🙂Monthly costs for one person with rent: $510 in Horana versus $1,397 in Ubud, Bali.
🙂Estimated couple costs with rent: $843 in Horana versus $2,588 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,176 in Horana versus $3,778 in Ubud, Bali.
🌍Living in Horana costs roughly 63% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Horana is 62% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Horana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.96LKR 1,331
$3.43Rp 61.6K
15.45%
Three-Course Dinner for Two, Mid-Range
$24.67LKR 8,293
$31.97Rp 574.4K
-22.83%
Fast Food Meal(McDonalds, etc)
$8.17LKR 2,748
$5.05Rp 90.8K
61.78%
Cappuccino
$2.63LKR 884
$2.71Rp 48.8K
-2.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.72LKR 243
$1.39Rp 25.0K
-48.20%
Water(0.33 liter bottle)
$0.41LKR 137
$0.74Rp 13.3K
-44.59%
Local Beer(0.5 liter draught)
$2.39LKR 803
$2.89Rp 52.0K
-17.30%
Imported Beer(0.33 liter bottle)
$3.26LKR 1,095
$3.79Rp 68.1K
-13.98%
🛒 Groceries & Markets
Horana
Ubud, Bali
Difference
Milk(1 liter)
$1.76LKR 592
$1.79Rp 32.2K
-1.68%
White Bread(500g)
$0.56LKR 190
$2.51Rp 45.0K
-77.69%
Rice(white)(1kg)
$0.87LKR 291
$1.21Rp 21.8K
-28.10%
Eggs
$2.16LKR 726
$2.37Rp 42.5K
-8.86%
Local Cheese(1kg)
$14.16LKR 4,762
$14.43Rp 259.3K
-1.87%
Chicken Fillets(1kg)
$4.55LKR 1,531
$4.15Rp 74.6K
9.64%
Beef Round Steak(1kg)
$7.87LKR 2,645
$12.11Rp 217.7K
-35.01%
Apples(1kg)
$7.26LKR 2,440
$3.77Rp 67.7K
92.57%
Banana(1kg)
$1.10LKR 371
$1.63Rp 29.2K
-32.52%
Oranges(1kg)
$5.92LKR 1,990
$2.71Rp 48.6K
118.45%
Tomato(1kg)
$1.21LKR 405
$2.26Rp 40.5K
-46.46%
Potato(1kg)
$1.14LKR 384
$1.93Rp 34.6K
-40.93%
Onion(1kg)
$1.42LKR 479
$2.19Rp 39.4K
-35.16%
Lettuce(1 head)
$1.20LKR 404
$1.02Rp 18.3K
17.65%
Water(1.5 liter bottle)
$0.59LKR 199
$0.72Rp 12.9K
-18.06%
Cigarettes 20 Pack(Marlboro, Camel)
$9.98LKR 3,356
$3.18Rp 57.2K
213.84%
Wine(Bottle)
$12.39LKR 4,165
$23.84Rp 428.3K
-48.03%
Local Beer(0.5 liter bottle)
$2.04LKR 685
$2.77Rp 49.8K
-26.35%
Imported Beer(0.33 liter bottle)
$2.94LKR 988
$2.75Rp 49.4K
6.91%
🚌 Getting Around
Horana
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,802
-
Public Transport Monthly Pass(Regular Price)
-
$8.20Rp 147.3K
-
Taxi Start(Normal Tariff)
$0.38LKR 129
$0.48Rp 8,684
-20.83%
Taxi(Normal Tariff)(1km)
$0.35LKR 118
$0.42Rp 7,571
-16.67%
Taxi 1hour Waiting(Normal Tariff)
$0.62LKR 208
$6.03Rp 108.3K
-89.72%
Gasoline(1 liter)
$1.25LKR 421
$0.82Rp 14.7K
52.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5KLKR 8.9M
$26.6KRp 477.3M
-0.11%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.4KLKR 11.6M
$32.2KRp 578.6M
6.95%
🧾 Monthly Utilities & Internet
Horana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$61.2LKR 20.6K
$78.3Rp 1.4M
-21.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$1.72LKR 577
$3.91Rp 70.3K
-56.01%
Internet(50+ Mbps, Unlimited Data)
$5.12LKR 1,721
$23.91Rp 429.7K
-78.59%
🎉 Sport & Entertainment
Horana
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$96.2Rp 1.7M
-
Tennis Court(1 Hour on Weekend)
-
$6.53Rp 117.3K
-
Cinema Ticket
$3.44LKR 1,156
$4.01Rp 72.1K
-14.21%
🧸 Childcare & Education
Horana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$36.68LKR 12.3K
$303Rp 5.4M
-87.88%
International Primary School, 1 Child(Yearly)
$440LKR 147.9K
$6,551Rp 117.7M
-93.28%
👕👟 Clothing & Footwear
Horana
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$27.75LKR 9,329
$55.3Rp 993.9K
-49.83%
Summer Dress(H&M, Zara, etc)
$19.60LKR 6,588
$38.32Rp 688.6K
-48.85%
Sport Shoes(Adidas, Nike)
$70.8LKR 23.8K
$88.5Rp 1.6M
-19.96%
Men's Leather Business Shoes
$38.27LKR 12.9K
$76.7Rp 1.4M
-50.13%
🏠 Accommodation & Living
Horana
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$986Rp 17.7M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$682Rp 12.3M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,420Rp 61.5M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,075Rp 37.3M
-
Buy Apartment in City Center(m2)
-
$2,762Rp 49.6M
-
Buy Apartment Outside City Center(m2)
-
$2,243Rp 40.3M
-
💵 Salaries & Financials
Horana
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
16.45
13.28
23.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Horana: July 22, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🛒Dining out: $25.00 in Horana vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $256 vs $298 per month, with Horana cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Horana?
Horana is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 174% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $766 in Horana and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $36.68 in Horana versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Horana or in Ubud, Bali?
Dining out is cheaper in Horana – a meal for two runs $25.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Horana or in Ubud, Bali?
At $510 in Horana versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.
Is Horana or Ubud, Bali more family-friendly?
For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Horana or Ubud, Bali?
Safety-wise, Horana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Horana gentler on the wallet – expenses run 174% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.