Cost of Living Comparison Between Ubud, Bali and Horana Cost of Living Comparison Between Ubud, Bali and Horana

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $501 in Horana.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $832 in Horana.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,164 in Horana.

Living in Ubud, Bali is roughly 175% more expensive than in Horana, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Horana is 64% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.52 LKR 1,487

-26.33%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$25.53 LKR 8,389

40.31%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.43 LKR 2,441

-24.23%

Cappuccino

$2.82 Rp 49.7K

$2.44 LKR 801

15.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.74 LKR 243

136.49%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.25 LKR 81.5

220.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.19 LKR 720

38.81%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.11 LKR 1,021

38.26%

Milk (1 liter)

$1.61 Rp 28.3K

$1.63 LKR 534

-1.23%

White Bread (500g)

$2.27 Rp 39.9K

$0.53 LKR 175

328.30%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.80 LKR 262

46.25%

Eggs

$2.17 Rp 38.2K

$1.60 LKR 525

35.62%

Local Cheese (1kg)

$17.63 Rp 310.5K

$13.38 LKR 4,396

31.76%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.97 LKR 1,632

-18.51%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.40 LKR 2,430

64.59%

Apples (1kg)

$3.62 Rp 63.7K

$6.69 LKR 2,197

-45.89%

Banana (1kg)

$1.64 Rp 28.8K

$0.88 LKR 290

86.36%

Oranges (1kg)

$2.31 Rp 40.6K

$4.31 LKR 1,417

-46.40%

Tomato (1kg)

$1.96 Rp 34.5K

$1.30 LKR 426

50.77%

Potato (1kg)

$1.84 Rp 32.5K

$1.05 LKR 344

75.24%

Onion (1kg)

$2.37 Rp 41.7K

$0.80 LKR 262

196.25%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.88 LKR 290

19.32%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.49 LKR 161

10.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$10.57 LKR 3,474

-78.24%

Wine (Bottle)

$23.08 Rp 406.4K

$13.77 LKR 4,523

67.61%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.92 LKR 629

21.87%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.81 LKR 922

9.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.42 LKR 138

16.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.38 LKR 126

23.68%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$0.90 LKR 295

522.22%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.29 LKR 424

-37.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$31.0K LKR 10.2M

-19.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$41.8K LKR 13.7M

-25.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$54.3 LKR 17.8K

52.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.21 LKR 1,384

54.16%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$20.72 LKR 6,807

-9.31%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$4.47 LKR 1,467

-3.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$37.56 LKR 12.3K

1215.68%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,198 LKR 393.7K

393.85%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$20.15 LKR 6,622

129.68%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$16.71 LKR 5,491

118.07%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$79.6 LKR 26.1K

1.45%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$42.10 LKR 13.8K

87.17%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.69

8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Horana: September 7, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $26.00 in Horana for a mid-range dinner for two. Groceries echo the gap at $294 vs $238 per month, with Horana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horana: Cost of Living - Frequently Asked Questions

Horana is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 175% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,067 in Ubud, Bali and $751 in Horana to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $494 in Ubud, Bali versus $37.56 in Horana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Horana – a meal for two runs $26.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $501 in Horana versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.

For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Horana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horana gentler on the wallet – expenses run 175% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.