Cost of Living Comparison Between Hsinchu and Ubud, Bali Cost of Living Comparison Between Hsinchu and Ubud, Bali

Monthly Cost of Living

A single person spends $1,198 per month in Hsinchu vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,934 per month in Hsinchu vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,670 per month in Hsinchu vs $3,694 in Ubud, Bali, rent included.

Hsinchu is about 15% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Hsinchu sits 11% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.17 NT$132

$3.57 Rp 64.0K

16.81%

Three-Course Dinner for Two, Mid-Range

$34.17 NT$1,080

$32.50 Rp 582.3K

5.14%

Fast Food Meal (McDonalds, etc)

$5.27 NT$167

$4.86 Rp 87.1K

8.44%

Cappuccino

$3.05 NT$96.5

$2.75 Rp 49.2K

10.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 NT$31.28

$1.32 Rp 23.7K

-25.00%

Water (0.33 liter bottle)

$0.70 NT$22.09

$0.70 Rp 12.6K

Local Beer (0.5 liter draught)

$1.71 NT$54.1

$2.91 Rp 52.2K

-41.24%

Imported Beer (0.33 liter bottle)

$2.33 NT$73.6

$3.79 Rp 68.0K

-38.52%

Milk (1 liter)

$3.17 NT$100

$1.71 Rp 30.6K

85.38%

White Bread (500g)

$1.85 NT$58.6

$2.47 Rp 44.3K

-25.10%

Rice (white) (1kg)

$4.43 NT$140

$1.20 Rp 21.5K

269.17%

Eggs

$2.57 NT$81.3

$2.44 Rp 43.8K

5.33%

Local Cheese (1kg)

$13.81 NT$437

$14.38 Rp 257.7K

-3.96%

Chicken Fillets (1kg)

$4.94 NT$156

$4.31 Rp 77.1K

14.62%

Beef Round Steak (1kg)

$16.28 NT$515

$12.21 Rp 218.7K

33.33%

Apples (1kg)

$4.31 NT$136

$3.68 Rp 66.0K

17.12%

Banana (1kg)

$2.44 NT$77.2

$1.55 Rp 27.8K

57.42%

Oranges (1kg)

$2.74 NT$86.7

$2.79 Rp 49.9K

-1.79%

Tomato (1kg)

$3.89 NT$123

$2.33 Rp 41.8K

66.95%

Potato (1kg)

$2.98 NT$94.3

$1.97 Rp 35.3K

51.27%

Onion (1kg)

$2.17 NT$68.6

$2.31 Rp 41.4K

-6.06%

Lettuce (1 head)

$1.93 NT$61.2

$1.06 Rp 19.1K

82.08%

Water (1.5 liter bottle)

$1.16 NT$36.52

$0.73 Rp 13.1K

58.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 NT$140

$3.28 Rp 58.8K

34.76%

Wine (Bottle)

$14.01 NT$443

$22.79 Rp 408.4K

-38.53%

Local Beer (0.5 liter bottle)

$1.73 NT$54.8

$2.81 Rp 50.3K

-38.43%

Imported Beer (0.33 liter bottle)

$2.44 NT$77.1

$2.78 Rp 49.9K

-12.23%

One-way Ticket (Public Transport)

$0.86 NT$27.32

$0.29 Rp 5,217

196.55%

Public Transport Monthly Pass (Regular Price)

$40.31 NT$1,274

$8.06 Rp 144.4K

400.12%

Taxi Start (Normal Tariff)

$2.83 NT$89.4

$0.45 Rp 8,047

528.89%

Taxi (Normal Tariff) (1km)

$0.78 NT$24.70

$0.45 Rp 8,094

73.33%

Taxi 1hour Waiting (Normal Tariff)

$6.04 NT$191

$6.24 Rp 111.7K

-3.21%

Gasoline (1 liter)

$1.07 NT$33.89

$0.85 Rp 15.2K

25.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K NT$1.1M

$26.0K Rp 465.4M

32.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K NT$814.6K

$31.7K Rp 567.2M

-18.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 NT$2,405

$80.8 Rp 1.4M

-5.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.10 NT$793

$4.06 Rp 72.7K

518.23%

Internet (50+ Mbps, Unlimited Data)

$25.25 NT$798

$24.42 Rp 437.6K

3.40%

Gym Membership (Monthly)

$44.15 NT$1,396

$97.7 Rp 1.7M

-54.80%

Tennis Court (1 Hour on Weekend)

$23.44 NT$741

$6.45 Rp 115.5K

263.41%

Cinema Ticket

$9.97 NT$315

$4.04 Rp 72.4K

146.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 NT$13.5K

$304 Rp 5.4M

40.09%

International Primary School, 1 Child (Yearly)

$11.2K NT$355.5K

$6,621 Rp 118.6M

69.84%

Jeans (Levis 501 Or Similar)

$85.9 NT$2,714

$54.2 Rp 971.7K

58.33%

Summer Dress (H&M, Zara, etc)

$34.95 NT$1,105

$38.78 Rp 694.7K

-9.88%

Sport Shoes (Adidas, Nike)

$89.7 NT$2,835

$86.1 Rp 1.5M

4.10%

Men's Leather Business Shoes

$102 NT$3,224

$76.7 Rp 1.4M

33.01%

1-bedroom Apartment, City Center (Monthly)

$557 NT$17.6K

$986 Rp 17.7M

-43.45%

1-bedroom Apartment, Outside City Center (Monthly)

$360 NT$11.4K

$658 Rp 11.8M

-45.29%

3-bedroom Apartment, City Center (Monthly)

$1,208 NT$38.2K

$3,369 Rp 60.4M

-64.14%

3-bedroom Apartment, Outside City Center (Monthly)

$786 NT$24.9K

$2,066 Rp 37.0M

-61.93%

Buy Apartment in City Center (m2)

$8,423 NT$266.3K

$2,741 Rp 49.1M

207.24%

Buy Apartment Outside City Center (m2)

$6,187 NT$195.6K

$2,228 Rp 39.9M

177.76%

Average Monthly Net Salary (After Tax)

$2,462 NT$77.8K

$163 Rp 2.9M

1406.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.57

13.28

-88.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hsinchu: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $557 in Hsinchu versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1407% higher in Hsinchu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Hsinchu versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $336 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hsinchu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 17% more than Hsinchu, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,797 per month in Hsinchu and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hsinchu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 400% less in Hsinchu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $426 per month in Hsinchu and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Hsinchu, where all-in costs run around $1,198, than in Ubud, Bali at $1,404. In Hsinchu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hsinchu costs $1,198 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hsinchu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.