Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,005 in Hong Kong, rent and utilities included – about $19,800 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Hong Kong
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Hong Kong Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,005

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,005 per month in Hong Kong vs $1,353 in Ubud, Bali, rent included.

Hong Kong $3,005
Ubud, Bali $1,353

A couple spends around $4,643 per month in Hong Kong vs $2,297 in Ubud, Bali, rent included.

Hong Kong $4,643
Ubud, Bali $2,297

A family of three spends $6,281 per month in Hong Kong vs $3,241 in Ubud, Bali, rent included.

Hong Kong $6,281
Ubud, Bali $3,241

Hong Kong costs about 122% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Hong Kong and Ubud, Bali sit above the global median – Hong Kong by 122%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$7.80 HK$61.2

$3.23 Rp 58.1K

141.49%

Three-Course Dinner for Two, Mid-Range

$64.7 HK$508

$34.88 Rp 627.8K

85.55%

Fast Food Meal (McDonalds, etc)

$6.24 HK$48.97

$5.70 Rp 102.5K

9.47%

Cappuccino

$5.01 HK$39.34

$2.62 Rp 47.1K

91.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 HK$10.12

$1.72 Rp 31.0K

-25.00%

Water (0.33 liter bottle)

$1.11 HK$8.74

$0.81 Rp 14.6K

37.04%

Local Beer (0.5 liter draught)

$7.77 HK$61.0

$2.65 Rp 47.7K

193.21%

Imported Beer (0.33 liter bottle)

$6.41 HK$50.3

$4.37 Rp 78.6K

46.68%

Milk (1 liter)

$2.90 HK$22.79

$1.57 Rp 28.3K

84.71%

White Bread (500g)

$2.33 HK$18.29

$2.19 Rp 39.5K

6.39%

Rice (white) (1kg)

$2.23 HK$17.51

$1.18 Rp 21.2K

88.98%

Eggs

$3.45 HK$27.04

$2.16 Rp 38.8K

59.72%

Local Cheese (1kg)

$24.96 HK$196

$17.65 Rp 317.7K

41.42%

Chicken Fillets (1kg)

$8.79 HK$69.0

$3.78 Rp 68.0K

132.54%

Beef Round Steak (1kg)

$17.71 HK$139

$11.95 Rp 215.1K

48.20%

Apples (1kg)

$4.15 HK$32.59

$3.60 Rp 64.8K

15.28%

Banana (1kg)

$2.63 HK$20.62

$1.59 Rp 28.6K

65.41%

Oranges (1kg)

$4.54 HK$35.65

$2.31 Rp 41.6K

96.54%

Tomato (1kg)

$4.09 HK$32.08

$1.91 Rp 34.3K

114.14%

Potato (1kg)

$3.22 HK$25.25

$1.78 Rp 32.1K

80.90%

Onion (1kg)

$3.26 HK$25.56

$2.33 Rp 41.9K

39.91%

Lettuce (1 head)

$1.65 HK$12.94

$1.00 Rp 18.0K

65.00%

Water (1.5 liter bottle)

$1.74 HK$13.62

$0.53 Rp 9,509

228.30%

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 HK$106

$2.29 Rp 41.1K

487.34%

Wine (Bottle)

$15.16 HK$119

$22.07 Rp 397.3K

-31.31%

Local Beer (0.5 liter bottle)

$1.97 HK$15.44

$2.35 Rp 42.2K

-16.17%

Imported Beer (0.33 liter bottle)

$2.22 HK$17.42

$2.98 Rp 53.6K

-25.50%

One-way Ticket (Public Transport)

$1.28 HK$10.04

$0.23 Rp 4,112

456.52%

Public Transport Monthly Pass (Regular Price)

$90.1 HK$707

$8.90 Rp 160.2K

912.47%

Taxi Start (Normal Tariff)

$3.67 HK$28.84

$0.47 Rp 8,466

680.85%

Taxi (Normal Tariff) (1km)

$1.35 HK$10.60

$0.43 Rp 7,737

213.95%

Taxi 1hour Waiting (Normal Tariff)

$16.21 HK$127

$5.47 Rp 98.4K

196.34%

Gasoline (1 liter)

$4.20 HK$32.94

$0.83 Rp 14.9K

406.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K HK$352.2K

$23.9K Rp 429.8M

87.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K HK$288.9K

$32.8K Rp 590.1M

12.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 HK$1,865

$80.0 Rp 1.4M

197.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 HK$123

$6.56 Rp 118.1K

139.33%

Internet (50+ Mbps, Unlimited Data)

$21.91 HK$172

$18.60 Rp 334.8K

17.80%

Gym Membership (Monthly)

$91.1 HK$715

$54.1 Rp 974.1K

68.40%

Tennis Court (1 Hour on Weekend)

$9.14 HK$71.8

$18.28 Rp 329.0K

-50.00%

Cinema Ticket

$12.96 HK$102

$4.25 Rp 76.5K

204.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,172 HK$9,201

$493 Rp 8.9M

137.96%

International Primary School, 1 Child (Yearly)

$22.2K HK$174.2K

$5,597 Rp 100.7M

296.60%

Jeans (Levis 501 Or Similar)

$67.9 HK$533

$45.58 Rp 820.4K

49.03%

Summer Dress (H&M, Zara, etc)

$43.57 HK$342

$34.96 Rp 629.4K

24.63%

Sport Shoes (Adidas, Nike)

$83.1 HK$652

$77.7 Rp 1.4M

6.88%

Men's Leather Business Shoes

$123 HK$963

$78.5 Rp 1.4M

56.30%

1-bedroom Apartment, City Center (Monthly)

$2,255 HK$17.7K

$1,131 Rp 20.4M

99.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,752 HK$13.7K

$673 Rp 12.1M

160.35%

3-bedroom Apartment, City Center (Monthly)

$5,173 HK$40.6K

$3,613 Rp 65.0M

43.20%

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

$1,702 Rp 30.6M

108.21%

Buy Apartment in City Center (m2)

$29.3K HK$229.7K

$2,717 Rp 48.9M

976.98%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.1K

$2,241 Rp 40.3M

679.65%

Average Monthly Net Salary (After Tax)

$3,285 HK$25.8K

$166 Rp 3.0M

1874.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

13.78

-72.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.3%

Ubud, Bali

$673 49.7% 61.6% $1.1K

Groceries & Markets

Hong Kong

$410 13.7%

Ubud, Bali

$287 21.2% 30% $123

Monthly Utilities & Internet

Hong Kong

$275 9.2%

Ubud, Bali

$105 7.8% 61.8% $170

Eating Out

Hong Kong

$203 6.7%

Ubud, Bali

$106 7.9% 47.5% $96

Clothing & Footwear

Hong Kong

$143 4.8%

Ubud, Bali

$107 7.9% 25.4% $36

Sport & Entertainment

Hong Kong

$117 3.9%

Ubud, Bali

$63 4.6% 46.5% $54

Getting Around

Hong Kong

$106 3.5%

Ubud, Bali

$12 0.9% 88.2% $93

Cost Breakdown

A central one-bedroom costs $2,255 in Hong Kong versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1875% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Hong Kong versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $410 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇮🇩 Ubud, Bali

🕒 Local time

05:19 5:19 AM

Same time as Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

74,800

💱 Currency

Hong Kong Dollar HKD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.113 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 20, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.82 HKD (1 HKD = 0.113 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Ubud, Bali 3,430 km ≈ 4 h 45 min nonstop flight

From you

Hong Kong
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,005 in Hong Kong, $1,353 in Ubud, Bali – roughly 122% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,508 per month in Hong Kong and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $65.0 in Hong Kong and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,005 in Hong Kong and $1,353 in Ubud, Bali. That's a gap of about 122%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Hong Kong at $3,005. In Ubud, Bali it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $3,005 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.