Cost of Living Comparison Between Hong Kong and Ubud, Bali Cost of Living Comparison Between Hong Kong and Ubud, Bali

Monthly Cost of Living

A single person spends $2,848 per month in Hong Kong vs $1,408 in Ubud, Bali, rent included.

A couple spends around $4,336 per month in Hong Kong vs $2,585 in Ubud, Bali, rent included.

A family of three spends $5,823 per month in Hong Kong vs $3,763 in Ubud, Bali, rent included.

Hong Kong costs about 102% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Hong Kong and Ubud, Bali sit above the global median – Hong Kong by 113%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$8.76 HK$68.7

$3.43 Rp 61.4K

155.39%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$494

$31.97 Rp 572.3K

96.87%

Fast Food Meal (McDonalds, etc)

$6.47 HK$50.7

$5.05 Rp 90.4K

28.12%

Cappuccino

$5.20 HK$40.80

$2.71 Rp 48.6K

91.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.28 HK$10.06

$1.39 Rp 24.9K

-7.91%

Water (0.33 liter bottle)

$1.09 HK$8.58

$0.74 Rp 13.3K

47.30%

Local Beer (0.5 liter draught)

$6.85 HK$53.7

$2.89 Rp 51.8K

137.02%

Imported Beer (0.33 liter bottle)

$6.49 HK$50.9

$3.79 Rp 67.9K

71.24%

Milk (1 liter)

$2.99 HK$23.42

$1.79 Rp 32.1K

67.04%

White Bread (500g)

$2.28 HK$17.89

$2.51 Rp 44.9K

-9.16%

Rice (white) (1kg)

$1.95 HK$15.32

$1.21 Rp 21.7K

61.16%

Eggs

$3.38 HK$26.49

$2.37 Rp 42.4K

42.62%

Local Cheese (1kg)

$25.12 HK$197

$14.43 Rp 258.4K

74.08%

Chicken Fillets (1kg)

$10.31 HK$80.8

$4.15 Rp 74.3K

148.43%

Beef Round Steak (1kg)

$22.51 HK$176

$12.11 Rp 216.9K

85.88%

Apples (1kg)

$3.50 HK$27.42

$3.77 Rp 67.5K

-7.16%

Banana (1kg)

$2.25 HK$17.64

$1.63 Rp 29.1K

38.04%

Oranges (1kg)

$3.77 HK$29.59

$2.71 Rp 48.5K

39.11%

Tomato (1kg)

$2.97 HK$23.25

$2.26 Rp 40.4K

31.42%

Potato (1kg)

$2.27 HK$17.82

$1.93 Rp 34.5K

17.62%

Onion (1kg)

$2.19 HK$17.18

$2.19 Rp 39.3K

Lettuce (1 head)

$1.77 HK$13.87

$1.02 Rp 18.2K

73.53%

Water (1.5 liter bottle)

$1.65 HK$12.94

$0.72 Rp 12.8K

129.17%

Cigarettes 20 Pack (Marlboro, Camel)

$12.90 HK$101

$3.18 Rp 57.0K

305.66%

Wine (Bottle)

$17.39 HK$136

$23.84 Rp 426.8K

-27.06%

Local Beer (0.5 liter bottle)

$1.77 HK$13.86

$2.77 Rp 49.7K

-36.10%

Imported Beer (0.33 liter bottle)

$2.64 HK$20.67

$2.75 Rp 49.3K

-4.00%

One-way Ticket (Public Transport)

$1.68 HK$13.18

$0.27 Rp 4,785

522.22%

Public Transport Monthly Pass (Regular Price)

$63.9 HK$501

$8.20 Rp 146.7K

679.27%

Taxi Start (Normal Tariff)

$3.76 HK$29.50

$0.48 Rp 8,653

683.33%

Taxi (Normal Tariff) (1km)

$1.34 HK$10.49

$0.42 Rp 7,544

219.05%

Taxi 1hour Waiting (Normal Tariff)

$14.67 HK$115

$6.03 Rp 107.9K

143.28%

Gasoline (1 liter)

$3.00 HK$23.54

$0.82 Rp 14.7K

265.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K HK$301.0K

$26.6K Rp 475.6M

44.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K HK$255.3K

$32.2K Rp 576.6M

1.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 HK$1,790

$78.3 Rp 1.4M

191.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.89 HK$140

$3.91 Rp 70.0K

357.54%

Internet (50+ Mbps, Unlimited Data)

$22.80 HK$179

$23.91 Rp 428.2K

-4.64%

Gym Membership (Monthly)

$75.7 HK$594

$96.2 Rp 1.7M

-21.26%

Tennis Court (1 Hour on Weekend)

$8.72 HK$68.4

$6.53 Rp 116.8K

33.54%

Cinema Ticket

$12.49 HK$97.9

$4.01 Rp 71.8K

211.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,005 HK$7,881

$303 Rp 5.4M

232.16%

International Primary School, 1 Child (Yearly)

$21.4K HK$168.0K

$6,551 Rp 117.3M

227.05%

Jeans (Levis 501 Or Similar)

$75.0 HK$588

$55.3 Rp 990.3K

35.55%

Summer Dress (H&M, Zara, etc)

$38.47 HK$302

$38.32 Rp 686.1K

0.39%

Sport Shoes (Adidas, Nike)

$89.7 HK$703

$88.5 Rp 1.6M

1.36%

Men's Leather Business Shoes

$141 HK$1,102

$76.7 Rp 1.4M

83.22%

1-bedroom Apartment, City Center (Monthly)

$2,197 HK$17.2K

$986 Rp 17.6M

122.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,569 HK$12.3K

$682 Rp 12.2M

130.08%

3-bedroom Apartment, City Center (Monthly)

$4,769 HK$37.4K

$3,420 Rp 61.2M

39.42%

3-bedroom Apartment, Outside City Center (Monthly)

$3,070 HK$24.1K

$2,075 Rp 37.1M

47.96%

Buy Apartment in City Center (m2)

$28.0K HK$219.7K

$2,762 Rp 49.5M

914.24%

Buy Apartment Outside City Center (m2)

$17.5K HK$137.4K

$2,243 Rp 40.2M

681.15%

Average Monthly Net Salary (After Tax)

$3,252 HK$25.5K

$169 Rp 3.0M

1827.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

13.28

-70.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: July 21, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $2,160 in Hong Kong versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1834% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Hong Kong versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $417 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,848 in Hong Kong, $1,408 in Ubud, Bali – roughly 102% apart. Hong Kong costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,272 per month in Hong Kong and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $64.0 in Hong Kong and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,848 in Hong Kong and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Hong Kong at $2,848. In Ubud, Bali it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $2,848 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.