Cost of Living Comparison Between Ubud, Bali and Horana Cost of Living Comparison Between Ubud, Bali and Horana

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $510 in Horana.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $843 in Horana.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $1,176 in Horana.

Living in Ubud, Bali is roughly 174% more expensive than in Horana, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Horana is 62% below.

Meal at Budget Restaurant

$3.43 Rp 61.6K

$3.96 LKR 1,331

-13.38%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 574.4K

$24.67 LKR 8,293

29.59%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.8K

$8.17 LKR 2,748

-38.19%

Cappuccino

$2.71 Rp 48.8K

$2.63 LKR 884

3.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$0.72 LKR 243

93.06%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.41 LKR 137

80.49%

Local Beer (0.5 liter draught)

$2.89 Rp 52.0K

$2.39 LKR 803

20.92%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.1K

$3.26 LKR 1,095

16.26%

Milk (1 liter)

$1.79 Rp 32.2K

$1.76 LKR 592

1.70%

White Bread (500g)

$2.51 Rp 45.0K

$0.56 LKR 190

348.21%

Rice (white) (1kg)

$1.21 Rp 21.8K

$0.87 LKR 291

39.08%

Eggs

$2.37 Rp 42.5K

$2.16 LKR 726

9.72%

Local Cheese (1kg)

$14.43 Rp 259.3K

$14.16 LKR 4,762

1.91%

Chicken Fillets (1kg)

$4.15 Rp 74.6K

$4.55 LKR 1,531

-8.79%

Beef Round Steak (1kg)

$12.11 Rp 217.7K

$7.87 LKR 2,645

53.88%

Apples (1kg)

$3.77 Rp 67.7K

$7.26 LKR 2,440

-48.07%

Banana (1kg)

$1.63 Rp 29.2K

$1.10 LKR 371

48.18%

Oranges (1kg)

$2.71 Rp 48.6K

$5.92 LKR 1,990

-54.22%

Tomato (1kg)

$2.26 Rp 40.5K

$1.21 LKR 405

86.78%

Potato (1kg)

$1.93 Rp 34.6K

$1.14 LKR 384

69.30%

Onion (1kg)

$2.19 Rp 39.4K

$1.42 LKR 479

54.23%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.20 LKR 404

-15.00%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.59 LKR 199

22.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.2K

$9.98 LKR 3,356

-68.14%

Wine (Bottle)

$23.84 Rp 428.3K

$12.39 LKR 4,165

92.41%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.8K

$2.04 LKR 685

35.78%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.4K

$2.94 LKR 988

-6.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 147.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.38 LKR 129

26.32%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,571

$0.35 LKR 118

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 108.3K

$0.62 LKR 208

872.58%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.25 LKR 421

-34.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.3M

$26.5K LKR 8.9M

0.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.6M

$34.4K LKR 11.6M

-6.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$61.2 LKR 20.6K

27.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.3K

$1.72 LKR 577

127.33%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 429.7K

$5.12 LKR 1,721

366.99%

Gym Membership (Monthly)

$96.2 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 117.3K

Cinema Ticket

$4.01 Rp 72.1K

$3.44 LKR 1,156

16.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$36.68 LKR 12.3K

724.95%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.7M

$440 LKR 147.9K

1389.09%

Jeans (Levis 501 Or Similar)

$55.3 Rp 993.9K

$27.75 LKR 9,329

99.32%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 688.6K

$19.60 LKR 6,588

95.51%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$70.8 LKR 23.8K

24.94%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$38.27 LKR 12.9K

100.52%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.3M

Buy Apartment in City Center (m2)

$2,762 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.3M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Horana: July 22, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $25.00 in Horana for a mid-range dinner for two. Groceries echo the gap at $298 vs $256 per month, with Horana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horana: Cost of Living - Frequently Asked Questions

Horana is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 174% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,096 in Ubud, Bali and $766 in Horana to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $303 in Ubud, Bali versus $36.68 in Horana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Horana – a meal for two runs $25.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $510 in Horana versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.

For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Horana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horana gentler on the wallet – expenses run 174% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.