🙂Monthly costs for one person with rent: $867 in Haskovo versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,396 in Haskovo versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,924 in Haskovo versus $3,694 in Ubud, Bali.
🙂Living in Haskovo costs roughly 38% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Haskovo is 35% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Haskovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.94BGN 16.53
$3.57Rp 64.0K
178.43%
Three-Course Dinner for Two, Mid-Range
$41.13BGN 68.4
$32.50Rp 582.3K
26.55%
Fast Food Meal(McDonalds, etc)
$9.05BGN 15.05
$4.86Rp 87.1K
86.21%
Cappuccino
$2.02BGN 3.36
$2.75Rp 49.2K
-26.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.21BGN 2.01
$1.32Rp 23.7K
-8.33%
Water(0.33 liter bottle)
$0.66BGN 1.10
$0.70Rp 12.6K
-5.71%
Local Beer(0.5 liter draught)
$1.31BGN 2.18
$2.91Rp 52.2K
-54.98%
Imported Beer(0.33 liter bottle)
$2.93BGN 4.87
$3.79Rp 68.0K
-22.69%
🛒 Groceries & Markets
Haskovo
Ubud, Bali
Difference
Milk(1 liter)
$1.68BGN 2.80
$1.71Rp 30.6K
-1.75%
White Bread(500g)
$0.72BGN 1.19
$2.47Rp 44.3K
-70.85%
Rice(white)(1kg)
$1.73BGN 2.87
$1.20Rp 21.5K
44.17%
Eggs
$3.36BGN 5.59
$2.44Rp 43.8K
37.70%
Local Cheese(1kg)
$9.23BGN 15.36
$14.38Rp 257.7K
-35.81%
Chicken Fillets(1kg)
$7.69BGN 12.79
$4.31Rp 77.1K
78.42%
Beef Round Steak(1kg)
$8.60BGN 14.30
$12.21Rp 218.7K
-29.57%
Apples(1kg)
$1.59BGN 2.65
$3.68Rp 66.0K
-56.79%
Banana(1kg)
$2.02BGN 3.36
$1.55Rp 27.8K
30.32%
Oranges(1kg)
$1.46BGN 2.43
$2.79Rp 49.9K
-47.67%
Tomato(1kg)
$1.92BGN 3.19
$2.33Rp 41.8K
-17.60%
Potato(1kg)
$0.86BGN 1.44
$1.97Rp 35.3K
-56.35%
Onion(1kg)
$1.26BGN 2.09
$2.31Rp 41.4K
-45.45%
Lettuce(1 head)
$0.87BGN 1.45
$1.06Rp 19.1K
-17.92%
Water(1.5 liter bottle)
$0.71BGN 1.18
$0.73Rp 13.1K
-2.74%
Cigarettes 20 Pack(Marlboro, Camel)
$3.53BGN 5.88
$3.28Rp 58.8K
7.62%
Wine(Bottle)
$7.61BGN 12.65
$22.79Rp 408.4K
-66.61%
Local Beer(0.5 liter bottle)
$0.82BGN 1.36
$2.81Rp 50.3K
-70.82%
Imported Beer(0.33 liter bottle)
$1.69BGN 2.82
$2.78Rp 49.9K
-39.21%
🚌 Getting Around
Haskovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.91BGN 1.51
$0.29Rp 5,217
213.79%
Public Transport Monthly Pass(Regular Price)
$23.34BGN 38.82
$8.06Rp 144.4K
189.58%
Taxi Start(Normal Tariff)
$1.17BGN 1.94
$0.45Rp 8,047
160.00%
Taxi(Normal Tariff)(1km)
$0.67BGN 1.11
$0.45Rp 8,094
48.89%
Taxi 1hour Waiting(Normal Tariff)
$13.22BGN 22.00
$6.24Rp 111.7K
111.86%
Gasoline(1 liter)
$1.56BGN 2.59
$0.85Rp 15.2K
83.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5KBGN 47.3K
$26.0KRp 465.4M
9.53%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8KBGN 41.3K
$31.7KRp 567.2M
-21.57%
🧾 Monthly Utilities & Internet
Haskovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$95.5BGN 159
$80.8Rp 1.4M
18.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.35BGN 22.22
$4.06Rp 72.7K
228.82%
Internet(50+ Mbps, Unlimited Data)
$10.11BGN 16.81
$24.42Rp 437.6K
-58.60%
🎉 Sport & Entertainment
Haskovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$57.1BGN 95.0
$97.7Rp 1.7M
-41.53%
Tennis Court(1 Hour on Weekend)
$29.82BGN 49.61
$6.45Rp 115.5K
362.33%
Cinema Ticket
$8.22BGN 13.68
$4.04Rp 72.4K
103.47%
🧸 Childcare & Education
Haskovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$237BGN 394
$304Rp 5.4M
-22.02%
International Primary School, 1 Child(Yearly)
$2,365BGN 3,935
$6,621Rp 118.6M
-64.27%
👕👟 Clothing & Footwear
Haskovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$46.36BGN 77.1
$54.2Rp 971.7K
-14.51%
Summer Dress(H&M, Zara, etc)
$41.11BGN 68.4
$38.78Rp 694.7K
6.01%
Sport Shoes(Adidas, Nike)
$80.6BGN 134
$86.1Rp 1.5M
-6.42%
Men's Leather Business Shoes
$72.0BGN 120
$76.7Rp 1.4M
-6.10%
🏠 Accommodation & Living
Haskovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$238BGN 395
$986Rp 17.7M
-75.88%
1-bedroom Apartment, Outside City Center(Monthly)
$166BGN 277
$658Rp 11.8M
-74.71%
3-bedroom Apartment, City Center(Monthly)
$378BGN 629
$3,369Rp 60.4M
-88.79%
3-bedroom Apartment, Outside City Center(Monthly)
$305BGN 507
$2,066Rp 37.0M
-85.24%
Buy Apartment in City Center(m2)
$1,282BGN 2,133
$2,741Rp 49.1M
-53.23%
Buy Apartment Outside City Center(m2)
$988BGN 1,643
$2,228Rp 39.9M
-55.66%
💵 Salaries & Financials
Haskovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,140BGN 1,897
$163Rp 2.9M
597.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
13.28
-65.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Haskovo: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $238 in Haskovo and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 598% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $41.00 in Haskovo vs $33.00 in Ubud, Bali. Groceries flip the comparison at $212 vs $297, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haskovo or Ubud, Bali?
Haskovo wins on cost – living expenses run 62% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Haskovo or Ubud, Bali?
Haskovo pays 598% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Haskovo vs Ubud, Bali?
Rent for a central apartment: $238 in Haskovo versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Haskovo or Ubud, Bali?
Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Haskovo vs Ubud, Bali?
Dining out is cheaper in Haskovo – a meal for two runs $41.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Haskovo or Ubud, Bali?
At $867 in Haskovo versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Haskovo or Ubud, Bali?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $867 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Haskovo compared to Ubud, Bali?
Safety-wise, Haskovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.