Cost of Living Comparison Between Ubud, Bali and Haskovo Cost of Living Comparison Between Ubud, Bali and Haskovo

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $867 in Haskovo.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,396 in Haskovo.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,924 in Haskovo.

Living in Ubud, Bali is roughly 62% more expensive than Haskovo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Haskovo is 35% below.

Currency
🍽 Eating Out
Ubud, Bali
Haskovo
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$9.94 BGN 16.53
-64.08%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$41.13 BGN 68.4
-20.98%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$9.05 BGN 15.05
-46.30%
Cappuccino
$2.75 Rp 49.2K
$2.02 BGN 3.36
36.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.21 BGN 2.01
9.09%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.66 BGN 1.10
6.06%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.31 BGN 2.18
122.14%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.93 BGN 4.87
29.35%
🛒 Groceries & Markets
Ubud, Bali
Haskovo
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.68 BGN 2.80
1.79%
White Bread (500g)
$2.47 Rp 44.3K
$0.72 BGN 1.19
243.06%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.73 BGN 2.87
-30.64%
Eggs
$2.44 Rp 43.8K
$3.36 BGN 5.59
-27.38%
Local Cheese (1kg)
$14.38 Rp 257.7K
$9.23 BGN 15.36
55.80%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$7.69 BGN 12.79
-43.95%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$8.60 BGN 14.30
41.98%
Apples (1kg)
$3.68 Rp 66.0K
$1.59 BGN 2.65
131.45%
Banana (1kg)
$1.55 Rp 27.8K
$2.02 BGN 3.36
-23.27%
Oranges (1kg)
$2.79 Rp 49.9K
$1.46 BGN 2.43
91.10%
Tomato (1kg)
$2.33 Rp 41.8K
$1.92 BGN 3.19
21.35%
Potato (1kg)
$1.97 Rp 35.3K
$0.86 BGN 1.44
129.07%
Onion (1kg)
$2.31 Rp 41.4K
$1.26 BGN 2.09
83.33%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.87 BGN 1.45
21.84%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.71 BGN 1.18
2.82%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$3.53 BGN 5.88
-7.08%
Wine (Bottle)
$22.79 Rp 408.4K
$7.61 BGN 12.65
199.47%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$0.82 BGN 1.36
242.68%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.69 BGN 2.82
64.50%
🚌 Getting Around
Ubud, Bali
Haskovo
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.91 BGN 1.51
-68.13%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$23.34 BGN 38.82
-65.47%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.17 BGN 1.94
-61.54%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.67 BGN 1.11
-32.84%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$13.22 BGN 22.00
-52.80%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.56 BGN 2.59
-45.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$28.5K BGN 47.3K
-8.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$24.8K BGN 41.3K
27.50%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haskovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$95.5 BGN 159
-15.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$13.35 BGN 22.22
-69.59%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$10.11 BGN 16.81
141.54%
🎉 Sport & Entertainment
Ubud, Bali
Haskovo
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$57.1 BGN 95.0
71.02%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$29.82 BGN 49.61
-78.37%
Cinema Ticket
$4.04 Rp 72.4K
$8.22 BGN 13.68
-50.85%
🧸 Childcare & Education
Ubud, Bali
Haskovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$237 BGN 394
28.24%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$2,365 BGN 3,935
179.91%
👕👟 Clothing & Footwear
Ubud, Bali
Haskovo
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$46.36 BGN 77.1
16.98%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$41.11 BGN 68.4
-5.67%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$80.6 BGN 134
6.86%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$72.0 BGN 120
6.50%
🏠 Accommodation & Living
Ubud, Bali
Haskovo
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$238 BGN 395
314.61%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$166 BGN 277
295.40%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$378 BGN 629
791.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$305 BGN 507
577.37%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,282 BGN 2,133
113.83%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$988 BGN 1,643
125.51%
💵 Salaries & Financials
Ubud, Bali
Haskovo
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$1,140 BGN 1,897
-85.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.57
190.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Haskovo: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $238 in Haskovo. Housing cost is often the main lever when comparing two cities.

Haskovo pays 598% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $41.00 in Haskovo. Groceries flip the comparison at $297 vs $212, with Haskovo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haskovo?
Haskovo wins on cost – living expenses run 62% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Haskovo?
On paper, Haskovo earns 598% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Haskovo?
Rent for a central apartment: $986 in Ubud, Bali versus $238 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Haskovo?
Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Haskovo?
Dining out is cheaper in Haskovo – a meal for two runs $41.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Haskovo?
At $867 in Haskovo versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Haskovo?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $867 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Ubud, Bali compared to Haskovo?
Safety-wise, Ubud, Bali and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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