Cost of Living Comparison Between Ubud, Bali and Hsinchu Cost of Living Comparison Between Ubud, Bali and Hsinchu

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,198 in Hsinchu, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,934 in Hsinchu, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,670 in Hsinchu, rent included.

Ubud, Bali costs about 17% more than Hsinchu, driven mainly by Sport & Entertainment.

Ubud, Bali sits 4% above the global median, while Hsinchu is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.17 NT$132

-14.39%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$34.17 NT$1,080

-4.89%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.27 NT$167

-7.78%

Cappuccino

$2.75 Rp 49.2K

$3.05 NT$96.5

-9.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.99 NT$31.28

33.33%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.70 NT$22.09

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.71 NT$54.1

70.18%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.33 NT$73.6

62.66%

Milk (1 liter)

$1.71 Rp 30.6K

$3.17 NT$100

-46.06%

White Bread (500g)

$2.47 Rp 44.3K

$1.85 NT$58.6

33.51%

Rice (white) (1kg)

$1.20 Rp 21.5K

$4.43 NT$140

-72.91%

Eggs

$2.44 Rp 43.8K

$2.57 NT$81.3

-5.06%

Local Cheese (1kg)

$14.38 Rp 257.7K

$13.81 NT$437

4.13%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.94 NT$156

-12.75%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$16.28 NT$515

-25.00%

Apples (1kg)

$3.68 Rp 66.0K

$4.31 NT$136

-14.62%

Banana (1kg)

$1.55 Rp 27.8K

$2.44 NT$77.2

-36.48%

Oranges (1kg)

$2.79 Rp 49.9K

$2.74 NT$86.7

1.82%

Tomato (1kg)

$2.33 Rp 41.8K

$3.89 NT$123

-40.10%

Potato (1kg)

$1.97 Rp 35.3K

$2.98 NT$94.3

-33.89%

Onion (1kg)

$2.31 Rp 41.4K

$2.17 NT$68.6

6.45%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.93 NT$61.2

-45.08%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.16 NT$36.52

-37.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.42 NT$140

-25.79%

Wine (Bottle)

$22.79 Rp 408.4K

$14.01 NT$443

62.67%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.73 NT$54.8

62.43%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.44 NT$77.1

13.93%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.86 NT$27.32

-66.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$40.31 NT$1,274

-80.00%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.83 NT$89.4

-84.10%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.78 NT$24.70

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.04 NT$191

3.31%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.07 NT$33.89

-20.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$34.5K NT$1.1M

-24.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.8K NT$814.6K

22.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$76.1 NT$2,405

6.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$25.10 NT$793

-83.82%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$25.25 NT$798

-3.29%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$44.15 NT$1,396

121.22%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$23.44 NT$741

-72.48%

Cinema Ticket

$4.04 Rp 72.4K

$9.97 NT$315

-59.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$426 NT$13.5K

-28.62%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$11.2K NT$355.5K

-41.12%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$85.9 NT$2,714

-36.84%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$34.95 NT$1,105

10.96%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$89.7 NT$2,835

-3.94%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$102 NT$3,224

-24.82%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$557 NT$17.6K

76.83%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$360 NT$11.4K

82.79%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,208 NT$38.2K

178.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$786 NT$24.9K

162.70%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$8,423 NT$266.3K

-67.45%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$6,187 NT$195.6K

-64.00%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$2,462 NT$77.8K

-93.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.57

745.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Hsinchu: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $557 in Hsinchu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1407% higher in Hsinchu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $34.00 in Hsinchu. Monthly groceries follow the same trend: $297 vs $336 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hsinchu: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 17% more than Hsinchu, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,797 in Hsinchu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hsinchu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 400% less in Hsinchu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $426 in Hsinchu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Hsinchu, where all-in costs run around $1,198, than in Ubud, Bali at $1,404. In Hsinchu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hsinchu costs $1,198 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hsinchu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.