😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $851 in Haskovo.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,384 in Haskovo.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,916 in Haskovo.
🌍Living in Ubud, Bali is roughly 64% more expensive than in Haskovo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Haskovo is 36% below.
Currency
🍽 Eating Out
Ubud, Bali
Haskovo
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$9.96BGN 16.57
-64.16%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$41.84BGN 69.6
-22.75%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$8.67BGN 14.42
-42.21%
Cappuccino
$2.82Rp 51.0K
$2.11BGN 3.51
33.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$1.21BGN 2.02
11.57%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$0.67BGN 1.11
8.96%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$1.31BGN 2.17
123.66%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$2.88BGN 4.79
36.81%
🛒 Groceries & Markets
Ubud, Bali
Haskovo
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.72BGN 2.86
3.49%
White Bread(500g)
$2.45Rp 44.2K
$0.76BGN 1.27
222.37%
Rice(white)(1kg)
$1.15Rp 20.7K
$1.65BGN 2.75
-30.30%
Eggs
$2.41Rp 43.6K
$3.39BGN 5.64
-28.91%
Local Cheese(1kg)
$14.33Rp 258.7K
$9.57BGN 15.92
49.74%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$7.44BGN 12.38
-43.68%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$8.70BGN 14.47
38.62%
Apples(1kg)
$3.64Rp 65.7K
$1.63BGN 2.72
123.31%
Banana(1kg)
$1.57Rp 28.3K
$2.00BGN 3.32
-21.50%
Oranges(1kg)
$2.79Rp 50.3K
$1.46BGN 2.43
91.10%
Tomato(1kg)
$2.24Rp 40.5K
$1.83BGN 3.04
22.40%
Potato(1kg)
$1.98Rp 35.7K
$0.80BGN 1.34
147.50%
Onion(1kg)
$2.28Rp 41.1K
$1.21BGN 2.02
88.43%
Lettuce(1 head)
$1.05Rp 19.0K
$0.90BGN 1.49
16.67%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.66BGN 1.10
19.70%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$3.51BGN 5.83
-9.12%
Wine(Bottle)
$23.49Rp 424.1K
$7.20BGN 11.98
226.25%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$0.86BGN 1.43
237.21%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$1.68BGN 2.79
64.29%
🚌 Getting Around
Ubud, Bali
Haskovo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$0.90BGN 1.50
-70.00%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$23.77BGN 39.55
-64.79%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$1.15BGN 1.91
-60.87%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$0.66BGN 1.10
-30.30%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$13.02BGN 21.66
-53.38%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.47BGN 2.45
-41.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$29.0KBGN 48.3K
-8.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$24.1KBGN 40.1K
35.13%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haskovo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$93.2BGN 155
-15.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$13.32BGN 22.16
-69.29%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$10.02BGN 16.66
138.02%
🎉 Sport & Entertainment
Ubud, Bali
Haskovo
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$56.1BGN 93.3
76.08%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
$28.98BGN 48.21
-78.09%
Cinema Ticket
$4.01Rp 72.3K
$8.45BGN 14.05
-52.54%
🧸 Childcare & Education
Ubud, Bali
Haskovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$237BGN 395
25.19%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$2,407BGN 4,004
174.28%
👕👟 Clothing & Footwear
Ubud, Bali
Haskovo
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$47.97BGN 79.8
11.38%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$42.22BGN 70.2
-9.73%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$80.3BGN 134
10.40%
Men's Leather Business Shoes
$76.6Rp 1.4M
$71.2BGN 118
7.63%
🏠 Accommodation & Living
Ubud, Bali
Haskovo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$232BGN 387
338.62%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$166BGN 277
308.81%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$386BGN 641
799.72%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$305BGN 507
585.73%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$1,232BGN 2,050
121.48%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
$1,007BGN 1,676
127.89%
💵 Salaries & Financials
Ubud, Bali
Haskovo
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$1,112BGN 1,849
-85.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.57
190.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Haskovo: July 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $232 in Haskovo. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 579% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $42.00 in Haskovo. Groceries flip the comparison at $298 vs $211, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haskovo?
Haskovo wins on cost – living expenses run 64% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Haskovo?
On paper, salaries run 579% lower in Haskovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Haskovo?
Rent for a central apartment: $1,020 in Ubud, Bali versus $232 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Haskovo?
Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Haskovo?
Dining out is cheaper in Haskovo – a meal for two runs $42.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Haskovo?
At $851 in Haskovo versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Haskovo?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $851 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Ubud, Bali compared to Haskovo?
Safety-wise, Ubud, Bali and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared