Cost of Living Comparison Between Ubud, Bali and Havirov Cost of Living Comparison Between Ubud, Bali and Havirov

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,249 in Havirov.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,901 in Havirov.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,553 in Havirov.

Living in Ubud, Bali is roughly 12% more expensive than in Havirov, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 2% above, Havirov is 9% below.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$8.28 Kč 172

-59.30%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$47.75 Kč 993

-19.18%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$8.53 Kč 177

-35.29%

Cappuccino

$2.64 Rp 46.8K

$2.95 Kč 61.4

-10.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.93 Kč 40.17

-13.47%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.54 Kč 31.98

-50.00%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.45 Kč 51.0

7.35%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.11 Kč 43.78

102.84%

Milk (1 liter)

$1.55 Rp 27.3K

$1.13 Kč 23.42

37.17%

White Bread (500g)

$2.22 Rp 39.3K

$1.66 Kč 34.43

33.73%

Rice (white) (1kg)

$1.13 Rp 19.9K

$2.61 Kč 54.3

-56.70%

Eggs

$2.09 Rp 36.9K

$3.31 Kč 68.7

-36.86%

Local Cheese (1kg)

$17.39 Rp 307.6K

$12.27 Kč 255

41.73%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$8.70 Kč 181

-55.52%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$13.94 Kč 290

-9.97%

Apples (1kg)

$3.62 Rp 63.9K

$1.72 Kč 35.73

110.47%

Banana (1kg)

$1.56 Rp 27.6K

$1.84 Kč 38.25

-15.22%

Oranges (1kg)

$2.35 Rp 41.6K

$2.44 Kč 50.8

-3.69%

Tomato (1kg)

$2.06 Rp 36.4K

$3.78 Kč 78.6

-45.50%

Potato (1kg)

$1.90 Rp 33.6K

$0.92 Kč 19.11

106.52%

Onion (1kg)

$2.34 Rp 41.3K

$0.98 Kč 20.41

138.78%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.71 Kč 35.46

-39.77%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.81 Kč 16.91

-32.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$7.80 Kč 162

-71.15%

Wine (Bottle)

$23.81 Rp 421.0K

$6.36 Kč 132

274.37%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$0.93 Kč 19.36

148.39%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$2.03 Kč 42.10

37.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.18 Kč 24.63

-77.12%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$26.47 Kč 550

-67.28%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$2.46 Kč 51.2

-80.49%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.39 Kč 28.87

-67.63%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$14.46 Kč 301

-60.44%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.77 Kč 36.84

-57.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$32.1K Kč 667.3K

-23.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$31.3K Kč 650.7K

2.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$285 Kč 5,927

-70.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$25.36 Kč 527

-74.53%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$19.27 Kč 401

-1.45%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$31.21 Kč 649

79.33%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$17.94 Kč 373

3.79%

Cinema Ticket

$4.28 Rp 75.7K

$9.08 Kč 189

-52.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$327 Kč 6,790

48.94%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$10.2K Kč 211.5K

-42.45%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$80.5 Kč 1,672

-43.37%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$39.18 Kč 814

-7.15%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$104 Kč 2,156

-20.99%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$108 Kč 2,235

-25.22%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$308 Kč 6,401

262.58%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$274 Kč 5,702

155.54%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$611 Kč 12.7K

478.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$516 Kč 10.7K

241.56%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$2,186 Kč 45.4K

29.25%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$1,625 Kč 33.8K

41.04%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,181 Kč 24.6K

-85.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Havirov: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $308 in Havirov. Housing cost is often the main lever when comparing two cities.

Havirov pays 596% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $48.00 in Havirov. Groceries flip the comparison at $293 vs $265, with Havirov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Havirov: Cost of Living - Frequently Asked Questions

Havirov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 596% lower in Havirov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $308 in Havirov. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,396 per month in Ubud, Bali versus $1,249 in Havirov – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Havirov runs roughly 206% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,249 in Havirov versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.

For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Havirov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havirov gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.