Cost of Living Comparison Between Horten and Ubud, Bali Cost of Living Comparison Between Horten and Ubud, Bali

Monthly Cost of Living

A single person spends $2,708 per month in Horten vs $1,368 in Ubud, Bali, rent included.

A couple spends around $3,851 per month in Horten vs $2,348 in Ubud, Bali, rent included.

A family of three spends $4,993 per month in Horten vs $3,327 in Ubud, Bali, rent included.

Horten costs about 98% more than Ubud, Bali, driven mainly by Eating Out.

Both Horten and Ubud, Bali sit above the global median – Horten by 98%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$21.21 NOK 200

$3.44 Rp 61.0K

516.57%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,223

$36.31 Rp 644.5K

257.61%

Fast Food Meal (McDonalds, etc)

$16.32 NOK 154

$5.71 Rp 101.3K

185.81%

Cappuccino

$6.11 NOK 57.6

$2.67 Rp 47.4K

128.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 NOK 28.49

$1.75 Rp 31.1K

72.57%

Water (0.33 liter bottle)

$3.32 NOK 31.27

$0.87 Rp 15.5K

281.61%

Local Beer (0.5 liter draught)

$11.81 NOK 111

$2.95 Rp 52.4K

300.34%

Imported Beer (0.33 liter bottle)

$12.84 NOK 121

$4.52 Rp 80.2K

184.07%

Milk (1 liter)

$2.31 NOK 21.74

$1.62 Rp 28.7K

42.59%

White Bread (500g)

$3.50 NOK 32.93

$2.33 Rp 41.4K

50.21%

Rice (white) (1kg)

$4.05 NOK 38.14

$1.11 Rp 19.7K

264.86%

Eggs

$5.31 NOK 50.0

$2.20 Rp 39.1K

141.36%

Local Cheese (1kg)

$7.79 NOK 73.4

$17.69 Rp 314.0K

-55.96%

Chicken Fillets (1kg)

$15.74 NOK 148

$4.10 Rp 72.7K

283.90%

Beef Round Steak (1kg)

$11.97 NOK 113

$12.18 Rp 216.1K

-1.72%

Apples (1kg)

$3.46 NOK 32.62

$3.71 Rp 65.8K

-6.74%

Banana (1kg)

$2.72 NOK 25.64

$1.59 Rp 28.2K

71.07%

Oranges (1kg)

$3.54 NOK 33.30

$2.28 Rp 40.5K

55.26%

Tomato (1kg)

$5.95 NOK 56.0

$1.95 Rp 34.7K

205.13%

Potato (1kg)

$2.78 NOK 26.23

$1.91 Rp 33.8K

45.55%

Onion (1kg)

$2.88 NOK 27.09

$2.33 Rp 41.4K

23.61%

Lettuce (1 head)

$2.22 NOK 20.90

$1.01 Rp 17.9K

119.80%

Water (1.5 liter bottle)

$2.42 NOK 22.77

$0.55 Rp 9,795

340.00%

Cigarettes 20 Pack (Marlboro, Camel)

$19.42 NOK 183

$2.23 Rp 39.6K

770.85%

Wine (Bottle)

$16.98 NOK 160

$23.07 Rp 409.5K

-26.40%

Local Beer (0.5 liter bottle)

$3.64 NOK 34.32

$2.42 Rp 42.9K

50.41%

Imported Beer (0.33 liter bottle)

$4.45 NOK 41.89

$3.00 Rp 53.2K

48.33%

One-way Ticket (Public Transport)

$4.77 NOK 44.89

$0.27 Rp 4,825

1666.67%

Public Transport Monthly Pass (Regular Price)

$87.4 NOK 824

$8.98 Rp 159.4K

873.61%

Taxi Start (Normal Tariff)

$12.17 NOK 115

$0.48 Rp 8,586

2435.42%

Taxi (Normal Tariff) (1km)

$1.93 NOK 18.19

$0.43 Rp 7,697

348.84%

Taxi 1hour Waiting (Normal Tariff)

$72.2 NOK 680

$5.64 Rp 100.1K

1179.79%

Gasoline (1 liter)

$2.28 NOK 21.48

$0.80 Rp 14.3K

185.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.5K NOK 466.0K

$24.9K Rp 442.7M

98.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.1K NOK 434.0K

$31.7K Rp 562.8M

45.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$420 NOK 3,959

$81.5 Rp 1.4M

415.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.22 NOK 313

$6.49 Rp 115.2K

411.86%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 525

$18.77 Rp 333.1K

197.18%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$18.97 NOK 179

$4.54 Rp 80.5K

317.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 NOK 1,224

$481 Rp 8.5M

-72.97%

International Primary School, 1 Child (Yearly)

$15.8K NOK 149.1K

$5,711 Rp 101.4M

177.05%

Jeans (Levis 501 Or Similar)

$105 NOK 985

$45.52 Rp 807.9K

129.70%

Summer Dress (H&M, Zara, etc)

$42.77 NOK 403

$35.88 Rp 636.9K

19.20%

Sport Shoes (Adidas, Nike)

$60.1 NOK 566

$80.4 Rp 1.4M

-25.26%

Men's Leather Business Shoes

$158 NOK 1,484

$78.7 Rp 1.4M

100.28%

1-bedroom Apartment, City Center (Monthly)

$1,145 NOK 10.8K

$1,115 Rp 19.8M

2.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,032 NOK 9,721

$698 Rp 12.4M

47.92%

3-bedroom Apartment, City Center (Monthly)

$1,793 NOK 16.9K

$3,637 Rp 64.5M

-50.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,288 NOK 12.1K

$1,737 Rp 30.8M

-25.86%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.98

13.78

-63.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,145 in Horten versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $130 in Horten versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $424 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,708 in Horten, $1,368 in Ubud, Bali – roughly 98% apart. Horten costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,062 per month in Horten and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,708 in Horten and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 874% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Horten at $2,708. In Ubud, Bali it covers expenses comfortably, while in Horten it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,708 in Horten. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horten makes more sense. Both are solid long-term options with distinct trade-offs.