😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $892 in Haskovo.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,434 in Haskovo.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,976 in Haskovo.
🌍Living in Ubud, Bali is roughly 53% more expensive than in Haskovo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Haskovo is 35% below.
Currency
🍽 Eating Out
Ubud, Bali
Haskovo
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$10.05BGN 16.71
-65.77%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$46.43BGN 77.2
-21.80%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$10.23BGN 17.01
-44.18%
Cappuccino
$2.67Rp 47.3K
$2.11BGN 3.51
26.54%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$1.23BGN 2.04
42.28%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$1.00BGN 1.66
-13.00%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$1.35BGN 2.25
118.52%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$4.67BGN 7.77
-3.21%
🛒 Groceries & Markets
Ubud, Bali
Haskovo
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.71BGN 2.85
-5.26%
White Bread(500g)
$2.33Rp 41.3K
$0.72BGN 1.19
223.61%
Rice(white)(1kg)
$1.11Rp 19.6K
$1.66BGN 2.76
-33.13%
Eggs
$2.20Rp 39.0K
$3.33BGN 5.55
-33.93%
Local Cheese(1kg)
$17.69Rp 313.3K
$11.74BGN 19.52
50.68%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$7.90BGN 13.15
-48.10%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$8.72BGN 14.50
39.68%
Apples(1kg)
$3.71Rp 65.6K
$1.65BGN 2.75
124.85%
Banana(1kg)
$1.59Rp 28.1K
$1.97BGN 3.27
-19.29%
Oranges(1kg)
$2.28Rp 40.4K
$1.53BGN 2.55
49.02%
Tomato(1kg)
$1.95Rp 34.6K
$1.82BGN 3.03
7.14%
Potato(1kg)
$1.91Rp 33.7K
$0.85BGN 1.42
124.71%
Onion(1kg)
$2.33Rp 41.3K
$0.93BGN 1.55
150.54%
Lettuce(1 head)
$1.01Rp 17.8K
$0.88BGN 1.46
14.77%
Water(1.5 liter bottle)
$0.55Rp 9,773
$0.65BGN 1.08
-15.38%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$4.29BGN 7.14
-48.02%
Wine(Bottle)
$23.07Rp 408.6K
$7.55BGN 12.56
205.56%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$0.79BGN 1.31
206.33%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$1.66BGN 2.77
80.72%
🚌 Getting Around
Ubud, Bali
Haskovo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$0.69BGN 1.15
-60.87%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
$23.99BGN 39.91
-62.57%
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$1.16BGN 1.92
-58.62%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$0.74BGN 1.23
-41.89%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$14.01BGN 23.31
-59.74%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.57BGN 2.62
-49.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$31.5KBGN 52.4K
-20.85%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$24.5KBGN 40.8K
29.46%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haskovo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$95.2BGN 158
-14.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$13.38BGN 22.26
-51.49%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$9.76BGN 16.24
92.32%
🎉 Sport & Entertainment
Ubud, Bali
Haskovo
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$55.4BGN 92.1
2.75%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$30.08BGN 50.0
-37.73%
Cinema Ticket
$4.54Rp 80.4K
$8.11BGN 13.48
-44.02%
🧸 Childcare & Education
Ubud, Bali
Haskovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$770BGN 1,282
-37.60%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$2,328BGN 3,872
145.38%
👕👟 Clothing & Footwear
Ubud, Bali
Haskovo
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$47.57BGN 79.1
-4.31%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$43.84BGN 72.9
-18.16%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$79.5BGN 132
1.09%
Men's Leather Business Shoes
$78.7Rp 1.4M
$85.9BGN 143
-8.41%
🏠 Accommodation & Living
Ubud, Bali
Haskovo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
$239BGN 397
366.60%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$165BGN 275
321.64%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
$387BGN 644
838.73%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$311BGN 518
458.47%
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
$1,276BGN 2,123
118.21%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
$1,023BGN 1,702
123.78%
💵 Salaries & Financials
Ubud, Bali
Haskovo
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$1,150BGN 1,912
-85.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
2.9
375.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Haskovo: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $239 in Haskovo. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 584% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $46.00 in Haskovo. Groceries flip the comparison at $295 vs $219, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haskovo?
Haskovo wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Haskovo?
On paper, salaries run 584% lower in Haskovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Haskovo?
Rent for a central apartment: $1,115 in Ubud, Bali versus $239 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Haskovo?
Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Haskovo?
Dining out is cheaper in Haskovo – a meal for two runs $46.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Haskovo?
At $892 in Haskovo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Haskovo?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $892 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Ubud, Bali compared to Haskovo?
Safety-wise, Ubud, Bali and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared