Cost of Living Comparison Between Huancayo and Ubud, Bali Cost of Living Comparison Between Huancayo and Ubud, Bali

Monthly Cost of Living

A single person spends $476 per month in Huancayo vs $1,419 in Ubud, Bali, rent included.

A couple spends around $804 per month in Huancayo vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,133 per month in Huancayo vs $3,660 in Ubud, Bali, rent included.

Huancayo is about 66% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Huancayo sits 65% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.20 PEN 7.49

$3.56 Rp 63.7K

-38.20%

Three-Course Dinner for Two, Mid-Range

$33.86 PEN 115

$32.73 Rp 584.5K

3.45%

Fast Food Meal (McDonalds, etc)

$6.99 PEN 23.78

$4.95 Rp 88.4K

41.21%

Cappuccino

$2.53 PEN 8.59

$2.71 Rp 48.4K

-6.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 PEN 3.38

$1.34 Rp 24.0K

-26.12%

Water (0.33 liter bottle)

$0.66 PEN 2.25

$0.70 Rp 12.5K

-5.71%

Local Beer (0.5 liter draught)

$2.23 PEN 7.59

$2.92 Rp 52.1K

-23.63%

Imported Beer (0.33 liter bottle)

$3.80 PEN 12.91

$3.96 Rp 70.7K

-4.04%

Milk (1 liter)

$1.14 PEN 3.88

$1.81 Rp 32.3K

-37.02%

White Bread (500g)

$0.92 PEN 3.14

$2.52 Rp 45.0K

-63.49%

Rice (white) (1kg)

$1.32 PEN 4.49

$1.16 Rp 20.7K

13.79%

Eggs

$2.32 PEN 7.89

$2.46 Rp 43.9K

-5.69%

Local Cheese (1kg)

$5.04 PEN 17.14

$14.71 Rp 262.7K

-65.74%

Chicken Fillets (1kg)

$5.44 PEN 18.52

$4.32 Rp 77.1K

25.93%

Beef Round Steak (1kg)

$4.88 PEN 16.61

$12.14 Rp 216.7K

-59.80%

Apples (1kg)

$1.37 PEN 4.65

$3.84 Rp 68.6K

-64.32%

Banana (1kg)

$1.12 PEN 3.80

$1.56 Rp 27.8K

-28.21%

Oranges (1kg)

$0.57 PEN 1.96

$2.83 Rp 50.6K

-79.86%

Tomato (1kg)

$1.09 PEN 3.72

$2.33 Rp 41.5K

-53.22%

Potato (1kg)

$0.81 PEN 2.76

$1.91 Rp 34.2K

-57.59%

Onion (1kg)

$0.80 PEN 2.73

$2.20 Rp 39.3K

-63.64%

Lettuce (1 head)

$0.57 PEN 1.95

$1.01 Rp 18.1K

-43.56%

Water (1.5 liter bottle)

$0.82 PEN 2.77

$0.78 Rp 13.8K

5.13%

Cigarettes 20 Pack (Marlboro, Camel)

$5.54 PEN 18.85

$3.32 Rp 59.2K

66.87%

Wine (Bottle)

$5.32 PEN 18.10

$23.74 Rp 423.9K

-77.59%

Local Beer (0.5 liter bottle)

$1.70 PEN 5.77

$2.79 Rp 49.8K

-39.07%

Imported Beer (0.33 liter bottle)

$2.96 PEN 10.07

$2.86 Rp 51.1K

3.50%

One-way Ticket (Public Transport)

$0.53 PEN 1.81

$0.27 Rp 4,800

96.30%

Public Transport Monthly Pass (Regular Price)

$16.51 PEN 56.2

$8.03 Rp 143.4K

105.60%

Taxi Start (Normal Tariff)

$1.76 PEN 5.98

$0.46 Rp 8,150

282.61%

Taxi (Normal Tariff) (1km)

$2.18 PEN 7.42

$0.45 Rp 8,037

384.44%

Taxi 1hour Waiting (Normal Tariff)

$8.54 PEN 29.05

$6.10 Rp 108.9K

40.00%

Gasoline (1 liter)

$1.31 PEN 4.46

$0.79 Rp 14.2K

65.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K PEN 66.9K

$26.1K Rp 467.0M

-24.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K PEN 84.5K

$32.1K Rp 573.6M

-22.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.15 PEN 113

$79.9 Rp 1.4M

-58.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.94 PEN 37.21

$4.06 Rp 72.6K

169.46%

Internet (50+ Mbps, Unlimited Data)

$11.00 PEN 37.42

$23.52 Rp 420.0K

-53.23%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$6.84 PEN 23.27

$4.15 Rp 74.1K

64.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$217 PEN 737

$304 Rp 5.4M

-28.73%

International Primary School, 1 Child (Yearly)

$7,980 PEN 27.1K

$6,613 Rp 118.1M

20.67%

Jeans (Levis 501 Or Similar)

$49.90 PEN 170

$55.5 Rp 991.8K

-10.15%

Summer Dress (H&M, Zara, etc)

$36.52 PEN 124

$38.31 Rp 684.1K

-4.67%

Sport Shoes (Adidas, Nike)

$90.9 PEN 309

$88.6 Rp 1.6M

2.64%

Men's Leather Business Shoes

$88.0 PEN 299

$77.9 Rp 1.4M

13.01%

1-bedroom Apartment, City Center (Monthly)

$302 PEN 1,028

$1,006 Rp 18.0M

-69.99%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.11

13.28

-23.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Huancayo: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $302 in Huancayo versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34.00 in Huancayo versus $33.00 in Ubud, Bali. Groceries tell a different story – $155 in Huancayo vs $302 in Ubud, Bali – so Huancayo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Huancayo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 198% more than Huancayo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $713 per month in Huancayo and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Huancayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $476 in Huancayo and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 106% less in Huancayo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Huancayo, where all-in costs run around $476, than in Ubud, Bali at $1,419. In Huancayo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Huancayo costs $476 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Huancayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.