🙂Monthly costs for one person with rent: $892 in Haskovo versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,434 in Haskovo versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,976 in Haskovo versus $3,327 in Ubud, Bali.
🌍Living in Haskovo costs roughly 35% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Haskovo is 35% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Haskovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.05BGN 16.71
$3.44Rp 60.9K
192.15%
Three-Course Dinner for Two, Mid-Range
$46.43BGN 77.2
$36.31Rp 643.0K
27.87%
Fast Food Meal(McDonalds, etc)
$10.23BGN 17.01
$5.71Rp 101.0K
79.16%
Cappuccino
$2.11BGN 3.51
$2.67Rp 47.3K
-20.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.23BGN 2.04
$1.75Rp 31.0K
-29.71%
Water(0.33 liter bottle)
$1.00BGN 1.66
$0.87Rp 15.4K
14.94%
Local Beer(0.5 liter draught)
$1.35BGN 2.25
$2.95Rp 52.3K
-54.24%
Imported Beer(0.33 liter bottle)
$4.67BGN 7.77
$4.52Rp 80.0K
3.32%
🛒 Groceries & Markets
Haskovo
Ubud, Bali
Difference
Milk(1 liter)
$1.71BGN 2.85
$1.62Rp 28.7K
5.56%
White Bread(500g)
$0.72BGN 1.19
$2.33Rp 41.3K
-69.10%
Rice(white)(1kg)
$1.66BGN 2.76
$1.11Rp 19.6K
49.55%
Eggs
$3.33BGN 5.55
$2.20Rp 39.0K
51.36%
Local Cheese(1kg)
$11.74BGN 19.52
$17.69Rp 313.3K
-33.63%
Chicken Fillets(1kg)
$7.90BGN 13.15
$4.10Rp 72.5K
92.68%
Beef Round Steak(1kg)
$8.72BGN 14.50
$12.18Rp 215.6K
-28.41%
Apples(1kg)
$1.65BGN 2.75
$3.71Rp 65.6K
-55.53%
Banana(1kg)
$1.97BGN 3.27
$1.59Rp 28.1K
23.90%
Oranges(1kg)
$1.53BGN 2.55
$2.28Rp 40.4K
-32.89%
Tomato(1kg)
$1.82BGN 3.03
$1.95Rp 34.6K
-6.67%
Potato(1kg)
$0.85BGN 1.42
$1.91Rp 33.7K
-55.50%
Onion(1kg)
$0.93BGN 1.55
$2.33Rp 41.3K
-60.09%
Lettuce(1 head)
$0.88BGN 1.46
$1.01Rp 17.8K
-12.87%
Water(1.5 liter bottle)
$0.65BGN 1.08
$0.55Rp 9,773
18.18%
Cigarettes 20 Pack(Marlboro, Camel)
$4.29BGN 7.14
$2.23Rp 39.5K
92.38%
Wine(Bottle)
$7.55BGN 12.56
$23.07Rp 408.6K
-67.27%
Local Beer(0.5 liter bottle)
$0.79BGN 1.31
$2.42Rp 42.8K
-67.36%
Imported Beer(0.33 liter bottle)
$1.66BGN 2.77
$3.00Rp 53.1K
-44.67%
🚌 Getting Around
Haskovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.69BGN 1.15
$0.27Rp 4,814
155.56%
Public Transport Monthly Pass(Regular Price)
$23.99BGN 39.91
$8.98Rp 159.1K
167.15%
Taxi Start(Normal Tariff)
$1.16BGN 1.92
$0.48Rp 8,566
141.67%
Taxi(Normal Tariff)(1km)
$0.74BGN 1.23
$0.43Rp 7,679
72.09%
Taxi 1hour Waiting(Normal Tariff)
$14.01BGN 23.31
$5.64Rp 99.9K
148.40%
Gasoline(1 liter)
$1.57BGN 2.62
$0.80Rp 14.2K
96.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5KBGN 52.4K
$24.9KRp 441.7M
26.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5KBGN 40.8K
$31.7KRp 561.5M
-22.75%
🧾 Monthly Utilities & Internet
Haskovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$95.2BGN 158
$81.5Rp 1.4M
16.87%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.38BGN 22.26
$6.49Rp 115.0K
106.16%
Internet(50+ Mbps, Unlimited Data)
$9.76BGN 16.24
$18.77Rp 332.4K
-48.00%
🎉 Sport & Entertainment
Haskovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$55.4BGN 92.1
$56.9Rp 1.0M
-2.67%
Tennis Court(1 Hour on Weekend)
$30.08BGN 50.0
$18.73Rp 331.7K
60.60%
Cinema Ticket
$8.11BGN 13.48
$4.54Rp 80.4K
78.63%
🧸 Childcare & Education
Haskovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$770BGN 1,282
$481Rp 8.5M
60.27%
International Primary School, 1 Child(Yearly)
$2,328BGN 3,872
$5,711Rp 101.1M
-59.25%
👕👟 Clothing & Footwear
Haskovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$47.57BGN 79.1
$45.52Rp 806.0K
4.50%
Summer Dress(H&M, Zara, etc)
$43.84BGN 72.9
$35.88Rp 635.4K
22.19%
Sport Shoes(Adidas, Nike)
$79.5BGN 132
$80.4Rp 1.4M
-1.08%
Men's Leather Business Shoes
$85.9BGN 143
$78.7Rp 1.4M
9.18%
🏠 Accommodation & Living
Haskovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$239BGN 397
$1,115Rp 19.7M
-78.57%
1-bedroom Apartment, Outside City Center(Monthly)
$165BGN 275
$698Rp 12.4M
-76.28%
3-bedroom Apartment, City Center(Monthly)
$387BGN 644
$3,637Rp 64.4M
-89.35%
3-bedroom Apartment, Outside City Center(Monthly)
$311BGN 518
$1,737Rp 30.8M
-82.09%
Buy Apartment in City Center(m2)
$1,276BGN 2,123
$2,784Rp 49.3M
-54.17%
Buy Apartment Outside City Center(m2)
$1,023BGN 1,702
$2,290Rp 40.5M
-55.31%
💵 Salaries & Financials
Haskovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,150BGN 1,912
$168Rp 3.0M
584.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.9
13.78
-78.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Haskovo: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $239 in Haskovo and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 584% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $46.00 in Haskovo vs $36.00 in Ubud, Bali. Groceries flip the comparison at $219 vs $295, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haskovo or Ubud, Bali?
Haskovo wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Haskovo or in Ubud, Bali?
Average pay runs 584% higher in Haskovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Haskovo compared to Ubud, Bali?
Rent for a central apartment: $239 in Haskovo versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Haskovo or in Ubud, Bali?
Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Haskovo and in Ubud, Bali?
Dining out is cheaper in Haskovo – a meal for two runs $46.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Haskovo or in Ubud, Bali?
At $892 in Haskovo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Haskovo or Ubud, Bali?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $892 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Haskovo compared to Ubud, Bali?
Safety-wise, Haskovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.