Cost of Living Comparison Between Ubud, Bali and Homagama Cost of Living Comparison Between Ubud, Bali and Homagama

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $514 in Homagama.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $809 in Homagama.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,104 in Homagama.

Living in Ubud, Bali is roughly 173% more expensive than Homagama, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Homagama is 62% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.97 LKR 1,325

-10.08%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$25.35 LKR 8,455

28.21%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.28 LKR 2,763

-41.30%

Cappuccino

$2.75 Rp 49.2K

$2.74 LKR 915

0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.68 LKR 226

94.12%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.41 LKR 135

70.73%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.28 LKR 761

27.63%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.28 LKR 1,094

15.55%

Milk (1 liter)

$1.71 Rp 30.6K

$1.35 LKR 449

26.67%

White Bread (500g)

$2.47 Rp 44.3K

$0.52 LKR 172

375.00%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.65 LKR 217

84.62%

Eggs

$2.44 Rp 43.8K

$1.99 LKR 664

22.61%

Local Cheese (1kg)

$14.38 Rp 257.7K

$14.29 LKR 4,768

0.63%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.05 LKR 1,349

6.42%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.27 LKR 2,760

47.64%

Apples (1kg)

$3.68 Rp 66.0K

$7.36 LKR 2,455

-50.00%

Banana (1kg)

$1.55 Rp 27.8K

$1.01 LKR 337

53.47%

Oranges (1kg)

$2.79 Rp 49.9K

$5.91 LKR 1,970

-52.79%

Tomato (1kg)

$2.33 Rp 41.8K

$1.20 LKR 401

94.17%

Potato (1kg)

$1.97 Rp 35.3K

$1.10 LKR 368

79.09%

Onion (1kg)

$2.31 Rp 41.4K

$1.02 LKR 341

126.47%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.16 LKR 386

-8.62%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.48 LKR 159

52.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$10.12 LKR 3,377

-67.59%

Wine (Bottle)

$22.79 Rp 408.4K

$11.75 LKR 3,920

93.96%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.99 LKR 663

41.21%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.30 LKR 769

20.87%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.52 LKR 175

-44.23%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.39 LKR 129

15.38%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.33 LKR 110

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$0.56 LKR 187

1014.29%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.26 LKR 420

-32.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$15.3K LKR 5.1M

69.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.1K LKR 7.7M

37.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$23.66 LKR 7,891

241.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.44 LKR 1,147

18.02%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$15.36 LKR 5,123

58.98%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$6.74 LKR 2,249

1349.11%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$3.41 LKR 1,138

89.15%

Cinema Ticket

$4.04 Rp 72.4K

$3.33 LKR 1,110

21.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$36.19 LKR 12.1K

740.09%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$438 LKR 146.1K

1411.51%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$27.19 LKR 9,069

99.45%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$13.53 LKR 4,514

186.62%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$26.27 LKR 8,763

227.90%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$30.51 LKR 10.2K

151.29%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$109 LKR 36.2K

807.55%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$50.5 LKR 16.9K

1202.36%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$150 LKR 50.1K

8.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Homagama: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $109 in Homagama. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Homagama for a mid-range dinner for two. Groceries echo the gap at $297 vs $243 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Homagama: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 173% gap adds up to real monthly savings that compound significantly over time.

Ubud, Bali pays 9% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $986 in Ubud, Bali versus $109 in Homagama. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $36.19 in Homagama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $514 in Homagama versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Homagama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 173% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.