Cost of Living Comparison Between Homa Bay and Ubud, Bali Cost of Living Comparison Between Homa Bay and Ubud, Bali

Monthly Cost of Living

A single person spends $57.9 per month in Homa Bay vs $1,438 in Ubud, Bali, rent included.

A couple spends around $171 per month in Homa Bay vs $2,585 in Ubud, Bali, rent included.

A family of three spends $284 per month in Homa Bay vs $3,732 in Ubud, Bali, rent included.

Homa Bay is about 96% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Homa Bay sits 96% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

Three-Course Dinner for Two, Mid-Range

$37.78 KES 4,882

$32.58 Rp 562.6K

15.96%

Fast Food Meal (McDonalds, etc)

$10.60 KES 1,369

$5.07 Rp 87.5K

109.07%

Cappuccino

$2.83 Rp 48.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

Water (0.33 liter bottle)

$0.97 KES 125

$0.69 Rp 12.0K

40.58%

Local Beer (0.5 liter draught)

$2.53 KES 327

$2.99 Rp 51.6K

-15.38%

Imported Beer (0.33 liter bottle)

$5.12 KES 662

$3.85 Rp 66.4K

32.99%

Milk (1 liter)

$1.74 Rp 30.1K

White Bread (500g)

$2.54 Rp 43.8K

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 41.9K

Local Cheese (1kg)

$14.66 Rp 253.2K

Chicken Fillets (1kg)

$4.18 Rp 72.1K

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

Banana (1kg)

$1.61 Rp 27.7K

Oranges (1kg)

$2.69 Rp 46.4K

Tomato (1kg)

$2.33 Rp 40.2K

Potato (1kg)

$1.91 Rp 32.9K

Onion (1kg)

$2.19 Rp 37.7K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

Gasoline (1 liter)

$0.84 Rp 14.5K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$4.04 Rp 69.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homa Bay: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A mid-range dinner for two costs $38.00 in Homa Bay versus $33.00 in Ubud, Bali. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homa Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 2383%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $86.9 per month in Homa Bay and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $57.9 in Homa Bay and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $38.00 in Homa Bay and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Homa Bay, where all-in costs run around $57.9, than in Ubud, Bali at $1,438. In Homa Bay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Homa Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Homa Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.