Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Horana

For one person, living is cheaper in Horana: $456 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Horana, Sri Lanka
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Horana
🇱🇰 Sri Lanka
$456
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Horana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Horana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $456 in Horana.

  • Ubud, Bali $1,349
  • Horana $456

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $735 in Horana.

  • Ubud, Bali $2,305
  • Horana $735

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,014 in Horana.

  • Ubud, Bali $3,261
  • Horana $1,014

Living in Ubud, Bali is roughly 196% more expensive than in Horana, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Horana
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$1.84 LKR 611
80.43%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 647.8K
$24.86 LKR 8,265
43.36%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$7.47 LKR 2,484
-25.97%
Cappuccino
$2.72 Rp 49.4K
$2.52 LKR 838
7.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$0.59 LKR 195
188.14%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$0.22 LKR 73.3
245.45%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$2.25 LKR 747
17.78%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.6K
$3.07 LKR 1,021
42.67%
🛒 Groceries & Markets
Ubud, Bali
Horana
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.55 LKR 516
-3.87%
White Bread (500g)
$2.28 Rp 41.4K
$0.43 LKR 143
430.23%
Rice (white) (1kg)
$1.19 Rp 21.6K
$0.61 LKR 204
95.08%
Eggs
$2.04 Rp 37.0K
$1.69 LKR 562
20.71%
Local Cheese (1kg)
$17.70 Rp 321.7K
$13.86 LKR 4,608
27.71%
Chicken Fillets (1kg)
$3.96 Rp 72.0K
$3.99 LKR 1,327
-0.75%
Beef Round Steak (1kg)
$12.19 Rp 221.6K
$7.44 LKR 2,472
63.84%
Apples (1kg)
$3.66 Rp 66.4K
$2.37 LKR 787
54.43%
Banana (1kg)
$1.52 Rp 27.6K
$0.34 LKR 115
347.06%
Oranges (1kg)
$2.23 Rp 40.5K
$4.26 LKR 1,418
-47.65%
Tomato (1kg)
$1.97 Rp 35.9K
$1.34 LKR 445
47.01%
Potato (1kg)
$1.85 Rp 33.6K
$0.65 LKR 216
184.62%
Onion (1kg)
$2.42 Rp 44.1K
$0.69 LKR 230
250.72%
Lettuce (1 head)
$0.99 Rp 18.0K
$0.95 LKR 316
4.21%
Water (1.5 liter bottle)
$0.51 Rp 9,332
$0.46 LKR 153
10.87%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$10.20 LKR 3,389
-78.24%
Wine (Bottle)
$22.24 Rp 404.2K
$12.91 LKR 4,292
72.27%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$1.88 LKR 625
20.21%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$3.03 LKR 1,008
-1.98%
🚌 Getting Around
Ubud, Bali
Horana
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,562
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.2K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,989
$0.38 LKR 125
15.79%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,817
$0.37 LKR 124
16.22%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.3K
$0.94 LKR 313
475.53%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.32 LKR 437
-37.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.3M
$43.2K LKR 14.3M
-44.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.0M
$39.9K LKR 13.3M
-20.39%
🧾 Monthly Utilities & Internet
Ubud, Bali
Horana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$58.2 LKR 19.4K
35.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$3.02 LKR 1,004
113.58%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.7K
$20.80 LKR 6,914
-10.67%
🎉 Sport & Entertainment
Ubud, Bali
Horana
Difference
Gym Membership (Monthly)
$49.48 Rp 899.4K
-
-
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.8K
-
-
Cinema Ticket
$4.27 Rp 77.7K
$4.55 LKR 1,511
-6.15%
🧸 Childcare & Education
Ubud, Bali
Horana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$38.12 LKR 12.7K
1186.83%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.1M
$1,188 LKR 395.0K
377.59%
👕👟 Clothing & Footwear
Ubud, Bali
Horana
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.4K
$17.79 LKR 5,915
150.93%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.3K
$16.33 LKR 5,430
114.02%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$79.7 LKR 26.5K
0.31%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$41.70 LKR 13.9K
90.46%
🏠 Accommodation & Living
Ubud, Bali
Horana
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
-
-
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
-
-
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Horana
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
12.69
8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Horana: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Horana
- * 100%
Groceries & Markets
Ubud, Bali
$288
Horana
$205 29.1% $84
Eating Out
Ubud, Bali
$108
Horana
$88 18.3% $20
Clothing & Footwear
Ubud, Bali
$108
Horana
$70 34.9% $38
Monthly Utilities & Internet
Ubud, Bali
$104
Horana
$82 21.2% $22
Sport & Entertainment
Ubud, Bali
$58
Horana
$9.1 * 84.3% $49
Getting Around
Ubud, Bali
$11
Horana
$2.2 * 80.4% $9.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $25 in Horana for a mid-range dinner for two. Groceries echo the gap at $288 vs $205 per month, with Horana cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇱🇰 Horana
🕒 Local time
03:03 3:03 AM
00:33 12:33 AM
2 h 30 min behind Ubud, Bali
🌤 Weather
👥 Population
74,800
15,000
💱 Currency
Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Sri Lankan Rupee exchange rates as of October 28, 2026: 1 USD = 332 LKR (1,000 LKR = 3.01 USD). 1 EUR = 370 LKR (1,000 LKR = 2.7 EUR).

On the map
Between locations
  • Ubud, Bali Horana 4,250 km ≈ 6 h nonstop flight
From you
  • Ubud, Bali
  • Horana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Horana: Cost of Living - Frequently Asked Questions
Is Horana cheaper than Ubud, Bali?
Horana is cheaper overall, especially in groceries, leisure, and clothing. The 196% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,023 in Ubud, Bali and $684 in Horana to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $491 in Ubud, Bali versus $38 in Horana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or in Horana?
Dining out is cheaper in Horana – a meal for two runs $25 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Horana?
At $456 in Horana versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.
Is it better to live in Ubud, Bali or in Horana?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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