Cost of Living Comparison Between Ubud, Bali and Homagama Cost of Living Comparison Between Ubud, Bali and Homagama

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $481 in Homagama.

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $740 in Homagama.

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $1,000 in Homagama.

Living in Ubud, Bali is roughly 180% more expensive than in Homagama, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Homagama is 64% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$4.52 LKR 1,495

-26.33%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$23.77 LKR 7,865

49.01%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.69 LKR 2,546

-25.10%

Cappuccino

$2.63 Rp 47.0K

$2.49 LKR 825

5.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.69 LKR 228

152.17%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.27 LKR 90.0

185.19%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.17 LKR 717

24.88%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$2.97 LKR 982

52.19%

Milk (1 liter)

$1.53 Rp 27.4K

$0.88 LKR 292

73.86%

White Bread (500g)

$2.20 Rp 39.2K

$0.53 LKR 176

315.09%

Rice (white) (1kg)

$1.22 Rp 21.8K

$0.52 LKR 173

134.62%

Eggs

$2.14 Rp 38.2K

$1.65 LKR 545

29.70%

Local Cheese (1kg)

$17.73 Rp 316.9K

$13.89 LKR 4,596

27.65%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$3.33 LKR 1,102

15.92%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$7.39 LKR 2,446

62.79%

Apples (1kg)

$3.61 Rp 64.5K

$6.64 LKR 2,196

-45.63%

Banana (1kg)

$1.51 Rp 27.1K

$0.79 LKR 260

91.14%

Oranges (1kg)

$2.32 Rp 41.4K

$4.53 LKR 1,500

-48.79%

Tomato (1kg)

$2.00 Rp 35.8K

$1.27 LKR 419

57.48%

Potato (1kg)

$1.81 Rp 32.4K

$1.00 LKR 331

81.00%

Onion (1kg)

$2.39 Rp 42.7K

$0.80 LKR 263

198.75%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.88 LKR 291

12.50%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.47 LKR 156

10.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$10.20 LKR 3,376

-78.63%

Wine (Bottle)

$22.98 Rp 410.7K

$12.29 LKR 4,065

86.98%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.84 LKR 610

30.43%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.14 LKR 708

40.19%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.47 LKR 155

-48.94%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$0.34 LKR 114

29.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$0.37 LKR 124

13.51%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$0.92 LKR 305

492.39%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.09 LKR 359

-22.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$13.4K LKR 4.4M

82.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$21.6K LKR 7.1M

47.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$21.16 LKR 7,003

281.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$3.02 LKR 999

117.88%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$20.88 LKR 6,911

-12.64%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$7.72 LKR 2,554

614.12%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.24 Rp 75.9K

$4.28 LKR 1,416

-0.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$37.29 LKR 12.3K

1202.41%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$1,192 LKR 394.4K

376.19%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$18.02 LKR 5,964

150.72%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$12.08 LKR 3,999

186.18%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$24.18 LKR 8,002

227.34%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$27.68 LKR 9,158

180.42%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$137 LKR 45.3K

722.49%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$60.8 LKR 20.1K

1008.04%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$150 LKR 49.7K

10.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.69

8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Homagama: October 3, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $137 in Homagama. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $24.00 in Homagama for a mid-range dinner for two. Groceries echo the gap at $290 vs $218 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Homagama: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 180% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 10% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,127 in Ubud, Bali versus $137 in Homagama. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $37.29 in Homagama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $24.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $481 in Homagama versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Homagama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 180% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.