Cost of Living Comparison Between Haskovo and Ubud, Bali Cost of Living Comparison Between Haskovo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $892 in Haskovo versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,434 in Haskovo versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,976 in Haskovo versus $3,327 in Ubud, Bali.

Living in Haskovo costs roughly 35% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Haskovo is 35% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Haskovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.05 BGN 16.71
$3.44 Rp 60.9K
192.15%
Three-Course Dinner for Two, Mid-Range
$46.43 BGN 77.2
$36.31 Rp 643.0K
27.87%
Fast Food Meal (McDonalds, etc)
$10.23 BGN 17.01
$5.71 Rp 101.0K
79.16%
Cappuccino
$2.11 BGN 3.51
$2.67 Rp 47.3K
-20.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.23 BGN 2.04
$1.75 Rp 31.0K
-29.71%
Water (0.33 liter bottle)
$1.00 BGN 1.66
$0.87 Rp 15.4K
14.94%
Local Beer (0.5 liter draught)
$1.35 BGN 2.25
$2.95 Rp 52.3K
-54.24%
Imported Beer (0.33 liter bottle)
$4.67 BGN 7.77
$4.52 Rp 80.0K
3.32%
🛒 Groceries & Markets
Haskovo
Ubud, Bali
Difference
Milk (1 liter)
$1.71 BGN 2.85
$1.62 Rp 28.7K
5.56%
White Bread (500g)
$0.72 BGN 1.19
$2.33 Rp 41.3K
-69.10%
Rice (white) (1kg)
$1.66 BGN 2.76
$1.11 Rp 19.6K
49.55%
Eggs
$3.33 BGN 5.55
$2.20 Rp 39.0K
51.36%
Local Cheese (1kg)
$11.74 BGN 19.52
$17.69 Rp 313.3K
-33.63%
Chicken Fillets (1kg)
$7.90 BGN 13.15
$4.10 Rp 72.5K
92.68%
Beef Round Steak (1kg)
$8.72 BGN 14.50
$12.18 Rp 215.6K
-28.41%
Apples (1kg)
$1.65 BGN 2.75
$3.71 Rp 65.6K
-55.53%
Banana (1kg)
$1.97 BGN 3.27
$1.59 Rp 28.1K
23.90%
Oranges (1kg)
$1.53 BGN 2.55
$2.28 Rp 40.4K
-32.89%
Tomato (1kg)
$1.82 BGN 3.03
$1.95 Rp 34.6K
-6.67%
Potato (1kg)
$0.85 BGN 1.42
$1.91 Rp 33.7K
-55.50%
Onion (1kg)
$0.93 BGN 1.55
$2.33 Rp 41.3K
-60.09%
Lettuce (1 head)
$0.88 BGN 1.46
$1.01 Rp 17.8K
-12.87%
Water (1.5 liter bottle)
$0.65 BGN 1.08
$0.55 Rp 9,773
18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$4.29 BGN 7.14
$2.23 Rp 39.5K
92.38%
Wine (Bottle)
$7.55 BGN 12.56
$23.07 Rp 408.6K
-67.27%
Local Beer (0.5 liter bottle)
$0.79 BGN 1.31
$2.42 Rp 42.8K
-67.36%
Imported Beer (0.33 liter bottle)
$1.66 BGN 2.77
$3.00 Rp 53.1K
-44.67%
🚌 Getting Around
Haskovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.69 BGN 1.15
$0.27 Rp 4,814
155.56%
Public Transport Monthly Pass (Regular Price)
$23.99 BGN 39.91
$8.98 Rp 159.1K
167.15%
Taxi Start (Normal Tariff)
$1.16 BGN 1.92
$0.48 Rp 8,566
141.67%
Taxi (Normal Tariff) (1km)
$0.74 BGN 1.23
$0.43 Rp 7,679
72.09%
Taxi 1hour Waiting (Normal Tariff)
$14.01 BGN 23.31
$5.64 Rp 99.9K
148.40%
Gasoline (1 liter)
$1.57 BGN 2.62
$0.80 Rp 14.2K
96.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.5K BGN 52.4K
$24.9K Rp 441.7M
26.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K BGN 40.8K
$31.7K Rp 561.5M
-22.75%
🧾 Monthly Utilities & Internet
Haskovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.2 BGN 158
$81.5 Rp 1.4M
16.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.38 BGN 22.26
$6.49 Rp 115.0K
106.16%
Internet (50+ Mbps, Unlimited Data)
$9.76 BGN 16.24
$18.77 Rp 332.4K
-48.00%
🎉 Sport & Entertainment
Haskovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$55.4 BGN 92.1
$56.9 Rp 1.0M
-2.67%
Tennis Court (1 Hour on Weekend)
$30.08 BGN 50.0
$18.73 Rp 331.7K
60.60%
Cinema Ticket
$8.11 BGN 13.48
$4.54 Rp 80.4K
78.63%
🧸 Childcare & Education
Haskovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$770 BGN 1,282
$481 Rp 8.5M
60.27%
International Primary School, 1 Child (Yearly)
$2,328 BGN 3,872
$5,711 Rp 101.1M
-59.25%
👕👟 Clothing & Footwear
Haskovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$47.57 BGN 79.1
$45.52 Rp 806.0K
4.50%
Summer Dress (H&M, Zara, etc)
$43.84 BGN 72.9
$35.88 Rp 635.4K
22.19%
Sport Shoes (Adidas, Nike)
$79.5 BGN 132
$80.4 Rp 1.4M
-1.08%
Men's Leather Business Shoes
$85.9 BGN 143
$78.7 Rp 1.4M
9.18%
🏠 Accommodation & Living
Haskovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$239 BGN 397
$1,115 Rp 19.7M
-78.57%
1-bedroom Apartment, Outside City Center (Monthly)
$165 BGN 275
$698 Rp 12.4M
-76.28%
3-bedroom Apartment, City Center (Monthly)
$387 BGN 644
$3,637 Rp 64.4M
-89.35%
3-bedroom Apartment, Outside City Center (Monthly)
$311 BGN 518
$1,737 Rp 30.8M
-82.09%
Buy Apartment in City Center (m2)
$1,276 BGN 2,123
$2,784 Rp 49.3M
-54.17%
Buy Apartment Outside City Center (m2)
$1,023 BGN 1,702
$2,290 Rp 40.5M
-55.31%
💵 Salaries & Financials
Haskovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,150 BGN 1,912
$168 Rp 3.0M
584.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.9
13.78
-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haskovo: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $239 in Haskovo and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Haskovo pays 584% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46.00 in Haskovo vs $36.00 in Ubud, Bali. Groceries flip the comparison at $219 vs $295, with Haskovo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haskovo or Ubud, Bali?
Haskovo wins on cost – living expenses run 53% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Haskovo or in Ubud, Bali?
Average pay runs 584% higher in Haskovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Haskovo compared to Ubud, Bali?
Rent for a central apartment: $239 in Haskovo versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Haskovo or in Ubud, Bali?
Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Haskovo and in Ubud, Bali?
Dining out is cheaper in Haskovo – a meal for two runs $46.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Haskovo or in Ubud, Bali?
At $892 in Haskovo versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Haskovo or Ubud, Bali?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $892 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Haskovo compared to Ubud, Bali?
Safety-wise, Haskovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 53% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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