Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Highlands Ranch, CO

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,365 in Highlands Ranch, CO, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
161

Cost of Living Index in Highlands Ranch, CO
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Highlands Ranch, CO Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Highlands Ranch, CO

🇺🇸 United States

$3,365

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Highlands Ranch, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Highlands Ranch, CO actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $3,365 in Highlands Ranch, CO, rent included.

Ubud, Bali $1,353
Highlands Ranch, CO $3,365

A couple spends around $2,297 per month in Ubud, Bali vs $2,987 in Highlands Ranch, CO, rent included.

Ubud, Bali $2,297
Highlands Ranch, CO $2,987

A family of three spends $3,241 per month in Ubud, Bali vs $2,609 in Highlands Ranch, CO, rent included.

Ubud, Bali $3,241
Highlands Ranch, CO $2,609

Ubud, Bali is about 60% cheaper than Highlands Ranch, CO, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Highlands Ranch, CO sit above the global median – Ubud, Bali by 0%, Highlands Ranch, CO by 148%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$15.27 $15.27

-78.85%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$79.5 $79.5

-56.14%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.20 $10.20

-44.12%

Cappuccino

$2.62 Rp 47.1K

$6.26 $6.26

-58.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.48 $2.48

-30.65%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.13 $2.13

-61.97%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.06 $5.06

-47.63%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.15 $6.15

-28.94%

Milk (1 liter)

$1.57 Rp 28.3K

$1.04 $1.04

50.96%

White Bread (500g)

$2.19 Rp 39.5K

$2.89 $2.89

-24.22%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.80 $2.80

-57.86%

Eggs

$2.16 Rp 38.8K

$4.28 $4.28

-49.53%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.81 $10.81

63.27%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.20 $7.20

-47.50%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$19.01 $19.01

-37.14%

Apples (1kg)

$3.60 Rp 64.8K

$4.04 $4.04

-10.89%

Banana (1kg)

$1.59 Rp 28.6K

$1.50 $1.50

6.00%

Oranges (1kg)

$2.31 Rp 41.6K

$4.86 $4.86

-52.47%

Tomato (1kg)

$1.91 Rp 34.3K

$5.26 $5.26

-63.69%

Potato (1kg)

$1.78 Rp 32.1K

$3.61 $3.61

-50.69%

Onion (1kg)

$2.33 Rp 41.9K

$4.58 $4.58

-49.13%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.22 $2.22

-54.95%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.71 $1.71

-69.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.41 $10.41

-78.00%

Wine (Bottle)

$22.07 Rp 397.3K

$16.42 $16.42

34.41%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.50 $2.50

-6.00%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.61 $2.61

14.18%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.48 $2.48

-81.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.89 $1.89

-77.25%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$25.39 $25.39

-78.46%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.02 $1.02

-18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.0K $28.0K

-14.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.9K $25.9K

26.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$215 $215

-62.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$56.8 $56.8

-88.44%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$68.8 $68.8

-72.96%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.99 $11.99

-64.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,306 $1,306

-62.28%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.3K $12.3K

-54.39%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$60.1 $60.1

-24.20%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$68.4 $68.4

-48.87%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$78.5 $78.5

-0.98%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$118 $118

-33.52%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$2,864 $2,864

-60.49%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$2,190 $2,190

-69.28%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$7,275 $7,275

-97.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.7

105.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Highlands Ranch, CO: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Highlands Ranch, CO

$2.2K 65.1% 226% $1.5K

Groceries & Markets

Ubud, Bali

$287 21.2%

Highlands Ranch, CO

$368 10.9% 28.2% $81

Clothing & Footwear

Ubud, Bali

$107 7.9%

Highlands Ranch, CO

$146 4.4% 37.3% $40

Eating Out

Ubud, Bali

$106 7.9%

Highlands Ranch, CO

$284 8.4% 167% $178

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Highlands Ranch, CO

$340 10.1% 224% $235

Sport & Entertainment

Ubud, Bali

$63 4.6%

Highlands Ranch, CO

$24 * 0.7% 61.7% $39

Getting Around

Ubud, Bali

$12 0.9%

Highlands Ranch, CO

$12 * 0.4% 3.9% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $2,864 in Highlands Ranch, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4273% higher in Highlands Ranch, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $80.0 in Highlands Ranch, CO. Monthly groceries follow the same trend: $287 vs $368 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Highlands Ranch, CO

🕒 Local time

09:24 9:24 AM

19:24 7:24 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Highlands Ranch, CO 14,740 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Highlands Ranch, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Highlands Ranch, CO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $3,365 in Highlands Ranch, CO – roughly 149% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $5,047 in Highlands Ranch, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $3,365 in Highlands Ranch, CO. That's a gap of about 149%.

Kindergarten costs $493 per month in Ubud, Bali and $1,306 in Highlands Ranch, CO. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Highlands Ranch, CO at $3,365. In Ubud, Bali it covers expenses comfortably, while in Highlands Ranch, CO it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $3,365 in Highlands Ranch, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Highlands Ranch, CO makes more sense. Both are solid long-term options with distinct trade-offs.