Cost of Living Comparison Between Ubud, Bali and Haskovo Cost of Living Comparison Between Ubud, Bali and Haskovo

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $892 in Haskovo.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,434 in Haskovo.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,976 in Haskovo.

Living in Ubud, Bali is roughly 53% more expensive than in Haskovo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Haskovo is 35% below.

Currency
🍽 Eating Out
Ubud, Bali
Haskovo
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$10.05 BGN 16.71
-65.77%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$46.43 BGN 77.2
-21.80%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$10.23 BGN 17.01
-44.18%
Cappuccino
$2.67 Rp 47.3K
$2.11 BGN 3.51
26.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$1.23 BGN 2.04
42.28%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$1.00 BGN 1.66
-13.00%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$1.35 BGN 2.25
118.52%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$4.67 BGN 7.77
-3.21%
🛒 Groceries & Markets
Ubud, Bali
Haskovo
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.71 BGN 2.85
-5.26%
White Bread (500g)
$2.33 Rp 41.3K
$0.72 BGN 1.19
223.61%
Rice (white) (1kg)
$1.11 Rp 19.6K
$1.66 BGN 2.76
-33.13%
Eggs
$2.20 Rp 39.0K
$3.33 BGN 5.55
-33.93%
Local Cheese (1kg)
$17.69 Rp 313.3K
$11.74 BGN 19.52
50.68%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$7.90 BGN 13.15
-48.10%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$8.72 BGN 14.50
39.68%
Apples (1kg)
$3.71 Rp 65.6K
$1.65 BGN 2.75
124.85%
Banana (1kg)
$1.59 Rp 28.1K
$1.97 BGN 3.27
-19.29%
Oranges (1kg)
$2.28 Rp 40.4K
$1.53 BGN 2.55
49.02%
Tomato (1kg)
$1.95 Rp 34.6K
$1.82 BGN 3.03
7.14%
Potato (1kg)
$1.91 Rp 33.7K
$0.85 BGN 1.42
124.71%
Onion (1kg)
$2.33 Rp 41.3K
$0.93 BGN 1.55
150.54%
Lettuce (1 head)
$1.01 Rp 17.8K
$0.88 BGN 1.46
14.77%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.65 BGN 1.08
-15.38%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$4.29 BGN 7.14
-48.02%
Wine (Bottle)
$23.07 Rp 408.6K
$7.55 BGN 12.56
205.56%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$0.79 BGN 1.31
206.33%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$1.66 BGN 2.77
80.72%
🚌 Getting Around
Ubud, Bali
Haskovo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$0.69 BGN 1.15
-60.87%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$23.99 BGN 39.91
-62.57%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$1.16 BGN 1.92
-58.62%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$0.74 BGN 1.23
-41.89%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$14.01 BGN 23.31
-59.74%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.57 BGN 2.62
-49.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$31.5K BGN 52.4K
-20.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$24.5K BGN 40.8K
29.46%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haskovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$95.2 BGN 158
-14.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$13.38 BGN 22.26
-51.49%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$9.76 BGN 16.24
92.32%
🎉 Sport & Entertainment
Ubud, Bali
Haskovo
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$55.4 BGN 92.1
2.75%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$30.08 BGN 50.0
-37.73%
Cinema Ticket
$4.54 Rp 80.4K
$8.11 BGN 13.48
-44.02%
🧸 Childcare & Education
Ubud, Bali
Haskovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$770 BGN 1,282
-37.60%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$2,328 BGN 3,872
145.38%
👕👟 Clothing & Footwear
Ubud, Bali
Haskovo
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$47.57 BGN 79.1
-4.31%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$43.84 BGN 72.9
-18.16%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$79.5 BGN 132
1.09%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$85.9 BGN 143
-8.41%
🏠 Accommodation & Living
Ubud, Bali
Haskovo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$239 BGN 397
366.60%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$165 BGN 275
321.64%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$387 BGN 644
838.73%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$311 BGN 518
458.47%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$1,276 BGN 2,123
118.21%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$1,023 BGN 1,702
123.78%
💵 Salaries & Financials
Ubud, Bali
Haskovo
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$1,150 BGN 1,912
-85.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.9
375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Haskovo: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $239 in Haskovo. Housing cost is often the main lever when comparing two cities.

Haskovo pays 584% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $46.00 in Haskovo. Groceries flip the comparison at $295 vs $219, with Haskovo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haskovo?
Haskovo wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Haskovo?
On paper, salaries run 584% lower in Haskovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Haskovo?
Rent for a central apartment: $1,115 in Ubud, Bali versus $239 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Haskovo?
Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Haskovo?
Dining out is cheaper in Haskovo – a meal for two runs $46.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Haskovo?
At $892 in Haskovo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Haskovo?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $892 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Ubud, Bali compared to Haskovo?
Safety-wise, Ubud, Bali and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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