Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Horten

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,702 in Horten, rent and utilities included – about $16,200 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
130

Cost of Living Index in Horten
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Horten Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Horten

🇳🇴 Norway

$2,702

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Horten

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Horten actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,702 in Horten, rent included.

Ubud, Bali $1,349
Horten $2,702

A couple spends around $2,305 per month in Ubud, Bali vs $3,828 in Horten, rent included.

Ubud, Bali $2,305
Horten $3,828

A family of three spends $3,261 per month in Ubud, Bali vs $4,954 in Horten, rent included.

Ubud, Bali $3,261
Horten $4,954

Ubud, Bali is about 50% cheaper than Horten, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$21.23 NOK 197

-84.36%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$127 NOK 1,174

-71.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$16.02 NOK 149

-65.48%

Cappuccino

$2.72 Rp 49.3K

$6.12 NOK 56.7

-55.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.00 NOK 27.82

-43.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.19 NOK 29.56

-76.18%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$11.94 NOK 111

-77.81%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$12.77 NOK 118

-65.70%

Milk (1 liter)

$1.49 Rp 27.1K

$2.39 NOK 22.13

-37.66%

White Bread (500g)

$2.28 Rp 41.3K

$3.65 NOK 33.82

-37.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.14 NOK 38.36

-71.26%

Eggs

$2.04 Rp 36.9K

$5.30 NOK 49.10

-61.51%

Local Cheese (1kg)

$17.70 Rp 321.2K

$7.97 NOK 73.9

122.08%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$15.72 NOK 146

-74.81%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$12.10 NOK 112

0.74%

Apples (1kg)

$3.66 Rp 66.3K

$3.33 NOK 30.90

9.91%

Banana (1kg)

$1.52 Rp 27.5K

$2.70 NOK 25.03

-43.70%

Oranges (1kg)

$2.23 Rp 40.4K

$3.52 NOK 32.66

-36.65%

Tomato (1kg)

$1.97 Rp 35.8K

$5.87 NOK 54.4

-66.44%

Potato (1kg)

$1.85 Rp 33.5K

$2.80 NOK 25.99

-33.93%

Onion (1kg)

$2.42 Rp 44.0K

$2.90 NOK 26.88

-16.55%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.20 NOK 20.37

-55.00%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$2.43 NOK 22.48

-79.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$19.01 NOK 176

-88.32%

Wine (Bottle)

$22.24 Rp 403.6K

$16.87 NOK 156

31.83%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.51 NOK 32.53

-35.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.27 NOK 39.60

-30.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$4.94 NOK 45.82

-94.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$89.6 NOK 831

-91.28%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$12.29 NOK 114

-96.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.91 NOK 17.69

-77.49%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$70.1 NOK 649

-92.28%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.45 NOK 22.71

-66.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$48.4K NOK 448.8K

-50.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$45.2K NOK 419.3K

-29.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$430 NOK 3,984

-81.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$34.72 NOK 322

-81.42%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$53.8 NOK 499

-65.47%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$20.50 NOK 190

-79.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$130 NOK 1,205

277.22%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$15.8K NOK 146.4K

-64.07%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$105 NOK 973

-57.46%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$42.84 NOK 397

-18.42%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$58.3 NOK 540

37.17%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$158 NOK 1,469

-49.89%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,133 NOK 10.5K

-0.76%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,021 NOK 9,466

-34.25%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,810 NOK 16.8K

96.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,292 NOK 12.0K

33.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.94

178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Horten: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Horten

$1K 37.8% 52.1% $350

Groceries & Markets

Ubud, Bali

$288 21.4%

Horten

$425 15.7% 47.4% $137

Eating Out

Ubud, Bali

$108 8%

Horten

$401 14.9% 273% $294

Clothing & Footwear

Ubud, Bali

$108 8%

Horten

$164 6.1% 52.6% $57

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Horten

$518 19.2% 398% $414

Sport & Entertainment

Ubud, Bali

$58 4.3%

Horten

$41 * 1.5% 29.4% $17

Getting Around

Ubud, Bali

$11 0.9%

Horten

$131 4.9% 1049% $120

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,133 in Horten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $127 in Horten. Monthly groceries follow the same trend: $288 vs $425 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Horten

🕒 Local time

02:25 2:25 AM

19:25 7:25 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

28,001

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.79 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.27 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Horten 11,660 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Horten

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,702 in Horten – Ubud, Bali comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,054 in Horten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,133 in Horten. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,702 in Horten. That makes Ubud, Bali about 50% cheaper.

Public transport costs about 91% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,702 in Horten. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,702 in Horten. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.