Cost of Living Comparison Between Haskovo and Ubud, Bali Cost of Living Comparison Between Haskovo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $858 in Haskovo versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,376 in Haskovo versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,895 in Haskovo versus $3,732 in Ubud, Bali.

Living in Haskovo costs roughly 40% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Haskovo is 36% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Haskovo
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.86 BGN 16.46
$3.57 Rp 61.9K
176.19%
Three-Course Dinner for Two, Mid-Range
$40.83 BGN 68.2
$32.58 Rp 564.7K
25.32%
Fast Food Meal (McDonalds, etc)
$8.61 BGN 14.38
$5.07 Rp 87.8K
69.82%
Cappuccino
$2.08 BGN 3.47
$2.83 Rp 49.0K
-26.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.23 BGN 2.05
$1.34 Rp 23.2K
-8.21%
Water (0.33 liter bottle)
$0.70 BGN 1.17
$0.69 Rp 12.0K
1.45%
Local Beer (0.5 liter draught)
$1.32 BGN 2.20
$2.99 Rp 51.8K
-55.85%
Imported Beer (0.33 liter bottle)
$3.01 BGN 5.03
$3.85 Rp 66.7K
-21.82%
🛒 Groceries & Markets
Haskovo
Ubud, Bali
Difference
Milk (1 liter)
$1.66 BGN 2.76
$1.74 Rp 30.2K
-4.60%
White Bread (500g)
$0.71 BGN 1.19
$2.54 Rp 44.0K
-72.05%
Rice (white) (1kg)
$1.73 BGN 2.89
$1.19 Rp 20.6K
45.38%
Eggs
$3.31 BGN 5.53
$2.43 Rp 42.0K
36.21%
Local Cheese (1kg)
$9.19 BGN 15.35
$14.66 Rp 254.1K
-37.31%
Chicken Fillets (1kg)
$7.59 BGN 12.67
$4.18 Rp 72.4K
81.58%
Beef Round Steak (1kg)
$8.59 BGN 14.34
$11.94 Rp 206.9K
-28.06%
Apples (1kg)
$1.67 BGN 2.79
$3.69 Rp 63.9K
-54.74%
Banana (1kg)
$2.02 BGN 3.37
$1.61 Rp 27.8K
25.47%
Oranges (1kg)
$1.47 BGN 2.45
$2.69 Rp 46.5K
-45.35%
Tomato (1kg)
$1.81 BGN 3.03
$2.33 Rp 40.4K
-22.32%
Potato (1kg)
$0.86 BGN 1.44
$1.91 Rp 33.0K
-54.97%
Onion (1kg)
$1.22 BGN 2.04
$2.19 Rp 37.9K
-44.29%
Lettuce (1 head)
$0.82 BGN 1.37
$1.06 Rp 18.3K
-22.64%
Water (1.5 liter bottle)
$0.70 BGN 1.17
$0.72 Rp 12.5K
-2.78%
Cigarettes 20 Pack (Marlboro, Camel)
$3.62 BGN 6.05
$3.13 Rp 54.3K
15.65%
Wine (Bottle)
$7.35 BGN 12.28
$23.49 Rp 407.1K
-68.71%
Local Beer (0.5 liter bottle)
$0.80 BGN 1.33
$2.74 Rp 47.5K
-70.80%
Imported Beer (0.33 liter bottle)
$1.74 BGN 2.91
$2.88 Rp 49.9K
-39.58%
🚌 Getting Around
Haskovo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.87 BGN 1.45
$0.29 Rp 5,029
200.00%
Public Transport Monthly Pass (Regular Price)
$23.31 BGN 38.93
$8.17 Rp 141.6K
185.31%
Taxi Start (Normal Tariff)
$1.16 BGN 1.94
$0.45 Rp 7,863
157.78%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.11
$0.42 Rp 7,305
57.14%
Taxi 1hour Waiting (Normal Tariff)
$13.21 BGN 22.07
$6.16 Rp 106.7K
114.45%
Gasoline (1 liter)
$1.56 BGN 2.61
$0.84 Rp 14.6K
85.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BGN 48.5K
$26.2K Rp 454.9M
10.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K BGN 40.1K
$32.5K Rp 562.9M
-25.99%
🧾 Monthly Utilities & Internet
Haskovo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.3 BGN 161
$78.4 Rp 1.4M
22.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.05 BGN 21.79
$3.95 Rp 68.5K
230.38%
Internet (50+ Mbps, Unlimited Data)
$10.05 BGN 16.79
$24.40 Rp 423.0K
-58.81%
🎉 Sport & Entertainment
Haskovo
Ubud, Bali
Difference
Gym Membership (Monthly)
$55.9 BGN 93.3
$96.5 Rp 1.7M
-42.13%
Tennis Court (1 Hour on Weekend)
$29.37 BGN 49.05
$6.35 Rp 110.0K
362.52%
Cinema Ticket
$8.39 BGN 14.02
$4.04 Rp 70.0K
107.67%
🧸 Childcare & Education
Haskovo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 BGN 392
$303 Rp 5.2M
-22.43%
International Primary School, 1 Child (Yearly)
$2,371 BGN 3,960
$6,523 Rp 113.1M
-63.65%
👕👟 Clothing & Footwear
Haskovo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$47.49 BGN 79.3
$53.8 Rp 933.1K
-11.79%
Summer Dress (H&M, Zara, etc)
$42.00 BGN 70.1
$37.98 Rp 658.3K
10.58%
Sport Shoes (Adidas, Nike)
$79.7 BGN 133
$86.8 Rp 1.5M
-8.15%
Men's Leather Business Shoes
$71.4 BGN 119
$78.9 Rp 1.4M
-9.42%
🏠 Accommodation & Living
Haskovo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$233 BGN 390
$1,012 Rp 17.5M
-76.94%
1-bedroom Apartment, Outside City Center (Monthly)
$169 BGN 282
$674 Rp 11.7M
-74.96%
3-bedroom Apartment, City Center (Monthly)
$378 BGN 631
$3,390 Rp 58.8M
-88.85%
3-bedroom Apartment, Outside City Center (Monthly)
$313 BGN 522
$2,098 Rp 36.4M
-85.09%
Buy Apartment in City Center (m2)
$1,296 BGN 2,164
$2,985 Rp 51.7M
-56.59%
Buy Apartment Outside City Center (m2)
$1,029 BGN 1,718
$2,339 Rp 40.5M
-56.01%
💵 Salaries & Financials
Haskovo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$832 BGN 1,389
$173 Rp 3.0M
380.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haskovo: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $233 in Haskovo and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Haskovo pays 380% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $41.00 in Haskovo vs $33.00 in Ubud, Bali. Groceries flip the comparison at $209 vs $298, with Haskovo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haskovo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Haskovo or Ubud, Bali?
Haskovo wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Haskovo the obvious pick if budget is a priority.
Are salaries higher in Haskovo or Ubud, Bali?
Haskovo pays 380% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Haskovo vs Ubud, Bali?
Rent for a central apartment: $233 in Haskovo versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Haskovo or Ubud, Bali?
Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Haskovo vs Ubud, Bali?
Dining out is cheaper in Haskovo – a meal for two runs $41.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Haskovo or Ubud, Bali?
At $858 in Haskovo versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Haskovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haskovo the clear choice for anyone on this budget.
Which city is better for digital nomads, Haskovo or Ubud, Bali?
Both work as nomad bases, but Haskovo delivers better value – similar infrastructure at $858 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Haskovo hard to pass up.
How safe is Haskovo compared to Ubud, Bali?
Safety-wise, Haskovo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Haskovo gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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