Cost of Living Comparison Between Ubud, Bali and Havirov Cost of Living Comparison Between Ubud, Bali and Havirov

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,274 in Havirov.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,888 in Havirov.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,502 in Havirov.

Living in Ubud, Bali is roughly 10% more expensive than in Havirov, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Havirov is 5% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.48 Kč 180

-59.32%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$37.71 Kč 799

-14.24%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.73 Kč 164

-37.39%

Cappuccino

$2.75 Rp 49.4K

$2.80 Kč 59.2

-1.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.95 Kč 41.28

-29.23%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.39 Kč 29.45

-46.04%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.11 Kč 44.76

41.71%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.78 Kč 59.0

38.49%

Milk (1 liter)

$1.74 Rp 31.2K

$1.00 Kč 21.27

74.00%

White Bread (500g)

$2.46 Rp 44.2K

$1.33 Kč 28.11

84.96%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.31 Kč 49.03

-49.35%

Eggs

$2.43 Rp 43.7K

$3.00 Kč 63.6

-19.00%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.62 Kč 246

24.78%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$9.99 Kč 212

-56.46%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.94 Kč 295

-14.06%

Apples (1kg)

$3.72 Rp 66.8K

$1.44 Kč 30.42

158.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.81 Kč 38.39

-9.94%

Oranges (1kg)

$2.74 Rp 49.3K

$2.32 Kč 49.14

18.10%

Tomato (1kg)

$2.24 Rp 40.3K

$2.95 Kč 62.5

-24.07%

Potato (1kg)

$1.92 Rp 34.5K

$1.11 Kč 23.44

72.97%

Onion (1kg)

$2.28 Rp 40.9K

$1.13 Kč 23.88

101.77%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.52 Kč 32.19

-30.26%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.67 Kč 14.17

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$7.18 Kč 152

-54.18%

Wine (Bottle)

$23.19 Rp 416.8K

$6.59 Kč 140

251.90%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.94 Kč 20.02

195.74%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.27 Kč 48.00

20.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.19 Kč 25.22

-77.31%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$25.87 Kč 548

-68.65%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.42 Kč 30.06

-66.20%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.23 Kč 26.10

-65.85%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$14.21 Kč 301

-56.23%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.73 Kč 36.72

-53.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$31.1K Kč 659.3K

-14.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$28.9K Kč 611.9K

11.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$281 Kč 5,956

-72.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$29.72 Kč 630

-86.31%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$21.62 Kč 458

12.53%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$53.2 Kč 1,127

85.46%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$16.94 Kč 359

-62.57%

Cinema Ticket

$3.99 Rp 71.6K

$9.11 Kč 193

-56.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$236 Kč 5,008

29.06%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,628 Kč 204.0K

-31.01%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$79.3 Kč 1,681

-31.74%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.72 Kč 778

2.97%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$88.6 Kč 1,878

-2.01%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$93.5 Kč 1,980

-18.31%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$308 Kč 6,536

221.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$274 Kč 5,796

145.92%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$584 Kč 12.4K

477.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$507 Kč 10.8K

304.06%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,134 Kč 45.2K

31.40%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,570 Kč 33.3K

41.82%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,165 Kč 24.7K

-85.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.43

144.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Havirov: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $308 in Havirov. Housing cost is often the main lever when comparing two cities.

Havirov pays 598% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Havirov. Groceries flip the comparison at $297 vs $255, with Havirov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Havirov: Cost of Living - Frequently Asked Questions

Havirov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 10% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 598% lower in Havirov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $308 in Havirov. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,274 in Havirov – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Havirov runs roughly 219% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,274 in Havirov versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.

For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Havirov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havirov gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.