🙂Monthly costs for one person with rent: $1,274 in Havirov versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,888 in Havirov versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,502 in Havirov versus $3,763 in Ubud, Bali.
🌍Living in Havirov costs roughly 9% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Havirov is 5% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Havirov
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.48Kč 180
$3.45Rp 62.1K
145.80%
Three-Course Dinner for Two, Mid-Range
$37.71Kč 799
$32.34Rp 581.1K
16.60%
Fast Food Meal(McDonalds, etc)
$7.73Kč 164
$4.84Rp 87.1K
59.71%
Cappuccino
$2.80Kč 59.2
$2.75Rp 49.4K
1.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.95Kč 41.28
$1.38Rp 24.9K
41.30%
Water(0.33 liter bottle)
$1.39Kč 29.45
$0.75Rp 13.5K
85.33%
Local Beer(0.5 liter draught)
$2.11Kč 44.76
$2.99Rp 53.8K
-29.43%
Imported Beer(0.33 liter bottle)
$2.78Kč 59.0
$3.85Rp 69.2K
-27.79%
🛒 Groceries & Markets
Havirov
Ubud, Bali
Difference
Milk(1 liter)
$1.00Kč 21.27
$1.74Rp 31.2K
-42.53%
White Bread(500g)
$1.33Kč 28.11
$2.46Rp 44.2K
-45.93%
Rice(white)(1kg)
$2.31Kč 49.03
$1.17Rp 21.0K
97.44%
Eggs
$3.00Kč 63.6
$2.43Rp 43.7K
23.46%
Local Cheese(1kg)
$11.62Kč 246
$14.50Rp 260.6K
-19.86%
Chicken Fillets(1kg)
$9.99Kč 212
$4.35Rp 78.2K
129.66%
Beef Round Steak(1kg)
$13.94Kč 295
$11.98Rp 215.3K
16.36%
Apples(1kg)
$1.44Kč 30.42
$3.72Rp 66.8K
-61.29%
Banana(1kg)
$1.81Kč 38.39
$1.63Rp 29.2K
11.04%
Oranges(1kg)
$2.32Kč 49.14
$2.74Rp 49.3K
-15.33%
Tomato(1kg)
$2.95Kč 62.5
$2.24Rp 40.3K
31.70%
Potato(1kg)
$1.11Kč 23.44
$1.92Rp 34.5K
-42.19%
Onion(1kg)
$1.13Kč 23.88
$2.28Rp 40.9K
-50.44%
Lettuce(1 head)
$1.52Kč 32.19
$1.06Rp 19.1K
43.40%
Water(1.5 liter bottle)
$0.67Kč 14.17
$0.72Rp 12.9K
-6.94%
Cigarettes 20 Pack(Marlboro, Camel)
$7.18Kč 152
$3.29Rp 59.0K
118.24%
Wine(Bottle)
$6.59Kč 140
$23.19Rp 416.8K
-71.58%
Local Beer(0.5 liter bottle)
$0.94Kč 20.02
$2.78Rp 49.9K
-66.19%
Imported Beer(0.33 liter bottle)
$2.27Kč 48.00
$2.73Rp 49.1K
-16.85%
🚌 Getting Around
Havirov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.19Kč 25.22
$0.27Rp 4,786
340.74%
Public Transport Monthly Pass(Regular Price)
$25.87Kč 548
$8.11Rp 145.7K
218.99%
Taxi Start(Normal Tariff)
$1.42Kč 30.06
$0.48Rp 8,675
195.83%
Taxi(Normal Tariff)(1km)
$1.23Kč 26.10
$0.42Rp 7,545
192.86%
Taxi 1hour Waiting(Normal Tariff)
$14.21Kč 301
$6.22Rp 111.8K
128.46%
Gasoline(1 liter)
$1.73Kč 36.72
$0.81Rp 14.6K
113.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1KKč 659.3K
$26.6KRp 478.2M
16.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9KKč 611.9K
$32.2KRp 578.5M
-10.29%
🧾 Monthly Utilities & Internet
Havirov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$281Kč 5,956
$78.4Rp 1.4M
258.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.72Kč 630
$4.07Rp 73.1K
630.22%
Internet(50+ Mbps, Unlimited Data)
$21.62Kč 458
$24.33Rp 437.1K
-11.14%
🎉 Sport & Entertainment
Havirov
Ubud, Bali
Difference
Gym Membership(Monthly)
$53.2Kč 1,127
$98.6Rp 1.8M
-46.08%
Tennis Court(1 Hour on Weekend)
$16.94Kč 359
$6.34Rp 113.9K
167.19%
Cinema Ticket
$9.11Kč 193
$3.99Rp 71.6K
128.32%
🧸 Childcare & Education
Havirov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$236Kč 5,008
$305Rp 5.5M
-22.52%
International Primary School, 1 Child(Yearly)
$9,628Kč 204.0K
$6,642Rp 119.4M
44.95%
👕👟 Clothing & Footwear
Havirov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$79.3Kč 1,681
$54.1Rp 972.9K
46.51%
Summer Dress(H&M, Zara, etc)
$36.72Kč 778
$37.81Rp 679.4K
-2.88%
Sport Shoes(Adidas, Nike)
$88.6Kč 1,878
$86.8Rp 1.6M
2.05%
Men's Leather Business Shoes
$93.5Kč 1,980
$76.4Rp 1.4M
22.41%
🏠 Accommodation & Living
Havirov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$308Kč 6,536
$992Rp 17.8M
-68.90%
1-bedroom Apartment, Outside City Center(Monthly)
$274Kč 5,796
$673Rp 12.1M
-59.34%
3-bedroom Apartment, City Center(Monthly)
$584Kč 12.4K
$3,375Rp 60.7M
-82.69%
3-bedroom Apartment, Outside City Center(Monthly)
$507Kč 10.8K
$2,050Rp 36.8M
-75.25%
Buy Apartment in City Center(m2)
$2,134Kč 45.2K
$2,805Rp 50.4M
-23.90%
Buy Apartment Outside City Center(m2)
$1,570Kč 33.3K
$2,227Rp 40.0M
-29.49%
💵 Salaries & Financials
Havirov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,165Kč 24.7K
$167Rp 3.0M
597.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.43
13.28
-59.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havirov: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $308 in Havirov and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Havirov pays 598% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $38.00 in Havirov vs $32.00 in Ubud, Bali. Groceries flip the comparison at $255 vs $297, with Havirov cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havirov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Havirov?
Havirov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 10% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Havirov or Ubud, Bali?
Average pay runs 598% higher in Havirov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Havirov and Ubud, Bali?
Rent for a central apartment: $308 in Havirov versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Havirov and in Ubud, Bali?
All in, you'll spend $1,274 per month in Havirov versus $1,408 in Ubud, Bali – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Havirov runs roughly 219% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Havirov or in Ubud, Bali?
At $1,274 in Havirov versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.
Is Havirov or Ubud, Bali more family-friendly?
For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Havirov or Ubud, Bali?
Safety-wise, Havirov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Havirov gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.