Cost of Living Comparison Between Horten and Ubud, Bali Cost of Living Comparison Between Horten and Ubud, Bali

Monthly Cost of Living

A single person spends $2,271 per month in Horten vs $1,438 in Ubud, Bali, rent included.

A couple spends around $3,451 per month in Horten vs $2,585 in Ubud, Bali, rent included.

A family of three spends $4,631 per month in Horten vs $3,732 in Ubud, Bali, rent included.

Horten costs about 58% more than Ubud, Bali, driven mainly by Eating Out.

Both Horten and Ubud, Bali sit above the global median – Horten by 70%, Ubud, Bali by 7%.

Meal at Budget Restaurant

$28.64 NOK 267

$3.57 Rp 61.6K

702.24%

Three-Course Dinner for Two, Mid-Range

$101 NOK 945

$32.58 Rp 562.6K

211.20%

Fast Food Meal (McDonalds, etc)

$13.56 NOK 126

$5.07 Rp 87.5K

167.46%

Cappuccino

$5.06 NOK 47.12

$2.83 Rp 48.8K

78.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 NOK 23.62

$1.34 Rp 23.1K

88.81%

Water (0.33 liter bottle)

$2.12 NOK 19.77

$0.69 Rp 12.0K

207.25%

Local Beer (0.5 liter draught)

$9.18 NOK 85.6

$2.99 Rp 51.6K

207.02%

Imported Beer (0.33 liter bottle)

$9.85 NOK 91.8

$3.85 Rp 66.4K

155.84%

Milk (1 liter)

$2.14 NOK 19.95

$1.74 Rp 30.1K

22.99%

White Bread (500g)

$3.38 NOK 31.52

$2.54 Rp 43.8K

33.07%

Rice (white) (1kg)

$3.20 NOK 29.78

$1.19 Rp 20.6K

168.91%

Eggs

$4.18 NOK 38.94

$2.43 Rp 41.9K

72.02%

Local Cheese (1kg)

$9.52 NOK 88.7

$14.66 Rp 253.2K

-35.06%

Chicken Fillets (1kg)

$13.25 NOK 124

$4.18 Rp 72.1K

216.99%

Beef Round Steak (1kg)

$23.68 NOK 221

$11.94 Rp 206.1K

98.32%

Apples (1kg)

$3.62 NOK 33.70

$3.69 Rp 63.6K

-1.90%

Banana (1kg)

$2.23 NOK 20.83

$1.61 Rp 27.7K

38.51%

Oranges (1kg)

$3.25 NOK 30.27

$2.69 Rp 46.4K

20.82%

Tomato (1kg)

$3.84 NOK 35.79

$2.33 Rp 40.2K

64.81%

Potato (1kg)

$2.01 NOK 18.73

$1.91 Rp 32.9K

5.24%

Onion (1kg)

$2.15 NOK 20.07

$2.19 Rp 37.7K

-1.83%

Lettuce (1 head)

$2.81 NOK 26.20

$1.06 Rp 18.3K

165.09%

Water (1.5 liter bottle)

$1.82 NOK 16.93

$0.72 Rp 12.5K

152.78%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 NOK 131

$3.13 Rp 54.1K

350.48%

Wine (Bottle)

$18.65 NOK 174

$23.49 Rp 405.6K

-20.60%

Local Beer (0.5 liter bottle)

$3.27 NOK 30.48

$2.74 Rp 47.3K

19.34%

Imported Beer (0.33 liter bottle)

$4.08 NOK 38.06

$2.88 Rp 49.7K

41.67%

One-way Ticket (Public Transport)

$5.04 NOK 46.93

$0.29 Rp 5,010

1637.93%

Public Transport Monthly Pass (Regular Price)

$75.6 NOK 704

$8.17 Rp 141.0K

825.09%

Taxi Start (Normal Tariff)

$10.32 NOK 96.2

$0.45 Rp 7,834

2193.33%

Taxi (Normal Tariff) (1km)

$1.08 NOK 10.08

$0.42 Rp 7,278

157.14%

Taxi 1hour Waiting (Normal Tariff)

$99.3 NOK 926

$6.16 Rp 106.3K

1512.50%

Gasoline (1 liter)

$2.08 NOK 19.40

$0.84 Rp 14.5K

147.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K NOK 329.4K

$26.2K Rp 453.1M

34.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.1K NOK 355.5K

$32.5K Rp 560.8M

17.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 NOK 2,017

$78.4 Rp 1.4M

175.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.91 NOK 400

$3.95 Rp 68.2K

986.33%

Internet (50+ Mbps, Unlimited Data)

$30.17 NOK 281

$24.40 Rp 421.4K

23.65%

Gym Membership (Monthly)

$49.02 NOK 457

$96.5 Rp 1.7M

-49.22%

Tennis Court (1 Hour on Weekend)

$34.95 NOK 326

$6.35 Rp 109.6K

450.39%

Cinema Ticket

$14.70 NOK 137

$4.04 Rp 69.7K

263.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 NOK 2,878

$303 Rp 5.2M

2.04%

International Primary School, 1 Child (Yearly)

$9,993 NOK 93.1K

$6,523 Rp 112.6M

53.20%

Jeans (Levis 501 Or Similar)

$114 NOK 1,064

$53.8 Rp 929.5K

112.04%

Summer Dress (H&M, Zara, etc)

$40.42 NOK 377

$37.98 Rp 655.8K

6.42%

Sport Shoes (Adidas, Nike)

$56.8 NOK 529

$86.8 Rp 1.5M

-34.57%

Men's Leather Business Shoes

$181 NOK 1,685

$78.9 Rp 1.4M

129.25%

1-bedroom Apartment, City Center (Monthly)

$1,045 NOK 9,737

$1,012 Rp 17.5M

3.21%

1-bedroom Apartment, Outside City Center (Monthly)

$802 NOK 7,477

$674 Rp 11.6M

18.96%

3-bedroom Apartment, City Center (Monthly)

$1,715 NOK 16.0K

$3,390 Rp 58.5M

-49.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,217 NOK 11.3K

$2,098 Rp 36.2M

-42.02%

Buy Apartment in City Center (m2)

$6,086 NOK 56.7K

$2,985 Rp 51.5M

103.92%

Buy Apartment Outside City Center (m2)

$4,662 NOK 43.5K

$2,339 Rp 40.4M

99.30%

Average Monthly Net Salary (After Tax)

$3,505 NOK 32.7K

$173 Rp 3.0M

1924.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-77.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,045 in Horten versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1924% higher in Horten, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Horten versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $420 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,271 in Horten, $1,438 in Ubud, Bali – roughly 58% apart. Horten costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,407 per month in Horten and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,271 in Horten and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 825% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Horten at $2,271. In Ubud, Bali it covers expenses comfortably, while in Horten it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $2,271 in Horten. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horten makes more sense. Both are solid long-term options with distinct trade-offs.