Cost of Living Comparison Between Homagama and Ubud, Bali Cost of Living Comparison Between Homagama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $479 in Homagama versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $739 in Homagama versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $999 in Homagama versus $3,347 in Ubud, Bali.

Living in Homagama costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Homagama is 65% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.29 LKR 1,414

$3.31 Rp 58.9K

29.61%

Three-Course Dinner for Two, Mid-Range

$24.90 LKR 8,214

$39.08 Rp 694.5K

-36.28%

Fast Food Meal (McDonalds, etc)

$7.65 LKR 2,523

$5.62 Rp 99.8K

36.12%

Cappuccino

$2.45 LKR 808

$2.64 Rp 46.9K

-7.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 LKR 222

$1.58 Rp 28.2K

-57.59%

Water (0.33 liter bottle)

$0.27 LKR 89.9

$0.71 Rp 12.6K

-61.97%

Local Beer (0.5 liter draught)

$2.20 LKR 725

$2.73 Rp 48.5K

-19.41%

Imported Beer (0.33 liter bottle)

$3.01 LKR 994

$4.32 Rp 76.8K

-30.32%

Milk (1 liter)

$0.91 LKR 300

$1.54 Rp 27.4K

-40.91%

White Bread (500g)

$0.50 LKR 166

$2.30 Rp 40.8K

-78.26%

Rice (white) (1kg)

$0.52 LKR 170

$1.03 Rp 18.3K

-49.51%

Eggs

$1.56 LKR 514

$2.12 Rp 37.7K

-26.42%

Local Cheese (1kg)

$12.74 LKR 4,203

$17.30 Rp 307.5K

-26.36%

Chicken Fillets (1kg)

$3.24 LKR 1,067

$4.03 Rp 71.6K

-19.60%

Beef Round Steak (1kg)

$7.21 LKR 2,377

$12.42 Rp 220.8K

-41.95%

Apples (1kg)

$6.68 LKR 2,202

$3.70 Rp 65.7K

80.54%

Banana (1kg)

$0.78 LKR 258

$1.62 Rp 28.7K

-51.85%

Oranges (1kg)

$4.44 LKR 1,464

$2.27 Rp 40.3K

95.59%

Tomato (1kg)

$1.22 LKR 402

$1.99 Rp 35.4K

-38.69%

Potato (1kg)

$1.00 LKR 330

$1.83 Rp 32.5K

-45.36%

Onion (1kg)

$0.78 LKR 256

$2.25 Rp 40.1K

-65.33%

Lettuce (1 head)

$0.86 LKR 284

$1.04 Rp 18.6K

-17.31%

Water (1.5 liter bottle)

$0.47 LKR 154

$0.56 Rp 10.0K

-16.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 LKR 3,281

$2.22 Rp 39.5K

348.20%

Wine (Bottle)

$11.85 LKR 3,908

$23.22 Rp 412.7K

-48.97%

Local Beer (0.5 liter bottle)

$1.77 LKR 585

$2.39 Rp 42.5K

-25.94%

Imported Beer (0.33 liter bottle)

$2.07 LKR 682

$2.87 Rp 51.1K

-27.87%

One-way Ticket (Public Transport)

$0.47 LKR 155

$0.25 Rp 4,416

88.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.37 LKR 123

$0.46 Rp 8,163

-19.57%

Taxi (Normal Tariff) (1km)

$0.35 LKR 114

$0.46 Rp 8,235

-23.91%

Taxi 1hour Waiting (Normal Tariff)

$0.93 LKR 308

$5.70 Rp 101.2K

-83.68%

Gasoline (1 liter)

$1.10 LKR 364

$0.76 Rp 13.6K

44.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.5K LKR 4.4M

$24.6K Rp 436.7M

-45.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K LKR 6.8M

$31.0K Rp 551.5M

-33.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.92 LKR 6,901

$82.2 Rp 1.5M

-74.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.07 LKR 1,012

$6.33 Rp 112.5K

-51.50%

Internet (50+ Mbps, Unlimited Data)

$20.69 LKR 6,827

$18.54 Rp 329.6K

11.60%

Gym Membership (Monthly)

$7.36 LKR 2,430

$56.1 Rp 996.2K

-86.87%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.07 LKR 1,343

$4.26 Rp 75.8K

-4.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.97 LKR 12.5K

$489 Rp 8.7M

-92.24%

International Primary School, 1 Child (Yearly)

$1,195 LKR 394.1K

$5,793 Rp 103.0M

-79.37%

Jeans (Levis 501 Or Similar)

$19.38 LKR 6,391

$45.98 Rp 817.3K

-57.85%

Summer Dress (H&M, Zara, etc)

$11.91 LKR 3,930

$35.86 Rp 637.4K

-66.79%

Sport Shoes (Adidas, Nike)

$23.51 LKR 7,757

$79.5 Rp 1.4M

-70.44%

Men's Leather Business Shoes

$26.75 LKR 8,825

$80.9 Rp 1.4M

-66.95%

1-bedroom Apartment, City Center (Monthly)

$134 LKR 44.3K

$1,144 Rp 20.3M

-88.25%

1-bedroom Apartment, Outside City Center (Monthly)

$60.0 LKR 19.8K

$692 Rp 12.3M

-91.34%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$148 LKR 48.7K

$169 Rp 3.0M

-12.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.69

13.78

-7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homagama: August 15, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $134 in Homagama and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Homagama vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $211 vs $293 per month, with Homagama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homagama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Homagama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 188% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 15% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $134 in Homagama versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $37.97 in Homagama versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Homagama – a meal for two runs $25.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $479 in Homagama versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Homagama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Homagama the clear choice for anyone on this budget.

For families, Homagama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Homagama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Homagama gentler on the wallet – expenses run 188% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.