Cost of Living Comparison Between Havirov and Ubud, Bali Cost of Living Comparison Between Havirov and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,249 in Havirov versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,901 in Havirov versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,553 in Havirov versus $3,273 in Ubud, Bali.

Living in Havirov costs roughly 11% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Havirov is 9% below, Ubud, Bali is 2% above.

Currency
🍽 Eating Out
Havirov
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.28 Kč 172
$3.37 Rp 59.7K
145.70%
Three-Course Dinner for Two, Mid-Range
$47.75 Kč 993
$38.59 Rp 682.4K
23.74%
Fast Food Meal (McDonalds, etc)
$8.53 Kč 177
$5.52 Rp 97.6K
54.53%
Cappuccino
$2.95 Kč 61.4
$2.64 Rp 46.8K
11.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.93 Kč 40.17
$1.67 Rp 29.6K
15.57%
Water (0.33 liter bottle)
$1.54 Kč 31.98
$0.77 Rp 13.6K
100.00%
Local Beer (0.5 liter draught)
$2.45 Kč 51.0
$2.63 Rp 46.6K
-6.84%
Imported Beer (0.33 liter bottle)
$2.11 Kč 43.78
$4.28 Rp 75.7K
-50.70%
🛒 Groceries & Markets
Havirov
Ubud, Bali
Difference
Milk (1 liter)
$1.13 Kč 23.42
$1.55 Rp 27.3K
-27.10%
White Bread (500g)
$1.66 Kč 34.43
$2.22 Rp 39.3K
-25.23%
Rice (white) (1kg)
$2.61 Kč 54.3
$1.13 Rp 19.9K
130.97%
Eggs
$3.31 Kč 68.7
$2.09 Rp 36.9K
58.37%
Local Cheese (1kg)
$12.27 Kč 255
$17.39 Rp 307.6K
-29.44%
Chicken Fillets (1kg)
$8.70 Kč 181
$3.87 Rp 68.4K
124.81%
Beef Round Steak (1kg)
$13.94 Kč 290
$12.55 Rp 221.9K
11.08%
Apples (1kg)
$1.72 Kč 35.73
$3.62 Rp 63.9K
-52.49%
Banana (1kg)
$1.84 Kč 38.25
$1.56 Rp 27.6K
17.95%
Oranges (1kg)
$2.44 Kč 50.8
$2.35 Rp 41.6K
3.83%
Tomato (1kg)
$3.78 Kč 78.6
$2.06 Rp 36.4K
83.50%
Potato (1kg)
$0.92 Kč 19.11
$1.90 Rp 33.6K
-51.58%
Onion (1kg)
$0.98 Kč 20.41
$2.34 Rp 41.3K
-58.12%
Lettuce (1 head)
$1.71 Kč 35.46
$1.03 Rp 18.2K
66.02%
Water (1.5 liter bottle)
$0.81 Kč 16.91
$0.55 Rp 9,809
47.27%
Cigarettes 20 Pack (Marlboro, Camel)
$7.80 Kč 162
$2.25 Rp 39.8K
246.67%
Wine (Bottle)
$6.36 Kč 132
$23.81 Rp 421.0K
-73.29%
Local Beer (0.5 liter bottle)
$0.93 Kč 19.36
$2.31 Rp 40.9K
-59.74%
Imported Beer (0.33 liter bottle)
$2.03 Kč 42.10
$2.80 Rp 49.5K
-27.50%
🚌 Getting Around
Havirov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.18 Kč 24.63
$0.27 Rp 4,816
337.04%
Public Transport Monthly Pass (Regular Price)
$26.47 Kč 550
$8.66 Rp 153.2K
205.66%
Taxi Start (Normal Tariff)
$2.46 Kč 51.2
$0.48 Rp 8,515
412.50%
Taxi (Normal Tariff) (1km)
$1.39 Kč 28.87
$0.45 Rp 7,887
208.89%
Taxi 1hour Waiting (Normal Tariff)
$14.46 Kč 301
$5.72 Rp 101.1K
152.80%
Gasoline (1 liter)
$1.77 Kč 36.84
$0.76 Rp 13.4K
132.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1K Kč 667.3K
$24.5K Rp 433.0M
31.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.3K Kč 650.7K
$32.1K Rp 568.0M
-2.54%
🧾 Monthly Utilities & Internet
Havirov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 Kč 5,927
$83.6 Rp 1.5M
241.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.36 Kč 527
$6.46 Rp 114.2K
292.57%
Internet (50+ Mbps, Unlimited Data)
$19.27 Kč 401
$18.99 Rp 335.9K
1.47%
🎉 Sport & Entertainment
Havirov
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.21 Kč 649
$56.0 Rp 989.8K
-44.24%
Tennis Court (1 Hour on Weekend)
$17.94 Kč 373
$18.62 Rp 329.2K
-3.65%
Cinema Ticket
$9.08 Kč 189
$4.28 Rp 75.7K
112.15%
🧸 Childcare & Education
Havirov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$327 Kč 6,790
$487 Rp 8.6M
-32.86%
International Primary School, 1 Child (Yearly)
$10.2K Kč 211.5K
$5,856 Rp 103.6M
73.76%
👕👟 Clothing & Footwear
Havirov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$80.5 Kč 1,672
$45.56 Rp 805.6K
76.58%
Summer Dress (H&M, Zara, etc)
$39.18 Kč 814
$36.38 Rp 643.3K
7.70%
Sport Shoes (Adidas, Nike)
$104 Kč 2,156
$82.0 Rp 1.4M
26.56%
Men's Leather Business Shoes
$108 Kč 2,235
$80.4 Rp 1.4M
33.73%
🏠 Accommodation & Living
Havirov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$308 Kč 6,401
$1,117 Rp 19.7M
-72.42%
1-bedroom Apartment, Outside City Center (Monthly)
$274 Kč 5,702
$701 Rp 12.4M
-60.87%
3-bedroom Apartment, City Center (Monthly)
$611 Kč 12.7K
$3,537 Rp 62.5M
-82.73%
3-bedroom Apartment, Outside City Center (Monthly)
$516 Kč 10.7K
$1,762 Rp 31.2M
-70.72%
Buy Apartment in City Center (m2)
$2,186 Kč 45.4K
$2,826 Rp 50.0M
-22.63%
Buy Apartment Outside City Center (m2)
$1,625 Kč 33.8K
$2,292 Rp 40.5M
-29.10%
💵 Salaries & Financials
Havirov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,181 Kč 24.6K
$170 Rp 3.0M
595.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
13.78
-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havirov: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $308 in Havirov and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Havirov pays 596% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $48.00 in Havirov vs $39.00 in Ubud, Bali. Groceries flip the comparison at $265 vs $293, with Havirov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havirov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Havirov?
Havirov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Havirov or Ubud, Bali?
Average pay runs 596% higher in Havirov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Havirov and Ubud, Bali?
Rent for a central apartment: $308 in Havirov versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Havirov and in Ubud, Bali?
All in, you'll spend $1,249 per month in Havirov versus $1,396 in Ubud, Bali – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Havirov runs roughly 206% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Havirov or in Ubud, Bali?
At $1,249 in Havirov versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.
Is Havirov or Ubud, Bali more family-friendly?
For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Havirov or Ubud, Bali?
Safety-wise, Havirov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Havirov gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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