Cost of Living Comparison Between Ubud, Bali and Horten Cost of Living Comparison Between Ubud, Bali and Horten

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $2,318 in Horten, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $3,539 in Horten, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $4,760 in Horten, rent included.

Ubud, Bali is about 39% cheaper than Horten, driven mainly by Eating Out.

Both Ubud, Bali and Horten sit above the global median – Ubud, Bali by 4%, Horten by 72%.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$28.90 NOK 274

-87.65%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$101 NOK 956

-67.74%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$13.32 NOK 126

-63.51%

Cappuccino

$2.75 Rp 49.2K

$4.88 NOK 46.29

-43.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.44 NOK 23.15

-45.90%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.13 NOK 20.23

-67.14%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$9.36 NOK 88.8

-68.91%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$9.77 NOK 92.8

-61.21%

Milk (1 liter)

$1.71 Rp 30.6K

$2.14 NOK 20.27

-20.09%

White Bread (500g)

$2.47 Rp 44.3K

$3.39 NOK 32.19

-27.14%

Rice (white) (1kg)

$1.20 Rp 21.5K

$3.07 NOK 29.16

-60.91%

Eggs

$2.44 Rp 43.8K

$4.31 NOK 40.91

-43.39%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.81 NOK 93.1

46.59%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$13.29 NOK 126

-67.57%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$23.59 NOK 224

-48.24%

Apples (1kg)

$3.68 Rp 66.0K

$3.66 NOK 34.78

0.55%

Banana (1kg)

$1.55 Rp 27.8K

$2.28 NOK 21.61

-32.02%

Oranges (1kg)

$2.79 Rp 49.9K

$3.37 NOK 32.02

-17.21%

Tomato (1kg)

$2.33 Rp 41.8K

$3.92 NOK 37.21

-40.56%

Potato (1kg)

$1.97 Rp 35.3K

$2.00 NOK 19.03

-1.50%

Onion (1kg)

$2.31 Rp 41.4K

$2.13 NOK 20.23

8.45%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.80 NOK 26.61

-62.14%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.84 NOK 17.48

-60.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$14.05 NOK 133

-76.65%

Wine (Bottle)

$22.79 Rp 408.4K

$18.64 NOK 177

22.26%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$3.33 NOK 31.65

-15.62%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.99 NOK 37.86

-30.33%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$5.17 NOK 49.08

-94.39%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$74.9 NOK 711

-89.23%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$10.29 NOK 97.6

-95.63%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.09 NOK 10.31

-58.72%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$103 NOK 978

-93.94%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.15 NOK 20.43

-60.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$35.9K NOK 340.5K

-27.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$38.9K NOK 369.0K

-18.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$216 NOK 2,049

-62.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$43.90 NOK 417

-90.75%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$30.06 NOK 285

-18.76%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$48.41 NOK 459

101.76%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$34.89 NOK 331

-81.51%

Cinema Ticket

$4.04 Rp 72.4K

$15.09 NOK 143

-73.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$308 NOK 2,923

-1.29%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,951 NOK 94.5K

-33.46%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$114 NOK 1,085

-52.57%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$41.11 NOK 390

-5.67%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$54.9 NOK 521

56.85%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$184 NOK 1,745

-58.31%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,061 NOK 10.1K

-7.09%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$820 NOK 7,779

-19.72%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,686 NOK 16.0K

99.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,216 NOK 11.5K

69.94%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$6,059 NOK 57.5K

-54.76%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$4,365 NOK 41.4K

-48.96%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$3,426 NOK 32.5K

-95.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

342.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Horten: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,061 in Horten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1996% higher in Horten, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $101 in Horten. Monthly groceries follow the same trend: $297 vs $422 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $2,318 in Horten – roughly 65% apart. Horten costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $3,477 in Horten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $2,318 in Horten. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 829% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Horten at $2,318. In Ubud, Bali it covers expenses comfortably, while in Horten it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,404 in Ubud, Bali to $2,318 in Horten. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horten makes more sense. Both are solid long-term options with distinct trade-offs.