Cost of Living Comparison Between Ubud, Bali and Highlands Ranch, CO Cost of Living Comparison Between Ubud, Bali and Highlands Ranch, CO

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $2,466 in Highlands Ranch, CO, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $3,627 in Highlands Ranch, CO, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $4,789 in Highlands Ranch, CO, rent included.

Ubud, Bali is about 42% cheaper than Highlands Ranch, CO, driven mainly by Eating Out.

Both Ubud, Bali and Highlands Ranch, CO sit above the global median – Ubud, Bali by 6%, Highlands Ranch, CO by 84%.

Currency
🍽 Eating Out
Ubud, Bali
Highlands Ranch, CO
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$14.85 $14.85
-76.03%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$71.9 $71.9
-54.45%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$9.80 $9.80
-49.49%
Cappuccino
$2.71 Rp 48.9K
$4.74 $4.74
-42.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$2.02 $2.02
-33.66%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$2.42 $2.42
-71.07%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$5.02 $5.02
-41.83%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$5.94 $5.94
-33.33%
🛒 Groceries & Markets
Ubud, Bali
Highlands Ranch, CO
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$1.01 $1.01
79.21%
White Bread (500g)
$2.52 Rp 45.4K
$3.01 $3.01
-16.28%
Rice (white) (1kg)
$1.16 Rp 20.9K
$3.19 $3.19
-63.64%
Eggs
$2.46 Rp 44.4K
$4.03 $4.03
-38.96%
Local Cheese (1kg)
$14.71 Rp 265.3K
$10.81 $10.81
36.08%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$7.12 $7.12
-39.33%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$16.38 $16.38
-25.89%
Apples (1kg)
$3.84 Rp 69.3K
$3.81 $3.81
0.79%
Banana (1kg)
$1.56 Rp 28.1K
$1.55 $1.55
0.65%
Oranges (1kg)
$2.83 Rp 51.1K
$4.27 $4.27
-33.72%
Tomato (1kg)
$2.33 Rp 41.9K
$4.97 $4.97
-53.12%
Potato (1kg)
$1.91 Rp 34.5K
$2.26 $2.26
-15.49%
Onion (1kg)
$2.20 Rp 39.7K
$1.97 $1.97
11.68%
Lettuce (1 head)
$1.01 Rp 18.3K
$2.51 $2.51
-59.76%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$2.03 $2.03
-61.58%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$9.70 $9.70
-65.77%
Wine (Bottle)
$23.74 Rp 428.1K
$19.10 $19.10
24.29%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$2.23 $2.23
25.11%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$2.75 $2.75
4.00%
🚌 Getting Around
Ubud, Bali
Highlands Ranch, CO
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$1.99 $1.99
-86.43%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$2.44 $2.44
-81.15%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$1.39 $1.39
-67.63%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$25.21 $25.21
-75.80%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.83 $0.83
-4.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$27.9K $27.9K
-6.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$25.5K $25.5K
25.97%
🧾 Monthly Utilities & Internet
Ubud, Bali
Highlands Ranch, CO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$166 $166
-51.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$43.71 $43.71
-90.71%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$76.1 $76.1
-69.09%
🎉 Sport & Entertainment
Ubud, Bali
Highlands Ranch, CO
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$42.86 $42.86
130.28%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
-
-
Cinema Ticket
$4.15 Rp 74.8K
$12.13 $12.13
-65.79%
🧸 Childcare & Education
Ubud, Bali
Highlands Ranch, CO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$1,504 $1,504
-79.79%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$12.6K $12.6K
-47.66%
👕👟 Clothing & Footwear
Ubud, Bali
Highlands Ranch, CO
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$60.0 $60.0
-7.40%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$90.7 $90.7
-57.78%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$80.1 $80.1
10.64%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$107 $107
-27.11%
🏠 Accommodation & Living
Ubud, Bali
Highlands Ranch, CO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$1,610 $1,610
-37.48%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$1,365 $1,365
-50.51%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$2,592 $2,592
32.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$2,253 $2,253
-9.46%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$2,472 $2,472
14.95%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$2,486 $2,486
-8.92%
💵 Salaries & Financials
Ubud, Bali
Highlands Ranch, CO
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$7,596 $7,596
-97.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.59
101.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Highlands Ranch, CO: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,610 in Highlands Ranch, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4497% higher in Highlands Ranch, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $72.0 in Highlands Ranch, CO. Monthly groceries follow the same trend: $302 vs $356 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Highlands Ranch, CO: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Highlands Ranch, CO compare overall?
Monthly costs with rent: $1,419 in Ubud, Bali, $2,466 in Highlands Ranch, CO – roughly 74% apart. Highlands Ranch, CO costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Highlands Ranch, CO?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $3,699 in Highlands Ranch, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Highlands Ranch, CO?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Highlands Ranch, CO?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $2,466 in Highlands Ranch, CO. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Highlands Ranch, CO?
Kindergarten costs $304 per month in Ubud, Bali and $1,504 in Highlands Ranch, CO. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Highlands Ranch, CO at $2,466. In Ubud, Bali it covers expenses comfortably, while in Highlands Ranch, CO it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Highlands Ranch, CO?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $2,466 in Highlands Ranch, CO. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Highlands Ranch, CO safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Highlands Ranch, CO?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Highlands Ranch, CO makes more sense. Both are solid long-term options with distinct trade-offs.

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