🙂Monthly costs for one person with rent: $1,249 in Havirov versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,901 in Havirov versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,553 in Havirov versus $3,273 in Ubud, Bali.
🌍Living in Havirov costs roughly 11% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Havirov is 9% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Havirov
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.28Kč 172
$3.37Rp 59.7K
145.70%
Three-Course Dinner for Two, Mid-Range
$47.75Kč 993
$38.59Rp 682.4K
23.74%
Fast Food Meal(McDonalds, etc)
$8.53Kč 177
$5.52Rp 97.6K
54.53%
Cappuccino
$2.95Kč 61.4
$2.64Rp 46.8K
11.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.93Kč 40.17
$1.67Rp 29.6K
15.57%
Water(0.33 liter bottle)
$1.54Kč 31.98
$0.77Rp 13.6K
100.00%
Local Beer(0.5 liter draught)
$2.45Kč 51.0
$2.63Rp 46.6K
-6.84%
Imported Beer(0.33 liter bottle)
$2.11Kč 43.78
$4.28Rp 75.7K
-50.70%
🛒 Groceries & Markets
Havirov
Ubud, Bali
Difference
Milk(1 liter)
$1.13Kč 23.42
$1.55Rp 27.3K
-27.10%
White Bread(500g)
$1.66Kč 34.43
$2.22Rp 39.3K
-25.23%
Rice(white)(1kg)
$2.61Kč 54.3
$1.13Rp 19.9K
130.97%
Eggs
$3.31Kč 68.7
$2.09Rp 36.9K
58.37%
Local Cheese(1kg)
$12.27Kč 255
$17.39Rp 307.6K
-29.44%
Chicken Fillets(1kg)
$8.70Kč 181
$3.87Rp 68.4K
124.81%
Beef Round Steak(1kg)
$13.94Kč 290
$12.55Rp 221.9K
11.08%
Apples(1kg)
$1.72Kč 35.73
$3.62Rp 63.9K
-52.49%
Banana(1kg)
$1.84Kč 38.25
$1.56Rp 27.6K
17.95%
Oranges(1kg)
$2.44Kč 50.8
$2.35Rp 41.6K
3.83%
Tomato(1kg)
$3.78Kč 78.6
$2.06Rp 36.4K
83.50%
Potato(1kg)
$0.92Kč 19.11
$1.90Rp 33.6K
-51.58%
Onion(1kg)
$0.98Kč 20.41
$2.34Rp 41.3K
-58.12%
Lettuce(1 head)
$1.71Kč 35.46
$1.03Rp 18.2K
66.02%
Water(1.5 liter bottle)
$0.81Kč 16.91
$0.55Rp 9,809
47.27%
Cigarettes 20 Pack(Marlboro, Camel)
$7.80Kč 162
$2.25Rp 39.8K
246.67%
Wine(Bottle)
$6.36Kč 132
$23.81Rp 421.0K
-73.29%
Local Beer(0.5 liter bottle)
$0.93Kč 19.36
$2.31Rp 40.9K
-59.74%
Imported Beer(0.33 liter bottle)
$2.03Kč 42.10
$2.80Rp 49.5K
-27.50%
🚌 Getting Around
Havirov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.18Kč 24.63
$0.27Rp 4,816
337.04%
Public Transport Monthly Pass(Regular Price)
$26.47Kč 550
$8.66Rp 153.2K
205.66%
Taxi Start(Normal Tariff)
$2.46Kč 51.2
$0.48Rp 8,515
412.50%
Taxi(Normal Tariff)(1km)
$1.39Kč 28.87
$0.45Rp 7,887
208.89%
Taxi 1hour Waiting(Normal Tariff)
$14.46Kč 301
$5.72Rp 101.1K
152.80%
Gasoline(1 liter)
$1.77Kč 36.84
$0.76Rp 13.4K
132.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1KKč 667.3K
$24.5KRp 433.0M
31.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.3KKč 650.7K
$32.1KRp 568.0M
-2.54%
🧾 Monthly Utilities & Internet
Havirov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$285Kč 5,927
$83.6Rp 1.5M
241.28%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.36Kč 527
$6.46Rp 114.2K
292.57%
Internet(50+ Mbps, Unlimited Data)
$19.27Kč 401
$18.99Rp 335.9K
1.47%
🎉 Sport & Entertainment
Havirov
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.21Kč 649
$56.0Rp 989.8K
-44.24%
Tennis Court(1 Hour on Weekend)
$17.94Kč 373
$18.62Rp 329.2K
-3.65%
Cinema Ticket
$9.08Kč 189
$4.28Rp 75.7K
112.15%
🧸 Childcare & Education
Havirov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$327Kč 6,790
$487Rp 8.6M
-32.86%
International Primary School, 1 Child(Yearly)
$10.2KKč 211.5K
$5,856Rp 103.6M
73.76%
👕👟 Clothing & Footwear
Havirov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$80.5Kč 1,672
$45.56Rp 805.6K
76.58%
Summer Dress(H&M, Zara, etc)
$39.18Kč 814
$36.38Rp 643.3K
7.70%
Sport Shoes(Adidas, Nike)
$104Kč 2,156
$82.0Rp 1.4M
26.56%
Men's Leather Business Shoes
$108Kč 2,235
$80.4Rp 1.4M
33.73%
🏠 Accommodation & Living
Havirov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$308Kč 6,401
$1,117Rp 19.7M
-72.42%
1-bedroom Apartment, Outside City Center(Monthly)
$274Kč 5,702
$701Rp 12.4M
-60.87%
3-bedroom Apartment, City Center(Monthly)
$611Kč 12.7K
$3,537Rp 62.5M
-82.73%
3-bedroom Apartment, Outside City Center(Monthly)
$516Kč 10.7K
$1,762Rp 31.2M
-70.72%
Buy Apartment in City Center(m2)
$2,186Kč 45.4K
$2,826Rp 50.0M
-22.63%
Buy Apartment Outside City Center(m2)
$1,625Kč 33.8K
$2,292Rp 40.5M
-29.10%
💵 Salaries & Financials
Havirov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,181Kč 24.6K
$170Rp 3.0M
595.68%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.78
-63.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havirov: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $308 in Havirov and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Havirov pays 596% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $48.00 in Havirov vs $39.00 in Ubud, Bali. Groceries flip the comparison at $265 vs $293, with Havirov cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havirov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Havirov?
Havirov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Havirov or Ubud, Bali?
Average pay runs 596% higher in Havirov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Havirov and Ubud, Bali?
Rent for a central apartment: $308 in Havirov versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Havirov and in Ubud, Bali?
All in, you'll spend $1,249 per month in Havirov versus $1,396 in Ubud, Bali – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Havirov runs roughly 206% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Havirov or in Ubud, Bali?
At $1,249 in Havirov versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.
Is Havirov or Ubud, Bali more family-friendly?
For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Havirov or Ubud, Bali?
Safety-wise, Havirov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Havirov gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.