🙂Monthly costs for one person with rent: $858 in Haskovo versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,376 in Haskovo versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,895 in Haskovo versus $3,732 in Ubud, Bali.
🙂Living in Haskovo costs roughly 40% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Haskovo is 36% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Haskovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.86BGN 16.46
$3.57Rp 61.9K
176.19%
Three-Course Dinner for Two, Mid-Range
$40.83BGN 68.2
$32.58Rp 564.7K
25.32%
Fast Food Meal(McDonalds, etc)
$8.61BGN 14.38
$5.07Rp 87.8K
69.82%
Cappuccino
$2.08BGN 3.47
$2.83Rp 49.0K
-26.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.23BGN 2.05
$1.34Rp 23.2K
-8.21%
Water(0.33 liter bottle)
$0.70BGN 1.17
$0.69Rp 12.0K
1.45%
Local Beer(0.5 liter draught)
$1.32BGN 2.20
$2.99Rp 51.8K
-55.85%
Imported Beer(0.33 liter bottle)
$3.01BGN 5.03
$3.85Rp 66.7K
-21.82%
🛒 Groceries & Markets
Haskovo
Ubud, Bali
Difference
Milk(1 liter)
$1.66BGN 2.76
$1.74Rp 30.2K
-4.60%
White Bread(500g)
$0.71BGN 1.19
$2.54Rp 44.0K
-72.05%
Rice(white)(1kg)
$1.73BGN 2.89
$1.19Rp 20.6K
45.38%
Eggs
$3.31BGN 5.53
$2.43Rp 42.0K
36.21%
Local Cheese(1kg)
$9.19BGN 15.35
$14.66Rp 254.1K
-37.31%
Chicken Fillets(1kg)
$7.59BGN 12.67
$4.18Rp 72.4K
81.58%
Beef Round Steak(1kg)
$8.59BGN 14.34
$11.94Rp 206.9K
-28.06%
Apples(1kg)
$1.67BGN 2.79
$3.69Rp 63.9K
-54.74%
Banana(1kg)
$2.02BGN 3.37
$1.61Rp 27.8K
25.47%
Oranges(1kg)
$1.47BGN 2.45
$2.69Rp 46.5K
-45.35%
Tomato(1kg)
$1.81BGN 3.03
$2.33Rp 40.4K
-22.32%
Potato(1kg)
$0.86BGN 1.44
$1.91Rp 33.0K
-54.97%
Onion(1kg)
$1.22BGN 2.04
$2.19Rp 37.9K
-44.29%
Lettuce(1 head)
$0.82BGN 1.37
$1.06Rp 18.3K
-22.64%
Water(1.5 liter bottle)
$0.70BGN 1.17
$0.72Rp 12.5K
-2.78%
Cigarettes 20 Pack(Marlboro, Camel)
$3.62BGN 6.05
$3.13Rp 54.3K
15.65%
Wine(Bottle)
$7.35BGN 12.28
$23.49Rp 407.1K
-68.71%
Local Beer(0.5 liter bottle)
$0.80BGN 1.33
$2.74Rp 47.5K
-70.80%
Imported Beer(0.33 liter bottle)
$1.74BGN 2.91
$2.88Rp 49.9K
-39.58%
🚌 Getting Around
Haskovo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.87BGN 1.45
$0.29Rp 5,029
200.00%
Public Transport Monthly Pass(Regular Price)
$23.31BGN 38.93
$8.17Rp 141.6K
185.31%
Taxi Start(Normal Tariff)
$1.16BGN 1.94
$0.45Rp 7,863
157.78%
Taxi(Normal Tariff)(1km)
$0.66BGN 1.11
$0.42Rp 7,305
57.14%
Taxi 1hour Waiting(Normal Tariff)
$13.21BGN 22.07
$6.16Rp 106.7K
114.45%
Gasoline(1 liter)
$1.56BGN 2.61
$0.84Rp 14.6K
85.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1KBGN 48.5K
$26.2KRp 454.9M
10.74%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0KBGN 40.1K
$32.5KRp 562.9M
-25.99%
🧾 Monthly Utilities & Internet
Haskovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$96.3BGN 161
$78.4Rp 1.4M
22.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.05BGN 21.79
$3.95Rp 68.5K
230.38%
Internet(50+ Mbps, Unlimited Data)
$10.05BGN 16.79
$24.40Rp 423.0K
-58.81%
🎉 Sport & Entertainment
Haskovo
Ubud, Bali
Difference
Gym Membership(Monthly)
$55.9BGN 93.3
$96.5Rp 1.7M
-42.13%
Tennis Court(1 Hour on Weekend)
$29.37BGN 49.05
$6.35Rp 110.0K
362.52%
Cinema Ticket
$8.39BGN 14.02
$4.04Rp 70.0K
107.67%
🧸 Childcare & Education
Haskovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$235BGN 392
$303Rp 5.2M
-22.43%
International Primary School, 1 Child(Yearly)
$2,371BGN 3,960
$6,523Rp 113.1M
-63.65%
👕👟 Clothing & Footwear
Haskovo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$47.49BGN 79.3
$53.8Rp 933.1K
-11.79%
Summer Dress(H&M, Zara, etc)
$42.00BGN 70.1
$37.98Rp 658.3K
10.58%
Sport Shoes(Adidas, Nike)
$79.7BGN 133
$86.8Rp 1.5M
-8.15%
Men's Leather Business Shoes
$71.4BGN 119
$78.9Rp 1.4M
-9.42%
🏠 Accommodation & Living
Haskovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$233BGN 390
$1,012Rp 17.5M
-76.94%
1-bedroom Apartment, Outside City Center(Monthly)
$169BGN 282
$674Rp 11.7M
-74.96%
3-bedroom Apartment, City Center(Monthly)
$378BGN 631
$3,390Rp 58.8M
-88.85%
3-bedroom Apartment, Outside City Center(Monthly)
$313BGN 522
$2,098Rp 36.4M
-85.09%
Buy Apartment in City Center(m2)
$1,296BGN 2,164
$2,985Rp 51.7M
-56.59%
Buy Apartment Outside City Center(m2)
$1,029BGN 1,718
$2,339Rp 40.5M
-56.01%
💵 Salaries & Financials
Haskovo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$832BGN 1,389
$173Rp 3.0M
380.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
13.28
-65.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Haskovo: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $233 in Haskovo and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Haskovo pays 380% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $41.00 in Haskovo vs $33.00 in Ubud, Bali. Groceries flip the comparison at $209 vs $298, with Haskovo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haskovo or Ubud, Bali?
Haskovo wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Haskovo or Ubud, Bali?
Haskovo pays 380% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Haskovo vs Ubud, Bali?
Rent for a central apartment: $233 in Haskovo versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Haskovo or Ubud, Bali?
Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Haskovo vs Ubud, Bali?
Dining out is cheaper in Haskovo – a meal for two runs $41.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Haskovo or Ubud, Bali?
At $858 in Haskovo versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Haskovo or Ubud, Bali?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $858 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Haskovo compared to Ubud, Bali?
Safety-wise, Haskovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.