Cost of Living Comparison Between Ubud, Bali and Homagama Cost of Living Comparison Between Ubud, Bali and Homagama

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $479 in Homagama.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $739 in Homagama.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $999 in Homagama.

Living in Ubud, Bali is roughly 188% more expensive than in Homagama, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Homagama is 65% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$4.29 LKR 1,414

-22.84%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$24.90 LKR 8,214

56.95%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$7.65 LKR 2,523

-26.54%

Cappuccino

$2.64 Rp 46.9K

$2.45 LKR 808

7.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.67 LKR 222

135.82%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.27 LKR 89.9

162.96%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.20 LKR 725

24.09%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.01 LKR 994

43.52%

Milk (1 liter)

$1.54 Rp 27.4K

$0.91 LKR 300

69.23%

White Bread (500g)

$2.30 Rp 40.8K

$0.50 LKR 166

360.00%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.52 LKR 170

98.08%

Eggs

$2.12 Rp 37.7K

$1.56 LKR 514

35.90%

Local Cheese (1kg)

$17.30 Rp 307.5K

$12.74 LKR 4,203

35.79%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$3.24 LKR 1,067

24.38%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$7.21 LKR 2,377

72.26%

Apples (1kg)

$3.70 Rp 65.7K

$6.68 LKR 2,202

-44.61%

Banana (1kg)

$1.62 Rp 28.7K

$0.78 LKR 258

107.69%

Oranges (1kg)

$2.27 Rp 40.3K

$4.44 LKR 1,464

-48.87%

Tomato (1kg)

$1.99 Rp 35.4K

$1.22 LKR 402

63.11%

Potato (1kg)

$1.83 Rp 32.5K

$1.00 LKR 330

83.00%

Onion (1kg)

$2.25 Rp 40.1K

$0.78 LKR 256

188.46%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.86 LKR 284

20.93%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.47 LKR 154

19.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$9.95 LKR 3,281

-77.69%

Wine (Bottle)

$23.22 Rp 412.7K

$11.85 LKR 3,908

95.95%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.77 LKR 585

35.03%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.07 LKR 682

38.65%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.47 LKR 155

-46.81%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.37 LKR 123

24.32%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.35 LKR 114

31.43%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$0.93 LKR 308

512.90%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.10 LKR 364

-30.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$13.5K LKR 4.4M

82.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$20.6K LKR 6.8M

50.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$20.92 LKR 6,901

292.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$3.07 LKR 1,012

106.19%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$20.69 LKR 6,827

-10.39%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$7.36 LKR 2,430

661.55%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$4.07 LKR 1,343

4.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$37.97 LKR 12.5K

1188.54%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$1,195 LKR 394.1K

384.84%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$19.38 LKR 6,391

137.25%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$11.91 LKR 3,930

201.09%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$23.51 LKR 7,757

238.24%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$26.75 LKR 8,825

202.54%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$134 LKR 44.3K

751.19%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$60.0 LKR 19.8K

1054.26%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$148 LKR 48.7K

14.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.69

8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Homagama: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $134 in Homagama. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $25.00 in Homagama for a mid-range dinner for two. Groceries echo the gap at $293 vs $211 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Homagama: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 188% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,144 in Ubud, Bali versus $134 in Homagama. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $37.97 in Homagama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $25.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $479 in Homagama versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Homagama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 188% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.