Cost of Living Comparison Between Homagama and Ubud, Bali Cost of Living Comparison Between Homagama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $508 in Homagama versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $807 in Homagama versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,107 in Homagama versus $3,732 in Ubud, Bali.

Living in Homagama costs roughly 65% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Homagama is 62% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$3.91 LKR 1,246

$3.57 Rp 61.6K

9.52%

Three-Course Dinner for Two, Mid-Range

$24.66 LKR 7,856

$32.58 Rp 562.6K

-24.31%

Fast Food Meal (McDonalds, etc)

$8.45 LKR 2,691

$5.07 Rp 87.5K

66.67%

Cappuccino

$2.72 LKR 866

$2.83 Rp 48.8K

-3.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 LKR 216

$1.34 Rp 23.1K

-49.25%

Water (0.33 liter bottle)

$0.38 LKR 121

$0.69 Rp 12.0K

-44.93%

Local Beer (0.5 liter draught)

$2.32 LKR 740

$2.99 Rp 51.6K

-22.41%

Imported Beer (0.33 liter bottle)

$3.25 LKR 1,035

$3.85 Rp 66.4K

-15.58%

Milk (1 liter)

$1.35 LKR 429

$1.74 Rp 30.1K

-22.41%

White Bread (500g)

$0.56 LKR 177

$2.54 Rp 43.8K

-77.95%

Rice (white) (1kg)

$0.64 LKR 203

$1.19 Rp 20.6K

-46.22%

Eggs

$2.04 LKR 650

$2.43 Rp 41.9K

-16.05%

Local Cheese (1kg)

$13.97 LKR 4,451

$14.66 Rp 253.2K

-4.71%

Chicken Fillets (1kg)

$4.07 LKR 1,296

$4.18 Rp 72.1K

-2.63%

Beef Round Steak (1kg)

$7.96 LKR 2,536

$11.94 Rp 206.1K

-33.33%

Apples (1kg)

$7.55 LKR 2,405

$3.69 Rp 63.6K

104.61%

Banana (1kg)

$0.99 LKR 315

$1.61 Rp 27.7K

-38.51%

Oranges (1kg)

$5.96 LKR 1,900

$2.69 Rp 46.4K

121.56%

Tomato (1kg)

$1.25 LKR 398

$2.33 Rp 40.2K

-46.35%

Potato (1kg)

$1.15 LKR 367

$1.91 Rp 32.9K

-39.79%

Onion (1kg)

$0.98 LKR 312

$2.19 Rp 37.7K

-55.25%

Lettuce (1 head)

$1.19 LKR 379

$1.06 Rp 18.3K

12.26%

Water (1.5 liter bottle)

$0.51 LKR 164

$0.72 Rp 12.5K

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$10.20 LKR 3,250

$3.13 Rp 54.1K

225.88%

Wine (Bottle)

$12.77 LKR 4,070

$23.49 Rp 405.6K

-45.64%

Local Beer (0.5 liter bottle)

$1.96 LKR 624

$2.74 Rp 47.3K

-28.47%

Imported Beer (0.33 liter bottle)

$2.30 LKR 733

$2.88 Rp 49.7K

-20.14%

One-way Ticket (Public Transport)

$0.49 LKR 156

$0.29 Rp 5,010

68.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.39 LKR 123

$0.45 Rp 7,834

-13.33%

Taxi (Normal Tariff) (1km)

$0.35 LKR 112

$0.42 Rp 7,278

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$0.57 LKR 181

$6.16 Rp 106.3K

-90.75%

Gasoline (1 liter)

$1.25 LKR 398

$0.84 Rp 14.5K

48.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.0K LKR 4.8M

$26.2K Rp 453.1M

-42.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K LKR 7.4M

$32.5K Rp 560.8M

-28.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.32 LKR 7,430

$78.4 Rp 1.4M

-70.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.32 LKR 1,059

$3.95 Rp 68.2K

-15.95%

Internet (50+ Mbps, Unlimited Data)

$15.29 LKR 4,871

$24.40 Rp 421.4K

-37.34%

Gym Membership (Monthly)

$6.57 LKR 2,095

$96.5 Rp 1.7M

-93.19%

Tennis Court (1 Hour on Weekend)

$3.38 LKR 1,078

$6.35 Rp 109.6K

-46.77%

Cinema Ticket

$3.29 LKR 1,049

$4.04 Rp 69.7K

-18.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.35 LKR 11.9K

$303 Rp 5.2M

-87.66%

International Primary School, 1 Child (Yearly)

$443 LKR 141.2K

$6,523 Rp 112.6M

-93.21%

Jeans (Levis 501 Or Similar)

$27.74 LKR 8,838

$53.8 Rp 929.5K

-48.48%

Summer Dress (H&M, Zara, etc)

$13.23 LKR 4,216

$37.98 Rp 655.8K

-65.17%

Sport Shoes (Adidas, Nike)

$26.43 LKR 8,420

$86.8 Rp 1.5M

-69.54%

Men's Leather Business Shoes

$30.62 LKR 9,755

$78.9 Rp 1.4M

-61.17%

1-bedroom Apartment, City Center (Monthly)

$109 LKR 34.8K

$1,012 Rp 17.5M

-89.21%

1-bedroom Apartment, Outside City Center (Monthly)

$49.90 LKR 15.9K

$674 Rp 11.6M

-92.60%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$155 LKR 49.3K

$173 Rp 3.0M

-10.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.45

13.28

23.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homagama: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $109 in Homagama and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Homagama vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $246 vs $298 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homagama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 183% gap adds up to real monthly savings that compound significantly over time.

On paper, Ubud, Bali earns 12% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $109 in Homagama versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $37.35 in Homagama versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $508 in Homagama versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Homagama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 183% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.