Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hong Kong

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,005 in Hong Kong, rent and utilities included – about $19,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
145

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hong Kong actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $3,005 in Hong Kong, rent included.

Ubud, Bali $1,353
Hong Kong $3,005

A couple spends around $2,297 per month in Ubud, Bali vs $4,643 in Hong Kong, rent included.

Ubud, Bali $2,297
Hong Kong $4,643

A family of three spends $3,241 per month in Ubud, Bali vs $6,281 in Hong Kong, rent included.

Ubud, Bali $3,241
Hong Kong $6,281

Ubud, Bali is about 55% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Hong Kong sit above the global median – Ubud, Bali by 0%, Hong Kong by 122%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$7.80 HK$61.2

-58.59%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$64.7 HK$508

-46.11%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.24 HK$48.97

-8.65%

Cappuccino

$2.62 Rp 47.1K

$5.01 HK$39.34

-47.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.29 HK$10.12

33.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.11 HK$8.74

-27.03%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.77 HK$61.0

-65.89%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.41 HK$50.3

-31.83%

Milk (1 liter)

$1.57 Rp 28.3K

$2.90 HK$22.79

-45.86%

White Bread (500g)

$2.19 Rp 39.5K

$2.33 HK$18.29

-6.01%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.23 HK$17.51

-47.09%

Eggs

$2.16 Rp 38.8K

$3.45 HK$27.04

-37.39%

Local Cheese (1kg)

$17.65 Rp 317.7K

$24.96 HK$196

-29.29%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.79 HK$69.0

-57.00%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$17.71 HK$139

-32.52%

Apples (1kg)

$3.60 Rp 64.8K

$4.15 HK$32.59

-13.25%

Banana (1kg)

$1.59 Rp 28.6K

$2.63 HK$20.62

-39.54%

Oranges (1kg)

$2.31 Rp 41.6K

$4.54 HK$35.65

-49.12%

Tomato (1kg)

$1.91 Rp 34.3K

$4.09 HK$32.08

-53.30%

Potato (1kg)

$1.78 Rp 32.1K

$3.22 HK$25.25

-44.72%

Onion (1kg)

$2.33 Rp 41.9K

$3.26 HK$25.56

-28.53%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.65 HK$12.94

-39.39%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.74 HK$13.62

-69.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$13.45 HK$106

-82.97%

Wine (Bottle)

$22.07 Rp 397.3K

$15.16 HK$119

45.58%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.97 HK$15.44

19.29%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.22 HK$17.42

34.23%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.28 HK$10.04

-82.03%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$90.1 HK$707

-90.12%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.67 HK$28.84

-87.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.35 HK$10.60

-68.15%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$16.21 HK$127

-66.26%

Gasoline (1 liter)

$0.83 Rp 14.9K

$4.20 HK$32.94

-80.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$44.9K HK$352.2K

-46.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$36.8K HK$288.9K

-10.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$238 HK$1,865

-66.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$15.70 HK$123

-58.22%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$21.91 HK$172

-15.11%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$91.1 HK$715

-40.62%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$9.14 HK$71.8

100.00%

Cinema Ticket

$4.25 Rp 76.5K

$12.96 HK$102

-67.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,172 HK$9,201

-57.98%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$22.2K HK$174.2K

-74.79%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$67.9 HK$533

-32.90%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$43.57 HK$342

-19.76%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$83.1 HK$652

-6.44%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$123 HK$963

-36.02%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$2,255 HK$17.7K

-49.82%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,752 HK$13.7K

-61.59%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$5,173 HK$40.6K

-30.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$3,543 HK$27.8K

-51.97%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$29.3K HK$229.7K

-90.71%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$17.5K HK$137.1K

-87.17%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,285 HK$25.8K

-94.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.79

263.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Hong Kong: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Hong Kong

$1.8K 58.3% 160% $1.1K

Groceries & Markets

Ubud, Bali

$287 21.2%

Hong Kong

$410 13.7% 42.9% $123

Clothing & Footwear

Ubud, Bali

$107 7.9%

Hong Kong

$143 4.8% 34% $36

Eating Out

Ubud, Bali

$106 7.9%

Hong Kong

$203 6.7% 90.3% $96

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Hong Kong

$275 9.2% 162% $170

Sport & Entertainment

Ubud, Bali

$63 4.6%

Hong Kong

$117 3.9% 86.9% $54

Getting Around

Ubud, Bali

$12 0.9%

Hong Kong

$106 3.5% 750% $93

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $2,255 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1875% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $65.0 in Hong Kong. Monthly groceries follow the same trend: $287 vs $410 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇭🇰 Hong Kong

🕒 Local time

05:19 5:19 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

1,367,900 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Hong Kong Dollar HKD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

Exchange rates and currency converter

HKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hong Kong 3,430 km ≈ 4 h 45 min nonstop flight

From you

Ubud, Bali
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $3,005 in Hong Kong – roughly 122% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $4,508 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $65.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $3,005 in Hong Kong. That's a gap of about 122%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Hong Kong at $3,005. In Ubud, Bali it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.