Last update: Oct 2026

Cost of Living Comparison Between Havirov and Ubud, Bali

For one person, living is cheaper in Havirov: $1,211 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Havirov
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Havirov Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Havirov

🇨🇿 Czech Republic

$1,211

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Havirov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Havirov and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,211 in Havirov versus $1,368 in Ubud, Bali.

Havirov $1,211
Ubud, Bali $1,368

Estimated couple costs with rent: $1,834 in Havirov versus $2,314 in Ubud, Bali.

Havirov $1,834
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,456 in Havirov versus $3,260 in Ubud, Bali.

Havirov $2,456
Ubud, Bali $3,260

Living in Havirov costs roughly 11% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Havirov is 10% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$8.04 Kč 174

$3.33 Rp 59.9K

141.44%

Three-Course Dinner for Two, Mid-Range

$46.21 Kč 999

$35.18 Rp 633.2K

31.35%

Fast Food Meal (McDonalds, etc)

$8.02 Kč 173

$5.80 Rp 104.5K

38.28%

Cappuccino

$2.73 Kč 59.1

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 Kč 41.23

$1.64 Rp 29.5K

16.46%

Water (0.33 liter bottle)

$1.39 Kč 30.07

$0.83 Rp 15.0K

67.47%

Local Beer (0.5 liter draught)

$2.36 Kč 51.0

$2.70 Rp 48.6K

-12.59%

Imported Beer (0.33 liter bottle)

$2.08 Kč 45.07

$4.30 Rp 77.4K

-51.63%

Milk (1 liter)

$1.08 Kč 23.25

$1.50 Rp 27.1K

-28.00%

White Bread (500g)

$1.52 Kč 32.90

$2.30 Rp 41.4K

-33.91%

Rice (white) (1kg)

$2.56 Kč 55.3

$1.18 Rp 21.2K

116.95%

Eggs

$3.16 Kč 68.4

$2.14 Rp 38.6K

47.66%

Local Cheese (1kg)

$11.65 Kč 252

$17.48 Rp 314.6K

-33.35%

Chicken Fillets (1kg)

$8.33 Kč 180

$4.03 Rp 72.5K

106.70%

Beef Round Steak (1kg)

$13.25 Kč 286

$12.23 Rp 220.1K

8.34%

Apples (1kg)

$1.65 Kč 35.69

$3.55 Rp 63.9K

-53.52%

Banana (1kg)

$1.74 Kč 37.65

$1.57 Rp 28.3K

10.83%

Oranges (1kg)

$2.22 Kč 48.01

$2.24 Rp 40.2K

-0.89%

Tomato (1kg)

$3.82 Kč 82.6

$1.93 Rp 34.7K

97.93%

Potato (1kg)

$0.95 Kč 20.47

$1.88 Rp 33.9K

-49.47%

Onion (1kg)

$0.90 Kč 19.49

$2.29 Rp 41.3K

-60.70%

Lettuce (1 head)

$1.59 Kč 34.36

$0.99 Rp 17.9K

60.61%

Water (1.5 liter bottle)

$0.73 Kč 15.81

$0.53 Rp 9,475

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$7.80 Kč 169

$2.28 Rp 41.1K

242.11%

Wine (Bottle)

$6.27 Kč 136

$23.01 Rp 414.2K

-72.75%

Local Beer (0.5 liter bottle)

$0.97 Kč 20.90

$2.34 Rp 42.2K

-58.55%

Imported Beer (0.33 liter bottle)

$1.89 Kč 40.86

$2.91 Rp 52.4K

-35.05%

One-way Ticket (Public Transport)

$1.11 Kč 23.98

$0.24 Rp 4,315

362.50%

Public Transport Monthly Pass (Regular Price)

$24.79 Kč 536

$8.82 Rp 158.7K

181.07%

Taxi Start (Normal Tariff)

$2.22 Kč 48.08

$0.48 Rp 8,684

362.50%

Taxi (Normal Tariff) (1km)

$1.31 Kč 28.43

$0.46 Rp 8,233

184.78%

Taxi 1hour Waiting (Normal Tariff)

$13.88 Kč 300

$5.45 Rp 98.2K

154.68%

Gasoline (1 liter)

$1.73 Kč 37.39

$0.88 Rp 15.9K

96.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K Kč 674.6K

$24.6K Rp 442.2M

26.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K Kč 646.1K

$31.2K Rp 561.4M

-4.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 Kč 6,016

$83.0 Rp 1.5M

235.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.81 Kč 536

$6.45 Rp 116.0K

284.65%

Internet (50+ Mbps, Unlimited Data)

$18.03 Kč 390

$18.57 Rp 334.2K

-2.91%

Gym Membership (Monthly)

$29.67 Kč 642

$55.8 Rp 1.0M

-46.85%

Tennis Court (1 Hour on Weekend)

$17.39 Kč 376

$18.11 Rp 326.0K

-3.98%

Cinema Ticket

$8.88 Kč 192

$4.38 Rp 78.9K

102.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 Kč 6,679

$493 Rp 8.9M

-37.35%

International Primary School, 1 Child (Yearly)

$9,457 Kč 204.5K

$5,754 Rp 103.6M

64.38%

Jeans (Levis 501 Or Similar)

$76.1 Kč 1,647

$46.19 Rp 831.4K

64.84%

Summer Dress (H&M, Zara, etc)

$36.65 Kč 793

$35.33 Rp 636.0K

3.74%

Sport Shoes (Adidas, Nike)

$96.2 Kč 2,081

$79.1 Rp 1.4M

21.65%

Men's Leather Business Shoes

$104 Kč 2,247

$78.4 Rp 1.4M

32.54%

1-bedroom Apartment, City Center (Monthly)

$302 Kč 6,521

$1,142 Rp 20.6M

-73.61%

1-bedroom Apartment, Outside City Center (Monthly)

$261 Kč 5,637

$676 Rp 12.2M

-61.42%

3-bedroom Apartment, City Center (Monthly)

$582 Kč 12.6K

$3,503 Rp 63.1M

-83.38%

3-bedroom Apartment, Outside City Center (Monthly)

$486 Kč 10.5K

$1,700 Rp 30.6M

-71.44%

Buy Apartment in City Center (m2)

$2,025 Kč 43.8K

$2,784 Rp 50.1M

-27.27%

Buy Apartment Outside City Center (m2)

$1,524 Kč 33.0K

$2,241 Rp 40.3M

-31.98%

Average Monthly Net Salary (After Tax)

$1,135 Kč 24.5K

$165 Rp 3.0M

589.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

13.78

-63.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havirov: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Havirov

$321 26.5%

Ubud, Bali

$108 7.9% 66.3% $213

Accommodation & Living

Havirov

$261 21.5%

Ubud, Bali

$676 49.4% 159% $415

Groceries & Markets

Havirov

$253 20.9%

Ubud, Bali

$290 21.2% 14.9% $38

Eating Out

Havirov

$150 12.4%

Ubud, Bali

$109 8% 27.6% $42

Clothing & Footwear

Havirov

$141 11.6%

Ubud, Bali

$108 7.9% 23.6% $33

Sport & Entertainment

Havirov

$47 3.9%

Ubud, Bali

$65 4.7% 36.2% $17

Getting Around

Havirov

$38 3.1%

Ubud, Bali

$13 0.9% 67% $25

Cost Breakdown

A one-bedroom apartment in the center runs $302 in Havirov and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Havirov pays 590% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46.00 in Havirov vs $35.00 in Ubud, Bali. Groceries flip the comparison at $253 vs $290, with Havirov cheaper for home cooking.

Good to know

🇨🇿 Havirov

🇮🇩 Ubud, Bali

🕒 Local time

18:17 6:17 PM

00:17 12:17 AM

6 h ahead of Havirov

🌤 Weather

👥 Population

80,549

74,800

💱 Currency

Czech Koruna CZK Kč

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 19, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Havirov Ubud, Bali 11,220 km ≈ 15 h nonstop flight

From you

Havirov
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havirov vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Havirov is cheaper overall, especially in groceries and leisure. The 13% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 590% higher in Havirov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $302 in Havirov versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,211 per month in Havirov versus $1,368 in Ubud, Bali – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Havirov runs roughly 181% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,211 in Havirov versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Havirov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havirov the clear choice for anyone on this budget.

For families, Havirov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Havirov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havirov gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.