😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $858 in Haskovo.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,376 in Haskovo.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,895 in Haskovo.
😐Living in Ubud, Bali is roughly 68% more expensive than Haskovo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 7% above, Haskovo is 36% below.
Currency
🍽 Eating Out
Ubud, Bali
Haskovo
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$9.86BGN 16.46
-63.79%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$40.83BGN 68.2
-20.21%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$8.61BGN 14.38
-41.11%
Cappuccino
$2.83Rp 49.0K
$2.08BGN 3.47
36.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$1.23BGN 2.05
8.94%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.70BGN 1.17
-1.43%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$1.32BGN 2.20
126.52%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$3.01BGN 5.03
27.91%
🛒 Groceries & Markets
Ubud, Bali
Haskovo
Difference
Milk(1 liter)
$1.74Rp 30.2K
$1.66BGN 2.76
4.82%
White Bread(500g)
$2.54Rp 44.0K
$0.71BGN 1.19
257.75%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.73BGN 2.89
-31.21%
Eggs
$2.43Rp 42.0K
$3.31BGN 5.53
-26.59%
Local Cheese(1kg)
$14.66Rp 254.1K
$9.19BGN 15.35
59.52%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$7.59BGN 12.67
-44.93%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$8.59BGN 14.34
39.00%
Apples(1kg)
$3.69Rp 63.9K
$1.67BGN 2.79
120.96%
Banana(1kg)
$1.61Rp 27.8K
$2.02BGN 3.37
-20.30%
Oranges(1kg)
$2.69Rp 46.5K
$1.47BGN 2.45
82.99%
Tomato(1kg)
$2.33Rp 40.4K
$1.81BGN 3.03
28.73%
Potato(1kg)
$1.91Rp 33.0K
$0.86BGN 1.44
122.09%
Onion(1kg)
$2.19Rp 37.9K
$1.22BGN 2.04
79.51%
Lettuce(1 head)
$1.06Rp 18.3K
$0.82BGN 1.37
29.27%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.70BGN 1.17
2.86%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$3.62BGN 6.05
-13.54%
Wine(Bottle)
$23.49Rp 407.1K
$7.35BGN 12.28
219.59%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$0.80BGN 1.33
242.50%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$1.74BGN 2.91
65.52%
🚌 Getting Around
Ubud, Bali
Haskovo
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.87BGN 1.45
-66.67%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$23.31BGN 38.93
-64.95%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$1.16BGN 1.94
-61.21%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.66BGN 1.11
-36.36%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$13.21BGN 22.07
-53.37%
Gasoline(1 liter)
$0.84Rp 14.6K
$1.56BGN 2.61
-46.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$29.1KBGN 48.5K
-9.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$24.0KBGN 40.1K
35.11%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haskovo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$96.3BGN 161
-18.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$13.05BGN 21.79
-69.73%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$10.05BGN 16.79
142.79%
🎉 Sport & Entertainment
Ubud, Bali
Haskovo
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$55.9BGN 93.3
72.79%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
$29.37BGN 49.05
-78.38%
Cinema Ticket
$4.04Rp 70.0K
$8.39BGN 14.02
-51.85%
🧸 Childcare & Education
Ubud, Bali
Haskovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$235BGN 392
28.91%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$2,371BGN 3,960
175.10%
👕👟 Clothing & Footwear
Ubud, Bali
Haskovo
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$47.49BGN 79.3
13.37%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$42.00BGN 70.1
-9.57%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$79.7BGN 133
8.87%
Men's Leather Business Shoes
$78.9Rp 1.4M
$71.4BGN 119
10.40%
🏠 Accommodation & Living
Ubud, Bali
Haskovo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$233BGN 390
333.61%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$169BGN 282
299.32%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$378BGN 631
796.72%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$313BGN 522
570.90%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$1,296BGN 2,164
130.35%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$1,029BGN 1,718
127.32%
💵 Salaries & Financials
Ubud, Bali
Haskovo
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
$832BGN 1,389
-79.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.57
190.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Haskovo: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $233 in Haskovo. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 380% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $41.00 in Haskovo. Groceries flip the comparison at $298 vs $209, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haskovo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Haskovo?
Haskovo wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Haskovo?
On paper, Haskovo earns 380% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Haskovo?
Rent for a central apartment: $1,012 in Ubud, Bali versus $233 in Haskovo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or Haskovo?
Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali vs Haskovo?
Dining out is cheaper in Haskovo – a meal for two runs $41.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Haskovo?
At $858 in Haskovo versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Haskovo?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $858 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Ubud, Bali compared to Haskovo?
Safety-wise, Ubud, Bali and Haskovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared