Cost of Living Comparison Between Ubud, Bali and Horana Cost of Living Comparison Between Ubud, Bali and Horana

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $522 in Horana.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $841 in Horana.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,160 in Horana.

Living in Ubud, Bali is roughly 169% more expensive than Horana, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Horana is 61% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$3.92 LKR 1,321

-8.93%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$24.66 LKR 8,312

31.79%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$8.23 LKR 2,772

-40.95%

Cappuccino

$2.75 Rp 49.8K

$2.68 LKR 902

2.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$0.73 LKR 244

80.82%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.41 LKR 137

70.73%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$2.28 LKR 769

27.63%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$3.42 LKR 1,153

10.82%

Milk (1 liter)

$1.71 Rp 31.0K

$1.73 LKR 582

-1.16%

White Bread (500g)

$2.47 Rp 44.9K

$0.56 LKR 190

341.07%

Rice (white) (1kg)

$1.20 Rp 21.8K

$0.87 LKR 294

37.93%

Eggs

$2.44 Rp 44.3K

$2.22 LKR 748

9.91%

Local Cheese (1kg)

$14.38 Rp 260.9K

$14.06 LKR 4,737

2.28%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$4.72 LKR 1,592

-8.69%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$8.02 LKR 2,703

52.24%

Apples (1kg)

$3.68 Rp 66.8K

$7.31 LKR 2,465

-49.66%

Banana (1kg)

$1.55 Rp 28.1K

$1.11 LKR 374

39.64%

Oranges (1kg)

$2.79 Rp 50.5K

$5.77 LKR 1,944

-51.65%

Tomato (1kg)

$2.33 Rp 42.3K

$1.26 LKR 425

84.92%

Potato (1kg)

$1.97 Rp 35.7K

$1.11 LKR 373

77.48%

Onion (1kg)

$2.31 Rp 41.9K

$1.36 LKR 458

69.85%

Lettuce (1 head)

$1.06 Rp 19.3K

$1.18 LKR 399

-10.17%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.59 LKR 199

23.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$10.19 LKR 3,434

-67.81%

Wine (Bottle)

$22.79 Rp 413.4K

$12.50 LKR 4,214

82.32%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$2.03 LKR 685

38.42%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$2.87 LKR 968

-3.14%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$0.38 LKR 128

18.42%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$0.33 LKR 110

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$0.56 LKR 190

1014.29%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.25 LKR 422

-32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$26.5K LKR 8.9M

-1.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$34.5K LKR 11.6M

-8.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$59.3 LKR 20.0K

36.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$1.71 LKR 575

137.43%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$5.14 LKR 1,732

375.10%

Gym Membership (Monthly)

$97.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$3.31 LKR 1,116

22.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$37.10 LKR 12.5K

719.49%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$449 LKR 151.4K

1373.93%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$27.86 LKR 9,390

94.65%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$19.55 LKR 6,590

98.36%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$69.9 LKR 23.6K

23.18%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$38.27 LKR 12.9K

100.34%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Horana: June 8, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $25.00 in Horana for a mid-range dinner for two. Groceries echo the gap at $297 vs $256 per month, with Horana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horana: Cost of Living - Frequently Asked Questions

Horana is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 169% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $782 in Horana to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $304 in Ubud, Bali versus $37.10 in Horana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Horana – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $522 in Horana versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.

For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Horana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horana gentler on the wallet – expenses run 169% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.