Last update: Oct 2026

Cost of Living Comparison Between Haskovo and Ubud, Bali

For one person, living is cheaper in Haskovo: $858 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

41

Cost of Living Index in Haskovo
Learn more

Haskovo Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Haskovo

🇧🇬 Bulgaria

$858

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Haskovo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haskovo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $858 in Haskovo versus $1,349 in Ubud, Bali.

Haskovo $858
Ubud, Bali $1,349

Estimated couple costs with rent: $1,400 in Haskovo versus $2,305 in Ubud, Bali.

Haskovo $1,400
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,942 in Haskovo versus $3,261 in Ubud, Bali.

Haskovo $1,942
Ubud, Bali $3,261

Living in Haskovo costs roughly 36% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.53 BGN 16.67

$3.32 Rp 60.3K

187.05%

Three-Course Dinner for Two, Mid-Range

$45.57 BGN 79.7

$35.64 Rp 646.5K

27.86%

Fast Food Meal (McDonalds, etc)

$9.80 BGN 17.15

$5.53 Rp 100.4K

77.22%

Cappuccino

$2.02 BGN 3.54

$2.72 Rp 49.3K

-25.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 BGN 2.15

$1.70 Rp 30.9K

-27.65%

Water (0.33 liter bottle)

$1.03 BGN 1.80

$0.76 Rp 13.8K

35.53%

Local Beer (0.5 liter draught)

$1.27 BGN 2.23

$2.65 Rp 48.1K

-52.08%

Imported Beer (0.33 liter bottle)

$4.45 BGN 7.79

$4.38 Rp 79.5K

1.60%

Milk (1 liter)

$1.58 BGN 2.77

$1.49 Rp 27.0K

6.04%

White Bread (500g)

$0.69 BGN 1.20

$2.28 Rp 41.3K

-69.74%

Rice (white) (1kg)

$1.65 BGN 2.88

$1.19 Rp 21.6K

38.66%

Eggs

$3.21 BGN 5.62

$2.04 Rp 36.9K

57.35%

Local Cheese (1kg)

$11.80 BGN 20.65

$17.70 Rp 321.1K

-33.33%

Chicken Fillets (1kg)

$7.37 BGN 12.89

$3.96 Rp 71.9K

86.11%

Beef Round Steak (1kg)

$8.27 BGN 14.48

$12.19 Rp 221.1K

-32.16%

Apples (1kg)

$1.55 BGN 2.71

$3.66 Rp 66.3K

-57.65%

Banana (1kg)

$1.89 BGN 3.30

$1.52 Rp 27.5K

24.34%

Oranges (1kg)

$1.48 BGN 2.59

$2.23 Rp 40.4K

-33.63%

Tomato (1kg)

$1.85 BGN 3.24

$1.97 Rp 35.8K

-6.09%

Potato (1kg)

$0.77 BGN 1.34

$1.85 Rp 33.5K

-58.38%

Onion (1kg)

$0.90 BGN 1.58

$2.42 Rp 44.0K

-62.81%

Lettuce (1 head)

$0.79 BGN 1.39

$0.99 Rp 18.0K

-20.20%

Water (1.5 liter bottle)

$0.69 BGN 1.20

$0.51 Rp 9,313

35.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 BGN 7.25

$2.22 Rp 40.3K

86.49%

Wine (Bottle)

$7.76 BGN 13.57

$22.24 Rp 403.4K

-65.11%

Local Beer (0.5 liter bottle)

$0.78 BGN 1.37

$2.26 Rp 41.0K

-65.49%

Imported Beer (0.33 liter bottle)

$1.69 BGN 2.96

$2.97 Rp 53.9K

-43.10%

One-way Ticket (Public Transport)

$0.71 BGN 1.24

$0.25 Rp 4,553

184.00%

Public Transport Monthly Pass (Regular Price)

$23.32 BGN 40.82

$7.82 Rp 141.9K

198.21%

Taxi Start (Normal Tariff)

$1.17 BGN 2.04

$0.44 Rp 7,972

165.91%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.25

$0.43 Rp 7,801

67.44%

Taxi 1hour Waiting (Normal Tariff)

$13.30 BGN 23.27

$5.41 Rp 98.1K

145.84%

Gasoline (1 liter)

$1.61 BGN 2.82

$0.82 Rp 15.0K

96.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BGN 53.2K

$23.8K Rp 432.4M

27.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K BGN 40.4K

$31.7K Rp 575.9M

-27.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.6 BGN 162

$79.1 Rp 1.4M

17.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 BGN 22.89

$6.45 Rp 116.9K

102.79%

Internet (50+ Mbps, Unlimited Data)

$9.46 BGN 16.55

$18.58 Rp 337.0K

-49.09%

Gym Membership (Monthly)

$54.1 BGN 94.7

$49.48 Rp 897.5K

9.32%

Tennis Court (1 Hour on Weekend)

$28.93 BGN 50.6

$17.65 Rp 320.1K

63.91%

Cinema Ticket

$8.12 BGN 14.22

$4.27 Rp 77.5K

90.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$798 BGN 1,396

$491 Rp 8.9M

62.62%

International Primary School, 1 Child (Yearly)

$2,289 BGN 4,006

$5,674 Rp 102.9M

-59.65%

Jeans (Levis 501 Or Similar)

$46.12 BGN 80.7

$44.64 Rp 809.7K

3.32%

Summer Dress (H&M, Zara, etc)

$40.43 BGN 70.8

$34.95 Rp 634.0K

15.68%

Sport Shoes (Adidas, Nike)

$77.0 BGN 135

$79.9 Rp 1.4M

-3.68%

Men's Leather Business Shoes

$83.2 BGN 146

$79.4 Rp 1.4M

4.73%

1-bedroom Apartment, City Center (Monthly)

$230 BGN 403

$1,125 Rp 20.4M

-79.55%

1-bedroom Apartment, Outside City Center (Monthly)

$164 BGN 287

$671 Rp 12.2M

-75.55%

3-bedroom Apartment, City Center (Monthly)

$369 BGN 645

$3,565 Rp 64.7M

-89.66%

3-bedroom Apartment, Outside City Center (Monthly)

$299 BGN 523

$1,723 Rp 31.3M

-82.64%

Buy Apartment in City Center (m2)

$1,200 BGN 2,099

$2,732 Rp 49.5M

-56.08%

Buy Apartment Outside City Center (m2)

$966 BGN 1,691

$2,284 Rp 41.4M

-57.69%

Average Monthly Net Salary (After Tax)

$1,098 BGN 1,921

$164 Rp 3.0M

570.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

13.78

-79.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haskovo: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Haskovo

$212 24.7%

Ubud, Bali

$288 21.4% 36.2% $77

Accommodation & Living

Haskovo

$164 19.2%

Ubud, Bali

$672 49.8% 309% $507

Eating Out

Haskovo

$154 18%

Ubud, Bali

$108 8% 30.2% $47

Monthly Utilities & Internet

Haskovo

$115 13.4%

Ubud, Bali

$104 7.7% 9.6% $11

Clothing & Footwear

Haskovo

$111 13%

Ubud, Bali

$108 8% 3.2% $3.5

Sport & Entertainment

Haskovo

$70 8.2%

Ubud, Bali

$58 4.3% 17.5% $12

Getting Around

Haskovo

$31 3.6%

Ubud, Bali

$11 0.9% 63% $19

Cost Breakdown

A one-bedroom apartment in the center runs $230 in Haskovo and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Haskovo pays about 6.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46 in Haskovo vs $36 in Ubud, Bali. Groceries flip the comparison at $212 vs $288, with Haskovo cheaper for home cooking.

Good to know

🇧🇬 Haskovo

🇮🇩 Ubud, Bali

🕒 Local time

06:41 6:41 AM

12:41 12:41 PM

6 h ahead of Haskovo

🌤 Weather

👥 Population

76,587

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Haskovo Ubud, Bali 10,610 km ≈ 14 h nonstop flight

From you

Haskovo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Haskovo wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Haskovo the obvious pick if budget is a priority.

Average pay in Haskovo is about 6.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $230 in Haskovo versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $46 in Haskovo. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Haskovo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Haskovo and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.