Cost of Living Comparison Between Haskovo and Ubud, Bali Cost of Living Comparison Between Haskovo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $851 in Haskovo versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,384 in Haskovo versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,916 in Haskovo versus $3,723 in Ubud, Bali.

Living in Haskovo costs roughly 39% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Haskovo is 36% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Haskovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.96 BGN 16.57
$3.57 Rp 64.5K
178.99%
Three-Course Dinner for Two, Mid-Range
$41.84 BGN 69.6
$32.32 Rp 583.4K
29.46%
Fast Food Meal (McDonalds, etc)
$8.67 BGN 14.42
$5.01 Rp 90.4K
73.05%
Cappuccino
$2.11 BGN 3.51
$2.82 Rp 51.0K
-25.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.21 BGN 2.02
$1.35 Rp 24.4K
-10.37%
Water (0.33 liter bottle)
$0.67 BGN 1.11
$0.73 Rp 13.2K
-8.22%
Local Beer (0.5 liter draught)
$1.31 BGN 2.17
$2.93 Rp 53.0K
-55.29%
Imported Beer (0.33 liter bottle)
$2.88 BGN 4.79
$3.94 Rp 71.1K
-26.90%
🛒 Groceries & Markets
Haskovo
Ubud, Bali
Difference
Milk (1 liter)
$1.72 BGN 2.86
$1.78 Rp 32.1K
-3.37%
White Bread (500g)
$0.76 BGN 1.27
$2.45 Rp 44.2K
-68.98%
Rice (white) (1kg)
$1.65 BGN 2.75
$1.15 Rp 20.7K
43.48%
Eggs
$3.39 BGN 5.64
$2.41 Rp 43.6K
40.66%
Local Cheese (1kg)
$9.57 BGN 15.92
$14.33 Rp 258.7K
-33.22%
Chicken Fillets (1kg)
$7.44 BGN 12.38
$4.19 Rp 75.6K
77.57%
Beef Round Steak (1kg)
$8.70 BGN 14.47
$12.06 Rp 217.7K
-27.86%
Apples (1kg)
$1.63 BGN 2.72
$3.64 Rp 65.7K
-55.22%
Banana (1kg)
$2.00 BGN 3.32
$1.57 Rp 28.3K
27.39%
Oranges (1kg)
$1.46 BGN 2.43
$2.79 Rp 50.3K
-47.67%
Tomato (1kg)
$1.83 BGN 3.04
$2.24 Rp 40.5K
-18.30%
Potato (1kg)
$0.80 BGN 1.34
$1.98 Rp 35.7K
-59.60%
Onion (1kg)
$1.21 BGN 2.02
$2.28 Rp 41.1K
-46.93%
Lettuce (1 head)
$0.90 BGN 1.49
$1.05 Rp 19.0K
-14.29%
Water (1.5 liter bottle)
$0.66 BGN 1.10
$0.79 Rp 14.2K
-16.46%
Cigarettes 20 Pack (Marlboro, Camel)
$3.51 BGN 5.83
$3.19 Rp 57.6K
10.03%
Wine (Bottle)
$7.20 BGN 11.98
$23.49 Rp 424.1K
-69.35%
Local Beer (0.5 liter bottle)
$0.86 BGN 1.43
$2.90 Rp 52.3K
-70.34%
Imported Beer (0.33 liter bottle)
$1.68 BGN 2.79
$2.76 Rp 49.7K
-39.13%
🚌 Getting Around
Haskovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.90 BGN 1.50
$0.27 Rp 4,813
233.33%
Public Transport Monthly Pass (Regular Price)
$23.77 BGN 39.55
$8.37 Rp 151.1K
183.99%
Taxi Start (Normal Tariff)
$1.15 BGN 1.91
$0.45 Rp 8,167
155.56%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.10
$0.46 Rp 8,298
43.48%
Taxi 1hour Waiting (Normal Tariff)
$13.02 BGN 21.66
$6.07 Rp 109.6K
114.50%
Gasoline (1 liter)
$1.47 BGN 2.45
$0.86 Rp 15.6K
70.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.0K BGN 48.3K
$26.6K Rp 480.0M
9.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K BGN 40.1K
$32.5K Rp 587.6M
-26.00%
🧾 Monthly Utilities & Internet
Haskovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$93.2 BGN 155
$79.0 Rp 1.4M
17.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.32 BGN 22.16
$4.09 Rp 73.9K
225.67%
Internet (50+ Mbps, Unlimited Data)
$10.02 BGN 16.66
$23.85 Rp 430.5K
-57.99%
🎉 Sport & Entertainment
Haskovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$56.1 BGN 93.3
$98.8 Rp 1.8M
-43.21%
Tennis Court (1 Hour on Weekend)
$28.98 BGN 48.21
$6.35 Rp 114.7K
356.38%
Cinema Ticket
$8.45 BGN 14.05
$4.01 Rp 72.3K
110.72%
🧸 Childcare & Education
Haskovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$237 BGN 395
$297 Rp 5.4M
-20.12%
International Primary School, 1 Child (Yearly)
$2,407 BGN 4,004
$6,602 Rp 119.2M
-63.54%
👕👟 Clothing & Footwear
Haskovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$47.97 BGN 79.8
$53.4 Rp 964.5K
-10.22%
Summer Dress (H&M, Zara, etc)
$42.22 BGN 70.2
$38.11 Rp 688.1K
10.78%
Sport Shoes (Adidas, Nike)
$80.3 BGN 134
$88.7 Rp 1.6M
-9.42%
Men's Leather Business Shoes
$71.2 BGN 118
$76.6 Rp 1.4M
-7.09%
🏠 Accommodation & Living
Haskovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$232 BGN 387
$1,020 Rp 18.4M
-77.20%
1-bedroom Apartment, Outside City Center (Monthly)
$166 BGN 277
$680 Rp 12.3M
-75.54%
3-bedroom Apartment, City Center (Monthly)
$386 BGN 641
$3,469 Rp 62.6M
-88.89%
3-bedroom Apartment, Outside City Center (Monthly)
$305 BGN 507
$2,090 Rp 37.7M
-85.42%
Buy Apartment in City Center (m2)
$1,232 BGN 2,050
$2,729 Rp 49.3M
-54.85%
Buy Apartment Outside City Center (m2)
$1,007 BGN 1,676
$2,295 Rp 41.4M
-56.12%
💵 Salaries & Financials
Haskovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,112 BGN 1,849
$164 Rp 3.0M
579.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haskovo: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $232 in Haskovo and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Haskovo pays 579% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Haskovo vs $32.00 in Ubud, Bali. Groceries flip the comparison at $211 vs $298, with Haskovo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haskovo or Ubud, Bali?
Haskovo wins on cost – living expenses run 64% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Haskovo or in Ubud, Bali?
Average pay runs 579% higher in Haskovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Haskovo compared to Ubud, Bali?
Rent for a central apartment: $232 in Haskovo versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Haskovo or in Ubud, Bali?
Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Haskovo and in Ubud, Bali?
Dining out is cheaper in Haskovo – a meal for two runs $42.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Haskovo or in Ubud, Bali?
At $851 in Haskovo versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Haskovo or Ubud, Bali?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $851 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Haskovo compared to Ubud, Bali?
Safety-wise, Haskovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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