Cost of Living Comparison Between Ubud, Bali and Horana Cost of Living Comparison Between Ubud, Bali and Horana

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $510 in Horana.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $834 in Horana.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,157 in Horana.

Living in Ubud, Bali is roughly 176% more expensive than Horana, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Horana is 62% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$3.96 LKR 1,254

-13.64%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$24.96 LKR 7,900

32.05%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$8.59 LKR 2,718

-40.86%

Cappuccino

$2.82 Rp 48.5K

$2.66 LKR 840

6.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.68 LKR 215

101.47%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.40 LKR 128

77.50%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.31 LKR 732

28.57%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.25 LKR 1,029

20.31%

Milk (1 liter)

$1.75 Rp 30.0K

$1.78 LKR 562

-1.69%

White Bread (500g)

$2.52 Rp 43.2K

$0.51 LKR 163

394.12%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.86 LKR 273

40.70%

Eggs

$2.33 Rp 40.1K

$2.16 LKR 684

7.87%

Local Cheese (1kg)

$14.50 Rp 249.2K

$14.34 LKR 4,539

1.12%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.77 LKR 1,508

-8.60%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$7.95 LKR 2,518

51.57%

Apples (1kg)

$3.82 Rp 65.6K

$7.68 LKR 2,430

-50.26%

Banana (1kg)

$1.61 Rp 27.7K

$1.06 LKR 335

51.89%

Oranges (1kg)

$2.70 Rp 46.5K

$5.94 LKR 1,882

-54.55%

Tomato (1kg)

$2.23 Rp 38.3K

$1.19 LKR 378

87.39%

Potato (1kg)

$1.90 Rp 32.6K

$1.16 LKR 367

63.79%

Onion (1kg)

$2.18 Rp 37.5K

$1.37 LKR 432

59.12%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.19 LKR 377

-13.45%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.56 LKR 178

37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$10.20 LKR 3,230

-68.82%

Wine (Bottle)

$23.23 Rp 399.2K

$12.40 LKR 3,924

87.34%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$2.07 LKR 654

37.68%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.00 LKR 949

-9.33%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.41 LKR 131

19.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.33 LKR 104

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$0.57 LKR 182

1001.75%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.20 LKR 379

-29.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$26.3K LKR 8.3M

-0.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$35.1K LKR 11.1M

-10.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$60.4 LKR 19.1K

32.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$1.65 LKR 522

147.88%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$5.07 LKR 1,605

374.56%

Gym Membership (Monthly)

$96.2 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$3.25 LKR 1,029

27.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$36.75 LKR 11.6K

707.51%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$433 LKR 137.0K

1438.67%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$27.80 LKR 8,800

97.70%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$19.11 LKR 6,049

102.77%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$69.6 LKR 22.0K

28.71%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$38.83 LKR 12.3K

103.19%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Horana: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $0 in Horana. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $25 in Horana for a mid-range dinner for two. Groceries echo the gap at $299 vs $259 per month, with Horana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horana: Cost of Living - Frequently Asked Questions

Horana is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 176% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,112 in Ubud, Bali and $765 in Horana to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $297 in Ubud, Bali versus $36.75 in Horana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Horana – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $510 in Horana versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.

For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Horana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horana gentler on the wallet – expenses run 176% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.