Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Haskovo

For one person, living is cheaper in Haskovo: $858 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Haskovo
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Haskovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Haskovo

🇧🇬 Bulgaria

$858

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Haskovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Haskovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $858 in Haskovo.

Ubud, Bali $1,349
Haskovo $858

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,400 in Haskovo.

Ubud, Bali $2,305
Haskovo $1,400

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,942 in Haskovo.

Ubud, Bali $3,261
Haskovo $1,942

Living in Ubud, Bali is roughly 57% more expensive than in Haskovo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.53 BGN 16.67

-65.16%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$45.57 BGN 79.7

-21.79%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.80 BGN 17.15

-43.57%

Cappuccino

$2.72 Rp 49.3K

$2.02 BGN 3.54

34.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.23 BGN 2.15

38.21%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.03 BGN 1.80

-26.21%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.27 BGN 2.23

108.66%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.45 BGN 7.79

-1.57%

Milk (1 liter)

$1.49 Rp 27.0K

$1.58 BGN 2.77

-5.70%

White Bread (500g)

$2.28 Rp 41.3K

$0.69 BGN 1.20

230.43%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.65 BGN 2.88

-27.88%

Eggs

$2.04 Rp 36.9K

$3.21 BGN 5.62

-36.45%

Local Cheese (1kg)

$17.70 Rp 321.1K

$11.80 BGN 20.65

50.00%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.37 BGN 12.89

-46.27%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$8.27 BGN 14.48

47.40%

Apples (1kg)

$3.66 Rp 66.3K

$1.55 BGN 2.71

136.13%

Banana (1kg)

$1.52 Rp 27.5K

$1.89 BGN 3.30

-19.58%

Oranges (1kg)

$2.23 Rp 40.4K

$1.48 BGN 2.59

50.68%

Tomato (1kg)

$1.97 Rp 35.8K

$1.85 BGN 3.24

6.49%

Potato (1kg)

$1.85 Rp 33.5K

$0.77 BGN 1.34

140.26%

Onion (1kg)

$2.42 Rp 44.0K

$0.90 BGN 1.58

168.89%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.79 BGN 1.39

25.32%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.69 BGN 1.20

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.14 BGN 7.25

-46.38%

Wine (Bottle)

$22.24 Rp 403.4K

$7.76 BGN 13.57

186.60%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.78 BGN 1.37

189.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.69 BGN 2.96

75.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.71 BGN 1.24

-64.79%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$23.32 BGN 40.82

-66.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.17 BGN 2.04

-62.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.72 BGN 1.25

-40.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$13.30 BGN 23.27

-59.32%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.61 BGN 2.82

-49.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$30.4K BGN 53.2K

-21.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.1K BGN 40.4K

37.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$92.6 BGN 162

-14.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$13.08 BGN 22.89

-50.69%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$9.46 BGN 16.55

96.41%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$54.1 BGN 94.7

-8.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$28.93 BGN 50.6

-38.99%

Cinema Ticket

$4.27 Rp 77.5K

$8.12 BGN 14.22

-47.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$798 BGN 1,396

-38.51%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,289 BGN 4,006

147.84%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$46.12 BGN 80.7

-3.21%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$40.43 BGN 70.8

-13.55%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$77.0 BGN 135

3.82%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$83.2 BGN 146

-4.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$230 BGN 403

388.92%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$164 BGN 287

308.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$369 BGN 645

867.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$299 BGN 523

476.16%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,200 BGN 2,099

127.69%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$966 BGN 1,691

136.34%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,098 BGN 1,921

-85.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.89

376.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Haskovo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Haskovo

$164 19.2% 75.5% $507

Groceries & Markets

Ubud, Bali

$288 21.4%

Haskovo

$212 24.7% 26.6% $77

Eating Out

Ubud, Bali

$108 8%

Haskovo

$154 18% 43.2% $47

Clothing & Footwear

Ubud, Bali

$108 8%

Haskovo

$111 13% 3.3% $3.5

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Haskovo

$115 13.4% 10.7% $11

Sport & Entertainment

Ubud, Bali

$58 4.3%

Haskovo

$70 8.2% 21.2% $12

Getting Around

Ubud, Bali

$11 0.9%

Haskovo

$31 3.6% 171% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $230 in Haskovo. Housing cost is often the main lever when comparing two cities.

Haskovo pays about 6.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $46 in Haskovo. Groceries flip the comparison at $288 vs $212, with Haskovo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Haskovo

🕒 Local time

15:08 3:08 PM

09:08 9:08 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,587

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Haskovo 10,610 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Haskovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions

Haskovo wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Haskovo the obvious pick if budget is a priority.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $230 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $46 in Haskovo. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Haskovo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Haskovo are both considered safe, so it’s unlikely to be the deciding factor between them.