Last update: Oct 2026

Cost of Living Comparison Between Highlands Ranch, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,365 in Highlands Ranch, CO, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

161

Cost of Living Index in Highlands Ranch, CO
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Highlands Ranch, CO Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Highlands Ranch, CO

🇺🇸 United States

$3,365

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Highlands Ranch, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Highlands Ranch, CO and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,365 per month in Highlands Ranch, CO vs $1,353 in Ubud, Bali, rent included.

Highlands Ranch, CO $3,365
Ubud, Bali $1,353

A couple spends around $2,987 per month in Highlands Ranch, CO vs $2,297 in Ubud, Bali, rent included.

Highlands Ranch, CO $2,987
Ubud, Bali $2,297

A family of three spends $2,609 per month in Highlands Ranch, CO vs $3,241 in Ubud, Bali, rent included.

Highlands Ranch, CO $2,609
Ubud, Bali $3,241

Highlands Ranch, CO costs about 149% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Highlands Ranch, CO and Ubud, Bali sit above the global median – Highlands Ranch, CO by 148%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$15.27 $15.27

$3.23 Rp 58.1K

372.76%

Three-Course Dinner for Two, Mid-Range

$79.5 $79.5

$34.88 Rp 627.8K

127.98%

Fast Food Meal (McDonalds, etc)

$10.20 $10.20

$5.70 Rp 102.5K

78.95%

Cappuccino

$6.26 $6.26

$2.62 Rp 47.1K

138.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$1.72 Rp 31.0K

44.19%

Water (0.33 liter bottle)

$2.13 $2.13

$0.81 Rp 14.6K

162.96%

Local Beer (0.5 liter draught)

$5.06 $5.06

$2.65 Rp 47.7K

90.94%

Imported Beer (0.33 liter bottle)

$6.15 $6.15

$4.37 Rp 78.6K

40.73%

Milk (1 liter)

$1.04 $1.04

$1.57 Rp 28.3K

-33.76%

White Bread (500g)

$2.89 $2.89

$2.19 Rp 39.5K

31.96%

Rice (white) (1kg)

$2.80 $2.80

$1.18 Rp 21.2K

137.29%

Eggs

$4.28 $4.28

$2.16 Rp 38.8K

98.15%

Local Cheese (1kg)

$10.81 $10.81

$17.65 Rp 317.7K

-38.75%

Chicken Fillets (1kg)

$7.20 $7.20

$3.78 Rp 68.0K

90.48%

Beef Round Steak (1kg)

$19.01 $19.01

$11.95 Rp 215.1K

59.08%

Apples (1kg)

$4.04 $4.04

$3.60 Rp 64.8K

12.22%

Banana (1kg)

$1.50 $1.50

$1.59 Rp 28.6K

-5.66%

Oranges (1kg)

$4.86 $4.86

$2.31 Rp 41.6K

110.39%

Tomato (1kg)

$5.26 $5.26

$1.91 Rp 34.3K

175.39%

Potato (1kg)

$3.61 $3.61

$1.78 Rp 32.1K

102.81%

Onion (1kg)

$4.58 $4.58

$2.33 Rp 41.9K

96.57%

Lettuce (1 head)

$2.22 $2.22

$1.00 Rp 18.0K

122.00%

Water (1.5 liter bottle)

$1.71 $1.71

$0.53 Rp 9,509

222.64%

Cigarettes 20 Pack (Marlboro, Camel)

$10.41 $10.41

$2.29 Rp 41.1K

354.59%

Wine (Bottle)

$16.42 $16.42

$22.07 Rp 397.3K

-25.60%

Local Beer (0.5 liter bottle)

$2.50 $2.50

$2.35 Rp 42.2K

6.38%

Imported Beer (0.33 liter bottle)

$2.61 $2.61

$2.98 Rp 53.6K

-12.42%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.48 $2.48

$0.47 Rp 8,466

427.66%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$0.43 Rp 7,737

339.53%

Taxi 1hour Waiting (Normal Tariff)

$25.39 $25.39

$5.47 Rp 98.4K

364.17%

Gasoline (1 liter)

$1.02 $1.02

$0.83 Rp 14.9K

22.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$23.9K Rp 429.8M

17.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$32.8K Rp 590.1M

-20.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$80.0 Rp 1.4M

168.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.8 $56.8

$6.56 Rp 118.1K

765.24%

Internet (50+ Mbps, Unlimited Data)

$68.8 $68.8

$18.60 Rp 334.8K

269.84%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$11.99 $11.99

$4.25 Rp 76.5K

182.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,306 $1,306

$493 Rp 8.9M

165.12%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$5,597 Rp 100.7M

119.27%

Jeans (Levis 501 Or Similar)

$60.1 $60.1

$45.58 Rp 820.4K

31.92%

Summer Dress (H&M, Zara, etc)

$68.4 $68.4

$34.96 Rp 629.4K

95.59%

Sport Shoes (Adidas, Nike)

$78.5 $78.5

$77.7 Rp 1.4M

0.99%

Men's Leather Business Shoes

$118 $118

$78.5 Rp 1.4M

50.42%

1-bedroom Apartment, City Center (Monthly)

$2,864 $2,864

$1,131 Rp 20.4M

153.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,190 $2,190

$673 Rp 12.1M

225.50%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$7,275 $7,275

$166 Rp 3.0M

4272.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

13.78

-51.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Highlands Ranch, CO: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Highlands Ranch, CO

$2.2K 65.1%

Ubud, Bali

$673 49.7% 69.3% $1.5K

Groceries & Markets

Highlands Ranch, CO

$368 10.9%

Ubud, Bali

$287 21.2% 22% $81

Monthly Utilities & Internet

Highlands Ranch, CO

$340 10.1%

Ubud, Bali

$105 7.8% 69.1% $235

Eating Out

Highlands Ranch, CO

$284 8.4%

Ubud, Bali

$106 7.9% 62.5% $178

Clothing & Footwear

Highlands Ranch, CO

$146 4.4%

Ubud, Bali

$107 7.9% 27.2% $40

Sport & Entertainment

Highlands Ranch, CO

$24 * 0.7%

Ubud, Bali

$63 4.6% 161% $39

Getting Around

Highlands Ranch, CO

$12 * 0.4%

Ubud, Bali

$12 0.9% 4.1% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,864 in Highlands Ranch, CO versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4273% higher in Highlands Ranch, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Highlands Ranch, CO versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $368 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Highlands Ranch, CO

🇮🇩 Ubud, Bali

🕒 Local time

18:26 6:26 PM

08:26 8:26 AM

14 h ahead of Highlands Ranch, CO

🌤 Weather

👥 Population

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Highlands Ranch, CO Ubud, Bali 14,740 km ≈ 19 h nonstop flight

From you

Highlands Ranch, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Highlands Ranch, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,365 in Highlands Ranch, CO, $1,353 in Ubud, Bali – roughly 149% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,047 per month in Highlands Ranch, CO and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,365 in Highlands Ranch, CO and $1,353 in Ubud, Bali. That's a gap of about 149%.

Kindergarten costs $1,306 per month in Highlands Ranch, CO and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Highlands Ranch, CO at $3,365. In Ubud, Bali it covers expenses comfortably, while in Highlands Ranch, CO it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $3,365 in Highlands Ranch, CO. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Highlands Ranch, CO makes more sense. Both are solid long-term options with distinct trade-offs.