Cost of Living Comparison Between Ubud, Bali and Hong Kong Cost of Living Comparison Between Ubud, Bali and Hong Kong

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $2,887 in Hong Kong, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $4,496 in Hong Kong, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $6,105 in Hong Kong, rent included.

Ubud, Bali is about 52% cheaper than Hong Kong, driven mainly by Groceries & Markets.

Both Ubud, Bali and Hong Kong sit above the global median – Ubud, Bali by 2%, Hong Kong by 110%.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$7.86 HK$61.6

-57.12%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$64.5 HK$506

-40.16%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$6.26 HK$49.12

-11.82%

Cappuccino

$2.64 Rp 46.6K

$4.89 HK$38.30

-46.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.32 HK$10.38

26.52%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.11 HK$8.70

-30.63%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$7.84 HK$61.5

-66.45%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$5.44 HK$42.64

-21.32%

Milk (1 liter)

$1.55 Rp 27.3K

$2.99 HK$23.43

-48.16%

White Bread (500g)

$2.22 Rp 39.2K

$2.27 HK$17.84

-2.20%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.21 HK$17.33

-48.87%

Eggs

$2.09 Rp 36.8K

$3.46 HK$27.13

-39.60%

Local Cheese (1kg)

$17.39 Rp 306.6K

$26.62 HK$209

-34.67%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$8.50 HK$66.6

-54.47%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$19.36 HK$152

-35.18%

Apples (1kg)

$3.62 Rp 63.8K

$4.25 HK$33.31

-14.82%

Banana (1kg)

$1.56 Rp 27.5K

$2.41 HK$18.92

-35.27%

Oranges (1kg)

$2.35 Rp 41.5K

$4.47 HK$35.04

-47.43%

Tomato (1kg)

$2.06 Rp 36.2K

$3.39 HK$26.60

-39.23%

Potato (1kg)

$1.90 Rp 33.5K

$3.15 HK$24.67

-39.68%

Onion (1kg)

$2.34 Rp 41.2K

$3.24 HK$25.38

-27.78%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.50 HK$11.74

-31.33%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$1.82 HK$14.25

-69.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$13.53 HK$106

-83.37%

Wine (Bottle)

$23.81 Rp 419.7K

$15.68 HK$123

51.85%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.91 HK$14.97

20.94%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.23 HK$17.46

25.56%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$1.30 HK$10.17

-79.23%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$88.3 HK$693

-90.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$3.65 HK$28.65

-86.85%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$1.31 HK$10.26

-65.65%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$16.23 HK$127

-64.76%

Gasoline (1 liter)

$0.76 Rp 13.4K

$4.06 HK$31.82

-81.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$45.5K HK$356.8K

-46.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$36.8K HK$288.5K

-12.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$229 HK$1,792

-63.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$14.84 HK$116

-56.47%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$21.48 HK$168

-11.59%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$91.4 HK$716

-38.74%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$10.00 HK$78.4

86.20%

Cinema Ticket

$4.28 Rp 75.5K

$13.57 HK$106

-68.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$1,043 HK$8,181

-53.37%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$22.4K HK$175.4K

-73.82%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$64.2 HK$503

-29.02%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$40.51 HK$318

-10.20%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$78.8 HK$618

4.02%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$121 HK$948

-33.53%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$2,211 HK$17.3K

-49.49%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$1,682 HK$13.2K

-58.32%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$5,004 HK$39.2K

-29.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$3,371 HK$26.4K

-47.71%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$29.4K HK$230.7K

-90.40%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$17.2K HK$134.6K

-86.65%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$3,125 HK$24.5K

-94.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.85

257.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Hong Kong: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $2,211 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1741% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $64.0 in Hong Kong. Monthly groceries follow the same trend: $293 vs $415 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $2,887 in Hong Kong – roughly 107% apart. Hong Kong costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $4,331 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $64.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $2,887 in Hong Kong. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Hong Kong at $2,887. In Ubud, Bali it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $2,887 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.