🙂Monthly costs for one person with rent: $501 in Horana versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $832 in Horana versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,164 in Horana versus $3,275 in Ubud, Bali.
🌍Living in Horana costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Horana is 64% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Horana
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.52LKR 1,487
$3.33Rp 58.7K
35.74%
Three-Course Dinner for Two, Mid-Range
$25.53LKR 8,389
$35.82Rp 630.7K
-28.73%
Fast Food Meal(McDonalds, etc)
$7.43LKR 2,441
$5.63Rp 99.1K
31.97%
Cappuccino
$2.44LKR 801
$2.82Rp 49.7K
-13.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74LKR 243
$1.75Rp 30.8K
-57.71%
Water(0.33 liter bottle)
$0.25LKR 81.5
$0.80Rp 14.0K
-68.75%
Local Beer(0.5 liter draught)
$2.19LKR 720
$3.04Rp 53.6K
-27.96%
Imported Beer(0.33 liter bottle)
$3.11LKR 1,021
$4.30Rp 75.7K
-27.67%
🛒 Groceries & Markets
Horana
Ubud, Bali
Difference
Milk(1 liter)
$1.63LKR 534
$1.61Rp 28.3K
1.24%
White Bread(500g)
$0.53LKR 175
$2.27Rp 39.9K
-76.65%
Rice(white)(1kg)
$0.80LKR 262
$1.17Rp 20.6K
-31.62%
Eggs
$1.60LKR 525
$2.17Rp 38.2K
-26.27%
Local Cheese(1kg)
$13.38LKR 4,396
$17.63Rp 310.5K
-24.11%
Chicken Fillets(1kg)
$4.97LKR 1,632
$4.05Rp 71.4K
22.72%
Beef Round Steak(1kg)
$7.40LKR 2,430
$12.18Rp 214.5K
-39.24%
Apples(1kg)
$6.69LKR 2,197
$3.62Rp 63.7K
84.81%
Banana(1kg)
$0.88LKR 290
$1.64Rp 28.8K
-46.34%
Oranges(1kg)
$4.31LKR 1,417
$2.31Rp 40.6K
86.58%
Tomato(1kg)
$1.30LKR 426
$1.96Rp 34.5K
-33.67%
Potato(1kg)
$1.05LKR 344
$1.84Rp 32.5K
-42.93%
Onion(1kg)
$0.80LKR 262
$2.37Rp 41.7K
-66.24%
Lettuce(1 head)
$0.88LKR 290
$1.05Rp 18.5K
-16.19%
Water(1.5 liter bottle)
$0.49LKR 161
$0.54Rp 9,560
-9.26%
Cigarettes 20 Pack(Marlboro, Camel)
$10.57LKR 3,474
$2.30Rp 40.6K
359.57%
Wine(Bottle)
$13.77LKR 4,523
$23.08Rp 406.4K
-40.34%
Local Beer(0.5 liter bottle)
$1.92LKR 629
$2.34Rp 41.2K
-17.95%
Imported Beer(0.33 liter bottle)
$2.81LKR 922
$3.07Rp 54.0K
-8.47%
🚌 Getting Around
Horana
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.25Rp 4,365
-
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
$0.42LKR 138
$0.49Rp 8,631
-14.29%
Taxi(Normal Tariff)(1km)
$0.38LKR 126
$0.47Rp 8,349
-19.15%
Taxi 1hour Waiting(Normal Tariff)
$0.90LKR 295
$5.60Rp 98.6K
-83.93%
Gasoline(1 liter)
$1.29LKR 424
$0.81Rp 14.2K
59.26%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0KLKR 10.2M
$25.0KRp 440.3M
23.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.8KLKR 13.7M
$31.1KRp 547.0M
34.69%
🧾 Monthly Utilities & Internet
Horana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$54.3LKR 17.8K
$82.7Rp 1.5M
-34.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.21LKR 1,384
$6.49Rp 114.2K
-35.13%
Internet(50+ Mbps, Unlimited Data)
$20.72LKR 6,807
$18.79Rp 330.8K
10.27%
🎉 Sport & Entertainment
Horana
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$55.2Rp 972.6K
-
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
$4.47LKR 1,467
$4.30Rp 75.7K
3.95%
🧸 Childcare & Education
Horana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$37.56LKR 12.3K
$494Rp 8.7M
-92.40%
International Primary School, 1 Child(Yearly)
$1,198LKR 393.7K
$5,917Rp 104.2M
-79.75%
👕👟 Clothing & Footwear
Horana
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$20.15LKR 6,622
$46.28Rp 814.8K
-56.46%
Summer Dress(H&M, Zara, etc)
$16.71LKR 5,491
$36.44Rp 641.6K
-54.14%
Sport Shoes(Adidas, Nike)
$79.6LKR 26.1K
$80.7Rp 1.4M
-1.43%
Men's Leather Business Shoes
$42.10LKR 13.8K
$78.8Rp 1.4M
-46.57%
🏠 Accommodation & Living
Horana
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,114Rp 19.6M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$693Rp 12.2M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,639Rp 64.1M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,712Rp 30.1M
-
Buy Apartment in City Center(m2)
-
$2,761Rp 48.6M
-
Buy Apartment Outside City Center(m2)
-
$2,293Rp 40.4M
-
💵 Salaries & Financials
Horana
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
12.69
13.78
-7.91%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Horana: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🛒Dining out: $26.00 in Horana vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $238 vs $294 per month, with Horana cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Horana?
Horana is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 175% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $751 in Horana and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $37.56 in Horana versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Horana or in Ubud, Bali?
Dining out is cheaper in Horana – a meal for two runs $26.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Horana or in Ubud, Bali?
At $501 in Horana versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.
Is Horana or Ubud, Bali more family-friendly?
For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Horana or Ubud, Bali?
Safety-wise, Horana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Horana gentler on the wallet – expenses run 175% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.