Cost of Living Comparison Between Ubud, Bali and Homagama Cost of Living Comparison Between Ubud, Bali and Homagama

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $508 in Homagama.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $807 in Homagama.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,107 in Homagama.

Living in Ubud, Bali is roughly 183% more expensive than Homagama, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 7% above, Homagama is 62% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.91 LKR 1,247

-8.70%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$24.66 LKR 7,863

32.12%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.45 LKR 2,694

-40.00%

Cappuccino

$2.83 Rp 49.0K

$2.72 LKR 866

4.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.68 LKR 217

97.06%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.38 LKR 121

81.58%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.32 LKR 741

28.88%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.25 LKR 1,036

18.46%

Milk (1 liter)

$1.74 Rp 30.2K

$1.35 LKR 429

28.89%

White Bread (500g)

$2.54 Rp 44.0K

$0.56 LKR 177

353.57%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.64 LKR 203

85.94%

Eggs

$2.43 Rp 42.0K

$2.04 LKR 651

19.12%

Local Cheese (1kg)

$14.66 Rp 254.1K

$13.97 LKR 4,455

4.94%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.07 LKR 1,297

2.70%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.96 LKR 2,538

50.00%

Apples (1kg)

$3.69 Rp 63.9K

$7.55 LKR 2,407

-51.13%

Banana (1kg)

$1.61 Rp 27.8K

$0.99 LKR 315

62.63%

Oranges (1kg)

$2.69 Rp 46.5K

$5.96 LKR 1,902

-54.87%

Tomato (1kg)

$2.33 Rp 40.4K

$1.25 LKR 399

86.40%

Potato (1kg)

$1.91 Rp 33.0K

$1.15 LKR 367

66.09%

Onion (1kg)

$2.19 Rp 37.9K

$0.98 LKR 312

123.47%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.19 LKR 380

-10.92%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.51 LKR 164

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$10.20 LKR 3,253

-69.31%

Wine (Bottle)

$23.49 Rp 407.1K

$12.77 LKR 4,073

83.95%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.96 LKR 624

39.80%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.30 LKR 734

25.22%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.49 LKR 156

-40.82%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.39 LKR 123

15.38%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.35 LKR 112

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$0.57 LKR 181

980.70%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.25 LKR 399

-32.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$15.0K LKR 4.8M

75.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$23.2K LKR 7.4M

40.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$23.32 LKR 7,437

236.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.32 LKR 1,060

18.98%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$15.29 LKR 4,875

59.58%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$6.57 LKR 2,097

1369.41%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$3.38 LKR 1,079

87.87%

Cinema Ticket

$4.04 Rp 70.0K

$3.29 LKR 1,050

22.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$37.35 LKR 11.9K

710.25%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$443 LKR 141.3K

1372.24%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$27.74 LKR 8,846

94.09%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$13.23 LKR 4,220

187.07%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$26.43 LKR 8,427

228.26%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$30.62 LKR 9,764

157.54%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$109 LKR 34.8K

826.86%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$49.90 LKR 15.9K

1251.60%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$155 LKR 49.3K

11.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Homagama: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $109 in Homagama. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Homagama for a mid-range dinner for two. Groceries echo the gap at $298 vs $246 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Homagama: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 183% gap adds up to real monthly savings that compound significantly over time.

Ubud, Bali pays 12% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,012 in Ubud, Bali versus $109 in Homagama. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $37.35 in Homagama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $508 in Homagama versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Homagama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 183% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.