🙂Monthly costs for one person with rent: $522 in Horana versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $841 in Horana versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,160 in Horana versus $3,694 in Ubud, Bali.
🙂Living in Horana costs roughly 63% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Horana is 61% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Horana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.92LKR 1,321
$3.57Rp 64.7K
9.80%
Three-Course Dinner for Two, Mid-Range
$24.66LKR 8,312
$32.50Rp 589.5K
-24.12%
Fast Food Meal(McDonalds, etc)
$8.23LKR 2,772
$4.86Rp 88.2K
69.34%
Cappuccino
$2.68LKR 902
$2.75Rp 49.8K
-2.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.73LKR 244
$1.32Rp 24.0K
-44.70%
Water(0.33 liter bottle)
$0.41LKR 137
$0.70Rp 12.7K
-41.43%
Local Beer(0.5 liter draught)
$2.28LKR 769
$2.91Rp 52.8K
-21.65%
Imported Beer(0.33 liter bottle)
$3.42LKR 1,153
$3.79Rp 68.8K
-9.76%
🛒 Groceries & Markets
Horana
Ubud, Bali
Difference
Milk(1 liter)
$1.73LKR 582
$1.71Rp 31.0K
1.17%
White Bread(500g)
$0.56LKR 190
$2.47Rp 44.9K
-77.33%
Rice(white)(1kg)
$0.87LKR 294
$1.20Rp 21.8K
-27.50%
Eggs
$2.22LKR 748
$2.44Rp 44.3K
-9.02%
Local Cheese(1kg)
$14.06LKR 4,737
$14.38Rp 260.9K
-2.23%
Chicken Fillets(1kg)
$4.72LKR 1,592
$4.31Rp 78.1K
9.51%
Beef Round Steak(1kg)
$8.02LKR 2,703
$12.21Rp 221.4K
-34.32%
Apples(1kg)
$7.31LKR 2,465
$3.68Rp 66.8K
98.64%
Banana(1kg)
$1.11LKR 374
$1.55Rp 28.1K
-28.39%
Oranges(1kg)
$5.77LKR 1,944
$2.79Rp 50.5K
106.81%
Tomato(1kg)
$1.26LKR 425
$2.33Rp 42.3K
-45.92%
Potato(1kg)
$1.11LKR 373
$1.97Rp 35.7K
-43.65%
Onion(1kg)
$1.36LKR 458
$2.31Rp 41.9K
-41.13%
Lettuce(1 head)
$1.18LKR 399
$1.06Rp 19.3K
11.32%
Water(1.5 liter bottle)
$0.59LKR 199
$0.73Rp 13.2K
-19.18%
Cigarettes 20 Pack(Marlboro, Camel)
$10.19LKR 3,434
$3.28Rp 59.5K
210.67%
Wine(Bottle)
$12.50LKR 4,214
$22.79Rp 413.4K
-45.15%
Local Beer(0.5 liter bottle)
$2.03LKR 685
$2.81Rp 50.9K
-27.76%
Imported Beer(0.33 liter bottle)
$2.87LKR 968
$2.78Rp 50.5K
3.24%
🚌 Getting Around
Horana
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.29Rp 5,281
-
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 146.2K
-
Taxi Start(Normal Tariff)
$0.38LKR 128
$0.45Rp 8,146
-15.56%
Taxi(Normal Tariff)(1km)
$0.33LKR 110
$0.45Rp 8,193
-26.67%
Taxi 1hour Waiting(Normal Tariff)
$0.56LKR 190
$6.24Rp 113.1K
-91.03%
Gasoline(1 liter)
$1.25LKR 422
$0.85Rp 15.4K
47.06%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5KLKR 8.9M
$26.0KRp 471.2M
1.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.5KLKR 11.6M
$31.7KRp 574.1M
8.85%
🧾 Monthly Utilities & Internet
Horana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$59.3LKR 20.0K
$80.8Rp 1.5M
-26.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$1.71LKR 575
$4.06Rp 73.6K
-57.88%
Internet(50+ Mbps, Unlimited Data)
$5.14LKR 1,732
$24.42Rp 442.9K
-78.95%
🎉 Sport & Entertainment
Horana
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$97.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 116.9K
-
Cinema Ticket
$3.31LKR 1,116
$4.04Rp 73.3K
-18.07%
🧸 Childcare & Education
Horana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$37.10LKR 12.5K
$304Rp 5.5M
-87.80%
International Primary School, 1 Child(Yearly)
$449LKR 151.4K
$6,621Rp 120.1M
-93.22%
👕👟 Clothing & Footwear
Horana
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$27.86LKR 9,390
$54.2Rp 983.6K
-48.63%
Summer Dress(H&M, Zara, etc)
$19.55LKR 6,590
$38.78Rp 703.2K
-49.59%
Sport Shoes(Adidas, Nike)
$69.9LKR 23.6K
$86.1Rp 1.6M
-18.82%
Men's Leather Business Shoes
$38.27LKR 12.9K
$76.7Rp 1.4M
-50.08%
🏠 Accommodation & Living
Horana
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$986Rp 17.9M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$658Rp 11.9M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,369Rp 61.1M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,066Rp 37.5M
-
Buy Apartment in City Center(m2)
-
$2,741Rp 49.7M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 40.4M
-
💵 Salaries & Financials
Horana
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
16.45
13.28
23.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Horana: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🛒Dining out: $25.00 in Horana vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $256 vs $297 per month, with Horana cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Horana?
Horana is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 169% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $782 in Horana and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $37.10 in Horana versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Horana or Ubud, Bali?
Dining out is cheaper in Horana – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Horana or Ubud, Bali?
At $522 in Horana versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Horana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Horana the clear choice for anyone on this budget.
Is Horana or Ubud, Bali more family-friendly?
For families, Horana is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Horana or Ubud, Bali?
Safety-wise, Horana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Horana gentler on the wallet – expenses run 169% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.