Cost of Living Comparison Between Homagama and Ubud, Bali Cost of Living Comparison Between Homagama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $481 in Homagama versus $1,348 in Ubud, Bali.

Estimated couple costs with rent: $740 in Homagama versus $2,312 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,000 in Homagama versus $3,276 in Ubud, Bali.

Living in Homagama costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Homagama is 64% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.52 LKR 1,495

$3.33 Rp 59.6K

35.74%

Three-Course Dinner for Two, Mid-Range

$23.77 LKR 7,865

$35.42 Rp 633.1K

-32.89%

Fast Food Meal (McDonalds, etc)

$7.69 LKR 2,546

$5.76 Rp 102.9K

33.51%

Cappuccino

$2.49 LKR 825

$2.63 Rp 47.0K

-5.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 LKR 228

$1.74 Rp 31.0K

-60.34%

Water (0.33 liter bottle)

$0.27 LKR 90.0

$0.77 Rp 13.8K

-64.94%

Local Beer (0.5 liter draught)

$2.17 LKR 717

$2.71 Rp 48.4K

-19.93%

Imported Beer (0.33 liter bottle)

$2.97 LKR 982

$4.52 Rp 80.8K

-34.29%

Milk (1 liter)

$0.88 LKR 292

$1.53 Rp 27.4K

-42.48%

White Bread (500g)

$0.53 LKR 176

$2.20 Rp 39.2K

-75.91%

Rice (white) (1kg)

$0.52 LKR 173

$1.22 Rp 21.8K

-57.38%

Eggs

$1.65 LKR 545

$2.14 Rp 38.2K

-22.90%

Local Cheese (1kg)

$13.89 LKR 4,596

$17.73 Rp 316.9K

-21.66%

Chicken Fillets (1kg)

$3.33 LKR 1,102

$3.86 Rp 68.9K

-13.73%

Beef Round Steak (1kg)

$7.39 LKR 2,446

$12.03 Rp 215.0K

-38.57%

Apples (1kg)

$6.64 LKR 2,196

$3.61 Rp 64.5K

83.93%

Banana (1kg)

$0.79 LKR 260

$1.51 Rp 27.1K

-47.68%

Oranges (1kg)

$4.53 LKR 1,500

$2.32 Rp 41.4K

95.26%

Tomato (1kg)

$1.27 LKR 419

$2.00 Rp 35.8K

-36.50%

Potato (1kg)

$1.00 LKR 331

$1.81 Rp 32.4K

-44.75%

Onion (1kg)

$0.80 LKR 263

$2.39 Rp 42.7K

-66.53%

Lettuce (1 head)

$0.88 LKR 291

$0.99 Rp 17.8K

-11.11%

Water (1.5 liter bottle)

$0.47 LKR 156

$0.52 Rp 9,373

-9.62%

Cigarettes 20 Pack (Marlboro, Camel)

$10.20 LKR 3,376

$2.18 Rp 39.0K

367.89%

Wine (Bottle)

$12.29 LKR 4,065

$22.98 Rp 410.7K

-46.52%

Local Beer (0.5 liter bottle)

$1.84 LKR 610

$2.40 Rp 42.8K

-23.33%

Imported Beer (0.33 liter bottle)

$2.14 LKR 708

$3.00 Rp 53.6K

-28.67%

One-way Ticket (Public Transport)

$0.47 LKR 155

$0.24 Rp 4,255

95.83%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.34 LKR 114

$0.44 Rp 7,876

-22.73%

Taxi (Normal Tariff) (1km)

$0.37 LKR 124

$0.42 Rp 7,582

-11.90%

Taxi 1hour Waiting (Normal Tariff)

$0.92 LKR 305

$5.45 Rp 97.4K

-83.12%

Gasoline (1 liter)

$1.09 LKR 359

$0.84 Rp 15.1K

29.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.4K LKR 4.4M

$24.3K Rp 434.8M

-45.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K LKR 7.1M

$31.9K Rp 570.0M

-32.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.16 LKR 7,003

$80.8 Rp 1.4M

-73.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.02 LKR 999

$6.58 Rp 117.6K

-54.10%

Internet (50+ Mbps, Unlimited Data)

$20.88 LKR 6,911

$18.24 Rp 326.1K

14.47%

Gym Membership (Monthly)

$7.72 LKR 2,554

$55.1 Rp 985.4K

-86.00%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.28 LKR 1,416

$4.24 Rp 75.9K

0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.29 LKR 12.3K

$486 Rp 8.7M

-92.32%

International Primary School, 1 Child (Yearly)

$1,192 LKR 394.4K

$5,676 Rp 101.5M

-79.00%

Jeans (Levis 501 Or Similar)

$18.02 LKR 5,964

$45.18 Rp 807.6K

-60.12%

Summer Dress (H&M, Zara, etc)

$12.08 LKR 3,999

$34.57 Rp 617.9K

-65.06%

Sport Shoes (Adidas, Nike)

$24.18 LKR 8,002

$79.2 Rp 1.4M

-69.45%

Men's Leather Business Shoes

$27.68 LKR 9,158

$77.6 Rp 1.4M

-64.34%

1-bedroom Apartment, City Center (Monthly)

$137 LKR 45.3K

$1,127 Rp 20.1M

-87.84%

1-bedroom Apartment, Outside City Center (Monthly)

$60.8 LKR 20.1K

$674 Rp 12.1M

-90.98%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$150 LKR 49.7K

$166 Rp 3.0M

-9.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.69

13.78

-7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homagama: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $137 in Homagama and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Homagama vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $218 vs $290 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homagama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 180% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 10% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $137 in Homagama versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $37.29 in Homagama versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $24.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $481 in Homagama versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Homagama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 180% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.