Cost of Living Comparison Between Homagama and Ubud, Bali Cost of Living Comparison Between Homagama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $514 in Homagama versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $809 in Homagama versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,104 in Homagama versus $3,694 in Ubud, Bali.

Living in Homagama costs roughly 63% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Homagama is 62% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$3.97 LKR 1,325

$3.57 Rp 64.0K

11.20%

Three-Course Dinner for Two, Mid-Range

$25.35 LKR 8,455

$32.50 Rp 582.3K

-22.00%

Fast Food Meal (McDonalds, etc)

$8.28 LKR 2,763

$4.86 Rp 87.1K

70.37%

Cappuccino

$2.74 LKR 915

$2.75 Rp 49.2K

-0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 LKR 226

$1.32 Rp 23.7K

-48.48%

Water (0.33 liter bottle)

$0.41 LKR 135

$0.70 Rp 12.6K

-41.43%

Local Beer (0.5 liter draught)

$2.28 LKR 761

$2.91 Rp 52.2K

-21.65%

Imported Beer (0.33 liter bottle)

$3.28 LKR 1,094

$3.79 Rp 68.0K

-13.46%

Milk (1 liter)

$1.35 LKR 449

$1.71 Rp 30.6K

-21.05%

White Bread (500g)

$0.52 LKR 172

$2.47 Rp 44.3K

-78.95%

Rice (white) (1kg)

$0.65 LKR 217

$1.20 Rp 21.5K

-45.83%

Eggs

$1.99 LKR 664

$2.44 Rp 43.8K

-18.44%

Local Cheese (1kg)

$14.29 LKR 4,768

$14.38 Rp 257.7K

-0.63%

Chicken Fillets (1kg)

$4.05 LKR 1,349

$4.31 Rp 77.1K

-6.03%

Beef Round Steak (1kg)

$8.27 LKR 2,760

$12.21 Rp 218.7K

-32.27%

Apples (1kg)

$7.36 LKR 2,455

$3.68 Rp 66.0K

100.00%

Banana (1kg)

$1.01 LKR 337

$1.55 Rp 27.8K

-34.84%

Oranges (1kg)

$5.91 LKR 1,970

$2.79 Rp 49.9K

111.83%

Tomato (1kg)

$1.20 LKR 401

$2.33 Rp 41.8K

-48.50%

Potato (1kg)

$1.10 LKR 368

$1.97 Rp 35.3K

-44.16%

Onion (1kg)

$1.02 LKR 341

$2.31 Rp 41.4K

-55.84%

Lettuce (1 head)

$1.16 LKR 386

$1.06 Rp 19.1K

9.43%

Water (1.5 liter bottle)

$0.48 LKR 159

$0.73 Rp 13.1K

-34.25%

Cigarettes 20 Pack (Marlboro, Camel)

$10.12 LKR 3,377

$3.28 Rp 58.8K

208.54%

Wine (Bottle)

$11.75 LKR 3,920

$22.79 Rp 408.4K

-48.44%

Local Beer (0.5 liter bottle)

$1.99 LKR 663

$2.81 Rp 50.3K

-29.18%

Imported Beer (0.33 liter bottle)

$2.30 LKR 769

$2.78 Rp 49.9K

-17.27%

One-way Ticket (Public Transport)

$0.52 LKR 175

$0.29 Rp 5,217

79.31%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.39 LKR 129

$0.45 Rp 8,047

-13.33%

Taxi (Normal Tariff) (1km)

$0.33 LKR 110

$0.45 Rp 8,094

-26.67%

Taxi 1hour Waiting (Normal Tariff)

$0.56 LKR 187

$6.24 Rp 111.7K

-91.03%

Gasoline (1 liter)

$1.26 LKR 420

$0.85 Rp 15.2K

48.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.3K LKR 5.1M

$26.0K Rp 465.4M

-41.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K LKR 7.7M

$31.7K Rp 567.2M

-27.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.66 LKR 7,891

$80.8 Rp 1.4M

-70.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.44 LKR 1,147

$4.06 Rp 72.7K

-15.27%

Internet (50+ Mbps, Unlimited Data)

$15.36 LKR 5,123

$24.42 Rp 437.6K

-37.10%

Gym Membership (Monthly)

$6.74 LKR 2,249

$97.7 Rp 1.7M

-93.10%

Tennis Court (1 Hour on Weekend)

$3.41 LKR 1,138

$6.45 Rp 115.5K

-47.13%

Cinema Ticket

$3.33 LKR 1,110

$4.04 Rp 72.4K

-17.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$36.19 LKR 12.1K

$304 Rp 5.4M

-88.10%

International Primary School, 1 Child (Yearly)

$438 LKR 146.1K

$6,621 Rp 118.6M

-93.38%

Jeans (Levis 501 Or Similar)

$27.19 LKR 9,069

$54.2 Rp 971.7K

-49.86%

Summer Dress (H&M, Zara, etc)

$13.53 LKR 4,514

$38.78 Rp 694.7K

-65.11%

Sport Shoes (Adidas, Nike)

$26.27 LKR 8,763

$86.1 Rp 1.5M

-69.50%

Men's Leather Business Shoes

$30.51 LKR 10.2K

$76.7 Rp 1.4M

-60.21%

1-bedroom Apartment, City Center (Monthly)

$109 LKR 36.2K

$986 Rp 17.7M

-88.98%

1-bedroom Apartment, Outside City Center (Monthly)

$50.5 LKR 16.9K

$658 Rp 11.8M

-92.32%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$150 LKR 50.1K

$163 Rp 2.9M

-8.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.45

13.28

23.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homagama: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $109 in Homagama and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Homagama vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $297 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homagama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 173% gap adds up to real monthly savings that compound significantly over time.

On paper, Ubud, Bali earns 9% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $109 in Homagama versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $36.19 in Homagama versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $514 in Homagama versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Homagama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 173% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.