Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hermanus

For one person, living is cheaper in Hermanus: $1,120 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Hermanus
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Hermanus Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hermanus

🇿🇦 South Africa

$1,120

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hermanus

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hermanus actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,120 in Hermanus.

Ubud, Bali $1,331
Hermanus $1,120

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,742 in Hermanus.

Ubud, Bali $2,255
Hermanus $1,742

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,363 in Hermanus.

Ubud, Bali $3,180
Hermanus $2,363

Living in Ubud, Bali is roughly 19% more expensive than in Hermanus, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Hermanus 17% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$13.12 R 216

-74.24%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$34.79 R 573

-0.40%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$5.86 R 96.5

-4.95%

Cappuccino

$2.62 Rp 47.3K

$2.25 R 37.01

16.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$1.03 R 17.00

49.51%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.80 R 13.12

-20.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$2.23 R 36.78

19.73%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.03 R 50.0

40.59%

Milk (1 liter)

$1.46 Rp 26.4K

$1.18 R 19.37

23.73%

White Bread (500g)

$2.29 Rp 41.4K

$1.09 R 17.90

110.09%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.72 R 28.42

-35.47%

Eggs

$2.10 Rp 37.9K

$2.22 R 36.60

-5.41%

Local Cheese (1kg)

$15.94 Rp 287.7K

$8.73 R 144

82.59%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$4.96 R 81.7

-21.77%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$7.62 R 126

49.61%

Apples (1kg)

$3.55 Rp 64.1K

$1.69 R 27.86

110.06%

Banana (1kg)

$1.54 Rp 27.7K

$1.67 R 27.52

-7.78%

Oranges (1kg)

$2.23 Rp 40.2K

$1.85 R 30.55

20.54%

Tomato (1kg)

$1.97 Rp 35.6K

$1.68 R 27.63

17.26%

Potato (1kg)

$1.86 Rp 33.5K

$1.32 R 21.67

40.91%

Onion (1kg)

$2.42 Rp 43.6K

$1.43 R 23.52

69.23%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.36 R 22.35

-25.00%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$1.26 R 20.74

-58.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$3.19 R 52.6

-31.03%

Wine (Bottle)

$21.79 Rp 393.2K

$6.89 R 114

216.26%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.43 R 23.54

62.94%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.89 R 31.19

57.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.84 R 30.31

-86.41%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.85 R 14.09

-48.24%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.74 R 12.18

-36.49%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$12.82 R 211

-56.32%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.47 R 24.22

-43.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$31.5K R 518.7K

-22.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$37.0K R 609.4K

-14.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$150 R 2,468

-48.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$35.10 R 578

-82.51%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$39.39 R 649

-51.97%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$21.40 R 353

138.27%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$13.63 R 225

33.90%

Cinema Ticket

$4.38 Rp 79.1K

$6.16 R 101

-28.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$220 R 3,623

123.95%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$5,774 R 95.1K

111.68%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$52.6 R 867

-14.19%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$28.55 R 471

22.21%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$98.9 R 1,630

-20.83%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$86.7 R 1,429

-10.18%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$391 R 6,445

175.49%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$358 R 5,898

85.76%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$721 R 11.9K

386.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$740 R 12.2K

125.88%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$745 R 12.3K

214.19%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$674 R 11.1K

231.57%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.92

26.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hermanus: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hermanus

$358 31.9% 46.2% $307

Groceries & Markets

Ubud, Bali

$279 21%

Hermanus

$199 17.7% 29% $81

Clothing & Footwear

Ubud, Bali

$106 8%

Hermanus

$120 10.7% 12.9% $14

Eating Out

Ubud, Bali

$106 8%

Hermanus

$174 15.5% 64.6% $68

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hermanus

$224 20% 119% $122

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hermanus

$34 3% 43.6% $26

Getting Around

Ubud, Bali

$12 0.9%

Hermanus

$12 * 1.1% 0.3% $0

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $391 in Hermanus. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $35 in Hermanus. Groceries flip the comparison at $279 vs $199, with Hermanus cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Hermanus

🕒 Local time

17:08 5:08 PM

11:08 11:08 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

56,139

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.51 ZAR (100 ZAR = 5.4 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Hermanus 10,020 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Hermanus

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hermanus: Cost of Living - Frequently Asked Questions

Hermanus is about 16% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $1,681 in Hermanus to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $391 in Hermanus. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Childcare runs $492 in Ubud, Bali versus $220 in Hermanus. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Hermanus gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hermanus are both considered safe, so it’s unlikely to be the deciding factor between them.