😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $867 in Haskovo.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,396 in Haskovo.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,924 in Haskovo.
😐Living in Ubud, Bali is roughly 62% more expensive than Haskovo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Haskovo is 35% below.
Currency
🍽 Eating Out
Ubud, Bali
Haskovo
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
$9.94BGN 16.53
-64.08%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
$41.13BGN 68.4
-20.98%
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
$9.05BGN 15.05
-46.30%
Cappuccino
$2.75Rp 49.2K
$2.02BGN 3.36
36.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
$1.21BGN 2.01
9.09%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$0.66BGN 1.10
6.06%
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
$1.31BGN 2.18
122.14%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
$2.93BGN 4.87
29.35%
🛒 Groceries & Markets
Ubud, Bali
Haskovo
Difference
Milk(1 liter)
$1.71Rp 30.6K
$1.68BGN 2.80
1.79%
White Bread(500g)
$2.47Rp 44.3K
$0.72BGN 1.19
243.06%
Rice(white)(1kg)
$1.20Rp 21.5K
$1.73BGN 2.87
-30.64%
Eggs
$2.44Rp 43.8K
$3.36BGN 5.59
-27.38%
Local Cheese(1kg)
$14.38Rp 257.7K
$9.23BGN 15.36
55.80%
Chicken Fillets(1kg)
$4.31Rp 77.1K
$7.69BGN 12.79
-43.95%
Beef Round Steak(1kg)
$12.21Rp 218.7K
$8.60BGN 14.30
41.98%
Apples(1kg)
$3.68Rp 66.0K
$1.59BGN 2.65
131.45%
Banana(1kg)
$1.55Rp 27.8K
$2.02BGN 3.36
-23.27%
Oranges(1kg)
$2.79Rp 49.9K
$1.46BGN 2.43
91.10%
Tomato(1kg)
$2.33Rp 41.8K
$1.92BGN 3.19
21.35%
Potato(1kg)
$1.97Rp 35.3K
$0.86BGN 1.44
129.07%
Onion(1kg)
$2.31Rp 41.4K
$1.26BGN 2.09
83.33%
Lettuce(1 head)
$1.06Rp 19.1K
$0.87BGN 1.45
21.84%
Water(1.5 liter bottle)
$0.73Rp 13.1K
$0.71BGN 1.18
2.82%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
$3.53BGN 5.88
-7.08%
Wine(Bottle)
$22.79Rp 408.4K
$7.61BGN 12.65
199.47%
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
$0.82BGN 1.36
242.68%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
$1.69BGN 2.82
64.50%
🚌 Getting Around
Ubud, Bali
Haskovo
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
$0.91BGN 1.51
-68.13%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
$23.34BGN 38.82
-65.47%
Taxi Start(Normal Tariff)
$0.45Rp 8,047
$1.17BGN 1.94
-61.54%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
$0.67BGN 1.11
-32.84%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
$13.22BGN 22.00
-52.80%
Gasoline(1 liter)
$0.85Rp 15.2K
$1.56BGN 2.59
-45.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$28.5KBGN 47.3K
-8.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$24.8KBGN 41.3K
27.50%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haskovo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
$95.5BGN 159
-15.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
$13.35BGN 22.22
-69.59%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
$10.11BGN 16.81
141.54%
🎉 Sport & Entertainment
Ubud, Bali
Haskovo
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$57.1BGN 95.0
71.02%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
$29.82BGN 49.61
-78.37%
Cinema Ticket
$4.04Rp 72.4K
$8.22BGN 13.68
-50.85%
🧸 Childcare & Education
Ubud, Bali
Haskovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$237BGN 394
28.24%
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
$2,365BGN 3,935
179.91%
👕👟 Clothing & Footwear
Ubud, Bali
Haskovo
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
$46.36BGN 77.1
16.98%
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
$41.11BGN 68.4
-5.67%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$80.6BGN 134
6.86%
Men's Leather Business Shoes
$76.7Rp 1.4M
$72.0BGN 120
6.50%
🏠 Accommodation & Living
Ubud, Bali
Haskovo
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$238BGN 395
314.61%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$166BGN 277
295.40%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$378BGN 629
791.73%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$305BGN 507
577.37%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$1,282BGN 2,133
113.83%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$988BGN 1,643
125.51%
💵 Salaries & Financials
Ubud, Bali
Haskovo
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
$1,140BGN 1,897
-85.67%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.57
190.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Haskovo: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $238 in Haskovo. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 598% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $41.00 in Haskovo. Groceries flip the comparison at $297 vs $212, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haskovo?
Haskovo wins on cost – living expenses run 62% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Haskovo?
On paper, Haskovo earns 598% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Haskovo?
Rent for a central apartment: $986 in Ubud, Bali versus $238 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Haskovo?
Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Haskovo?
Dining out is cheaper in Haskovo – a meal for two runs $41.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Haskovo?
At $867 in Haskovo versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Haskovo?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $867 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Ubud, Bali compared to Haskovo?
Safety-wise, Ubud, Bali and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared