Last update: Oct 2026

Cost of Living Comparison Between Horten and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,702 in Horten, rent and utilities included – about $16,200 less a year. Rent and utilities account for about half of the difference.

130

Cost of Living Index in Horten
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Horten Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Horten

🇳🇴 Norway

$2,702

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Horten and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horten and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,702 per month in Horten vs $1,349 in Ubud, Bali, rent included.

Horten $2,702
Ubud, Bali $1,349

A couple spends around $3,828 per month in Horten vs $2,305 in Ubud, Bali, rent included.

Horten $3,828
Ubud, Bali $2,305

A family of three spends $4,954 per month in Horten vs $3,261 in Ubud, Bali, rent included.

Horten $4,954
Ubud, Bali $3,261

Horten costs about 100% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.23 NOK 195

$3.32 Rp 60.2K

539.46%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,164

$35.64 Rp 645.8K

255.47%

Fast Food Meal (McDonalds, etc)

$16.02 NOK 147

$5.53 Rp 100.3K

189.69%

Cappuccino

$6.12 NOK 56.2

$2.72 Rp 49.3K

125.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 NOK 27.57

$1.70 Rp 30.8K

76.47%

Water (0.33 liter bottle)

$3.19 NOK 29.30

$0.76 Rp 13.8K

319.74%

Local Beer (0.5 liter draught)

$11.94 NOK 110

$2.65 Rp 48.1K

350.57%

Imported Beer (0.33 liter bottle)

$12.77 NOK 117

$4.38 Rp 79.4K

191.55%

Milk (1 liter)

$2.39 NOK 21.94

$1.49 Rp 27.0K

60.40%

White Bread (500g)

$3.65 NOK 33.52

$2.28 Rp 41.2K

60.09%

Rice (white) (1kg)

$4.14 NOK 38.02

$1.19 Rp 21.6K

247.90%

Eggs

$5.30 NOK 48.67

$2.04 Rp 36.9K

159.80%

Local Cheese (1kg)

$7.97 NOK 73.3

$17.70 Rp 320.8K

-54.97%

Chicken Fillets (1kg)

$15.72 NOK 144

$3.96 Rp 71.8K

296.97%

Beef Round Steak (1kg)

$12.10 NOK 111

$12.19 Rp 220.9K

-0.74%

Apples (1kg)

$3.33 NOK 30.63

$3.66 Rp 66.2K

-9.02%

Banana (1kg)

$2.70 NOK 24.81

$1.52 Rp 27.5K

77.63%

Oranges (1kg)

$3.52 NOK 32.37

$2.23 Rp 40.4K

57.85%

Tomato (1kg)

$5.87 NOK 53.9

$1.97 Rp 35.7K

197.97%

Potato (1kg)

$2.80 NOK 25.77

$1.85 Rp 33.5K

51.35%

Onion (1kg)

$2.90 NOK 26.64

$2.42 Rp 43.9K

19.83%

Lettuce (1 head)

$2.20 NOK 20.19

$0.99 Rp 17.9K

122.22%

Water (1.5 liter bottle)

$2.43 NOK 22.29

$0.51 Rp 9,303

376.47%

Cigarettes 20 Pack (Marlboro, Camel)

$19.01 NOK 175

$2.22 Rp 40.3K

756.31%

Wine (Bottle)

$16.87 NOK 155

$22.24 Rp 403.0K

-24.15%

Local Beer (0.5 liter bottle)

$3.51 NOK 32.25

$2.26 Rp 41.0K

55.31%

Imported Beer (0.33 liter bottle)

$4.27 NOK 39.25

$2.97 Rp 53.8K

43.77%

One-way Ticket (Public Transport)

$4.94 NOK 45.42

$0.25 Rp 4,548

1876.00%

Public Transport Monthly Pass (Regular Price)

$89.6 NOK 824

$7.82 Rp 141.8K

1046.29%

Taxi Start (Normal Tariff)

$12.29 NOK 113

$0.44 Rp 7,964

2693.18%

Taxi (Normal Tariff) (1km)

$1.91 NOK 17.54

$0.43 Rp 7,793

344.19%

Taxi 1hour Waiting (Normal Tariff)

$70.1 NOK 644

$5.41 Rp 98.0K

1195.01%

Gasoline (1 liter)

$2.45 NOK 22.51

$0.82 Rp 14.9K

198.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.4K NOK 444.9K

$23.8K Rp 432.0M

103.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.2K NOK 415.6K

$31.7K Rp 575.3M

42.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$430 NOK 3,949

$79.1 Rp 1.4M

443.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.72 NOK 319

$6.45 Rp 116.8K

438.29%

Internet (50+ Mbps, Unlimited Data)

$53.8 NOK 494

$18.58 Rp 336.7K

189.61%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$20.50 NOK 188

$4.27 Rp 77.4K

380.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 NOK 1,195

$491 Rp 8.9M

-73.49%

International Primary School, 1 Child (Yearly)

$15.8K NOK 145.1K

$5,674 Rp 102.8M

178.35%

Jeans (Levis 501 Or Similar)

$105 NOK 964

$44.64 Rp 808.9K

135.06%

Summer Dress (H&M, Zara, etc)

$42.84 NOK 394

$34.95 Rp 633.4K

22.58%

Sport Shoes (Adidas, Nike)

$58.3 NOK 535

$79.9 Rp 1.4M

-27.10%

Men's Leather Business Shoes

$158 NOK 1,456

$79.4 Rp 1.4M

99.56%

1-bedroom Apartment, City Center (Monthly)

$1,133 NOK 10.4K

$1,125 Rp 20.4M

0.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,021 NOK 9,383

$671 Rp 12.2M

52.10%

3-bedroom Apartment, City Center (Monthly)

$1,810 NOK 16.6K

$3,565 Rp 64.6M

-49.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,292 NOK 11.9K

$1,723 Rp 31.2M

-25.04%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

13.78

-64.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Horten

$1K 37.8%

Ubud, Bali

$672 49.8% 34.3% $350

Monthly Utilities & Internet

Horten

$518 19.2%

Ubud, Bali

$104 7.7% 79.9% $414

Groceries & Markets

Horten

$425 15.7%

Ubud, Bali

$288 21.4% 32.2% $137

Eating Out

Horten

$401 14.9%

Ubud, Bali

$108 8% 73.2% $294

Clothing & Footwear

Horten

$164 6.1%

Ubud, Bali

$108 8% 34.5% $57

Getting Around

Horten

$131 4.9%

Ubud, Bali

$11 0.9% 91.3% $120

Sport & Entertainment

Horten

$41 * 1.5%

Ubud, Bali

$58 4.3% 41.6% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,133 in Horten versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $127 in Horten versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $425 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇴 Horten

🇮🇩 Ubud, Bali

🕒 Local time

03:19 3:19 AM

10:19 10:19 AM

7 h ahead of Horten

🌤 Weather

👥 Population

28,001

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Horten Ubud, Bali 11,660 km ≈ 15 h nonstop flight

From you

Horten
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,702 in Horten, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,054 per month in Horten and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,133 in Horten and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,702 in Horten and $1,349 in Ubud, Bali. That makes Ubud, Bali about 50% cheaper.

Public transport costs about 91% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,702 in Horten and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,702 in Horten. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.