🙂Monthly costs for one person with rent: $1,264 in Havirov versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,878 in Havirov versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,493 in Havirov versus $3,660 in Ubud, Bali.
🙂Living in Havirov costs roughly 11% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Havirov is 6% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Havirov
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.56Kč 178
$3.56Rp 63.9K
140.45%
Three-Course Dinner for Two, Mid-Range
$36.76Kč 766
$32.73Rp 586.8K
12.31%
Fast Food Meal(McDonalds, etc)
$7.87Kč 164
$4.95Rp 88.7K
58.99%
Cappuccino
$2.85Kč 59.5
$2.71Rp 48.6K
5.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.89Kč 39.38
$1.34Rp 24.1K
41.04%
Water(0.33 liter bottle)
$1.33Kč 27.66
$0.70Rp 12.5K
90.00%
Local Beer(0.5 liter draught)
$2.12Kč 44.19
$2.92Rp 52.3K
-27.40%
Imported Beer(0.33 liter bottle)
$2.75Kč 57.4
$3.96Rp 70.9K
-30.56%
🛒 Groceries & Markets
Havirov
Ubud, Bali
Difference
Milk(1 liter)
$1.05Kč 21.97
$1.81Rp 32.4K
-41.99%
White Bread(500g)
$1.32Kč 27.51
$2.52Rp 45.1K
-47.62%
Rice(white)(1kg)
$2.38Kč 49.54
$1.16Rp 20.8K
105.17%
Eggs
$3.02Kč 62.9
$2.46Rp 44.1K
22.76%
Local Cheese(1kg)
$11.60Kč 242
$14.71Rp 263.7K
-21.14%
Chicken Fillets(1kg)
$9.65Kč 201
$4.32Rp 77.4K
123.38%
Beef Round Steak(1kg)
$13.80Kč 288
$12.14Rp 217.5K
13.67%
Apples(1kg)
$1.36Kč 28.39
$3.84Rp 68.8K
-64.58%
Banana(1kg)
$1.86Kč 38.68
$1.56Rp 27.9K
19.23%
Oranges(1kg)
$2.30Kč 47.97
$2.83Rp 50.8K
-18.73%
Tomato(1kg)
$2.90Kč 60.6
$2.33Rp 41.7K
24.46%
Potato(1kg)
$1.14Kč 23.76
$1.91Rp 34.3K
-40.31%
Onion(1kg)
$1.17Kč 24.44
$2.20Rp 39.5K
-46.82%
Lettuce(1 head)
$1.53Kč 31.91
$1.01Rp 18.2K
51.49%
Water(1.5 liter bottle)
$0.69Kč 14.46
$0.78Rp 13.9K
-11.54%
Cigarettes 20 Pack(Marlboro, Camel)
$7.35Kč 153
$3.32Rp 59.4K
121.39%
Wine(Bottle)
$6.79Kč 142
$23.74Rp 425.5K
-71.40%
Local Beer(0.5 liter bottle)
$0.94Kč 19.63
$2.79Rp 50.0K
-66.31%
Imported Beer(0.33 liter bottle)
$2.17Kč 45.32
$2.86Rp 51.3K
-24.13%
🚌 Getting Around
Havirov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.14Kč 23.86
$0.27Rp 4,819
322.22%
Public Transport Monthly Pass(Regular Price)
$25.35Kč 529
$8.03Rp 143.9K
215.69%
Taxi Start(Normal Tariff)
$1.43Kč 29.74
$0.46Rp 8,181
210.87%
Taxi(Normal Tariff)(1km)
$1.29Kč 26.80
$0.45Rp 8,068
186.67%
Taxi 1hour Waiting(Normal Tariff)
$14.23Kč 297
$6.10Rp 109.3K
133.28%
Gasoline(1 liter)
$1.73Kč 36.06
$0.79Rp 14.2K
118.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8KKč 642.8K
$26.1KRp 468.8M
17.91%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.1KKč 607.2K
$32.1KRp 575.8M
-9.33%
🧾 Monthly Utilities & Internet
Havirov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$278Kč 5,790
$79.9Rp 1.4M
247.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.15Kč 629
$4.06Rp 72.9K
642.61%
Internet(50+ Mbps, Unlimited Data)
$21.68Kč 452
$23.52Rp 421.6K
-7.82%
🎉 Sport & Entertainment
Havirov
Ubud, Bali
Difference
Gym Membership(Monthly)
$54.3Kč 1,132
$98.7Rp 1.8M
-44.96%
Tennis Court(1 Hour on Weekend)
$16.88Kč 352
$6.63Rp 118.8K
154.60%
Cinema Ticket
$9.61Kč 200
$4.15Rp 74.3K
131.57%
🧸 Childcare & Education
Havirov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$230Kč 4,801
$304Rp 5.4M
-24.24%
International Primary School, 1 Child(Yearly)
$9,609Kč 200.3K
$6,613Rp 118.5M
45.30%
👕👟 Clothing & Footwear
Havirov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$79.3Kč 1,654
$55.5Rp 995.6K
42.82%
Summer Dress(H&M, Zara, etc)
$36.84Kč 768
$38.31Rp 686.7K
-3.84%
Sport Shoes(Adidas, Nike)
$86.8Kč 1,810
$88.6Rp 1.6M
-2.02%
Men's Leather Business Shoes
$93.4Kč 1,947
$77.9Rp 1.4M
19.96%
🏠 Accommodation & Living
Havirov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$309Kč 6,435
$1,006Rp 18.0M
-69.33%
1-bedroom Apartment, Outside City Center(Monthly)
$265Kč 5,520
$675Rp 12.1M
-60.79%
3-bedroom Apartment, City Center(Monthly)
$581Kč 12.1K
$3,442Rp 61.7M
-83.12%
3-bedroom Apartment, Outside City Center(Monthly)
$499Kč 10.4K
$2,039Rp 36.6M
-75.53%
Buy Apartment in City Center(m2)
$2,165Kč 45.1K
$2,841Rp 50.9M
-23.79%
Buy Apartment Outside City Center(m2)
$1,612Kč 33.6K
$2,264Rp 40.6M
-28.78%
💵 Salaries & Financials
Havirov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,208Kč 25.2K
$165Rp 3.0M
631.29%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.43
13.28
-59.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havirov: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $309 in Havirov and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Havirov pays 631% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $37.00 in Havirov vs $33.00 in Ubud, Bali. Groceries flip the comparison at $254 vs $302, with Havirov cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havirov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Havirov?
Havirov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Havirov or Ubud, Bali?
Havirov pays 631% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Havirov and Ubud, Bali?
Rent for a central apartment: $309 in Havirov versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Havirov vs Ubud, Bali?
All in, you'll spend $1,264 per month in Havirov versus $1,419 in Ubud, Bali – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Havirov runs roughly 216% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Havirov or Ubud, Bali?
At $1,264 in Havirov versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.
Is Havirov or Ubud, Bali more family-friendly?
For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Havirov or Ubud, Bali?
Safety-wise, Havirov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Havirov gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.