Cost of Living Comparison Between Ubud, Bali and Homa Bay Cost of Living Comparison Between Ubud, Bali and Homa Bay

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $58.4 in Homa Bay, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $451 in Homa Bay, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $843 in Homa Bay, rent included.

Ubud, Bali costs about 2254% more than Homa Bay, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Homa Bay is 96% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.32 Rp 59.5K

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.8K

$151 KES 19.5K

-76.55%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.5K

$10.57 KES 1,371

-49.57%

Cappuccino

$2.75 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.02 KES 132

-21.57%

Local Beer (0.5 liter draught)

$2.95 Rp 52.8K

$2.43 KES 315

21.40%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.5K

$5.06 KES 656

-12.25%

Milk (1 liter)

$1.50 Rp 26.9K

White Bread (500g)

$2.30 Rp 41.1K

Rice (white) (1kg)

$1.10 Rp 19.7K

Eggs

$2.16 Rp 38.7K

Local Cheese (1kg)

$17.09 Rp 306.1K

Chicken Fillets (1kg)

$3.88 Rp 69.4K

Beef Round Steak (1kg)

$11.92 Rp 213.4K

Apples (1kg)

$3.57 Rp 63.9K

Banana (1kg)

$1.58 Rp 28.4K

Oranges (1kg)

$2.36 Rp 42.3K

Tomato (1kg)

$1.97 Rp 35.2K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.8K

Lettuce (1 head)

$1.02 Rp 18.2K

Water (1.5 liter bottle)

$0.49 Rp 8,802

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

Wine (Bottle)

$22.30 Rp 399.4K

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,462

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,915

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,564

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.4K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 425.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.8K

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.8K

Gym Membership (Monthly)

$54.7 Rp 980.3K

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.4K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.1M

Jeans (Levis 501 Or Similar)

$45.77 Rp 819.8K

Summer Dress (H&M, Zara, etc)

$35.69 Rp 639.3K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$80.1 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Homa Bay: September 27, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $151 in Homa Bay. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Homa Bay: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 2254%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $87.6 in Homa Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,374 in Ubud, Bali and $58.4 in Homa Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $151 in Homa Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Homa Bay, where all-in costs run around $58.4, than in Ubud, Bali at $1,374. In Homa Bay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Homa Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Homa Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.