Cost of Living Comparison Between Horten and Ubud, Bali Cost of Living Comparison Between Horten and Ubud, Bali

Monthly Cost of Living

A single person spends $2,266 per month in Horten vs $1,392 in Ubud, Bali, rent included.

A couple spends around $3,483 per month in Horten vs $2,557 in Ubud, Bali, rent included.

A family of three spends $4,700 per month in Horten vs $3,723 in Ubud, Bali, rent included.

Horten costs about 63% more than Ubud, Bali, driven mainly by Eating Out.

Both Horten and Ubud, Bali sit above the global median – Horten by 70%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$28.38 NOK 271

$3.57 Rp 64.2K

694.96%

Three-Course Dinner for Two, Mid-Range

$103 NOK 979

$32.32 Rp 581.3K

217.61%

Fast Food Meal (McDonalds, etc)

$13.48 NOK 129

$5.01 Rp 90.0K

169.06%

Cappuccino

$4.86 NOK 46.38

$2.82 Rp 50.8K

72.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 NOK 23.39

$1.35 Rp 24.3K

81.48%

Water (0.33 liter bottle)

$2.23 NOK 21.23

$0.73 Rp 13.1K

205.48%

Local Beer (0.5 liter draught)

$8.87 NOK 84.6

$2.93 Rp 52.8K

202.73%

Imported Beer (0.33 liter bottle)

$9.88 NOK 94.3

$3.94 Rp 70.8K

150.76%

Milk (1 liter)

$2.17 NOK 20.68

$1.78 Rp 32.0K

21.91%

White Bread (500g)

$3.45 NOK 32.94

$2.45 Rp 44.1K

40.82%

Rice (white) (1kg)

$3.19 NOK 30.45

$1.15 Rp 20.7K

177.39%

Eggs

$4.22 NOK 40.25

$2.41 Rp 43.4K

75.10%

Local Cheese (1kg)

$9.94 NOK 94.8

$14.33 Rp 257.7K

-30.64%

Chicken Fillets (1kg)

$13.44 NOK 128

$4.19 Rp 75.3K

220.76%

Beef Round Steak (1kg)

$23.62 NOK 225

$12.06 Rp 216.9K

95.85%

Apples (1kg)

$3.62 NOK 34.53

$3.64 Rp 65.4K

-0.55%

Banana (1kg)

$2.34 NOK 22.31

$1.57 Rp 28.2K

49.04%

Oranges (1kg)

$3.29 NOK 31.42

$2.79 Rp 50.1K

17.92%

Tomato (1kg)

$4.07 NOK 38.79

$2.24 Rp 40.3K

81.70%

Potato (1kg)

$1.96 NOK 18.73

$1.98 Rp 35.6K

-1.01%

Onion (1kg)

$2.14 NOK 20.45

$2.28 Rp 41.0K

-6.14%

Lettuce (1 head)

$2.85 NOK 27.23

$1.05 Rp 19.0K

171.43%

Water (1.5 liter bottle)

$1.84 NOK 17.55

$0.79 Rp 14.2K

132.91%

Cigarettes 20 Pack (Marlboro, Camel)

$14.35 NOK 137

$3.19 Rp 57.4K

349.84%

Wine (Bottle)

$18.26 NOK 174

$23.49 Rp 422.5K

-22.26%

Local Beer (0.5 liter bottle)

$3.23 NOK 30.78

$2.90 Rp 52.1K

11.38%

Imported Beer (0.33 liter bottle)

$4.02 NOK 38.37

$2.76 Rp 49.6K

45.65%

One-way Ticket (Public Transport)

$5.05 NOK 48.12

$0.27 Rp 4,795

1770.37%

Public Transport Monthly Pass (Regular Price)

$77.4 NOK 738

$8.37 Rp 150.5K

824.61%

Taxi Start (Normal Tariff)

$9.96 NOK 95.0

$0.45 Rp 8,136

2113.33%

Taxi (Normal Tariff) (1km)

$1.10 NOK 10.47

$0.46 Rp 8,267

139.13%

Taxi 1hour Waiting (Normal Tariff)

$102 NOK 971

$6.07 Rp 109.2K

1576.77%

Gasoline (1 liter)

$2.09 NOK 19.98

$0.86 Rp 15.6K

143.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K NOK 341.6K

$26.6K Rp 478.2M

34.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K NOK 368.8K

$32.5K Rp 585.4M

18.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 NOK 2,070

$79.0 Rp 1.4M

174.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.09 NOK 411

$4.09 Rp 73.6K

953.55%

Internet (50+ Mbps, Unlimited Data)

$30.39 NOK 290

$23.85 Rp 428.9K

27.42%

Gym Membership (Monthly)

$48.98 NOK 467

$98.8 Rp 1.8M

-50.42%

Tennis Court (1 Hour on Weekend)

$35.29 NOK 337

$6.35 Rp 114.3K

455.75%

Cinema Ticket

$15.07 NOK 144

$4.01 Rp 72.1K

275.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 NOK 2,909

$297 Rp 5.3M

2.62%

International Primary School, 1 Child (Yearly)

$10.0K NOK 95.7K

$6,602 Rp 118.7M

52.05%

Jeans (Levis 501 Or Similar)

$117 NOK 1,115

$53.4 Rp 960.9K

118.83%

Summer Dress (H&M, Zara, etc)

$40.93 NOK 390

$38.11 Rp 685.5K

7.40%

Sport Shoes (Adidas, Nike)

$55.3 NOK 528

$88.7 Rp 1.6M

-37.60%

Men's Leather Business Shoes

$182 NOK 1,733

$76.6 Rp 1.4M

137.13%

1-bedroom Apartment, City Center (Monthly)

$1,074 NOK 10.2K

$1,020 Rp 18.3M

5.33%

1-bedroom Apartment, Outside City Center (Monthly)

$804 NOK 7,667

$680 Rp 12.2M

18.18%

3-bedroom Apartment, City Center (Monthly)

$1,705 NOK 16.3K

$3,469 Rp 62.4M

-50.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,235 NOK 11.8K

$2,090 Rp 37.6M

-40.92%

Buy Apartment in City Center (m2)

$5,290 NOK 50.5K

$2,729 Rp 49.1M

93.86%

Buy Apartment Outside City Center (m2)

$3,826 NOK 36.5K

$2,295 Rp 41.3M

66.69%

Average Monthly Net Salary (After Tax)

$164 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-77.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,074 in Horten versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $103 in Horten versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $424 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,266 in Horten, $1,392 in Ubud, Bali – roughly 63% apart. Horten costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,399 per month in Horten and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,266 in Horten and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 825% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Horten at $2,266. In Ubud, Bali it covers expenses comfortably, while in Horten it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $2,266 in Horten. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horten makes more sense. Both are solid long-term options with distinct trade-offs.