Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Havirov

For one person, living is cheaper in Havirov: $1,211 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Havirov
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Havirov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Havirov

🇨🇿 Czech Republic

$1,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Havirov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Havirov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,211 in Havirov.

Ubud, Bali $1,368
Havirov $1,211

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,834 in Havirov.

Ubud, Bali $2,314
Havirov $1,834

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,456 in Havirov.

Ubud, Bali $3,260
Havirov $2,456

Living in Ubud, Bali is roughly 13% more expensive than in Havirov, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, Havirov is 10% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$8.04 Kč 174

-58.58%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$46.21 Kč 999

-23.87%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.02 Kč 173

-27.68%

Cappuccino

$2.73 Rp 49.1K

$2.73 Kč 59.1

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.91 Kč 41.23

-14.14%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.39 Kč 30.07

-40.29%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.36 Kč 51.0

14.41%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.08 Kč 45.07

106.73%

Milk (1 liter)

$1.50 Rp 27.1K

$1.08 Kč 23.25

38.89%

White Bread (500g)

$2.30 Rp 41.4K

$1.52 Kč 32.90

51.32%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.56 Kč 55.3

-53.91%

Eggs

$2.14 Rp 38.6K

$3.16 Kč 68.4

-32.28%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.65 Kč 252

50.04%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$8.33 Kč 180

-51.62%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$13.25 Kč 286

-7.70%

Apples (1kg)

$3.55 Rp 63.9K

$1.65 Kč 35.69

115.15%

Banana (1kg)

$1.57 Rp 28.3K

$1.74 Kč 37.65

-9.77%

Oranges (1kg)

$2.24 Rp 40.2K

$2.22 Kč 48.01

0.90%

Tomato (1kg)

$1.93 Rp 34.7K

$3.82 Kč 82.6

-49.48%

Potato (1kg)

$1.88 Rp 33.9K

$0.95 Kč 20.47

97.89%

Onion (1kg)

$2.29 Rp 41.3K

$0.90 Kč 19.49

154.44%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.59 Kč 34.36

-37.74%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.73 Kč 15.81

-27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$7.80 Kč 169

-70.77%

Wine (Bottle)

$23.01 Rp 414.2K

$6.27 Kč 136

266.99%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.97 Kč 20.90

141.24%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.89 Kč 40.86

53.97%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.11 Kč 23.98

-78.38%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$24.79 Kč 536

-64.42%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.22 Kč 48.08

-78.38%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.31 Kč 28.43

-64.89%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$13.88 Kč 300

-60.73%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.73 Kč 37.39

-49.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$31.2K Kč 674.6K

-21.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$29.9K Kč 646.1K

4.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$278 Kč 6,016

-70.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$24.81 Kč 536

-74.00%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$18.03 Kč 390

3.00%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$29.67 Kč 642

88.14%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$17.39 Kč 376

4.14%

Cinema Ticket

$4.38 Rp 78.9K

$8.88 Kč 192

-50.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$309 Kč 6,679

59.63%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$9,457 Kč 204.5K

-39.16%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$76.1 Kč 1,647

-39.34%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.65 Kč 793

-3.60%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$96.2 Kč 2,081

-17.79%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$104 Kč 2,247

-24.55%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$302 Kč 6,521

278.87%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$261 Kč 5,637

159.20%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$582 Kč 12.6K

501.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$486 Kč 10.5K

250.11%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,025 Kč 43.8K

37.50%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,524 Kč 33.0K

47.02%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,135 Kč 24.5K

-85.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.06

172.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Havirov: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Havirov

$261 21.5% 61.4% $415

Groceries & Markets

Ubud, Bali

$290 21.2%

Havirov

$253 20.9% 13% $38

Eating Out

Ubud, Bali

$109 8%

Havirov

$150 12.4% 38.2% $42

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Havirov

$321 26.5% 197% $213

Clothing & Footwear

Ubud, Bali

$108 7.9%

Havirov

$141 11.6% 30.9% $33

Sport & Entertainment

Ubud, Bali

$65 4.7%

Havirov

$47 3.9% 26.6% $17

Getting Around

Ubud, Bali

$13 0.9%

Havirov

$38 3.1% 203% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $302 in Havirov. Housing cost is often the main lever when comparing two cities.

Havirov pays 590% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $46.00 in Havirov. Groceries flip the comparison at $290 vs $253, with Havirov cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇨🇿 Havirov

🕒 Local time

23:52 11:52 PM

17:52 5:52 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

80,549

💱 Currency

Indonesian Rupiah IDR Rp

Czech Koruna CZK Kč

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Czech Koruna exchange rates as of October 19, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Havirov 11,220 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Havirov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Havirov: Cost of Living - Frequently Asked Questions

Havirov is cheaper overall, especially in groceries and leisure. The 13% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 590% lower in Havirov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $302 in Havirov. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,211 in Havirov – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Havirov runs roughly 181% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,211 in Havirov versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.

For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Havirov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havirov gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.