 PEN 4.10

60.50%

Potato (1kg)

$1.78 Rp 32.1K

$0.85 PEN 2.93

109.41%

Onion (1kg)

$2.33 Rp 41.9K

$0.89 PEN 3.05

161.80%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.57 PEN 1.96

75.44%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.89 PEN 3.07

-40.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.70 PEN 19.57

-59.82%

Wine (Bottle)

$22.07 Rp 397.3K

$5.09 PEN 17.47

333.60%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.87 PEN 6.41

25.67%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.18 PEN 10.91

-6.29%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.59 PEN 2.03

-61.02%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$17.38 PEN 59.7

-48.79%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.84 PEN 6.32

-74.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.00 PEN 6.88

-78.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$7.22 PEN 24.79

-24.24%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.43 PEN 4.91

-41.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.7K PEN 74.6K

9.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.7K PEN 88.3K

27.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$34.52 PEN 119

131.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$11.76 PEN 40.39

-44.22%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$11.82 PEN 40.59

57.36%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$7.30 PEN 25.07

-41.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$182 PEN 624

171.07%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.9K PEN 44.3K

-56.61%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$53.8 PEN 185

-15.28%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$35.51 PEN 122

-1.55%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$85.3 PEN 293

-8.88%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$80.1 PEN 275

-2.02%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$324 PEN 1,112

249.39%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.94

54.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Huancayo: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Huancayo

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Huancayo

$162 33.2% 43.5% $125

Clothing & Footwear

Ubud, Bali

$107 7.9%

Huancayo

$115 23.5% 7.6% $8.1

Eating Out

Ubud, Bali

$106 7.9%

Huancayo

$107 21.9% 0.4% $0.4

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Huancayo

$58 11.9% 44.8% $47

Sport & Entertainment

Ubud, Bali

$63 4.6%

Huancayo

$15 * 3% 76.7% $48

Getting Around

Ubud, Bali

$12 0.9%

Huancayo

$32 6.5% 154% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $324 in Huancayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $35.00 in Huancayo. Groceries tell a different story – $287 in Ubud, Bali vs $162 in Huancayo – so Huancayo wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇪 Huancayo

🕒 Local time

22:00 10:00 PM

09:00 9:00 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

27,552

💱 Currency

Indonesian Rupiah IDR Rp

Peruvian Sol PEN S/

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Peruvian Sol exchange rates as of October 22, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Huancayo 17,450 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Huancayo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Huancayo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 177% more than Huancayo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $732 in Huancayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Huancayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $488 in Huancayo. That's a gap of about 177%.

Public transport costs about 95% less in Huancayo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Huancayo, where all-in costs run around $488, than in Ubud, Bali at $1,353. In Huancayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Huancayo costs $488 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Huancayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.